MIRA INFORM REPORT

 

 

Report Date :

27.09.2014

 

IDENTIFICATION DETAILS

 

Name :

BEANSUM CO., LTD.

 

 

Registered Office :

No.6, Wu Chuan 5th Rd., Wugu Dist., New Taipei City 248,

 

 

Country :

Taiwan

 

 

Date of Incorporation :

25.06.1987

 

 

Com. Reg. No.:

22468253

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Subject is engaged in processing and trading of food raw materials

 

 

No. of Employees :

50

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Taiwan

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

TAIWAN - ECONOMIC OVERVIEW

 

Taiwan has a dynamic capitalist economy with gradually decreasing government guidance of investment and foreign trade. Exports, led by electronics, machinery, and petrochemicals have provided the primary impetus for economic development. This heavy dependence on exports exposes the economy to fluctuations in world demand. Taiwan's diplomatic isolation, low birth rate, and rapidly aging population are other major long-term challenges. Free trade agreements have proliferated in East Asia over the past several years, and following the landmark Economic Cooperation Framework Agreement (ECFA) signed with China in June 2010, Taiwan in July 2013 signed a free trade deal with New Zealand—Taipei’s first-ever with a country with which it does not maintain diplomatic relations—and in November inked a trade pact with Singapore. Negotiations continue on follow-on components of ECFA regarding trade in goods and a dispute resolution mechanism; a trade in services agreement is under review in the legislature. Taiwan's Total Fertility rate of just over one child per woman is among the lowest in the world, raising the prospect of future labor shortages, falling domestic demand, and declining tax revenues. Taiwan's population is aging quickly, with the number of people over 65 accounting for 11.2% of the island's total population as of 2012. The island runs a large overall trade surplus largely because of its surplus with China, and its foreign reserves are the world's sixth largest, behind China, Japan, Saudi Arabia, Russia, and Switzerland. In 2006 China overtook the US to become Taiwan's second-largest source of imports after Japan. China is also the island's number one destination for foreign direct investment. Taiwan since 2009 has gradually loosened rules governing Chinese investment on the island, and has also secured greater market access for its investors in the mainland. In August 2012, Taiwan Central Bank signed a memorandum of understanding on cross-Strait currency settlement with its Chinese counterpart. The MOU allows for the direct settlement of Chinese RMB and the New Taiwan dollar across the Strait, which could help develop Taiwan into a local RMB hub. Closer economic links with the mainland bring greater opportunities for the Taiwan economy, but also poses new challenges as the island becomes more economically dependent on China while political differences remain unresolved

 

Source : CIA

 


Company name and address

 

Company Name:

BEANSUM CO., LTD.

Supplied Name:

BEANSUM CO LTD.

Trading Address:

No.6, Wu Chuan 5th Rd., Wugu Dist., New Taipei City 248, Taiwan (R.O.C.)

Supplied Address:

No. 6 WU Chuan 5th Road Wu gu Industrial park, New taipei City 24888

Telephone Number:

+886-2-2299-1677

Fax Number:

+886-2-2299-3721

E-mail:

beansum@ms27.hinet.net

 

Notes: The exact name and address are as above.

 

 

Company Identification Details

 

Registered Name:

BEANSUM CO., LTD.

Registered Address:

No.6, Wu Chuan 5th Rd., Wugu Dist., New Taipei City 248, Taiwan (R.O.C.)

Date of Foundation:

1987-6-23

Registration Number:

22468253

Registry:

New Taipei City Government

Registered Capital:

NTD 100,000,000 (USD 3,400,000)

(As of 2014.09, 1 NTD = 0.0340 USD)

Paid-up Capital:

NTD 100,000,000 (USD 3,400,000)

Legal Representatives:

Zhiming Wu

Legal Form:

Joint Stock Company

Principal Activities:

Processing and trading of food raw materials, etc

Staff:

About 50 Employees

Listed at Stock Exchange:

No

Date of Last Annual Return:

2014-6-4

 

 

History

 

Subject was incorporated on 1987-6-23 with registered number 22468253 as Joint Stock Company in Taiwan.


