MIRA INFORM REPORT

 

 

Report Date :

03.09.2014

 

IDENTIFICATION DETAILS

 

Name :

OFFICE DU COMMERCE DE LA TUNISIE

 

 

Registered Office :

65, Rue De Syrie 1002 Tunis

 

 

Country :

Tunisia

 

 

Date of Incorporation :

24.05.1962

 

 

Com. Reg. No.:

64-17

 

 

Legal Form :

State Corporation

 

 

Line of Business :

Mandate to supply of agricultural products such as sugar, green coffee, tea, rice, inspection of agricultural products for export, creation and financing of buffer stocks

 

 

No. of Employees

500 employees.

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Tunisia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

TUNISIA - ECONOMIC OVERVIEW

 

Tunisia's diverse, market-oriented economy has long been cited as a success story in Africa and the Middle East, but it faces an array of challenges during the country's ongoing political transition. Following an ill-fated experiment with socialist economic policies in the 1960s, Tunisia embarked on a successful strategy focused on bolstering exports, foreign investment, and tourism, all of which have become central to the country's economy. Key exports now include textiles and apparel, food products, petroleum products, chemicals, and phosphates, with about 80% of exports bound for Tunisia's main economic partner, the European Union. Tunisia's liberal strategy, coupled with investments in education and infrastructure, fueled decades of 4-5% annual GDP growth and improving living standards. Former President (1987-2011) Zine el Abidine BEN ALI continued these policies, but as his reign wore on cronyism and corruption stymied economic performance and unemployment rose among the country's growing ranks of university graduates. These grievances contributed to the January 2011 overthrow of BEN ALI, sending Tunisia's economy into a tailspin as tourism and investment declined sharply. During 2012 and 2013, the Tunisian Government’s focus on the political transition led to a neglect of the economy that resulted in several downgrades of Tunisia’s credit rating. As the economy recovers, Tunisia's government faces challenges reassuring businesses and investors, bringing budget and current account deficits under control, shoring up the country's financial system, bringing down high unemployment, and reducing economic disparities between the more developed coastal region and the impoverished interior.

 

Source : CIA

 

 

 


SUBJECT'S NAME   

 

Registered Name:

OFFICE DU COMMERCE DE LA TUNISIE

Requested Name:

OFFICE DU COMMERCE DE LA TUNISIE

Other Names:

OCT

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:

65, Rue De Syrie 1002

 

Tunis

Country:

Tunisia

Phone:

216-71-785619/785610/800040/786635/799320/ 843125/783704

Cell:

216-97574416

Fax:

216-71-788994/788974/784491

Email:

oct@email.ati.tn/octmail@gnet.tn

Website:

www.commerce.gov.tn

 

 

LEGAL

                                                                    

Legal Form:

State Corporation

Date Incorporated:

24-May-1962

Reg. Number:

64-17

Budget Capital

TND. 1,000,000

Subscribed Capital is Subscribed in the following form:

 

Position

Shares

Mr. Slah Louati

Chairman

 

Mr. Sofiene Ben Ameur

Director

 

Government of Tunisia

Parent

100%

 

 

RELATED COMPANIES

                                                                    

Government of Tunisia

Parent company.

None

Subsidiary company.

None

Affiliated company.

None

Shareholder of subject firm.

None

Branches of the firm

 

 

OPERATIONS

 

Mandate to supply of agricultural products such as sugar, green coffee, tea, rice, inspection of agricultural products for export, creation and financing of buffer stocks

Imports:

Asia

Exports:

Middle East, Neighboring countries

Trademarks:

None

Terms of sale:

Cash (40%) and 25-90 days (60%), invoices.

 

 

Main Customers:

Distributors, firms and organizations  

Employees:

500 employees.

Vehicles:

Several motor vehicles.

Territory of sales:

Tunisia

Location:

Owned premises, 20,000 square feet,

 

 

AUDITORS AND INSURANCE

 

Auditors:

Information not available.

Insurance Brokers:

Information not available.

                                                                    

 

FINANCE

                                                                    

Currency Reported:

Tunisian Dinar (TND.)

Approx. Ex. Rate:

1 US Dollar = 1.74 Tunisian Dinar

Fiscal Year End:

December 31, 2013

Inflation:

According to information given by independent sources, the inflation at December 31st, 2013 was of 13%.

 

Financial Information not Submitted

 

 

 

Profit and Loss (expressed in TND.)

 

 

2013

Income

 

50,000,000

 

 

BANK

                                                                    

Bank Name:

Banque Centrale de Tunisie

Branch:

Tunisia

Comments:

None

 

 

TRADE REFERENCES

 

Experiences:

Good

 

 

NOTARIAL BONDS

None

 

 

COMMENTS / ADDITIONAL INFORMATION

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.61

UK Pound

1

Rs.100.49

Euro

1

Rs.79.56

                

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

SDA

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.