MIRA INFORM REPORT

 

 

Report Date :

15.09.2014

 

IDENTIFICATION DETAILS

 

Name :

BANTAM DISTRIBUTORS CC

 

 

Registered Office :

21 Silvertone Crescent, Kyalami Business Park, Midrand, 1684 P O Box 30763, Kyalami, 1684

 

 

Country :

South Africa

 

 

Date of Incorporation :

25.06.1986

 

 

Com. Reg. No.:

B1986/011760/23

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacture of Cutlery, Hand Tools and General Hardware.

 

 

No of Employees :

29

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints 

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 01, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

 

B2

Moderate High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


Company Name

 

Subject Name

BANTAM DISTRIBUTORS CC

Country

South Africa

Subject Contact Person

JOHN BRIDGEFORD MERSON - Financial Director

Assessment

This is a well-established business. On investigation contact was made with JOHN BRIDGEFORD MERSON the financial director. The subject is meeting commitments timeously with suppliers. We obtained a bank code C for R 200 000 over a period of 30 days. Please see the available information on the subject below.

 

 

Company Information

 

Registered Name

BANTAM DISTRIBUTORS CC

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

1980-08-27

Registration Number

B1986/011760/23

Registration Date

1986/06/25

Date Commenced Trading

1986-06-25

Age of Business

28 Years 3 Months

History of Business

The subject commenced trading as new business in 1986.

History of Principals

There are 4 active members within the business.

Shareholders/Members/Partners of subject and % holding

25 % - RAYMOND WILLIAM LEONARD, 25 % - GREGORY JOHN STEVENS, 42 % - JOHN BRIDGEFORD MERSON, 8 % - YVONNE LUCELLE MERSON

Authorised Share Capital

R 200.00

Issued Share Capital/Members Contribution

R 200.00

Status

In Business

Operations Assessment

The subject imports and distributes tools

Industry/ Customers

The subject supplies to tool and engineering retail outlets

Export

None

Export Countries

Mozambique,Namibia

Import

Yes

Import Countries

 

Major Industry Code / SICC

35530

Definition of Code

Manufacture of cutlery, hand tools and general hardware

Head Office Physical Address

21 SILVERTONE CRESCENT, KYALAMI BUSINESS PARK, MIDRAND, 1684

Head Office Postal Address

PO BOX 30763, KYALAMI, 1684

Current Tel Number

0114663231

Cell Number

0727431299

Current Fax Number

0114663237

Current Email Address

sales@bantam.co.za

Web Site Address

www.bantam.co.za

Comments

 

 

 

Auditors Information

 

Company Registered Name

WAKELY SMITH LATUKKA INC

Trading Name

NONE

Registration Number

2013/128546/21

Physical Address

33 PETER PLACE, LYMEPARK BRYANSTON, 2191

Postal Address

PO BOX 4026, BRYANSTON, 2191

Contact Person

ANTHONY HIND

Contact Number

0117067032

Email

Declined

Principals

2

Judgements Against Subject

None On Record

Judgements Against Principals

None On Record

Subject Verified as Client

Yes

Practice Number

914231

VAT Number

Declined

Tax Number

Declined

BEE Status

Declined

Financial Year End

Declined

No of years in Business

22 Years 9 Months

Website

Declined

Comment

--

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4630103044

Status

ACTIVE

Vat Liable Date

1991/09/30

Tax Number

9187628152

Tax Clearance Expire Date

 

Financial Year End

June

Comment

 

 

 

Black Economic Empowerment

 

Status

Yes

Score

8.00

Expire Date

 

BEE Certificate Available

No

Comment

--

 

ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Comment

--

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

29

1. Salaried employees

18

2. Waged employees

11

3. Permanent employees

28

4. Casual employees

1

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

15

Comment

 

Cars

9

Owned

 

 

Light delivery Vehicles

3

Owned

 

R101500.00

Trailers

2

Owned

 

 

Fork Lifts

1

Owned

 

 

 

Offices

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

CULLODEN PROPERTIES (PTY) LTD

Owned by

 

Value

R 4800000.00

Bond

R 0.00

Bank

FNB

Lease Agreement

 

Lease Expire Date

 

Type of Premises

Warehouse with Office Blocks

Comment

 

Branch Information

Branches Names

Country

Province

BANTAM DISTRIBUTERS CC

South Africa

KWAZULU NATAL

BANTAM DISTRIBUTORS CC

South Africa

WESTERN CAPE

Branch Detail Information

Branches Owned/ Rented

Leased

Rental Company

MERSON FAMILY TRUST

Owned by

 

Value

R 900000.00

Bond

R 0.00

Bank

FNB

Lease Agreement

--

Lease Expire Date

--

Type of Premises

Warehouse with Office Blocks

Comment

--

 

