MIRA INFORM REPORT

 

 

Report Date :

06.09.2014

 

IDENTIFICATION DETAILS

 

Name :

TEXSORSA S.A.C.

 

 

Registered Office :

San Carlos Mza. A, Lote 5, Urb. Santa Martha, Ate Lima, 3 Lima / Lima

 

 

Country :

Peru

 

 

Date of Incorporation :

22.04.1999

 

 

Legal Form :

Closely-held Corporation

 

 

Line of Business :

Manufacture, commercialization and distribution of cotton fabrics.

 

 

No. of Employees

56

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Peru

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

PERU - ECONOMIC OVERVIEW

 

Peru's economy reflects its varied topography - an arid lowland coastal region, the central high sierra of the Andes, the dense forest of the Amazon, with tropical lands bordering Colombia and Brazil. A wide range of important mineral resources are found in the mountainous and coastal areas, and Peru's coastal waters provide excellent fishing grounds. Peru is the world's second largest producer of silver and third largest producer of copper. The Peruvian economy has been growing by an average of 5.6% for the past five years with a stable exchange rate and low inflation, which in 2013 was just below the upper limit of the Central Bank target range of 1 to 3%. For the last three years, this growth was due partly to high international prices for Peru's metals and minerals exports, which account for almost 60% of the country's total exports. Despite Peru's strong macroeconomic performance, dependence on minerals and metals exports and imported foodstuffs makes the economy vulnerable to fluctuations in world prices. Peru's rapid expansion coupled with cash transfers and other programs have helped to reduce the national poverty rate by 28 percentage points since 2002, but inequality persists and continues to pose a challenge for the Ollanta HUMALA administration, which has championed a policy of social inclusion and a more equitable distribution of income. Poor infrastructure hinders the spread of growth to Peru's non-coastal areas. Peru's free trade policy has continued under the HUMALA administration; since 2006, Peru has signed trade deals with the US, Canada, Singapore, China, Korea, Mexico, Japan, the EU, the European Free Trade Association, Chile, Thailand, Costa Rica, Panama, Venezuela, concluded negotiations with Guatemala, and begun trade talks with Honduras and El Salvador, Turkey and the Trans-Pacific Partnership. Peru also has signed a trade pact with Chile, Colombia, and Mexico, called the Pacific Alliance, that rivals Mercosur. Since the US-Peru Trade Promotion Agreement entered into force in February 2009, total trade between Peru and the United States has doubled. Although Peru has continued to attract foreign investment, political activism and protests are hampering development of some projects related to natural resource extraction.

Source : CIA

 

IDENTIFICATION

 

CORRECT COMPANY NAME

TEXSORSA S.A.C.

TAXPAYER REGISTRATION

RUC 20427113656

MAIN ADDRESS

San Carlos Mza. A, Lote 5, Urb. Santa Martha, Ate

POSTAL CODE

Lima, 3

DEPT/PROV/REGION/STATE

Lima / Lima

COUNTRY

PERU

TELEPHONE

(511) 3494117 - 3243714

CORPORATE E-MAIL

admin1@texorsa.net

COMMENTS

 

FAX: 3521403

NOTE

 

The address on your order is an uncomplete and incorrect spelling address, the correct and complete address is as above-mentioned.

 

 

EXECUTIVE SUMMARY

 

Date of foundation

1999

permanent employees

56

Chief Executive

MENDOZA ROJAS, VICTOR RONALD

Disposition

FAIR

Payments policy

Delays but within sector norms

Number of times that this company was required: 1

 

 

LEGAL STRUCTURE

 

LEGAL STATUS

Closely-held Corporation

 

 

DATE OF INCORPORATION

22APR1999

STARTING DATE

04/06/1999

PLACE OF REGISTRY

Lima

 

 

NOTARY OFFICE

Cesar Torres Kruger

DURATION

Perpetual

REGISTRATION

Entry 11097560

 

 

INITIAL CAPITAL

S/.14,600.= Nuevos Soles

 

 

CURRENT EXCHANGE RATE (US$)

S/.2.80 per USD.1.00

 

 

COMMENTS

 

Organized on 22/04/1999 as a Single-Member Limited Liability Company under the name TEXSORSA E.I.R.L.

On 04/10/2004, it changed to the current legal form: TEXSORSA S.A.C.

 

 

DIRECTORS - EXECUTIVES – SHAREHOLDERS

 

FULL NAMES / COMPANY NAME

TITLE

%PART.

