MIRA INFORM REPORT

 

 

Report Date :

09.09.2014              

 

IDENTIFICATION DETAILS

 

Name :

MEDI PAK LIMITED

 

 

Registered Office :

132/1, Quaid-e-Azam Industrial Estate, Kotlakhpat, Lahore

 

 

Country :

Pakistan

 

 

Date of Incorporation :

1981

 

 

Com. Reg. No.:

0009170

 

 

Legal Form :

Non-Listed Public Limited Company

 

 

Line of Business :

Engaged in manufacture & marketing of Pharmaceutical Products.

 

 

No. of Employees :

124

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Pakistan

B2

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 

PAKISTAN - ECONOMIC OVERVIEW

 

Decades of internal political disputes and low levels of foreign investment have led to slow growth and underdevelopment in Pakistan. Agriculture accounts for more than one-fifth of output and two-fifths of employment. Textiles account for most of Pakistan's export earnings, and Pakistan's failure to expand a viable export base for other manufactures has left the country vulnerable to shifts in world demand. Official unemployment was 6.6% in 2013, but this fails to capture the true picture, because much of the economy is informal and underemployment remains high. Over the past few years, low growth and high inflation, led by a spurt in food prices, have increased the amount of poverty. As a result of political and economic instability, the Pakistani rupee has depreciated more than 40% since 2007. The government agreed to an International Monetary Fund Standby Arrangement in November 2008 in response to a balance of payments crisis. Although the economy has stabilized since the crisis, it has failed to recover. Foreign investment has not returned, due to investor concerns related to governance, energy, security, and a slow-down in the global economy. Remittances from overseas workers, averaging about $1 billion a month since March 2011, remain a bright spot for Pakistan. However, after a small current account surplus in fiscal year 2011 (July 2010/June 2011), Pakistan's current account turned to deficit in the following two years, spurred by higher prices for imported oil and lower prices for exported cotton. Pakistan remains stuck in a low-income, low-growth trap, with growth averaging about 3.5% per year from 2008 to 2013. Pakistan must address long standing issues related to government revenues and energy production in order to spur the amount of economic growth that will be necessary to employ its growing and rapidly urbanizing population, more than half of which is under 22. Other long term challenges include expanding investment in education and healthcare, adapting to the effects of climate change and natural disasters, and reducing dependence on foreign donors

Source : CIA

 

Business Name

 

MEDI PAK LIMITED

 

                       

Full Address       

 

Registered Address & Factory

132/1, Quaid-e-Azam Industrial Estate, Kotlakhpat, Lahore, Pakistan

                       

Tel #

92 (42) 35116552, 35116612

Fax #

92 (42) 35116522, 35114929

Email

medipak@nexlinx.net.pk

 

 

Short Description Of Business

 

a.

Nature of Business      

Engaged in manufacture & marketing of Pharmaceutical Products

b.

Year Established

1981

c.

Registration No.

0009170

 

 

Branches

           

Address

C-252, Block-6, P.E.C.H.S., Karachi, Pakistan

Tel #

92 (21) 4533353

Fax #

92 (21) 4533353

 

 

Auditors

 

Ford Rhodes Sidat Hyder & Co.

(Chartered Accountants)

 

 

Legal Status

 

Subject Company was established as a Non-Listed Public Limited Company in 1981

 

Authorized Capital

Rs. 150,000,000/- divided into 15,000,000 shares of Rs. 10/- each

Issued & Paid up Capital

Rs. 75,000,000/- divided into 7,500,000 shares of Rs. 10/- each

 

 

Details of Management

 

Names

Designation

Dr. Muhammad Khalid Javaid Chowdhry

 

Mr. Nasir Javaid Chowdhry

 

Dr. Khalida Javaid

 

Miss. Nosheen Khalid

 

Miss. Naureen Khalid

 

Mr. Naveed Khalid Chowdhry

 

Mr. Muhammad Tariq Javaid

Chief Executive

 

 

Director

 

Director

 

Director

 

Director

 

Director

 

Director

 

 

Shareholders

 

Names

No of Shares

Dr. Muhammad Khalid Javaid Chowdhry

 

Mr. Nasir Javaid Chowdhry

 

