MIRA INFORM REPORT

 

 

Report Date :

18.09.2014

 

IDENTIFICATION DETAILS

 

Name :

MAROVT D.O.O.

 

 

Registered Office :

Stranice 55,  3206 Stranice

 

 

Country :

Slovenia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

26.05.1992

 

 

Com. Reg. No.:

10404700

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of other parts and accessories for motor vehicles, production of precision forged parts weighing from made of the following material

 

 

No. of Employees

147

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Slovenia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

SLOVENIA ECONOMIC OVERVIEW

 

With excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe, Slovenia has one of the highest per capita GDPs in Central Europe. Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political transitions in Central and Southeastern Europe. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. However, long-delayed privatizations, particularly within Slovenia’s largely state-owned and increasingly indebted banking sector, have fueled investor concerns since 2012 that the country would need EU-IMF financial assistance. In 2013, the European Commission granted Slovenia permission to begin recapitalizing ailing lenders and transferring their nonperforming assets into a “bad bank” established to restore bank balance sheets. Yield-seeking bond investors’ strong demand for Slovenian debt helped the government in 2013 to continue to finance itself independently on international markets. The government has embarked on a program of state asset sales intended to bolster investor confidence in the economy, which in 2014 is poised to contract 1%, its third-year of recession

 

Source : CIA

 

 

 


Company name and address

 

MAROVT D.O.O.

 

Stranice 55, 3206 Stranice

 

Phone:              03 757 21 00

Telefax:             03 757 21 05

E-Mail:              info@marovt.com

Web:                www.marovt.com

 

 

Company summary

 

Legal form

d.o.o. - LIMITED LIABILITY COMPANY (Ltd.)

 

Established on

26/05/1992 - d.o.o. - Limited liability company (Ltd.)

 

last entry on 15.4.2011

 

Registered on

26/05/1992, Celje, Registration number: 10404700

Tax number: SI59469803

Company number: 5629977

Registered capital

 

EUR

587.940,00

 

Owner

Tomaž Marovt

Žička cesta 6, 3210 Slovenske Konjice

EUR

323.367,00

 

 

Mojca Marovt Haložan

Mestni trg 15, 3210 Slovenjske Konjice

EUR

235.176,00

 

 

Metka Marovt

Žička cesta 6, 3210 Slovenske Konjice

EUR

29.397,00

 

Manager

Tomaž Marovt

Žička cesta 6, 3210 Slovenske Konjice

director

Supervisory Board

Nikolaj Marovt

Kozje 38, 3260 Kozje

member of the supervisory board

 

Oto Marovt

Škalce 116, 3210 Slovenske Konjice

member of the supervisory board

General data

company activity:

Manufacture of other parts and accessories for motor vehicles,

production of precision forged parts weighing from made of the following material:

-carbon steel, -alloy steel, -stainless steel

production of forged parts and the program of turning parts

 

 

Headquarters, business nad production premieses are located on the address above,

production premises are also in Industrijska

2, Loče pri Poljčanah

 

 

Main activity:

Manufacture of other parts and accessories for motor vehicles (NACE 2)

 

(29.32)

 

Export:

Austria

Germany

Slovakia

France

Switzerland

Spain

Czech Republic

USA

Portugal

Romania

Belgium

Brasil

 

 

Import:

Austria

Germany

 

 

 

 

Residence address:

Stranice 55, 3206 Stranice

Phone:

03 757 21 00

Telefax:

03 757 21 05

E-Mail:

info@marovt.com

Web:

www.marovt.com

 

Other activities

 

Employees

2008

102 employees

 

2009

98 employees

 

2010

110 employees

 

2011

129 employees

 

2012

136 employees

 

2013

122 employees

 

2014

147 employees

Annual turnover

2008

Enterprise turnover

EUR

5.229.257,-

 

 

2009

Enterprise turnover

EUR

4.649.380,-

 

 

2010

Enterprise turnover

EUR

6.912.779,-

 

 

2011

Enterprise turnover

EUR

7.915.652,-

 

 

2012

Enterprise turnover

EUR

7.972.204,-

 

 

2013

Enterprise turnover

EUR

8.745.452,-

 

Property

Company's property: Business premises

 

SI-Stranice, Stranice 55

 

Company's property: Business premises

 

SI-Poljčane, Industrijska 2

 

Company's property: Land

per 31.12.2013

SI-Stranice

Book value: 288.843,- EUR (Official source)

 

Company's property: Buildings

per 31.12.2013

SI-Stranice

Book value: 1.747.965,- EUR (Official source)

 

Remarks

full name of the company:

MAROVT proizvodno izvozno uvozno podjetje, d.o.o.

