MIRA INFORM REPORT

 

 

Report Date :

31.10.2014

 

IDENTIFICATION DETAILS

 

Name :

D S R A INDUSTRIAL SALES CC

 

 

Registered Office :

Unit 6 & 7, Protea Business Park, No. 30 All Black Road, Anderbolt, Boksburg, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

02.01.2001

 

 

Com. Reg. No.:

2001/000124/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Importers of conveyor and transmission belting for tobacco, food and general processing and production purposes

 

 

No. of Employees :

±9

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth

Source : CIA

 


COMPANY NAME

 

D S R A INDUSTRIAL SALES CC          

 

 

TRADING NAME

 

STEEL BELTING            

 

                                                   

PHYSICAL ADDRESS

 

Unit 6 & 7

Protea Business Park

No. 30 All Black Road

Anderbolt

BOKSBURG

Gauteng

 

 

POSTAL ADDRESS   

 

P O Box 16669

ATLASVILLE

1465    

                                                 

TELEPHONE NUMBER:            +27 11 914 2015           

 

FAX NUMBER:              +27 11 914 2016                       

           

                                                                       

MEMBERS

           

100%    Ms M S EDWARDS                               ID No.   5905170050188

           

           

ASSOCIATE COMPANIES

 

None

 

BANKERS

 

The subject banks with FIRST NATIONAL BANK, Boksburg branch. It was stated that the subject does enjoy overdraft facilities, however, further banking details were declined.

 

 

DATE REGISTERED

 

02 January 2001

Registration Certificate Number: 2001/000124/23

 

The subject commenced trading as a new business in 2001

 

 

VAT NUMBER          

 

4070192564                  

           

                       

TAX NUMBER    

 

9383106144                  

 

 

BEE RATING      

 

Level 4 contributor                    

 

 

MAJOR OPERATION

 

Importers of conveyor and transmission belting for tobacco, food and general processing and production purposes.

 

 

MAJOR SUPPLIERS

 

The subject imports most of its supplies and has local suppliers.

 

Previously, we have divulged the names of the major suppliers in our reports.  We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

Food, building, and agricultural industries.

           

 

AREA OF DISTRIBUTION AND SELLING

 

South Africa                 

 

 

EXPORTS

 

Sub-Saharan African countries              

 

 

TOTAL EMPLOYEES

 

±9                                             

 

 

OTHER PREMISES   

 

None                                                   

 

                                                 

OWNED OR LEASED

 

The premises are reported to be leased 

 

 

FINANCIALS

 

The following estimated financial situation was submitted as at 28 October 2014:

 

STOCK                                                                                                         R1 500 000

DEBTORS                                                                                                    R1 600 000

CREDITORS                                                                                                 R1 200 000

TURNOVER per annum                                                                                  R9 000 000

 

 

AUDITORS    

 

BEST-TOP MAKELAARS          

 

                                               

YEAR END    

 

FEBRUARY                             

 

 

INSURANCE BROKERS 

 

CIB & MOMENTUM INSURANCE BROKERS      

 

 

CURRENT TRADE REFERENCES

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS     PAYMENT   EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    2007             R10 000         R1 000-           30 days     30/45 days   Good

                                               R13 000

                                              

2.    8 years         R275 000       R30 000-         30 days     30/33           Good

                                               R80 000

 

3.    2010             R500 000       Declined         60 days     60 days       Good

      Insured: CGIC

     

NATURE OF GOODS OR SERVICES SUPPLIED:

(These descriptions relate respectively by number to the above current trade transactions):

 

1.    Beltings                           

                         

2.    Conveyor beltings                                  

 

3.    Clearing and import services                                   

 


COMMENTS

 

This is an established business that is meeting its local commitments over terms at times but is still regarded well by the suppliers. The subject is considered equal to its normal business engagements over 60 days and secured.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.46

UK Pound

1

Rs.98.21

Euro

1

Rs.77.45

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.