Dr. Khalida Javaid

 

Miss. Nosheen Khalid

 

Miss. Naureen Khalid

 

Mr. Naveed Khalid Chowdhry

 

Mr. Muhammad Tariq Javaid

 

Mr. Athar Javaid

 

Mr. Muhammad Tahir Javaid

 

Ms. Nilofar Yaqoob

 

Dr. Almas Bashir

 

Mr. Rishad Haider

4,069,648

 

 

220,952

 

300,001

 

806,070

 

806,070

 

806,070

 

166,441

 

80,096

 

74,121

 

71,323

 

71,322

 

27,886

 

 

Associated Companies                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 

 

(1) Uniplan Trade International, Pakistan.

 

 

Brand Names

           

AQUASTERIL, BABILYTE, CIPROFENA, EFEMOLINE, ERYCINA, FRESOFOL, HERPIDU, INFECTOFLAM, KETOSTERIL, LOZIP, MEDIBACT, MEDICAINE, MEDICARPINE, MEDICHLOR, MEDICOR, MEDIDEX, MEDIDEX-C, MEDIGENTACIN, MEDIPARINE, MEDIPHAKOL, MEDIPHRINE, MEDISEPT, MEDITIM, MEDITROL, MEDRYSONE, MYDRIATICUM, NAAXIA, NACLOF, NOVESIN, OCULOSAN, PANAFIN, SPERSADEX, SPERSADEXOLINE, SPERSALLERG, SPERSANICOL, SULPHAMED, TOBRAXIA, TROPICAFIN, VISCOTEARS, VITACHLOR, VITREOLENT

 

 

Business Activities

 

Subject Company is engaged in manufacture & marketing of Pharmaceutical Products.

 

Payments would be accepted / made through L/C, D/P basis.

 

Local sales are mostly on cash / credit term basis to its domestic customers.

 

Its exporting countries are Afghanistan, Azerbaijan, Iraq, Libya, Malaysia, Senegal, Mauritius, Srilanka, Sudan, Morocco & Yemen

 

It’s mainly import from China, Korea, India & European Countries.

 

Its major customers are Distribution Companies, Pharmacies, Private & Government Hospitals, Buying Agencies etc.

 

Subject operates from caption leased factory premises located at industrial area of Lahore.

 

Subject employs about 124 persons in its set up.

 

 


Annual Sales Volume

 

Year

In Pak Rupees

2013

320,000,000/- (Estimated)

 

 

Annual Production Volume

           

The capacity and production of the company’s plant is indeterminable as it is multi-product and involves varying processes of manufacture

 

 

Trade Suppliers (Foreign)

                       

(1) PHARMAPLAN GMBH, GERMANY.

(2) QINGDAO BRIGHT MOON SEAWEED GROUP CO LTD, CHINA.

(3) BASELL POLYOLEFINS COMPANY, BELGIUM.

(4) FRESENIUS MEDICAL CARE, GERMANY.

(5) BAXTER HEALTH CARE CORPORATION, U.S.A.

(6) SCHWIND EYE-TECH SOLUTIONS, GERMANY.

(7) ROQUETTE FRERES, FRANCE.

 

 

Bankers

 

(1) Habib Bank Limited, Pakistan.

(2) Silk Bank Limited, Pakistan.

(3) Habib Metropolitan Bank Limited, Pakistan.

(4) Faysal Bank Limited, Pakistan.

(5) Bank Alfalah Limited, Pakistan.

 

 

Memberships

 

·         Lahore Chamber of Commerce & Industry.(LCCI)

·         Pakistan Pharmaceutical Manufacturers Association.(PPMA)

 

 


Foreign Exchange Rates

 

Currency

 

Unit

Pakistani Rupee

US Dollar

1

         Rs. 101.90

UK Pound

1

         Rs. 166.00

Euro

1

         Rs. 133.60

 

 

Comments

 

Subject Company was established in 1981 and is engaged in manufacture & marketing of Pharmaceutical Products. Trade relations are reported as fair. Subject can be considered for normal business dealings at usual trade terms and conditions.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.26

UK Pound

1

Rs.97.51

Euro

1

Rs.77.94

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.