SINCE

MENDOZA ROJAS, VICTOR RONALD

General Manager

 

31/08/02

ROJAS TITO, HAYDEE

Shareholder

100%

 

 

 

WHO IS WHO?

 

MENDOZA ROJAS, VICTOR RONALD

TITLE

General Manager

NATIONALITY

Peruvian

D.O.B.

13JUL1983

ID

DNI 42190782

CIVIL STATUS

Single

DOMICILE

Los Ingenieros 300 Urb. Santa Raquel, La Molina, Lima / Lima

TELEPHONE

(511)

TAX ID

10421907825

 

 

REFERENCES

                                            

According to the Superintendence of Bank and Insurance - SBS, he was rated NORMAL.

 

He has a financial debt for the total sum of S/.882,144.= Nuevos Soles.

 

 

ASSOCIATED AS PER OUR DATABASE TO

COMPANY

TITLE

TAX REG

COUNTRY

COMERCIALIZADORA VIRU S.A.C.

Manager

20481941921

PERU

COTTONY S.A.C.

General Manager

20549885919

PERU

 

 

ROJAS TITO, HAYDEE

TITLE

Shareholder

NATIONALITY

Peruvian

D.O.B.

11JUL1962 (Puno)

ID

DNI 29212198

CIVIL STATUS

Single

DOMICILE

Los Rosales 142 Urb. Valdivieso, Ate, Lima / Lima

TELEPHONE

(511)

TAX ID

10292121984

BACKGROUND INFORMATION

She took part in the companies below (that are currently inactive; written off the record):

 

- TEXTILES REPRESENTADAS E.I.R.L - 20115124294 (Manager)

- PROCESOS TEXTILES Y ACABADOS E.I.R.L - 20256949963  (Manager)

- HILADOS EVEREST S.A - 20258860463 - Administrative Director

- GLOBEX S.A -  20330210118  - Chairman

- COMERCIALIZADORA VIRU S.A.C -  20481941921 General Manager

 

 

 

 

BUSINESS

 

SIC Classification
Y - TEXTILES- HILANDERIA- TEJEDURIA Y CONEXOS (Industria textil: Hilanderia, tejeduria y teñido de telas. Producción y comercialización de textiles en general. No confeccion.)

Main activity

Manufacture, commercialization and distribution of cotton fabrics.

O P E R A T I O N S

Import

Yes

Country

India, Italy, Pakistan

ANNUAL Imports In US$ (CIF)

YEAR

AMOUNT

2014

1,542,114.00

2013

2,501,252.00

2012

2,489,655.00

Export

No

SELLING TerritorY

Domestic market - 100%

EMPLOYEES

56

 

 

 

LOCATION

 

PREMISES

Rented

OTHER PREMISES

SUNAT (National Tax Authority) reported the following domiciles:

 

BRANCH: Cal. Moquegua 526 Puno San Roman Juliaca

AGENCY: Cal. San Camilo 116 int. A Arequipa Arequipa Arequipa

AGENCY: Jr. Loreto nro. 486 cercado Junin Huancayo Huancayo

AGENCY: Jr. Moquegua nro. 560 int. a puno san roman juliaca

AGENCY: Jr. Antonio Bazo nro. 803 (Centro Com.Paraiso De Gamarra) Lima Lima La Victoria

PRODUCTION:  Cal. San carlos mza. A lote. 5 urb. Santa Martha Lima Lima Ate

PRODUCTION:Av. Los Rosales nro. 142 urb. Valdiviezo (Alt Cdra 14 Y 15 De Av.Nicolas Ayllon) Lima Lima Ate

AGENCY: Jr. San Cristóbal nro. 1421 Int. 101 Lima Lima La Victoria

DEPOSIT: Cal. Numero 3 Nro. 136 (Paradero Surge Calle 2 Numero 123) Lima Lima Ate

ADMINISTRATIVE OFFICES: Av. Los ingenieros nro. 300 Urb. Santa Raquel Lima Lima La Molina

PREVIOUS ADDRESS

Urb. Valdiviezo Av. Los Rosales 142 Ate, Lima (Baja 19/12/2007). Urb. Santa Martha Cal. San Carlos A Int. 5 Ate, Lima (Baja 06/12/2007).

 

 

FINANCIAL INFORMATION

 

Disposition

Declined. Authorized person was unavailable. Postponed.

Information provided

People at the Company have not replied yet to our formal request for information.

 

We tried to have an interview but results were not favorable. Administrative employees said executives are outside offices dealing with business matters.

