|
Report Date : |
05.09.2014 |
IDENTIFICATION DETAILS
|
Name : |
BEYONDCOTTON UNIPESSOAL LDA |
|
|
|
|
Registered Office : |
Rua Manuel Sousa Oliveira, 691A, Campo (Sao Martinho) |
|
|
|
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Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
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Date of Incorporation : |
17.12.2012 |
|
|
|
|
Legal Form : |
One Man Company |
|
|
|
|
Line of Business : |
Wholesale a wide variety of goods without specialization |
|
|
|
|
No. of Employees : |
Not Available |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
No complaints |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 01, 2014
|
Country Name |
Previous Rating (31.03.2014) |
Current Rating (01.06.2014) |
|
Portugal |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderate Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderate High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
PORTUGAL - ECONOMIC OVERVIEW
Portugal has become a
diversified and increasingly service-based economy since joining the European Community
- the EU's predecessor - in 1986. Over the following two decades, successive
governments privatized many state-controlled firms and liberalized key areas of
the economy, including the financial and telecommunications sectors. The
country qualified for the Economic and Monetary Union (EMU) in 1998 and began
circulating the euro on 1 January 2002 along with 11 other EU members. The
economy grew by more than the EU average for much of the 1990s, but the rate of
growth slowed in 2001-08. The economy contracted in 2009, and fell again from
2011 to 2013, as the government implemented spending cuts and tax increases to
comply with conditions of an EU-IMF financial rescue package, signed in May
2011. Austerity measures also have contributed to record unemployment and a
wave of emigration not seen since the 1960s. Booming exports will contribute to
growth and employment in 2014, but the need to continue to reduce private- and
public-sector debt could weigh on consumption and investment. The government of
Pedro PASSOS COELHO has stated its intention to reduce labor market rigidity,
and, this, along with steps to trim the budget deficit, could make Portugal
more attractive to foreign investors. The government reduced the budget deficit
from 10.1% of GDP in 2009 to 5.1% in 2013, lower than the EU-IMF fiscal target
of 5.5%. Despite these efforts, public debt has continued to grow and, in 2013,
stands among the highest in the EU. As a result, the government may have
difficulty regaining full bond market financing when the EU-IMF financing
program expires in May 2014
|
Source
: CIA |
|
Name |
BEYONDCOTTON UNIPESSOAL LDA |
|
IIC Number |
1441442 |
|
V.A.T. Number / NIF |
510473440 |
|
Address |
Rua Manuel Sousa Oliveira, 691A |
|
Locality |
Campo (Sao Martinho) |
|
Postal Code |
4795-476-SAO MARTINHO DO CAMPO |
|
Municipality |
SANTO TIRSO |
|
District |
PORTO |
|
|
|
|
C.A.E.(Rev 3) |
46900- Non-specialized wholesale trade |
|
|
Credit
Recommendation |
|
|
Actual Condition
|
|
|
Payments |
|
|
Incidents |
|
|
|
|
2012 |
|
2013 |
|
Net Sales |
|
|
|
|
322.181,10 |
|
Net Income For the Year |
|
|
(387,72) |
|
1.053,27 |
|
Shareholders Funds |
|
|
4.612,28 |
|
5.665,55 |
|
Stocks |
|
|
|
|
18.669,03 |
|
LIABILITY |
|
|
44.394,10 |
|
144.170,42 |
|
ASSETS |
|
|
49.006,38 |
|
149.835,97 |
|
Legal Form |
One Man Company |
|
Constitution |
17-12-2012 |
|
V.A.T. Number / NIF |
510473440 |
|
Employees |
0 |
|
Capital |
5.000,00 |
|
Sales in : 31-12-2013 |
322.181,10 |
|
Shareholders Funds in: 31-12-2013 |
5.665,55 |
|
Payments |
Good |
|
Credit Recommendation |
Close Following |
|
Actual Condition |
In activity |
|
Management Bodies |
|
ALVARO JOSE DE ARAUJO ALMEIDA |
Managing-Partner |
|
Gráficos de Análise Sectorial |
|
Legal Structure |
|
Registed on the Register Record Office of
