MIRA INFORM REPORT

 

 

Report Date :

31.10.2014

 

IDENTIFICATION DETAILS

 

Name :

U.B.O.  (HOLDING)  LTD.

 

 

Registered Office :

Unit 805-807, 8/F., Laford Centre, 838 Lai Chi Kok Road, Kowloon,

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

02.04.1986

 

 

Com. Reg. No.:

10230598

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of all kinds of garments, textile products, accessories

 

 

No. of Employees :

14

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12% of total system deposits in Hong Kong by the end of 2013. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4% in 2013. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2013, Hong Kong and China signed new agreements under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from January 2014, cover services and trade facilitation, and will improve access to the mainland's service sector for Hong Kong-based companies

 

Source : CIA


Company name and address

 

U.B.O.  (HOLDING)  LTD.

 

 

ADDRESS:       Unit 805-807, 8/F., Laford Centre, 838 Lai Chi Kok Road, Kowloon, Hong Kong.

 

PHONE:            852-2721 7111

 

FAX:                 852-2724 4825

 

E-MAIL:            normanhk@netvigator.com

norman@ubo.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. William John Edward Tjon Appian

 

 

SUMMARY

 

Incorporated on:            2nd April, 1986.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:HK$600,000.00

Issued: HK$600,000.00

 

Business Category:       Garment Trader.

 

Employees:                  14.

 

Main Dealing Banker:     ABN AMRO Bank N.V., Hong Kong Branch.

 

Banking Relation:          Satisfactory.


 

ADDRESS

 

Registered Head Office:-

Unit 805-807, 8/F., Laford Centre, 838 Lai Chi Kok Road, Kowloon, Hong Kong.

 

Holding Company:-

Euretco B.V., the Netherlands.

Stadionstraat 2, 4815 NG Breda, the Netherlands.

[Tel: (076) 5 78 59 11;  Fax: (076) 5 87 46 66]

 

Subsidiary/Associated Companies:-

Abagtha Ltd., Hong Kong.

Euretco Fashion B.V., the Netherlands.

Euretco Finance B.V., the Netherlands.

Euretco Financial Service B.V., the Netherlands.

Euretco Label Co. B.V., the Netherlands.

Euretco Properties B.V., the Netherlands.

Euretco Sport B.V., the Netherlands.

Euretco Support B.V., the Netherlands.

Euretco Wonen B.V., the Netherlands.

G.B.O. (Holding) Ltd., Hong Kong.

G.B.O. (Hong Kong) Ltd., Hong Kong.

G.B.O. Service Centre Ltd., Hong Kong.

Intres B.V., the Netherlands.

Poelman (Hong Kong) Ltd., Hong Kong.  [Dissolved]

Poelman Holding B.V., the Netherlands.

Retail Pay B.V., the Netherlands.

U.B.O. (Hong Kong) Ltd., Hong Kong.  [Dissolved]

 

 

BUSINESS REGISTRATION NUMBER

 

 10230598

 

 

COMPANY FILE NUMBER

 

0167313

 

 

MANAGEMENT

 

Managing Director:  Mr. William John Edward Tjon Appian

 


CAPITAL

 

Nominal Share Capital: HK$600,000.00 (Divided into 60 shares of HK$10,000.00 each)

 

Issued Share Capital: HK$600,000.00

 

SHAREHOLDERS:        (As per registry dated 02-04-2014)

Name

 

No. of shares

Euretco B.V.

Koninginneweg 1, 3871 Jz Hoevelaken, the Netherlands.

 

41

Wai Chiu Co. Ltd., Hong Kong.

 

10

William John Edward TJON APPIAN

 

6

CHENG Chiu Kwong

 

3

 

 

––

 

Total:

60

==

 

DIRECTORS:    (As per registry dated 02-04-2014)

Name

(Nationality)

 

Address

William John Edward TJON APPIAN

 

Venkelgaarde 7, 2803 RL, Gouda, the Netherlands.

 

Johannes Gerardus BRUIJNIKS

 

Wilna 8, 4141 MX, Leerdam, the Netherlands.

Wai Chiu Co. Ltd.

Level 54, Hopewell Centre, 183 Queen’s Road East, Hong Kong.

 

SECRETARY:   (As per registry dated 02-04-2014)

Name

Address

Co. No.

W. T. (Secretaries) Ltd.

Level 54, Hopewell Centre, 183 Queen’s Road East, Hong Kong.

0042150

 

 

HISTORY

 

The subject was incorporated on 2nd April, 1986 as a private limited liability company under the Hong Kong Companies Ordinance.

It was originally registered under the name of Lumfibe Co. Ltd., name changed to Sambuy International Ltd. on 20th May, 1986, and further to the present style on 2nd December, 1993.

Formerly the subject was located at Rooms 603A-604A, 6/F., Empire Centre, 68 Mody Road, Tsimshatsui East, Kowloon, Hong Kong. Moved to Units 3‑7, 22/F., Laws Commercial Plaza, 788 Cheung Sha Wan Road, Kowloon, Hong Kong on 1st July, 1999; and further to the present address with effect from 22nd May, 2004.

Apart from these, neither material change nor amendment has been ever traced and noted.


 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of garments, textile products, accessories

 

Employees:                  14.

 

Materials/Commodities: Mainly imports raw materials from Europe and finished products from China, other Asian countries.

