MIRA INFORM REPORT

 

 

Report Date :

20.09.2014

 

IDENTIFICATION DETAILS

 

Name :

FITKAR FOR INTERNATIONAL TRADE

 

 

Registered Office :

Akariyah Tower No. 1, Office No. 420, 4th Floor Olaya Main Street Olaya District

PO Box 19012 Riyadh 11435

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

01.01.1991

 

 

Com. Reg. No.:

1010148116, Riyadh

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Subject is engaged in the import and distribution of fresh and frozen meat, poultry and sea food products

 

 

No. of Employees :

125

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia's economic development

 

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                     : FITKAR FOR INTERNATIONAL TRADE

Also Known As                                      : FITKAR GLOBAL TRADE

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Partnership

Registration Date                                   : 1st January 1991

Commercial Registration Number            : 1010148116, Riyadh

Chamber Membership Number                : 87199

Issued Capital                                        : SR 750,000

Paid up Capital                                      : SR 750,000

Total Workforce                                     : 125

Activities                                               : Distributors of fresh and frozen meat, poultry and sea food products

Financial Condition                                 : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person (s) Interviewed                            : Murad Zayadah Hammour, Commercial Manager

 

 

 


 

COMPANY NAME

 

FITKAR FOR INTERNATIONAL TRADE

 

 

ALSO KNOWN AS

 

FITKAR GLOBAL TRADE

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Akariyah Tower No. 1, Office No. 420, 4th Floor

Street               : Olaya Main Street

Area                 : Olaya District

PO Box             : 19012

Town                 : Riyadh 11435

Country             : Saudi Arabia

 

Telephone         : (966-11) 4190890 / 4467612 / 4191437 / 4191434 / 4191438

Facsimile          : (966-11) 4190890 / 4191434

Mobile               : (966-50) 5278367 / 5278536 / 4214404 (966-55) 1845142

Email                : murad@fitkar.com.sa

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Riyadh.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Buraidah                                                                                           Warehouse premises-  transit

 

Subject has a further 4 refrigerated warehouses with a storage space of approximately 500 tons each.

 


 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mohamed Abdullah Al Zahrani                                                            Managing Partner

 

·       Ali Abdullah Al Zahrani                                                                       Partner

 

·       Murad Zayadah Hammour                                                                  Commercial Manager

 

·       Walid Mohamed                                                                                Quality Control Manager

 

·       Hesham Abdul Moniem Sulaiman                                                       Public Relations Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st January 1991

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.  : 1010148116, Riyadh

 

Chamber Member No. : 87199

 

Issued Capital              : SR 750,000

 

Paid up Capital            : SR 750,000

 

Name of Partner (s)                                           

 

·       Mohamed Abdullah Al Zahrani                                                           

 

·       Ali Abdullah Al Zahrani

 

 

AFFILIATED COMPANIES

 

·       Amo Hamza Seafood Co

Riyadh

 


 

OPERATIONS

 

Activities: Engaged in the import and distribution of fresh and frozen meat, poultry and sea food products. Subject  has a fleet of 40 refrigerated vehicles.

 

Import Countries: Vietnam and India.

 

International Suppliers:

 

·       Castle Rock              India

·       AGI                          Vietnam

 

Operating Trend: Steady

 

Subject has a workforce of 125 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/12:                Year Ending 31/12/13:

 

Total Sales                                SR 162,800,000             SR 169,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Murad Zayadah Hammour, Commercial Manager

 

 

BANKERS

 

·       National Commercial Bank

Airport Road

PO Box: 2800

Riyadh 11461

Tel: (966-1) 4772281

Fax: (966-1) 4730322

 


 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.80

UK Pound

1

Rs.100.06

Euro

1

Rs.78.46

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.