 

We only could talk to Melina Arroyo, Assistant to Manager, who confirmed little information and stated that executives were aware of our request and would answer if they deemed convenient.

 

We got information from third-party sources and official. No balance sheets could be obtained and only got the Turnover amounts for the FY 2009 - 2013.

 

Moreover, through reliable third-party sources,  we knew that PROCESOS TEXTILES Y ACABADOS E.I.R.L., owned by Haydee Rojas Tito, closed down and left a debt (concerning local purchases and direct orders) owed to QUIMICA SUIZA S.A. 

 

Besides, the Owner was Manager of different companies that later were written off the.

 

 

 

SALES

US$ 0.00 ()

FINANCIAL SITUATION

FAIR

Although no balance sheets were available, found out this is a company of a large infrastructure. It operates under a stable trend. Even though trade references revealed payments made on time, in the last period as of June 2014, credit bureaus reported irregular payments - protests, and debts owed to a Pension Fund Private Administrator (AFP).

 

SALES HISTORY IN US$ (OF BALANCE SHEET, STATEMENT OF THIRD PARTIES)

 

Date

Sales (US$)

31/12/2013

27,000,000.00

31/12/2012

26,786,000.00

31/12/2011

26,802,000.00

31/12/2010

26,010,000.00

31/12/2009

19,955,000.00

 

 

TRADE REFERENCES, CREDIT BUREAU, LAWSUITS, BANKS

 

(Confidential Information)

 

TRADE REFERENCES

 

 

Supplier: HILANDERIA DE ALGODON PERUANO S.A.

Tel.: 4637746

Country: PERU

Goods/Services? : Cotton yarn

 

 

Highest credit? : US$ 1,500,000.=

 

 

Client since? : 1999

Terms? : 60, 75,90

Performance? : Prompt

Supplier: SOCIEDAD QUIMICO MERCANTIL S.A.

Tel.: 4404547

Country: PERU

Goods/Services? : Dyeing

 

 

Highest credit? : Not specified

 

 

Client since? : 2009

Terms? : CASH

 

Comments : Not outstanding debt. They dealt until 2013.

Supplier: M.R. PERU S.A.

Tel.: 6261938

Country: PERU

Goods/Services? : Compressors, spares

 

 

Highest credit? : DC 1,000

 

 

Client since? : Sv.years

Terms? : CASH

Performance? : No experience

Comments : Monthly average; no debts; sporadic purchases

 

Note : Other suppliers did not provide information or could not be consulted

 

Supplier

Country

FASTVER S.A.C.

PERU

KNIT PRINT S.A.C.

PERU

TEXCORP S.A.C.

PERU

PERU TINTEX S.A.

PERU

EUROCHEM PERU S.A.C.

PERU

RODOLFO BUSTAMANTE S.A. AGENCIAS DE ADUANAS

PERU

PALACIOS Y ASOCIADOS AGENTES DE ADUANA S.A.

PERU

COTTON KNIT S.A.C.

PERU

TEJIDOS Y DISEÑOS S.A.

PERU

 

 

RISK INFORMATION CENTER  

 

COMMERCIAL DELINQUENCY                                                                                                                                            

 

Drawer

Document

Protested date

Amount S/.

Amount US$

Payment date

FASTVER S.A.C.

NSF

13/03/2014

0.00

274,011.22

 

PERU TINTEX S.A.

NSF

08/01/2014

0.00

19,997.78

18/07/2014

SOCIEDAD QUIMICA MERCANTIL S.A.

Protested draft

18/10/2012

0.00

5,250.53

 

MR PERU S.A.

NSF

10/10/2012

0.00

2,004.60

 

KNIT PEINT S.A.C.

NSF

04/07/2012

0.00

12,544.73

 

TEXCORP S.A.C.

Protested draft

27/12/2011

0.00

8,246.49

21/02/2012

HILANDERIA DE ALGODON PERUANO S.A.

Protested draft

01/12/2010

0.00

23,983.77

 

HILANDERIA DE ALGODON PERUANA S.A.

Protested draft

23/08/2010

0.00

35,700.00

 

EUROCHEM PERU S.A.

Protested draft

20/08/2010

0.00

5,147.17

 

AFP INTEGRA S.A.

 

22/08/2014

391.36

0.00

 

 

 

CREDIT BUREAU COMMENTS

 

Debt owed to AFP under judicial collection proceeding.

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.44

UK Pound

1

Rs.98.64

Euro

1

Rs.78.20

                

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

SDA

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.