MIRA INFORM REPORT

 

 

Report Date :

10.09.2014

 

IDENTIFICATION DETAILS

 

Name :

FUJI OIL (SINGAPORE) PTE. LTD.

 

 

Registered Office :

45, Senoko Road, 758114

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

31.10.1981

 

 

Com. Reg. No.:

198105093-K

 

 

Legal Form :

Private limited

 

 

Line of Business :

Subject is engaged in Refinery of Edible Oil

 

 

No of Employees :

130 [2014]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

 

Source : CIA

 

 

 

 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

198105093-K

COMPANY NAME

:

FUJI OIL (SINGAPORE) PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

31/10/1981

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

45, SENOKO ROAD, 758114, SINGAPORE.

BUSINESS ADDRESS

:

45 SENOKO ROAD, 758114, SINGAPORE.

TEL.NO.

:

65-67581801

FAX.NO.

:

65-67581990

WEB SITE

:

WWW.FUJIOIL.COM.SG

CONTACT PERSON

:

TEO YONG WAH ( DIRECTOR )

 

 

 

 

 

 

PRINCIPAL ACTIVITY

:

REFINERY OF EDIBLE OIL

 

 

 

ISSUED AND PAID UP CAPITAL

:

18,000,000.00 ORDINARY SHARE, OF A VALUE OF SGD 18,000,000.00

 

 

 

SALES

:

USD 164,111,580 [2013]

NET WORTH

:

USD 64,909,892 [2013]

 

 

 

STAFF STRENGTH

:

130 [2014]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STRONG

PAYMENT

:

PROMPT

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

MATURE

 

HISTORY / BACKGROUND

 


The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) refinery of edible oil.

The immediate holding company of the Subject is FUJI OIL ASIA PTE. LTD., a company incorporated in SINGAPORE.

The ultimate holding company of the Subject is FUJI OIL CO.LTD, a company incorporated in JAPAN.


Share Capital History

Date

Issue & Paid Up Capital

24/06/2014

SGD 18,000,000.00


The major shareholder(s) of the Subject are shown as follows :


Name

Address

IC/PP/Loc No

Shareholding

(%)

FUJI OIL ASIA PTE. LTD.

-

200304205W

18,000,000.00

100.00

 

 

 

---------------

------

 

 

 

18,000,000.00

100.00

 

 

 

============

=====

+ Also Director





DIRECTORS

 



DIRECTOR 1

 

Name Of Subject

:

SHOICHI HARADA

Address

:

3-9-25 KOUYOUDAI, HANNAN-SHI, OSAKA, JAPAN.

IC / PP No

:

TH9179403

 

 

 

 

 

 

 

 

 

Nationality

:

JAPANESE

Date of Appointment

:

20/04/2011

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

TEO YONG WAH

Address

:

95, HAZEL PARK TERRACE, 678928, SINGAPORE.

IC / PP No

:

S1293700H

 

 

 

 

 

 

 

 

 

Nationality

:

SINGAPOREAN

Date of Appointment

:

01/03/1998

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

YASUYUKI KANZAKI

Address

:

160, KILLINEY ROAD, 10-03, LA CRYSTAL, 239568, SINGAPORE.

IC / PP No

:

G5415899N

 

 

 

 

 

 

 

 

 

Nationality

:

JAPANESE

Date of Appointment

:

02/06/2013

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 4

 

Name Of Subject

:

TOMOYUKI YOSHIDA

Address

:

100, ROBERTSON QUAY, 03- 17, ROBERTSON 100, 238250, SINGAPORE.

IC / PP No

:

G5273200Q

 

 

 

 

 

 

 

 

 

Nationality

:

JAPANESE

Date of Appointment

:

20/04/2011

 

 

 

 

 

 

 

 

 

 

 

 




MANAGEMENT

 

 

 

1)

Name of Subject

:

TEO YONG WAH

 

Position

:

DIRECTOR

 

 

 

 

 

AUDITOR

 

 

Auditor

:

KPMG LLP

Auditor' Address

:

N/A

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

 

1)

Company Secretary

:

KANG OYO CHEOW

 

IC / PP No

:

S0177425E

 

 

 

 

 

Address

:

503, SEMBAWANG ROAD 04-31, 757707, SINGAPORE.

 

 

 

 

 

 

 

 

 

 

 

 

 

BANKING

 


No Banker found in our databank

ENCUMBRANCE (S)

 


No encumbrance was found in our databank at the time of investigation.

