MIRA INFORM REPORT

 

 

Report Date :

09.09.2014

 

IDENTIFICATION DETAILS

 

Name :

ATLAS COMMERCIAL CO (KUWAIT) WLL

 

 

Registered Office :

Bank Street, Street No. 15, Plot No. 36 Shuwaikh Industrial Area PO Box  5609 Safat 13057

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

14.01.1963

 

 

Com. Reg. No.:

10874, Safat

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Subject is engaged in the wholesale and retail of softwood, hardwood, plywood, blockboard, MDF board and fibreboard, as well as flat steel, aluminium and hardware products such as carpentry tools, building wire, sealant, glues and adhesives.

 

 

No. of Employees

58

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Kuwait

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

KUWAIT ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated

 

Source : CIA

 

 

 


SUMMARY

 

Company Name                                     : ATLAS COMMERCIAL CO (KUWAIT) WLL

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 14th January 1963

Commercial Registration Number            : 10874, Safat

Trade Licence Number                            : 1911/77

Chamber Membership Number                : 190

Issued Capital                                        : KD 200,000

Paid up Capital                                      : KD 200,000

Total Workforce                                     : 58

Activities                                               : Wholesale and retail of softwood, hardwood, plywood, blockboard, MDF

                                                            board and fibreboard, as well as flat steel, aluminium and hardware

                                                             products such as carpentry tools, building wire, sealant, glues and

                                                             adhesives.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Abraham George, Finance Manager

 

 

 


 

COMPANY NAME

 

ATLAS COMMERCIAL CO (KUWAIT) WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Bank Street, Street No. 15, Plot No. 36

Area                 : Shuwaikh Industrial Area

PO Box             : 5609

Town                 : Safat 13057

Country             : Kuwait

 

Telephone         : (965) 24813633 / 24814509 / 24813357 / 24843986 / 24813141

Facsimile          : (965) 24813260 / 24813261

Mobile               : (965) 99798949

Email                : atlascom@ncc.moc.kw / atlas@atlaskuwait.com

 

Premises

 

Subject operates from a medium sized suite of offices and a warehouse that are owned and located in the Industrial Area of Safat.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Al Rai Area                                                                                       Rented retail outlet

Tel: (965) 24719812

 

·       Shuwaikh Industrial Area                                                                    Rented retail outlet

Tel: (965) 24849670

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Samuel Jacob                                               Canadian                       Managing Director

 

·       Marwan Marzooq Jassim Boodai                      Kuwaiti                        Director

 

·       Jassim  Mostafa Boodai                                   Kuwaiti                        Director

 

·       Abraham George                                                  -                            Finance Manager

 

·       Jomi Lal Vavchan                                                 -                            Operations Manager

 

·       Omar Al Awad                                                     -                            Commercial Manager

 

·       Mukund Korde                                                     -                            Group Finance Manager

 

·       Nasir Ahmed                                                        -                            Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 14th January 1963

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 10874, Safat

 

Trade Licence No.       : 1911/77

 

Chamber Member No. : 190

 

Issued Capital              : KD 200,000

 

Paid up Capital            : KD 200,000

 

Name of Shareholder (s)

 

·       Samuel Jacob

 

·       Marwan Marzooq Jassim Boodai

 

·       Jassim  Mostafa Boodai

 

 

AFFILIATED COMPANIES

 

Subject is a member of the Al Boodai Group, which has interests in a number of diversified ventures throughout Kuwait.

 

The Al Boodai Group consists of the following concerns:

 

·       Boodai Corporation

PO Box: 1287

Safat 13013

Tel: (965) 24840980 / 24841322

Email: bcorp@boodai.com

 

·       Boodai Trading Co WLL

       PO Box: 1287

Safat 13013

Tel: (965) 24841314 / 24843986

Fax: (965) 24848368 / 24818294

Email: btc@boodai.com

 

·       Jassim Transport & Stevedoring Co WLL

PO Box: 22801

Safat 13089

Tel: (965) 2802202

Fax: (965) 24843507

Email: jtc@boodai.com

 

·       Gulf Engineering Co WLL

PO Box: 22668

Safat 13087

Tel: (965) 2802255

Fax: (965) 24745488

Email: gec@boodai.com

 

·       Boodai Readymix Concrete Co WLL

PO Box: 26351

Safat 13124

Tel: (965) 22421981 / 22421982 / 22421968

Fax: (965) 22421969

 

·       Boodai Aviation Co

PO Box: 5798

Safat 13058

Tel: (965) 22413716 / 22413713

Fax: (965) 22419025

 

·       Boodai Oilfield Services Co WLL

PO Box: 1287

Safat 13013

Tel: (965) 23981917

Fax: (965) 23981628

 

·       Boodai Construction Co WLL

PO Box: 26351

Safat 13124

Tel: (965) 22421981 / 22421982 / 22421968

Fax: (965) 22421969

 

·       Kuwait Application Service Provider Co KSCC

PO Box: 42371

Shuwaikh 70654

       Tel: (965) 24841314

       Fax: (965) 24832161

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of softwood, hardwood, plywood, blockboard, MDF board and

     fibreboard, as well as flat steel, aluminium and hardware products such as carpentry tools, building wire,

     sealant, glues and adhesives.

 

     In February 2001 subject was ISO 9002 accredited.

 

Import Countries: Canada, India, Sweden, Austria, Oman, Chile, Saudi Arabia, Romania and Malaysia.

 

International Suppliers:

 

·       Evergreen                 Malaysia

·       Storaenso                 Austria

·       Sadolin Paints          Oman

·       Modecor                   Saudi Arabia

·       Graphite Ltd              India

·       Storaenso                 Chile

 

Operating Trend: Steady

 

Subject has a workforce of 58 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/12:                Year Ending 31/12/13:

 

Total Sales                                KD 7,700,077                            KD 8,115,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Abraham George, Finance Manager

 

 

BANKERS

 

·       National Bank of Kuwait

Shuwaikh

Tel: (965) 24813266 / 24818350

Fax: (965) 24844126

 

·       Commercial Bank of Kuwait

     Shuwaikh

     Tel: (965) 24814643

     Fax: (965) 24837952

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              January 2014

Credit amount                                        180,000

Amount overdue                                     0

Payment terms                                      90 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               Euros

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.26

UK Pound

1

Rs.97.51

Euro

1

Rs.77.94

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.