Santo Tirso with the Register Number 510473440 in 17-12-2012 |
|
Constitution celebrated in 17-12-2012
published on Portal MJ of 17-12-2012 |
|
To oblige the company it is necessary 1
signatures |
|
Changes to Society |
|
In 06-11-2013 on
Portal MJ of 06-11-2013 social change Clique
para ver detalhes
|
|
Capital |
|
The Capital is 5.000,00 |
|
|
with the following distribution |
|
ALVARO JOSE DE ARAUJO ALMEIDA |
5.000,00 |
100% |
|
Name |
ALVARO JOSE DE ARAUJO ALMEIDA |
|
Funtion |
Managing-Partner |
|
Address |
Rua José Narciso Martins da Costa, nº 1311 |
|
Locality |
Sao Martinho Campo |
|
Birth Date |
20-04-1958 |
|
Naturality |
Săo Martinho do Campo |
|
Civil State |
Married |
|
Consort |
Maria Daniela Cardoso Dias de Lima |
|
Previous Connections |
Exerceu a sua actividade como empresário
em nome individual. |
|
Professional Connections |
The subject has connections with the
following company (ies) |
|
|
N.T.ENERGIA SA as Board of Director's
President . |
|
|
IMOCAMPO-IMOBILIARIA SA as Board of Director's
President . |
|
|
WILDPASSION LDA as Partner with a
participation of 500,00 , in a capital of 5.000,00 . |
|
|
NOVA TEXTIL ARAUJO & GONCALVES SA as
Administrator . |
|
|
DADA-IMOBILIARIA SA as Board of Director's
President . |
|
|
AAA ENERGIA-PRODUCAO E GESTAO DE ENERGIA
LDA as Manager . |
|
|
336 SGPS LDA as Managing-Partner with a
participation of 525.000,00 , in a capital of 1.050.000,00 . |
|
Line of Business |
Percentage |
|
Comércio por grosso de uma grande
variedade de bens sem especializaçăo (Wholesale a wide variety of goods without
specialization) |
100% |
|
Geographic
Distribution of Purchases |
|
|
Internal Market |
|
International
Market |
|
|
Year |
|
EU |
Extra-EU |
Total |
|
|
2012 |
- |
- |
- |
- |
- |
- |
0,00 |
|
|
Banks and Financial Institutions |
|
MILLENNIUM BCP |
Săo Martinho do Campo |
|
Incidents |
|
There are no of incidents on our database |
|
Year |
Total |
Men |
Women |
|
|
2012 |
0 |
0 |
0% |
0 |
0% |
|
|
Head Office and Installations |
|
Head office Rua Manuel Sousa Oliveira, nº
691-A, Sao Martinho Campo, 4795-476, SAO MARTINHO CAMPO |
|
Balance Sheet
SNC |
||
|
CoinEUROS |
|
Year:2013 |
|
|
||
|
|
20131231 |
20121231 |
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% Var.2013/2012 |
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Total |
|
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|
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Current assets |
|
|||||
|
|
|
|
|
|
|
|
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Inventories |
18.669,03 |
|
|
|
|
|
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Costumers |
94.660,10 |
|
|
|
|
|
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State and other public entities |
10.642,12 |
6,38 |
|
166.704,39 |
|
|
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Other current assets |
1.696,11 |
|
|
|
|
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Cashier and bank deposits |
24.168,61 |
49.000,00 |
|
(50,68) |
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Total |
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TOTAL ASSET |
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SHAREHOLDERS FUNDS AND LIABILITIES |
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|||||
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SHAREHOLDERS FUNDS |
|
|||||
|
|
|
|
|
|
|
|
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Capital |
5.000,00 |
5.000,00 |
|
|
|
|
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Net retained |
(387,72) |
|
|
|
|
|
|
Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income for the period |
1.053,27 |
(387,72) |
|
(371,66) |
|
|
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TOTAL OF SHAREHOLDERS FUNDS |
|
|
|
|
|
|
|
|
|
|
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LIABILITY |
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|||||
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|
