MIRA INFORM REPORT

 

 

Report Date :

02.09.2014              

 

IDENTIFICATION DETAILS

 

Name :

COMPO AGENCIES (PTY) LTD

 

 

Registered Office :

150 Woburn Avenue, Benoni West, Benoni, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

22.03.1973

 

 

Com. Reg. No.:

1973/003642/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

The subject acts as commissioned agents for overseas principals specialising in packaging film (film used for packaging).  It was stated that the subject has recently started keeping a small stock on hand as well.  It was stated that there are no specific brand names or types

 

 

No. of Employees :

5

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth

Source : CIA

 

 

 

COMPANY NAME

 

COMPO AGENCIES (PTY) LTD

 

 

PHYSICAL ADDRESS

 

150 Woburn Avenue

BENONI WEST

Benoni

Gauteng

 

 

POSTAL ADDRESS

                                                             

P O Box 17164

BENONI WEST

1503

 

TELEPHONE NUMBER:                           +27 11 421 6321

 

FAX NUMBER:                                       +27 11 422 3648

 

 

SHAREHOLDERS

 

100%  D N GREENSLADE

 

 

ASSOCIATE COMPANIES    

 

MIKAMED (PTY) LTD – It was stated that the shareholder is a director of     the associate company.

 

 

DIRECTORS

 

D N GREENSLADE (Sole director)                                                                                             

ID No.6302185039009

 

 


BANKERS

 

STANDARD BANK, Benoni Branch.  It was stated that the subject does not require overdraft facilities as credit balances are maintained.

 

 

DATE REGISTERED

 

22 March 1973

Registration Certificate Number: 1973/003642/07

 

 

VAT NUMBER    

 

4410119830

 

 

TAX NUMBER

 

9135070846

 

 

BEE STATUS 

 

Level 4 contributor

 

 

MAJOR OPERATION

 

The subject acts as commissioned agents for overseas principals specialising in packaging film (film used for packaging).  It was stated that the subject has recently started keeping a small stock on hand as well.  It was stated that there are no specific brand names or types.

 

 

MAJOR SUPPLIERS

 

The subject imports all its supplies from its overseas principals and deals locally with a freight forwarder.

 

Previously, we have divulged the names of the major suppliers in our reports.  We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

 

The packaging industry

 

 

AREA OF DISTRIBUTION AND SELLING

 

South Africa

 

 

EXPORTS

 

None

 

 

TOTAL EMPLOYEES 

 

5

 

 

OTHER PREMISES   

 

None

 

 

OWNED OR LEASED

 

The premises are reported to be leased

 

 

AUTHORISED SHARE CAPITAL 

 

R10 000 divided into 10 000 ordinary shares of R1 each

 

 

ISSUED SHARE CAPITAL

 

R10 000

 

 

FINANCIALS

 

The following estimated financial information was submitted as at 25 August 2014:             

 

STOCK R                                  700 000

DEBTORS                                 R   350 000

CREDITORS                              R   329 000

TURNOVER per annum              R3 900 000

 

 

AUDITORS    

 

ROGAN KIHN & COMPANY    Randburg

 

 

YEAR END    

 

JUNE

 

 

INSURANCE BROKERS

 

REEF INSURANCE BROKERS

 

 

TRADE REFERENCES

 

TRADE REFERENCES – JUNE 2005:

 

         PERIOD     HIGHEST    AVERAGE TERMS       PAYMENT                   EXPERIENCE

                          CREDIT       CREDIT        PATTERN

 

1.      1997          R50 000      R20 000 - 30 days       30 days                             Excellent

                                            R50 000

 

TRADE REFERENCES – FEBRUARY 2012:

 

       ACCOUNT   HIGHEST    AVERAGE TERMS       PAYMENT           EXPERIENCE

       OPENED      CREDIT       CREDIT             PATTERN

 

1.     2007            R1 000 000  +R100 000    30 days   30 days               Very Good

 

TRADE REFERENCES – JULY 2013:

 

       ACCOUNT   HIGHEST    AVERAGE TERMS       PAYMENT           EXPERIENCE

       OPENED      CREDIT       CREDIT             PATTERN

 

1.         7 years        R100 000     R70 000-       30 days   30 days               Excellent

                                      R80 000

 

CURRENT TRADE REFERENCES:

 

       ACCOUNT   HIGHEST    AVERAGE TERMS          PAYMENT        EXPERIENCE

       OPENED      CREDIT       CREDIT             PATTERN

 

1.     Aug 2008     R 100 000    R   70 000 30 days          30 days            Very Good            

 

 

NATURE OF GOODS OR SERVICES SUPPLIED

 

(These descriptions relate respectively by number to the above current trade transactions):

 

1.    Freight Forwarders

 

 

COMMENTS

 

This is a well-established small company that is not a general credit seeker locally. The subject is meeting its one local commitment timeously and is spoken of highly by the freight forwarder. 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.47

UK Pound

1

Rs.100.42

Euro

1

Rs.79.39

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.