 

Interests

MAROVT d.o.o. (Statistical number: 5629977):

 

AVTOMOBILSKE KOMPONENTE d.o.o.

Owner

100%

 

Metka Marovt:

 

AVTOMOBILSKE KOMPONENTE d.o.o. (Statistical number: 1957139)

Owner

 

 

AVTOMOBILSKE KOMPONENTE d.o.o. (Statistical number: 1957139)

Manager

 

Bank relations

SKB BANKA d.d. LJUBLJANA:

Central address: SI Ajdovščina 4, 1513 Ljubljana

Account number: 031181000516873

 

BANKA CELJE d.d.:

Central address: SI Vodnikova 2, 3000 Celje

Account number: 060000097139106

 

HYPO ALPE-ADRIA-BANK d.d.:

Central address: SI Dunajska cesta 117, 1000 Ljubljana

Account number: 330005946980363

 

BANKA SPARKASSE d.d.:

Central address: SI Cesta v Kleče 15, 1000 Ljubljana

Account number: SI56 3400 0101 5525 083

 

Company development

Positive

 

Business course

satisfactory

 

Terms of payment

No complaints, but occasional delays

 

Business connection

Business connection appear premissable

 

 

 

Financial data

                                                                                                                             

A. The enclosed balance of 2013 is the company's own report, it is not authenticated by the auditor. (31.12.2013 - 1 EUR)

B. The enclosed balance of 2012 is originated from official source, it is not authenticated by the auditor. (31.12.2012 - 1 EUR)

C. The enclosed balance of 2011 is originated from official source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)

D. The enclosed balance of 2010 is originated from official source, it is not authenticated by the auditor. (31.12.2010 - 1 EUR)

BALANCE

A 31.12.2013

B 31.12.2012

C 31.12.2011

D 31.12.2010

ASSETS (AKTIVA)

6.371.684

6.043.962

5.155.193

5.618.922

LONG-TERM ASSETS

4.192.586

4.169.911

3.421.145

3.827.054

Intangible assets and long-term deferred costs and accrued revenues

51.411

13.645

549

615

Intangible assets

51.411

13.645

549

615

Long-term deferred costs and accrued revenues

 

0

0

0

Tangible fixed assets

4.126.383

4.142.155

3.410.020

3.826.439

Long-term financial investments and Real estate investments

 

14.111

10.576

0

Investment property

0

0

0

0

Long-term financial investments

14.792

14.111

10.576

0

Long-term operating receivables

0

0

0

0

Deferred receivables for taxes

0

0

0

0

SHORT-TERM ASSETS

2.174.721

1.849.613

1.725.600

1.774.709

Assets (group for estrange) for sell

0

0

0

0

Inventories

511.355

387.797

361.594

419.282

Short-term financial investments

0

0

0

400

Short-term operating receivables

1.241.908

1.224.995

1.281.099

1.207.680

Cash assets

421.458

236.821

82.907

147.347

Short-term deferred costs and accrued revenues

4.377

24.438

8.448

17.159

Off-balance sheet items

3.943.364

3.943.364

2.500.000

0

LIABILITIES

6.371.684

6.043.962

5.155.193

5.618.922

CAPITAL

2.476.138

1.882.978

1.433.039

1.119.760

Called-up capital

587.940

587.940

587.940

587.940

Basic (subscribed) capital

587.940

587.940

587.940

587.940

Non called-up capital (deductive item)

0

0

0

0

Capital reserves

19.945

19.945

19.945

19.945

Reserves from profit

58.794

58.794

58.794

58.794

Surplus from revaluation

0

0

0

0

Retained net

1.024.299

586.361

295.581

261.658

Net business result for the business year

785.160

629.938

470.779

191.423

PROVISIONS AND LONG-TERM ACCRUED COSTS AND DEFERRED REVENUES

0

0

0

36.139

FINANCIAL AND BUSINESS LIABILITIES

 