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Non-current liiabilities |
|
|||||
|
|
|
|
|
|
|
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Financing obtained |
143.921,56 |
|
|
|
|
|
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Total |
|
|
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|
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|
|
|
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|
|
|
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Current liabilities |
|
|||||
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|
|
|
|
|
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State and other public entities |
248,86 |
|
|
|
|
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Other payable accounts |
|
44.394,10 |
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|
|
|
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Total |
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TOTAL LIABILITIES |
|
|
|
|
|
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|
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TOTAL SHAREHOLDERS FUNDS AND LIABILITIES |
|
|
|
|
|
|
|
|
|
|
|
|
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INCOME STATEMENT |
|
|||||
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INCOME AND EXPENSES |
|
|||||
|
|
|
|
|
|
|
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Sales and services |
322.181,10 |
|
|
|
|
|
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Cost of goods sold and materials consumed |
296.694,94 |
|
|
|
|
|
|
Suppliers and external services |
19.396,92 |
387,72 |
|
4.902,82 |
|
|
|
Other income and gains |
1.802,23 |
|
|
|
|
|
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Other expenses and losses |
3.733,40 |
|
|
|
|
|
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Operating result (before financing costs
and taxes) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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interest and similar expenses incurred |
2.856,92 |
|
|
|
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Net before taxes |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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Income tax of the period |
247,88 |
|
|
|
|
|
|
RATIOS SNC |
|
Closing Date |
2013 |
2012 |
|
|
|
|
|
|||||
|
TURNOVER RATIOS |
|
|||||
|
Shareholder's Funds Profitability |
0,186 |
(0,084) |
|
|
|
|
|
Assets Profitability |
0,028 |
(0,008) |
|
|
|
|
|
Sales Net Profitability |
0,003 |
(0,008) |
|
|
|
|
|
|
|
|||||
|
EFFICIENCY RATIOS |
|
|||||
|
Medium Term Receivable |
107,241 |
(0,008) |
|
|
|
|
|
Asset Rotation |
2,15 |
|
|
|
|
|
|
|
|
|||||
|
SHORT TERM RATIOS |
|
|||||
|
General Liquidity |
602,089 |
1,104 |
|
|
|
|
|
Reduced Liquidity |
527,071 |
1,104 |
|
|
|
|
|
Immediate Liquidity |
97,117 |
1,104 |
|
|
|
|
|
|
|
|||||
|
MEDIUM LONG TERM RATIOS |
|
|||||
|
Financial Autonomy |
0,038 |
0,094 |
|
|
|
|
|
Solvability |
0,039 |
0,104 |
|
|
|
|
|
Borrowed Capital Structure |
0,002 |
1 |
|
|
|
|
|
General Debt |
25,403 |
|
|
|
|
|
|
Medium Long Term Debt |
25,403 |
|
|
|
|
|
|
Debt Structure |
0,002 |
1 |
|
|
|
|
|
Capital Structure |
0,039 |
|
|
|
|
|
|
|
|
|||||
|
Operational and Financial Risk |
|
|||||
|
Operational Leverage Level |
6,129 |
|
|
|
|
|
|
Financial Leverage Level |
3,196 |
1 |
|
|
|
|
|
Combined Leverage Level |
19,588 |
|
|
|
|
|
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.60.45 |
|
|
1 |
Rs.99.45 |
|
Euro |
1 |
Rs.79.46 |
INFORMATION DETAILS
|
Analysis Done by
: |
DIV |
|
|
|
|
Report Prepared
by : |
PDT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess SC’s credit risk and
to set the amount of credit to be extended. It is calculated from a composite
of weighted scores obtained from each of the major sections of this report. The
assessed factors and their relative weights (as indicated through %) are as
follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.