Branches Owned/ Rented

Leased

Rental Company

CULLODEN PROPERTIES (PTY) LTD

Owned by

 

Value

R 2200000.00

Bond

R 0.00

Bank

FNB

Lease Agreement

--

Lease Expire Date

--

Type of Premises

Warehouse with office blocks

Comment

--

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

MEMBER

GREGORY JOHN STEVENS

 

 

1

MEMBER

YVONNE LUCELLE MERSON

 

 

1

MEMBER

RAYMOND WILLIAM LEORNARD

 

 

 

 

 

1

MEMBER

JOHN BRIDGEFORD MERSON

 

 

 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

42% - JOHN BRIDGEFORD MERSON

BANTAM DISTRIBUTORS CC

NONE

 

25% - GREGORY JOHN STEVENS

BANTAM DISTRIBUTORS CC

NONE

 

25% - RAYMOND WILLIAM LEONARD

BANTAM DISTRIBUTORS CC

NONE

 

8% - YVONNE LUCELLE MERSON

BANTAM DISTRIBUTORS CC

NONE

 

 

Key Deals – No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

BRITO TOOLS

0118353161

 

 

 

2

HENKEL

0116172400

 

 

 

3

SCAW METALS

0116211555

 

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

20 Years

 

R 200000

30 Days

R 200000

30 Days

This is a good account. The subject has an open account with the suppliers.

2

10 Years

R150000.00

R150000

30 Days

R100000

30 Days

This is a good account

3

10 Years

 

 

30 Days

R150000

30 Days

This is a good account. The subject has an open account with the suppliers.

 

Adverse Information on Subject

 

Judgements - No information on record

 

Business Rescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

 

Bank Information 

 

Bank

FIRST NATIONAL BANK

Branch

KINGSMEAD

Brach Code

250655

Bank Account Number

5037110034

Type of Account

CURRENT

Account Name

BANTAM DISTRIBUTORS CC

Overdraft Facilities

YES

Bank Code

C - For R 200 000

Bank Comment

The subject's bankers consider them good for all normal business engagements

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial Information

 

Financial Estimates

 

CURRENT ASSETS

 

Stock

R 9297671.00

Debtors

R 5133864.00

FIXED ASSETS

 

Plant, Equipment, Vehicles

R 363616.00

Property

 

CURRENT LIABILITIES

 

Creditors

R 2298366.00

Loans/ From?

R 8532114.00

Loan Details

 

LONG TERM LIABILITIES

 

Morgage Bonds

 

Previous Year Turnover

R 32011552.00

Estimated Current Year Turnover

R 36000000.00

Current Turnover per month

R 3000000.00

Current Turnover per annum

 

Comment

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

4

Average Age of Active Principals

67

Active Principals

 

Active Principal - 1 of 4

 

RAYMOND LEONARD

Surname

LEONARD

First Name

RAYMOND

Other Names

WILLIAM

Marital Status

 

ID Number

5410235151087

Verified ID Number

Yes

Current Age

59 Years 11 Months

Designation

MEMBER

Status

Active

Appointment Date

2001/10/08

Physical Address (at time of Appointment)

70 JOSEPH ROAD, LYNNWOOD GLEN, PRETORIA, 0081

Postal Address

P.O. BOX 30763, KYALAMI, 1684

Current Tel Number

0114663231

Cell number

0832552213

Shareholding/Membership

25 %

 

 

Principal’s Adverse – No Information on Record

 

Business Information for RAYMOND LEONARD

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

BANTAM

DISTRIBUTORS CC

B1986/011760/23

In Business

28 Years 4 Months

0

No

 

J MACGILLIVRAY CC

B1986/011759/23

In Business

28 Years 4 Months

0

No

 

 

Principal’s Previous Business interests – No Information on Record

 

Principal Deeds Information

 

Property Interests for RAYMOND LEONARD

Title Deed No.

T19492/2005

Erf/Site No.

109

Deeds Office

PRETORIA

Physical Address

70 JOSEPH LYNNWOOD GLEN PRETORIA

Property Type

E

Extent / Size

 

Purchase Date

2004/09/12

Purchase price

R1080000.00

% Ownership

0.00

Bond Holder

NEDBANK LTD

Bond Number

B220232005

Bond Amount

R1080000.00

Comment

 

Property Interests for RAYMOND LEONARD

Title Deed No.

T24246/2014

Erf/Site No.