 

Markets:                       Netherlands, Germany and other European countries.

 

Terms/Sales:                  L/C, T/T, D/P, etc.

 

Terms/Buying:               L/C, T/T and D/P.

 

 

MAIN SUPPLIER

 

Hangzhou Alephan Garments Co. Ltd.

95 Shuguang Road, Hangzhou City, Zhejiang Province, China.

[Tel: 86-571-8799 3900;  Fax: 86-571-8799 3942]

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$600,000.00 (Divided into 60 shares of HK$10,000.00 each)

 

Issued Share Capital:     HK$600,000.00

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Business is satisfactory.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                       Met as contracted.

 

Commercial Morality:     Satisfactory.

 

Banker:                          ABN AMRO Bank N.V., Hong Kong Branch.

 

Standing:                      Very Good.

 

GENERAL

 

U.B.O. (Holding) Ltd. is a subsidiary company of Euretco B.V. [Euretco], a firm registered and based in the Netherlands.

Incorporated in April 1986, the subject is a garment dealer.  It is the ultimate service provider to its customers, primarily from the Netherlands and Germany.  It has set up a branch office in Bandung, Indonesia and two Quality Control offices in China.  The subject can give its customers tailor made solutions for their inquiries on all type of coordinates and garments sourced in China, Southeast Asia, India and Pakistan.

The subject is a buying office as well as an exporter.  It chiefly carries the following products:-

Suits & Jackets - Men’s (From Macau, Philippines, Thailand & Indonesia, From Macau, Philippines, Thailand & Indonesia);

Suits & Jackets - Women’s (From Macau, Philippines, Thailand & Indonesia, From Macau, Philippines, Thailand & Indonesia);

Children’s Wear (From Macau, Philippines, Thailand & Indonesia);

Anoraks, Parkas & Car coats (From Macau, Philippines, Thailand & Indonesia);

Blouses (From Macau, Philippines, Thailand & Indonesia);

Coats (From Macau, Philippines, Thailand & Indonesia);

Jeans (From Macau, Philippines, Thailand & Indonesia);

Dresses & Skirts (From Macau, Philippines, Thailand & Indonesia);

Shirts (From Macau, Philippines, Thailand & Indonesia);

Trousers (From Macau, Philippines, Thailand & Indonesia);

Slacks (From Macau, Philippines, Thailand & Indonesia);

Cardigan, Sweater & Pullover (From Macau, Philippines, Thailand & Indonesia);

Tee & Sweat Shirts (From Macau, Philippines, Thailand & Indonesia);

Sport Suits (From Macau, Philippines, Thailand & Indonesia)

Track & Training Suit (Jogging suits from Macau, Philippines, Thailand & Indonesia);

Winter Sports Apparel (From Macau, Philippines, Thailand & Indonesia);

Babies’ Wear (From Macau, Philippines, Thailand & Indonesia);

Baby Toys (From Macau, Philippines, Thailand & Indonesia); &

Baby Utensils (From Macau, Philippines, Thailand & Indonesia).

The subject’s main supplier in China is Hangzhou Alephan Garments Co. Ltd., a garment manufacturer in Hangzhou City, Zhejiang Province, China.  In recent years, the subject has been trading in other textile products and accessories.

Also located at the same address, the subject has set up a wholly-owned subsidiary known as U.B.O. (Hong Kong) Ltd. which is engaged in the same lines of business.

The subject’s other important associate Poelman Holding B.V. is in the Netherlands.  Besides, the subject also had an associated company Poelman (Hong Kong) Ltd. which was dissolved by deregistration on 22nd June, 2007.

The subject is controlled by Mr. William John Edward Tjon Appian, a Dutch who has been in Hong Kong for a very long time.  He is a Hong Kong ID holder.

The subject’s parent, Euretco, is one of the top three companies in the non‑food retail trade in the Netherlands.  Its activities are based on three pillars: the provision of a complete package of services to independent retailers, the management of the company’s own shops, and the marketing of leading brands.  The business units within the Euretco Group and the affiliated entrepreneurs operate independently.

Euretco, established in Hoevelaken in the heart of the country, is the largest retail service organisation in the Netherlands, and works with nearly 1,900 retailers.  These independent entrepreneurs operate roughly 2,900 stores in the fashion, home décor, sports and media sector.  The joint consumer sales amount to roughly € 2.2 billion.  Euretco’s core activities are: retail services, franchise, wholesale and financial services to the entrepreneur and suppliers. Well-known store formulas and floor concepts of Euretco include Intersport, Libris, Runnersworld, Coach, Decorette,  Vivante, Blz. and Topform, amongst others.  In addition, through the Euretco Label Company, Euretco has four international top brands with Babyface, Blue Rebel, Rags Industry and LCKR in the baby and children clothing segment.

Products are sold in Germany, Austria, Denmark, Greece, Spain, Ireland, Italy, etc.

Euretco has around 280 employees in its headquarters.

The Group’s turnover in 2013 was  € 922 million (2012: € 842 million).  It made a profit of  € 1.4 million as compared with a loss of  € 9.8 million in 2012.

The history of the subject in Hong Kong is over twenty-eight years and six months.

On the whole, in view of the subject’s background, history and parentage, consider it good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.46

UK Pound

1

Rs.98.21

Euro

1

Rs.77.45

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.