MIRA INFORM REPORT

 

 

Report Date :

10.09.2014

 

IDENTIFICATION DETAILS

 

Name :

REISMÜHLE BRUNNEN (DIVISION DER COOP)

 

 

Registered Office :

Industriestrasse 1 6440 Brunnen/SZ Switzerland/CH

 

 

Country :

Switzerland

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1956

 

 

Legal Form :

Branch of domestic company

 

 

Line of Business :

Manufacture of grain mill products

 

 

No. of Employees

10-19

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 


 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

SWITZERLAND ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy began to recover in 2010. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell below 2% per year during 2011-13. Switzerland has also come under increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps will have a lasting impact on Switzerland's long history of bank secrecy

 

Source : CIA

 

 

 


Company name

 

REISMÜHLE BRUNNEN (DIVISION DER COOP)

 

 

Operating address

 

Industriestrasse 1

6440 Brunnen/SZ

Switzerland/CH

 

Telephone:                    041 8253000

Fax:                             041 8253009

 

Web site:                      http://www.reismuehle.ch

E-mail:                         info@reismuehle.ch

 

WIN Worldbox No.:        CH0000029441

 

 

Profile

 

Established:                  1956

Line of Business:           Food

Industry Division:           Manufacturing

Industry-code (NACE):   1061       Manufacture of grain mill products

Import/Export:               Import, Export

Quality certification:       ISO 9001:2000 (since 2003)

                                    SA 8000 (since 2003)

                                    ISO 14001 (since 2005)

Banks:                         Bank Coop Ltd

 

 

Operational Figures

 

Coverage:                     Company

Employees:                  10-19

Sales:                          CHF 10-20 Mio

 


 

Activity

 

The business activities includes the import, refining and sale of rice. The production volume per year is 10,000 tons.

 

Labels: Bio, Fairtrade (FLO CERT 1750), Naturland, Kosher, Halal.

 

 

Real Estate

 

Information on property ownership was not available.

 

 

Company Register

 

Registration:                 The company is not recorded in the Company Register.

Legal form:                    Branch of domestic company

Legal status:                 active

 

 

Executive board

 

Title                                           Name

Chief Executive Officer                 Karl Haf (karl.haf@reismuehle.ch)

Chief Operating Officer                 Othmar Steiner (othmar.steiner@reismuehle.ch)

Chief Production Officer                Gerhard Marty (gerhard.marty@reismuehle.ch )

 

 

Financial Data Reismühle Brunnen

 

Consolidation:                                     unconsolidated

Industry:                                             Trade/Industry

 

Fiscal year end:                                     31.12.2012

Number of months:                                       12

Currency:                                                 th. EUR

 

Operating revenue                                        16,000.0

Sales per Employee                                         889.0

 

Employees  at year end                                        18

Employees inland                                                 18

Employees abroad                                                 0

 

 

Financial Data Coop Group

 

Consolidation:               consolidated

Industry:                       Trade/Industry

 

Fiscal year end:                                     31.12.2013        31.12.2012        31.12.2011        31.12.2010        31.12.2009

Number of months:                                       12                    12                    12                    12                    12

Currency:                                                mil. CHF           mil. CHF           mil. CHF           mil. CHF           mil. CHF

Statement norm:                                   Local GAAP      Local GAAP      Local GAAP      Local GAAP      Local GAAP

 

 

Balance Sheet

 

Intangible fixed assets                                   1,228.0             1,463.0             1,633.0             1,101.0             1,517.0

Land and buildings                                        8,564.0             8,333.0             8,330.0             6,191.0             6,325.0

Other tangible fixed assets                             1,395.0             1,494.0             1,553.0             1,285.0             1,340.0

Tangible fixed assets                                     9,959.0             9,827.0             9,883.0             7,476.0             7,665.0

Financial fixed assets                                       304.0                311.0                261.0             1,170.0             1,271.0

Fixed assets                                               11,491.0           11,601.0           11,777.0             9,747.0           10,453.0

Stocks                                                         2,718.0             2,622.0             2,581.0             1,942.0             1,872.0

Trade accounts receivable                                 909.0                938.0                951.0                552.0                525.0

Liquid assets                                                1,513.0                929.0                442.0             1,762.0                497.0

Securities                                                         23.0                  89.0                130.0                110.0                 83.0

other trade accounts                                        323.0                367.0                282.0                217.0                235.0

Accruals                                                         340.0                334.0                329.0                294.0                309.0

Other current assets                                      2,199.0             1,719.0             1,183.0             2,383.0             1,124.0

Current assets                                              5,826.0             5,279.0             4,715.0             4,877.0             3,521.0

Total assets                                                17,317.0           16,880.0           16,492.0           14,624.0           13,974.0

 

Other shareholders funds                               7,347.0             6,892.0             6,436.0             6,080.0             5,773.0

Total shareholders equity                               7,347.0             6,892.0             6,436.0             6,080.0             5,773.0

Minority interests                                             390.0                370.0                350.0                331.0                326.0

long term debt (financial debts)                       3,397.0             3,685.0             3,551.0             3,681.0             3,128.0

Provisions                                                     1,043.0             1,084.0             1,022.0             1,078.0             1,107.0

Non current liabilities                                     4,440.0             4,769.0             4,573.0             4,759.0             4,235.0

short term debt (financial debts)                      1,443.0             1,187.0             1,529.0             1,005.0             1,294.0

Trade accounts payable                                 1,977.0             2,242.0             2,224.0             1,326.0             1,124.0

