MIRA INFORM REPORT

 

 

Report Date :

13.09.2014

 

IDENTIFICATION DETAILS

 

Name :

ENGRO POLYMER & CHEMICALS LIMITED

 

 

Registered Office :

16th Floor, The Harbour Front Building, HC-3, Marine Drive, Block 4, Scheme-5, Clifton, Karachi-75600

 

 

Country :

Pakistan

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

1997

 

 

Com. Reg. No.:

0038426

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

Manufacture, market and sell Poly Vinyl Chloride (PVC), PVC Compounds, Caustic Soda and other related chemicals

 

 

No. of Employees :

440      

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Pakistan

B2

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

PAKISTAN - ECONOMIC OVERVIEW

 

Decades of internal political disputes and low levels of foreign investment have led to slow growth and underdevelopment in Pakistan. Agriculture accounts for more than one-fifth of output and two-fifths of employment. Textiles account for most of Pakistan's export earnings, and Pakistan's failure to expand a viable export base for other manufactures has left the country vulnerable to shifts in world demand. Official unemployment was 6.6% in 2013, but this fails to capture the true picture, because much of the economy is informal and underemployment remains high. Over the past few years, low growth and high inflation, led by a spurt in food prices, have increased the amount of poverty. As a result of political and economic instability, the Pakistani rupee has depreciated more than 40% since 2007. The government agreed to an International Monetary Fund Standby Arrangement in November 2008 in response to a balance of payments crisis. Although the economy has stabilized since the crisis, it has failed to recover. Foreign investment has not returned, due to investor concerns related to governance, energy, security, and a slow-down in the global economy. Remittances from overseas workers, averaging about $1 billion a month since March 2011, remain a bright spot for Pakistan. However, after a small current account surplus in fiscal year 2011 (July 2010/June 2011), Pakistan's current account turned to deficit in the following two years, spurred by higher prices for imported oil and lower prices for exported cotton. Pakistan remains stuck in a low-income, low-growth trap, with growth averaging about 3.5% per year from 2008 to 2013. Pakistan must address long standing issues related to government revenues and energy production in order to spur the amount of economic growth that will be necessary to employ its growing and rapidly urbanizing population, more than half of which is under 22. Other long term challenges include expanding investment in education and healthcare, adapting to the effects of climate change and natural disasters, and reducing dependence on foreign donors

Source : CIA

 


Business Name

 

ENGRO POLYMER & CHEMICALS LIMITED                              

 

 

Full Address       

 

Registered Address

16th Floor, The Harbour Front Building, HC-3, Marine Drive, Block 4, Scheme-5, Clifton, Karachi-75600, Pakistan

                       

Tel #

92 (21) 111-411-411, 35293871, 35293885

Fax #

92 (21) 35293886, 35293887

 

 

Short Description Of Business

 

Nature of Business        

The Company’s principal activity is to manufacture, market and sell Poly Vinyl Chloride (PVC), PVC Compounds, Caustic Soda and other related chemicals

Year Established

1997

Registration #

0038426

 

 

Plant Location

           

EZ / 1/ P-11-1, Eastern Zone, Bin

Qasim, Karachi, Pakistan

 

 

Auditors

 

A.F. Ferguson & Co.

(Chartered Accountants)

 

 

Legal Status

 

The Company was incorporated as a Public Limited Company in 1997 and is listed at stock exchanges of Pakistan

 

 

Details of Management

 

Names

Designation

Mr. Muhammad Aliuddin Ansari

 

Mr. Khalid Siraj Subhani

 

Mr. Abdul Samad Khan

 

Mr. Kimihide Ando

 

Ms. Naz Khan

 

Mr. Shabbir Hashmi

 

Mr. Shahzada Dawood

 

Mr. Takashi Yoshida

 

Mr. Waqar Malik

 

Mr. Isar Ahmed

Chairman

 

Chief Executive

 

Director

 

Director

 

Director

 

Director

 

Director

 

Director

 

Director

 

Director

 

 

Shareholders                

 

Categories                                          

Shareholding (%)

Directors, Chief Executive Officer, and their spouse and minor children

 

Associated Companies, undertakings and related parties

 

Banks, Development Financial Institutions, Non Banking Financial Institutions

 

Insurance Companies

 

Modarabas and Mutual Funds

 

General Public

 

Others

 

 

0.03

 

 

81.26

 

 

 

0.55

 

0.26

 

0.07

 

12.49

 

5.35

 

 

 

Associates                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

 

A.         Holding Company

 

(1) Engro Corporation Limited, Pakistan

 

B.         Associated Companies

 

(1) Engro Vopak Terminal Limited, Pakistan.