142

Deeds Office

PIETERMARITZBURG

Physical Address

GLENASHLEY

Property Type

E

Extent / Size

1012.0SQM

Purchase Date

2014/02/24

Purchase price

R1780000.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

Comment

 

 

 

Active Principal - 2 of 4

 

GREGORY STEVENS

 

Surname

STEVENS

First Name

GREGORY

Other Names

JOHN

Marital Status

 

ID Number

5112205090002

Verified ID Number

Yes

Current Age

62 Years 9 Months

Designation

MEMBER

Status

Active

Appointment Date

2001/10/08

Physical Address (at time of Appointment)

1 ALPHEN CLOSE, HURLINGHAM EXTENSION 5, SANDTON, 1684

Postal Address

P O BOX 30763, KYALAMI, 1684

Current Tel Number

0114663231

Cell number

0828569775

Shareholding/Membership

25 %

 

 

Principal’s Adverse – No Information on Record

 

Business Information for GREGORY STEVENS

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

BANTAM

DISTRIBUTORS CC

B1986/011760/23

In Business

28 Years 4 Months

0

No

 

J MACGILLIVRAY CC

B1986/011759/23

In Business

28 Years 4 Months

0

No

 

 

Principal’s Previous Business interests – No Information on Record

 

 

Active Principal - 3 of 4

 

JOHN MERSON

 

Surname

MERSON

First Name

JOHN

Other Names

BRIDGEFORD

Marital Status

 

ID Number

3409205020183

Verified ID Number

Yes

Current Age

80 Years

Designation

MEMBER

Status

Active

Appointment Date

1986/06/25

Physical Address (at time of Appointment)

523 HORSESHOE CRESCENT, KYALAMI, MIDRAND, 1684

Postal Address

P O BOX 30763, KYALAMI, MIDRAND, 1684

Current Tel Number

0114663231

Cell number

0727431299

Shareholding/Membership

42 %

 

Principal’s Adverse – No Information on Record

 

Business Information for JOHN MERSON

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

BANTAM

DISTRIBUTORS CC

B1986/011760/23

In Business

28 Years 4 Months

0

No

 

BLUEGRASS TRADING 1084 CC

B2010/135080/23

In Business

4 Years 4 Months

0

No

 

BOSS

DISTRIBUTORS (PTY)LTD

M1967/010362/07

Deregistration Final

47 Years 11 Months

0

No

 

FORCE INDUSTRIAL TOOLS CC

B2010/136578/23

In Business

4 Years 4 Months

0

No

 

J MACGILLIVRAY CC

B1986/011759/23

In Business

28 Years 4 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal Deeds Information

 

Property Interests for JOHN MERSON

Title Deed No.

T33436/2009

Erf/Site No.

2983

Deeds Office

PIETERMARITZBURG

Physical Address

153 BEACH AMANZIMTOTI

Property Type

F

Extent / Size

1292.00000000

Purchase Date

 

Purchase price

R 0.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

Comment

 

Property Interests for JOHN MERSON

Title Deed No.

T33436/2009

Erf/Site No.

2983

Deeds Office

PIETERMARITZBURG

Physical Address

153 BEACH ATHLONE PARK AMANZIMTOTI

Property Type

E

Extent / Size

 

Purchase Date

 

Purchase price

R 0.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

Comment

 

 

Active Principal - 4 of 4

 

YVONNE MERSON

 

Surname

MERSON

First Name

YVONNE

Other Names

LUCELLE

Marital Status

 

ID Number

4712020077083

Verified ID Number

Yes

Current Age

66 Years 9 Months

Designation

MEMBER

Status

Active

Appointment Date

1986/06/25

Physical Address (at time of Appointment)

523 HORSESHOE CRESCENT, KYALAMI, 1684

Postal Address

P O BOX 30763, KYALAMI, 1684

Current Tel Number

0114663231

Cell number

0834945999

Shareholding/Membership

8 %

 

Principal's Adverse - No information on record

 

Business Information for YVONNE MERSON

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

BANTAM

DISTRIBUTORS CC

B1986/011760/23

In Business

28 Years 4 Months

0

No

 

BOSS

DISTRIBUTORS (PTY)LTD

M1967/010362/07

Deregistration Final

47 Years 11 Months

0

No

 

J MACGILLIVRAY CC

B1986/011759/23

In Business

28 Years 4 Months

0

No

 

 

Principal's Previous Business Interests - No information on record

 

Principal Deeds Information

 

Property Interests YVONNE MERSON

 

Title Deed No.

T33436/2009

Erf/Site No.

2983

Deeds Office

PIETERMARITZBURG

Physical Address

153 BEACH AMANZIMTOTI

Property Type

F

Extent / Size

1292.00000000

Purchase Date

 

Purchase price

R 0.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

Comment

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.84

UK Pound

1

Rs.98.73

Euro

1

Rs.78.64 

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.