Provisions                                                       364.0                313.0                304.0                140.0                153.0

Accruals                                                         970.0                628.0                598.0                562.0                615.0

other accounts payable                                    386.0                479.0                478.0                421.0                454.0

other current liabilities                                    1,720.0             1,420.0             1,380.0             1,123.0             1,222.0

Current liabilities                                           5,140.0             4,849.0             5,133.0             3,454.0             3,640.0

Shareh. equity, min. interests + liabilities      17,317.0           16,880.0           16,492.0           14,624.0           13,974.0


 

Profit and loss account

 

Net sales                                                    26,967.0           26,731.0           26,640.0           18,965.0           18,717.0

Other operating revenue                                 1,020.0             1,003.0                975.0                788.0                697.0

Operating revenue                                        27,987.0           27,734.0           27,615.0           19,753.0           19,414.0

Cost of goods sold                                       19,197.0           18,980.0           18,941.0           12,480.0           12,286.0

Gross profit                                                   8,790.0             8,754.0             8,674.0             7,273.0             7,128.0

Other operating expenses                              7,993.0             8,019.0             7,963.0             6,563.0             6,514.0

Operating result                                               797.0                735.0                711.0                710.0                614.0

Interest revenues                                               13.0                  14.0                 17.0                  29.0                 40.0

other financial revenues                                      20.0                  55.0                131.0                  52.0                228.0

Financial income                                               33.0                  69.0                148.0                  81.0                268.0

Interest expenses                                            114.0                116.0                140.0                123.0                134.0

other financial expenses                                       8.0                   9.0                 94.0                  15.0                197.0

Financial expenses                                          122.0                125.0                234.0                138.0                331.0

Financial result                                                 -89.0                 -56.0                -86.0                 -57.0                -63.0

Result before extraordinary items                      708.0                679.0                625.0                653.0                551.0

Extraordinary income                                           0.0                   0.0                   0.0                  40.0                 90.0

Extraordinary expenses                                       0.0                   0.0                   0.0                  16.0                 24.0

Extraordinary Result                                            0.0                   0.0                   0.0                  24.0                 66.0

Result before taxes                                          708.0                679.0                625.0                677.0                617.0

Taxes                                                             160.0                148.0                122.0                144.0                134.0

Result before minority interests                         548.0                531.0                503.0                533.0                483.0

minority interests                                               86.0                  79.0                 71.0                  63.0                 53.0

Result for the financial year                               462.0                452.0                432.0                470.0                430.0

 

 

Cash flow

 

Depreciation                                                 1,177.0             1,193.0                881.0                742.0             1,146.0

Cash flow                                                     1,725.0             1,724.0             1,384.0             1,275.0             1,621.0

Cash flow from operating activities                  1,667.0             1,711.0             1,761.0             1,709.0             1,626.0

Investments in tangible fixed assets                   989.0                854.0             1,399.0                286.0                290.0

Cash flow from investing activities                     -965.0               -950.0            -3,116.0               -653.0            -2,055.0

Cash flow from financing activities                     -116.0               -275.0                 40.0                211.0                350.0

Others                                                               -2.0                   2.0                  -5.0                  -2.0                   0.0

Change in liquidity                                            584.0                488.0            -1,320.0             1,265.0                -79.0

Liquidity at beginning of the year                       929.0                442.0             1,762.0                497.0                576.0

Liquidity at end ot the year                             1,513.0                930.0                442.0             1,762.0                497.0

 


 

Notes

 

Material costs                                             19,197.0           18,980.0           18,941.0           12,480.0           12,286.0

Cost of employees                                        4,028.0             4,009.0             3,998.0             3,141.0             3,175.0

Added value                                                  6,027.0             5,997.0             5,644.0             4,683.0             5,065.0

Working Capital                                            1,650.0             1,318.0             1,308.0             1,168.0             1,273.0

Sales per Employee                                            0.4                   0.4                   0.4                   0.4                   0.4

Gross cost land and buildings                       14,396.0           13,843.0           13,344.0           10,422.0           10,297.0

Gross cost other tangible fixed assets            4,564.0             4,381.0             4,190.0             3,482.0             3,312.0

Gross cost total                                          18,960.0           18,224.0           17,534.0           13,904.0           13,609.0

Insurance value total                                    17,274.0           17,629.0           16,788.0           13,289.0           13,080.0

 

Employees  at year end                                  74,955              75,309              75,296              53,559              52,974

Full time units at year end                               64,399              64,416              64,507              43,925              44,154

Employees inland                                           74,955              75,309              75,296              53,559              52,974

Employees abroad                                                 0                      0                      0                      0                      0

 

Offices                                                            2,022                2,017                1,991                1,915                1,864

Offices inland                                                   2,022                2,017                1,991                1,915                1,864

Offices abroad                                                        0                      0                      0                      0                      0

 

 

Ultimate Parent Company

 

Name:                          Coop-Gruppe Genossenschaft

City/Country:                 Basel/BS, Switzerland/CH

 

 

Headquarters

 

WIN:                            CH0000022042

Name:                          Coop-Gruppe Genossenschaft

City/Country:                 Basel/BS, Switzerland/CH

 

 

Owner/-s

 

No. of Owner/-s:            1

Owner:                         The company is domestic owned.

 


 

Investments

 

It is believed that the company has no investments.

 

 

Legal Actions

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Credit Information

 

Financial Situation:        The financial situation is considered to be good.

 

Payment experiences:   Payments are made with arranged conditions.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.42

UK Pound

1

Rs.97.24

Euro

1

Rs.77.92

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.