MIRA INFORM REPORT

 

 

Report Date :

24.09.2014

 

IDENTIFICATION DETAILS

 

Name :

JAN AUSHADI GENERIC MEDICINE STORE

 

 

Registered Office :

Near Civil Hospital, Phase 06, Mohali - 160055, Punjab

 

 

Country :

India

 

 

Year of Establishment:

August 2012

 

 

Capital Investment / Paid-up Capital :

Not Available  

 

 

TIN No.:

03932107691

 

 

Legal Form :

Operative agency acting on behalf of government India 

 

 

Line of Business :

Dealer and Trader of Allopathic Medicines.

 

 

No. of Employees :

3 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is a pharmacy run by Indian Red Cross Society (NGO) an operating agency under the scheme initiated by government of India in November 2008 to promote sale of affordable generic drugs across India.

 

Trade relations seems to be fair. Business is active. Payment terms are reported as usually correct.

 

In view of financial support from the government of India and involvement of a reputed Non-governmental organisation, the entity can be considered for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

N E W S

 

Verdict Implications : Apex court order may alter coal import dynamics. Traders go slow on talks over coal supply contracts, uncertainty over cancellation of blocks weigh on stocks.

 

Recent arrest of the Chennai head of the Registrar of Companies, the ministry of corporate affairs arm that ensures that companies file all the information required by the Companies Act is the latest manifestation of a messy fight between a father and his adopted son for the control of Rs 40000 mn business empire. The Central Bureau of Investigation arrested Manumeethi Cholan after he accepted Rs 10 lakhs as bribe from M A M Ramaswamy, a CBI official said.

 

Central Bureau of Investigation books Electrotherm for cheating Central Bank of Rs 4360 mn.

 

Infosys maintains revenue guidance. COO Rao says attrition still an area of concern and it would take a few more quarters to bring down levels to 13-15 %.

 

DHL  to invest Euro 100 mn in India over next 2 years. The firm has chosen India to pilot its e-commerce business model for the Asia-Pacific region.

 

Blackstone may buy stake in BlueRidge SEZ in line with the fund’s real estate strategy in India.

 

Kingfisher Airlines Ltd grounded in October 2012 under the weight of heavy debt and accumulated losses, recently approached the Delhi high court for relief in two separate cases. The airline challenged a notice by Punjab & National Bank alleging that It had wilfully defaulted on Rs 7700 mn of loans and sought more time to comply with the requirements under the listing agreements with the Stock Exchanges.

 

OnMobile likely to sack another 300 employees. The lay-offs follow a spate of senior-level exits over the past two years, starting with of its founder. The overall lay-offs could number around 600 and are driven by the need to cut costs, says a former employee.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2014.

 

INFORMATION PARTED BY (GENERAL DETAILS)

 

Name :

Mr. Ritesh

Designation :

In Charge of Shope

Contact No.:

91-8146337001

Date :

20.09.2014

 

 

LOCATIONS

 

Registered Office :

Near Civil Hospital, Phase 06, Mohali - 160055, Punjab, India

Tel. No.:

Not Available

Mobile No.:

91-8146337001 (Mr. Ritesh)

Fax No.:

Not Available

E-Mail :

redcrossmohali@yahoo.com

 

 

MANAGEMENT

 

Name :

Indian Red Cross Society

 

 

KEY EXECUTIVES

 

Name :

Mr. Ritesh

Designation :

In Charge of Shope

 

 

BUSINESS DETAILS

 

Line of Business :

Dealer and Trader of Allopathic Medicines.

 

 

Terms :

 

Selling :

Cash and Credit (30 Days)

 

 

Purchasing :

Cash and Credit (30 Days)

 

 

 

GENERAL INFORMATION

 

Customers :

Retailers

 

 

No. of Employees :

3 (Approximately)

 

 

Bankers :

State Bank of India, Mohali, Punjab, India

 

 

 

Banking Relations :

 

 

 

Auditors :

Not Available

 

 

CAPITAL STRUCTURE

 

Capital Investment :

 

Owned :

Not Available

Borrowed :

Not Available

Total :

Not Available

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

 

NOT AVAILABLE

 

The above information has been denied by Mr. Ritesh (In Charge of Shope)

 

Note : Sole Proprietary and Partnership concerns are exempted from filing their financials with the Government Authorities or Registry.