LEGAL CHECK AGAINST SUBJECT

 


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES

 

 

 



The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

X

]

 

Good 31-60 Days

[

 

]

 

Average 61-90 Days

[

 

]

 

Fair 91-120 Days

[

 

]

 

Poor >120 Days

[

 

]

 

 

 

 

 

 

 

CLIENTELE

 

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

 

 

 

Export Market

:

WORLDWIDE

Credit Term

:

N/A

 

 

 

 

 

 

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

OPERATIONS

 

 

Products manufactured

:

EDIBLE OIL

 

 

 

 

Total Number of Employees:

YEAR

2014

 


 

GROUP

N/A

 

 

 

 

 

 

 

 

COMPANY

130

 

 

 

 

 

 

 

 

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) refinery of edible oil.

The Subject grown to be a global manufacturer and supplier of high quality cocoa butter equivalents (CBE), non-lauric cocoa butter replacers (CBR), lauric cocoa butter substitute (CBS) as well as other specialty oils and fats.

CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

6567581801

Current Telephone Number

:

65-67581801

Match

:

YES

 

 

 

Address Provided by Client

:

45 SENOKO ROAD, SINGAPORE 758114

Current Address

:

45 SENOKO ROAD, 758114, SINGAPORE.

Match

:

YES

 

 

 

 

Other Investigations


On 3rd September 2014 we contacted one of the staff from the Subject and she provided some information.

FINANCIAL ANALYSIS

 

 

Profitability

 

 

 

 

 

 

Turnover

:

Decreased

[

4.57%

]

 

Profit/(Loss) Before Tax

:

Increased

[

390.43%

]

 

Return on Shareholder Funds

:

Unfavourable

[

9.35%

]

 

Return on Net Assets

:

Acceptable

[

10.32%

]

 

 

 

 

 

 

 

 

The lower turnover could be due to the unfavourable market conditions.The Subject's management have been efficient in controlling its operating costs. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Favourable

[

49 Days

]

 

Debtor Ratio

:

Favourable

[

25 Days

]

 

Creditors Ratio

:

Favourable

[

9 Days

]

 

 

 

 

 

 

 

 

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Favourable

[

1.42 Times

]

 

Current Ratio

:

Favourable

[

2.49 Times

]

 

 

 

 

 

 

 

 

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Favourable

[

39.40 Times

]

 

Gearing Ratio

:

Favourable

[

0.14 Times

]

 

 

 

 

 

 

 

 

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject was lowly geared thus it had a low financial risk. The Subject was mainly financed by its shareholders' funds and internally generated funds. In times of economic slowdown / downturn, the Subject being a lowly geared company, will be able to compete better than those companies which are highly geared in the same industry.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

Due to the efficient control of its operating costs, the Subject was able to remain profitable despite lower turnover achieved during the year. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject as a lowly geared company, will be more secured compared to those highly geared companies. It has the ability to meet all its long term obligations.

 

 

 

 

 

 

 

Overall financial condition of the Subject : STRONG

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

 

 

 

 

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

 

 

 

 

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

 

 

 

 

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

 

 

 

 

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

 

 

 

 

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

 

 

 

 

 

INDUSTRIES ( % of Growth ) :

 

 

 

 

 

Agriculture

 

 

 

 

 

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

 

 

 

 

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

 

 

 

 

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

 

 

 

 

 

Services

 

 

 

 

 

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

 

 

 

 

 

* Based on Index of Industrial Production (2011 = 100)

 

 

 

 

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

MANUFACTURING

 

 

 

The manufacturing sector contracted by 1.1% in the fourth quarter of 2012, led by declines in the electronics and precision engineering clusters. These clusters were weighed down by weak global demand for semiconductors and semiconductor-related equipment. For the whole year of 2012, the manufacturing sector grew by 0.1%, significantly lower than the 7.8% recorded in 2011 when the sector was boosted by a surge in the growth of the biomedical manufacturing cluster.

 

Output of the biomedical manufacturing cluster grew by 2.4% in the fourth quarter. The expansion was driven by the medical technology segment which grew by a healthy 9.2%, benefitting from robust export demand for medical devices. The pharmaceuticals segment also grew by a modest 1.1%. For 2012, the biomedical manufacturing cluster expanded by 9.9%.