(2) Engro Fertilizers Limited, Pakistan.

(3) Engro Eximp (Private) Limited, Pakistan.

(4) Engro Foods Limited, Pakistan.

(5) Engro Innovation Automation (Private) Limited, Pakistan.

(6) Engro Avanceon Limited, Pakistan.

(7) Engro PowerGen Limited, Pakistan.

 

 

Business Activities

 

The Company’s principal activity is to manufacture, market and sell Poly Vinyl Chloride (PVC), PVC Compounds, Caustic Soda and other related chemicals

 

 

Number of Employees

 

            440      

 

 


Annual Production Volume

 

                                                               Designed

                                                         Annual Capacity             Actual Production

                                                        ------------------------            --------------------------             

                                                          ---------------------     Kilo Tons  -----------------------

 

2013                             2012               2013                        2012

 

PVC                                                     156                               150                 146                    146

 

EDC                                                     127                               127                   117                                110

 

Caustic Soda                                         106                               106                   115                                107

 

VCM                                                     220                               220                   170                               146

           

-----------------------Mega Watts-------------------------------

 

64                                 64                        45                   45

 

 

Annual Sales Volume

 

Year

In Pak Rupees

2012

2013

20,466,332,000/-

24,591,905,000/-

 

 

Trade Suppliers (Foreign)

 

Subject mainly import from Companies belongs to U.S.A., European Countries, China, Korea, Taiwan & U.K.

 

 

Distributors

 

Mainly exist at major cities of Pakistan

 

 

Bankers

           

(1) Allied Bank Limited, Pakistan.

(2) Askari Bank Limited, Pakistan.

(3) Bank Alfalah Limited, Pakistan.

(4) Bank Alhabib Limited, Pakistan.

(5) Barclays Bank PLC, Pakistan.

(6) Citibank N.A., Pakistan.

(7) Deutsche Bank AG, Pakistan.

(8) Faysal Bank Limited, Pakistan.

(9) Habib Bank Limited, Pakistan.

(10) HSBC Bank Middle East Limited, Pakistan.

(11) MCB Bank Limited, Pakistan.

(12) Meezan Bank Limited, Pakistan.

(13) National Bank of Pakistan.

(14) Standard Chartered Bank, Pakistan.

(15) Summit Bank Limited, Pakistan.

(16) United Bank Limited, Pakistan.

 

 

EPCL Products

 

PVC suspension resin is the primary product of Engro Polymer & Chemicals Ltd. Produced in a wide range of K-values: AU 58, AU 60, AU 72, AU 67R and AU 67S, which are used in the manufacture of varied PVC based products. The different grades of resin offer a diverse range of properties that can be used in all the processing methods. PVC is produced by the polymerization of ethylene (a petrochemical) and chlorine, which is obtained from the electrolysis of common salt. In the domestic market PVC resin is mainly used to manufacture PVC pipes. Other sectors include artificial leather, shoes, rigid and soft sheets, garden hose, windows and doors etc. Caustic soda is produced and sold as 50% solution in water. It is largely used in the textile industry for processing, soap industry as a raw material, as well as several other industries for water treatment. Sodium Hypochlorite is a by-product in the manufacturing process of Caustic Soda. Engro Polymer & Chemicals Ltd. manufacturers and sells it as liquid with available chlorine (15% weight by volume). It is used extensively as a bleaching agent and disinfectant for water treatment. Due to limited production, sales focus has been in the south region only, where the entire production is consumed.

 

 

Memberships

 

·         KCCI

·         FPCCI

 

 

Foreign Exchange Rates

 

Currency

 

Unit

Pakistani Rupee

US Dollar

1

          Rs. 102.25

UK Pound

1

          Rs. 164.90

Euro

1

          Rs. 131.75

 

Comments

 

Subject Company is well known and directors are resourceful and experienced businessmen. Trade relations are reported as fair.  Payments to creditors etc are reported as normal. Subject can be considered for normal business dealings at usual trade terms and conditions

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.84

UK Pound

1

Rs.98.72

Euro

1

Rs.78.64

 

INFORMATION DETAILS

 

Analysis Done by :

SUM

 

 

Report Prepared by :

PDT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.