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

No

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

No

12]

Profitability for last three years

No

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

No

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

No

28]

Incorporation details, if applicable

No

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

Date of Birth of Proprietor/Partner/Director, if available

No

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

PRESS RELEASES

 

ONE-THIRD OF SUBSIDIZED MEDICINE STORES NON-FUNCTIONAL

AUGUST 7, 2014

 

NEW DELHI: Over one-third of generic drug stores or Jan Aushadhi Stores (JAS), which started during UPA rule, are lying defunct across states, including the maximum of 53 such stores in Rajasthan, opened during Ashok Gehlot's tenure.


In a written reply in Lok Sabha, MoS (chemical and fertilizer) Nihal Chand submitted that till July, 166 JAS had been opened and 76 of them are non-functional. He submitted that stores are lying closed due to change in health policy of state governments and for administrative reasons.


The states where more such stores are functional include Odisha, Punjab, Jharkhand and Jammu and Kashmir. While Odisha has a maximum of 22 such stores operational, Punjab has such 21. None of the stores in Andhra Pradesh, West Bengal and Uttarakhand is operational.

 

GOVT ALLOWS TRUSTS, SOCIETIES TO RUN JAN AUSHADHI STORES

AUGUST 23, 2013

 

The government today said trusts, societies, unemployed pharmacists and entrepreneurs, among others, would be allowed to run 'Jan Aushadhi' stores to promote sale of affordable generic drugs across India.

 

The move is part of a new business plan to promote sale of low-cost medicines and to overcome the challenges in increasing the number of Jan Aushadhi stores -- the pharmacy chain initiated by the government in November, 2008 for making generic drugs available at affordable prices to all.

 

"Under the new plan, the process of identification of operating agencies has now been simplified and entities other than those identified by the state governments are also proposed to be appointed as operating agencies for running the Jan Aushadhi stores," Minister of State for Chemicals and Fertilisers Srikant Kumar Jena said in a written reply in Rajya Sabha.

 

As per the new plan societies, trusts, unemployed pharmacists, entrepreneurs, etc would be eligible for appointment as operating agencies, he added.

     

"Stores would now be opened even outside the hospital premises. Basket of drugs has now been widened to 361 drugs covering all therapeutic categories," Jena said.

     

As per the new plan, state identified agencies would continue to get initial grant of Rs 0.250 Million, where as others would get sales linked incentives ie 10% of the monthly sales subject to a ceiling of Rs 10,000, he added.

 

"With a view to promote generic medicines for the North Eastern and difficult areas, this assistance would be 15% of the monthly sales, subject to a ceiling of Rs 15,000," the Minister said.

 

Since its launch in 2008, 157 Jan Aushadhi stores have been opened out of which 93 are currently functional. 

 

JAN AUSHADHI SHOPS TO PROVIDE UNBRANDED GENERIC MEDICINES

FEBRUARY 4, 2009

 

NEW DELHI: The Centre is planning to open 40 `Jan Aushadhi' shops, (peoples' medicine shops) all over the country by March 4 where generic medicines will be sold at half the price of branded medicines.


A few Jan Aushadhi outlets have already begun functioning in Punjab. The first such store was opened in Amritsar on November 25 last year, as part of a campaign begun by the newly created department of pharmaceuticals under the ministry of chemicals and fertilisers.


Following Punjab government's cooperation with the Centre, other states like Haryana, Rajasthan, Bihar and Assam are also coming forward to set up Jan Aushadhi outlets, for which they have to provide space free of cost, preferably in a government hospital.

 

In Delhi, a Jan Aushadhi shop will be opened in Shastri Bhavan which will be run by Kendriya Bhandar. It will be inaugurated by chemicals, fertilisers and steel minister Ram Vilas Paswan on February 5. This shop will remain open round the clock. "We have decided to provide post-surgical material too at reasonable rates," Ashok Kumar, secretary, department of pharmaceuticals, said on Tuesday.


Opening generic drug stores was decided at a meeting of the Pharma Advisory Forum chaired by Paswan on April 23. Kumar said, "I am going slow because I want to ensure uninterrupted supply of the required generic medicines." Primarily, five PSUs -- IDPL, HAL, BPCL, KAPL and RDPL -- will supply medicines but Kumar said several private sector drug manufacturers too had promised to help in the mission.


"There is a problem of mindset. Most people go by the high price of medicine. Invariably, branded medicines being costly are preferred by patients," Kumar said. "We will ensure that quality of drugs being supplied at our Jan Aushdhi shops will be of high standard even though their price would be less than half of branded drugs. For this, we are taking the help of doctors, NGOs, Indian Medical Association, private industries and civil society to educate the people overcome this mental block," Kumar added.

 

 

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.60.87

UK Pound

1

Rs.99.63

Euro

1

Rs.78.22

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

KVT


 

 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.