4.149.879

3.714.124

4.459.025

LONG-TERM LIABILITIES

2.041.463

2.228.769

1.856.858

2.196.397

Long-term financial liabilities

2.041.463

2.228.769

1.856.858

2.196.397

Long-term operating liabilities

0

0

0

0

Deferred liabilities for taxes

0

0

0

0

SHORT-TERM LIABILITIES

1.849.357

1.921.110

1.857.266

2.262.628

Liabilities, included in groups for estrange

0

0

0

0

Short-term financial liabilities

795.382

715.085

726.511

959.205

Short-term operating liabilities

1.053.975

1.206.025

1.130.755

1.303.423

SHORT-TERM ACCRUED COSTS AND DEFERRED REVENUES

4.726

11.105

8.030

3.998

Off-balance sheet items

3.943.364

3.943.364

2.500.000

0

A. The enclosed profit and loss account of 2013 is the company's own report, it is not authenticated by the auditor. (31.12.2013 - 1 EUR)

B. The enclosed profit and loss account of 2012 is the company's own report, it is not authenticated by the auditor. (31.12.2012 - 1 EUR)

C. The enclosed profit and loss account of 2011 is originated from official source, it is not authenticated by the auditor. (31.12.2011 - 1 EUR)

D. The enclosed profit and loss account of 2010 is originated from official source, it is not authenticated by the auditor. (31.12.2010 - 1 EUR)

 

 

PROFIT AND LOSS ACCOUNT

A 31.12.2013

B 31.12.2012

C 31.12.2011

D 31.12.2010

Net sales

8.661.368

7.892.097

7.787.400

6.732.294

Changes in the value of inventories of products and work-in-process

 

-5.999

-14.809

 

Capitalised own products and own services

594

0

0

 

Other operating revenues (with subventions, grants,...)

68.725

61.030

93.185

 

GROSS OPERATING YIELD

8.730.687

7.947.128

7.865.776

 

Cost of goods, material and services

4.201.959

3.777.991

3.898.827

 

Purchase value of goods and materials sold and cost of material and cost of material used

3.056.199

2.732.571

2.794.399

 

Cost of services

1.145.760

1.045.420

1.104.428

 

Labour cost

2.841.508

2.676.315

2.503.379

 

Cost of wages

1.932.421

2.015.534

1.880.622

 

Cost of pension insurance

189.754

181.195

168.931

 

Cost of other social insurance

343.669

144.693

135.538

 

Other labour cost

375.664

334.893

318.288

 

Write-offs

645.256

625.542

740.025

 

Depreciation

640.618

618.521

660.958

 

Revaluation operating expenses for non-tangible assets and tangible fixed assets

0

0

79.067

 

Revaluation operating expenses for current assets

4.638

7.021

0

 

Other operating expenses

55.888

37.666

32.419

 

OPERATING REVENUES

 

7.953.127

7.880.585

 

OPERATING EXPENSES

 

7.117.514

7.174.650

 

OPERATING RESULT

 

835.613

705.935

 

EBIT

986.076

829.614

691.126

460.363

Financial income from investments in other enterprises

0

0

0

0

Financial income from loans

1.622

1.273

721

520

Financial income from operating receivables

13.122

23.566

49.155

89.111

Financial expenses from depreciation and write-offs of financial investments

0

0

0

0

Financial expenses from financial liabilities

111.467

134.149

173.343

309.551

Financial expenses from operating liabilities

46

369

683

276

Financial income

14.744

24.839

49.876

89.631

Financial expenses

111.513

134.518

174.026

309.827

Other revenues

21

237

0

1.542

Other expenses

32.926

19.476

21.281

7.156

Total revenues

 

7.972.204

7.915.652

6.912.779

Total costs

 

7.271.508

7.369.957

6.678.226

Total business result

856.402

700.696

545.695

234.553

Tax on profit

71.242

70.758

74.916

43.130

Deferred taxs

0

0

0

0

Net business result for the accounting period

785.160

629.938

470.779

191.423

 

 

Ratios

 

 

 

2010

2011

2012

2013

 

Equity ratio

0,1

0,11

0,1

0,09

 

Cleared equity ratio

0,1

0,11

0,1

0,09

 

Current liquidity

0,78

0,93

0,96

1,18

 

Quick liquidity

0,6

0,73

0,76

0,9

 

Working capital

-487919

-131666

-71497

325364

 

Gearing

9,56

8,77

10,28

10,84

 

Cleared gearing

5,37

4,39

5,01

4,83

 

Profitability

3,39

6,89

8,79

n/a

 

Operating profitability

2,77

5,95

7,9

n/a

 

Stock days

22,14

16,67

17,75

n/a

 

Debtor days

63,77

59,07

56,09

n/a

 

Supplier days

68,82

52,14

55,22

n/a

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.95

UK Pound

1

Rs.99.32

Euro

1

Rs.78.96

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

 

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.