MIRA INFORM REPORT

 

 

Report Date :

06.09.2014

 

IDENTIFICATION DETAILS

 

Name :

MODERN STEEL MILLS LLC

 

 

Registered Office :

Rusayl Industrial Estate Modern Street, Road No. 17 PO Box 174 Rusayl 124

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

01.11.2003

 

 

Com. Reg. No.:

1/60506/2

 

 

Legal Form :

Limited Liability Company – LLC

 

 

Line of Business :

Subject is engaged in the manufacture of steel pallets

 

 

No. of Employees

350

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

OMAN ECONOMIC OVERVIEW

 

Oman is a middle-income economy that is heavily dependent on dwindling oil resources. Because of declining reserves and a rapidly growing labor force, Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP to 9% by 2020 and creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, will challenge the government's ability to effectively balance its budget if oil revenues decline. By using enhanced oil recovery techniques, Oman succeeded in increasing oil production, giving the country more time to diversify, and the increase in global oil prices through 2011 provided the government greater financial resources to invest in non-oil sectors. In 2012, continued surpluses resulting from sustained high oil prices and increased enhanced oil recovery allowed the government to maintain growth in social subsidies and public sector job creation. However, the Sultan made widely reported statements indicating this would not be sustainable, and called for expanded efforts to support SME development and entrepreneurship. Government agencies and large oligarchic group companies heeded his call, announcing new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups. In response to fast growth in household indebtedness, the Central Bank reduced the ceiling on personal interest loans from 8 to 7%, lowered mortgage rates, capped the percentage of consumer loans at 50% of borrower's salaries for personal loans and 60% for housing loans, and limited maximum repayment terms to 10 and 25 years respectively

 

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : MODERN STEEL MILLS LLC

Country of Origin                                    : Oman

Legal Form                                            : Limited Liability Company – LLC

Start Date                                             : 1997

Registration Date                                   : 1st November 2003

Commercial Registration Number            : 1/60506/2

Issued Capital                                        : RO 7,000,000

Paid up Capital                                      : RO 7,000,000

Total Workforce                                     : 350

Activities                                               : Manufacture of steel pallets.

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Jiss Varghese, Financial Controller

 

 

 


 

COMPANY NAME

 

MODERN STEEL MILLS LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Location            : Rusayl Industrial Estate

Street               : Modern Street, Road No. 17

PO Box             : 174

Town                 : Rusayl 124

Country             : Oman

 

Telephone         : (968) 24449039 / 24629039 / 24449063

Facsimile          : (968) 24449064 / 24629064

Mobile               : (968) 99009099 / 99382685

Email                : msm2001@omantel.net.om

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Rusayl.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Hamad Bin Hamd Bin Abid Al Ghafari        -                            Managing Director

 

·       Mohamed Hamad Al Ghafari                                  -                            Director

 

·       Salem Bin Saeed Bin Hamad Oribi                        -                            Director

 

·       Ashwin Drumsingh                                           Indian                         Director

 

·       Abdul Qader Salem Gassim                                  -                            Director

 

·       Abd Allam Bin Mustahil Al Khyod                          -                            Director

 

·       Mohamed Bin Hamd Bin Abid Al Ghafari                -                            Administration Manager

 

·       Dani Doleh                                                           -                            Commercial Manager

 

·       Nalesh Sait                                                          -                            Finance Manager

 

·       Taleb Mohamed Al Bloushi                                    -                            Public Relations Manager

 

·       Jiss Varghese                                                      -                            Financial Controller

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1997, however it was registered on 1st November 2003

 

Legal Form                  : Limited Liability Company – LLC

 

Commercial Reg. No.  : 1/60506/2

 

Membership No.          : 1057

 

Issued Capital              : RO 7,000,000

 

Paid up Capital            : RO 7,000,000

 

Name of Shareholder (s)

 

·       Hamad Bin Hamd Bin Hamoud Al Ghafari

 

·       Hamad Bin Hamd Bin Abid Al Ghafari

 

·       Salem Bin Saeed Bin Hamd Al Fana Al Arumai

 

·       Ashwin Drumsingh

 

·       Oman International Co For Investment & Development

 

·       Al Mamoura for Furniture & Office Equipment

 

·       Gulf Transport LLC

 

·       Al Serrain Co LLC

 


 

AFFILIATED COMPANIES

 

Subject belongs to the Assarain group of companies that consists of the following concerns:

 

·       Assarain Furnishing LLC

·       Blue Falcon Travel & Commercial Company

·       Assarain Insurance Division

·       National Marketing & Trading

·       Hatat Polyclinic LLC

·       The Raymond Shop

·       Wadi Adai Auto Service Centre

·       Assarain Food Products LLC

·       Assarain Telecommunications

·       Kalhat Services & Trading LLC

·       Al Haq Trading & Contracting Co LLC

·       Assarain Concrete Products LLC

·       Shamal Plastic Industries LLC

·       Gulf Acrylic Industries LLC

·       Hay Al Rahbah Trading & Contracting Co LLC

·       Assarain International Contracting Co LLC

·       Cluttons & Partners LLC

·       Kone Lifts Division

·       Strabag Oman LLC

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of steel pallets.

 

Import Countries: India and China

 

International Suppliers:

 

·       Shijizhuang Iron & Steel                     China

·       Beijing Carbon                                  China

 

Operating Trend: Steady

 

Subject has a workforce of approximately 350 employees.

 


 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/12:                Year Ending 31/12/13:

 

Total Sales                                RO 39,400,000                          RO 36,319,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Jiss Varghese, Financial Controller

 

 

BANKERS

 

·       Bank Muscat SAOG

Ruwi Main Branch

       PO Box: 6326

       Muscat

       Tel: (968) 24561399 / 24708543

       Fax: (968) 24561036

 

·       National Bank of Oman Limited (SAOG)

Muttrah Business District

PO Box: 751, Ruwi 112

Muscat

Tel: (968) 24708894 / 24708630 / 24708684

Fax: (968) 24707781 / 24703972

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Omani billet producer Modern Steel Mills plans to increase its production capacity over the next few years to cater for the prospective growth of long product output in the country, driven by infrastructural investments, the company tells Steel Business Briefing.


The company operates an electric arc furnace, ladle furnace, continuous billet caster, and scrap processing facility. It sources 75% of its scrap feedstock from the local market with the remainder coming from the United Arab Emirates.
Long term product consumption in Oman, as in the majority of Gulf Cooperation Council countries, is set to increase significantly over the medium term as new infrastructure, public building and residential construction is carried out, funded mainly by sizeable government oil revenues.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.44

UK Pound

1

Rs.98.64

Euro

1

Rs.78.20

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.