 

Output of the transport engineering cluster expanded by 4.9% in the fourth quarter. The aerospace segment grew by 6.2%, supported by higher demand for repair jobs from commercial airlines. Similarly, the marine & offshore engineering segment expanded by 5.0%, on the back of higher contributions from oil rig projects and oilfield equipment components. In the year 2012, the transport engineering cluster surged by 11%.

 

The output of the precision engineering cluster shrank by 1.3% in the fourth quarter. The decline was led by the 5.3% contraction in the machinery & systems segment, which saw weak export demand for semiconductor-related equipment. On the other hand, the precision modules & components segment grew by 2.9%, supported by higher production of optical instruments & photographic equipment and electronic connectors. In 2012, the precision engineering cluster expanded by 1.3%.

 

The general manufacturing cluster's output grew by 1.2% in the fourth quarter, driven by the 6.4% growth in the miscellaneous industries segment. The segment's growth was supported by higher production of batteries and constructionrelated materials. By contrast, the printing and food, beverages & tobacco segments declined by 6.4% and 1.3% respectively. For 2012, the general manufacturing cluster grew by 2.0%.

 

The chemicals cluster's output grew by 7.7% in the fourth quarter. The petrochemicals and petroleum segments registered growth of 9.3% and 6.3% respectively, partly due to the low base from plant shutdowns in end of 2011. The specialty chemicals segment also expanded by 8.0% on the back of higher regional demand. For the year 2012, the chemicals cluster declined by 0.4%, primarily due to weak regional demand for specialty chemicals in the second and third quarter of 2012.

 

Output of the electronics cluster contracted by 10% in the fourth quarter, led by the semiconductors and computer peripherals segments which contracted by 13% and 15% respectively. By contrast, the data storage segment grew by 7.8%, mainly due to the low base in end of 2011 when floods in Thailand had disrupted the supply chain for data storage products. For the whole of 2012, the electronics cluster contracted by 11%.

 

 

OVERALL INDUSTRY OUTLOOK : MATURE



CREDIT RISK EVALUATION & RECOMMENDATION

 

 


Incorporated in 1981, the Subject is a Private Limited company, focusing on refinery of edible oil. The Subject has been in business for over two decades. It has built up a strong clientele base and good reputation will enable the Subject to further enhance its business in the near term.  The Subject is expected to enjoy a stable market shares. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment.

Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. The Subject is a fairly large and rapidly growing company with over 130 staff in its operations Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

Despite the lower turnover, the Subject's pre-tax profit have increased compared to the previous year. The higher profit could be due to better control of its operating costs and efficiency in utilising its resources. However, the Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a lowly geared company, the Subject is exposed to low financial risk as it is mainly dependent on its internal funds to finance its business needs. Given a positive net worth standing at USD 64,909,892, the Subject should be able to maintain its business in the near terms.

Having a strong assets backing, the Subject possesses latent assets as collateral for further financial extension. Hence, it has good chance of getting loans if the needs arises. The Subject's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials. Overall the Subject has a good control over its resources.

We regard that the Subject's overall payment habit is prompt. The Subject had a favourable creditors' ratio as evidenced by its favourable collection days.

The industry has reached its optimum level and is generally stable. It is saturated and very competitive. Thus, the Subject's growth prospect is very much depends on its capacity in sustaining its performance in the market.

Based on the above condition, we recommend credit be granted to the Subject promptly.

 

 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

FUJI OIL (SINGAPORE) PTE. LTD.

 

Financial Year End

2013-12-31

2012-12-31

Months

12

12

Consolidated Account

Company

Company

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

USD

USD

 

 

 

TURNOVER

164,111,580

171,961,758

Other Income

108,119

569,485

 

----------------

----------------

Total Turnover

164,219,699

172,531,243

 

----------------

----------------

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

6,973,828

1,421,995

 

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

6,973,828

1,421,995

Taxation

(904,000)

(303,000)

 

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

6,069,828

1,118,995

 

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

As previously reported

47,098,382

45,979,387

 

----------------

----------------

As restated

47,098,382

45,979,387

 

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

53,168,210

47,098,382

 

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

53,168,210

47,098,382

 

=============

=============

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

Bank overdraft

695

3,512

Term loan / Borrowing

174,007

396,314

Others

6,906

2,687

 

----------------

----------------

 

181,608

402,513

 

=============

=============

 

 

 

 

BALANCE SHEET

 

 

FUJI OIL (SINGAPORE) PTE. LTD.

 

ASSETS EMPLOYED:

 

 

FIXED ASSETS

38,182,023

42,147,907

 

 

 

Associated companies

365,297

365,297

Others

305,253

305,253

 

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

670,550

670,550

 

 

 

 

----------------

----------------

TOTAL LONG TERM ASSETS

38,852,573

42,818,457

 

 

 

Stocks

21,826,596

28,032,552

Trade debtors

11,442,914

12,481,971

Other debtors, deposits & prepayments

541,342

967,395

Amount due from holding company

3,493,816

5,396

Amount due from related companies

9,211,829

12,046,156

Amount due from associated companies

446,202

222,934

Cash & bank balances

4,005,649

1,059,361

 

----------------

----------------

TOTAL CURRENT ASSETS

50,968,348

54,815,765

 

----------------

----------------

TOTAL ASSET

89,820,921

97,634,222

 

=============

=============

 

 

 

CURRENT LIABILITIES

 

 

Trade creditors

4,055,096

3,680,126

Other creditors & accruals

3,402,622

2,712,836

Short term borrowings/Term loans

9,000,000

26,029,778

Amounts owing to holding company

372,150

120,686

Amounts owing to related companies

3,252,161

2,325,732

Provision for taxation

427,000

-

 

----------------

----------------

TOTAL CURRENT LIABILITIES

20,509,029

34,869,158

 

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

30,459,319

19,946,607

 

----------------

----------------

TOTAL NET ASSETS

69,311,892

62,765,064

 

=============

=============

 

 

 

SHARE CAPITAL

 

 

Ordinary share capital

11,741,682

11,741,682

 

----------------

----------------

TOTAL SHARE CAPITAL

11,741,682

11,741,682

 

 

 

Retained profit/(loss) carried forward

53,168,210

47,098,382

 

----------------

----------------

TOTAL RESERVES

53,168,210

47,098,382

 

 

 

 

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

64,909,892

58,840,064

 

 

 

Deferred taxation

4,402,000

3,925,000

 

----------------

----------------

TOTAL LONG TERM LIABILITIES

4,402,000

3,925,000

 

----------------

----------------

 

69,311,892

62,765,064

 

=============

=============

 

 

 

 

 

 

 

FINANCIAL RATIO

 

 

FUJI OIL (SINGAPORE) PTE. LTD.

 

TYPES OF FUNDS

 

 

Cash

4,005,649

1,059,361

Net Liquid Funds

4,005,649

1,059,361

Net Liquid Assets

8,632,723

(8,085,945)

Net Current Assets/(Liabilities)

30,459,319

19,946,607

Net Tangible Assets

69,311,892

62,765,064

Net Monetary Assets

4,230,723

(12,010,945)

BALANCE SHEET ITEMS

 

 

Total Borrowings

9,000,000

26,029,778

Total Liabilities

24,911,029

38,794,158

Total Assets

89,820,921

97,634,222

Net Assets

69,311,892

62,765,064

Net Assets Backing

64,909,892

58,840,064

Shareholders' Funds

64,909,892

58,840,064

Total Share Capital

11,741,682

11,741,682

Total Reserves

53,168,210

47,098,382

LIQUIDITY (Times)

 

 

Cash Ratio

0.20

0.03

Liquid Ratio

1.42

0.77

Current Ratio

2.49

1.57

WORKING CAPITAL CONTROL (Days)

 

 

Stock Ratio

49

60

Debtors Ratio

25

26

Creditors Ratio

9

8

SOLVENCY RATIOS (Times)

 

 

Gearing Ratio

0.14

0.44

Liabilities Ratio

0.38

0.66

Times Interest Earned Ratio

39.40

4.53

Assets Backing Ratio

5.90

5.35

PERFORMANCE RATIO (%)

 

 

Operating Profit Margin

4.25

0.83

Net Profit Margin

3.70

0.65

Return On Net Assets

10.32

2.91

Return On Capital Employed

10.32

2.91

Return On Shareholders' Funds/Equity

9.35

1.90

Dividend Pay Out Ratio (Times)

0.00

0.00

NOTES TO ACCOUNTS

 

 

Contingent Liabilities

0

0

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.43

UK Pound

1

Rs.97.25

Euro

1

Rs.77.93

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.