 

Corporate Structure

 

Factories

1

Address:

No.6, Wu Chuan 5th Rd., Wugu Dist., New Taipei City 248, Taiwan (R.O.C.)

Date of Foundation:

1987-9-30

Date of Registration:

1990-9-14

Factory Registration Number:

99601315

Factory Manager:

Zhiming Wu

Status:

In Production

Date of Last Annual Return:

2001-9-28

2

Address:

No.25, 33th Road, Industrial Area, Xiehe Li, Xitun District, Taichung City, Taiwan

Date of Registration:

2003-12-12

Factory Registration Number:

99702010

Factory Manager:

Zhiming Wu

Status:

In Production

Date of Last Annual Return:

2004-7-5

 

Related Company

Registered Name:

Shinn Cherng Co.

Registered Address:

1F., No.65, Wunhua N. Rd., Sanchong Dist., New Taipei City 241, Taiwan (R.O.C.)

Date of Foundation:

1977-12-31

Registration Number:

15821716

Registry:

New Taipei City Government

Registered Capital:

NTD 30,000,000 (USD 1,020,000)

(As of 2014.09, 1 NTD = 0.0340 USD)

Paid-up Capital:

NTD 30,000,000 (USD 1,020,000)

Legal Representatives:

Yirou Wu

Legal Form:

Joint Stock Company

Date of Last Annual Return:

2012-11-15

 

 

Shareholders

 

Major Shareholder

Name

Subscription Shares

Zhiming Wu

8,058,000         

 

Yici Wu

 

571,000

 

 

Personnel Information

 

Core Management

 

Directors

1

Name

Zhiming Wu

Position

Board Chairman

2

Name

Ruiyun Zhuang

Position

Director

3

Name

Yirou Wu

Position

Director

4

Name

Yici Wu

Position

Supervisor

 

Personnel Structure

 

Total Employees

About 50 Employees

 

 

Operation Information

 

Offices & Factories

 

 

Headquarters

Add

No.6, Wu Chuan 5th Rd., Wugu Dist., New Taipei City 248, Taiwan (R.O.C.)

 

Production Information

 

Subject is a trader and processor of food raw materials, etc.

Subject has processing factories and warehouses in New Taipei City and Taichung City, etc.

 

Purchase Information

 

The registered activities of subject:

Business Code

Details

A102060

Grain industry

F101990

Wholesale of other agricultural product, animal product and aquatic product

F102170

Wholesale of food and grocery

F108011

Wholesale of traditional Chinese medicine

F201990

Retail of other agricultural product, animal product and aquatic product

F203010

Retail of food and beverage

F208011

Retail of traditional Chinese medicine

G801010

Warehousing industry

JA02990

Other repair services

A102020

Processing of agricultural product

C199040

Manufacturing and processing of soy food

 

Subject purchases products mainly from abroad such as USA, Canada and Southeast Asia, etc.

Subject’s major suppliers are Globenatural International S.A. and Sumitomo Canada Ltd.

 

Sales Information

 

Subject is engaged in sale of food raw materials, etc.

Subject’s major products include bean, potato, corn, wheat, tapioca starch, monosodium glutamate, edible nuts, sea laver, sea weed and sesame seed, etc.

Subject’s sales region is mainly in Taiwan domestic market.

Subject’s major customers are food manufacturers, wholesalers and supermarkets, etc.

 

Import and export right:

Import right

Yes

Export right

Yes

 

 

Settlements

 

Purchase

 

Domestic Purchase

 

Subject has little domestic purchase.

 

Foreign Purchase

Product

Terms

Proportion

Food raw materials, etc

L/C, T/T, etc

100%

 

Sales

 

Domestic Markets

Product

Terms

Proportion

Food raw materials, etc

Cash, T/T, etc

100%

 

Export

 

Subject has little export.

 

 

Financial Information

 

Subject has no obligations to disclose its financial statements to the third party according to the relevant policy in Taiwan and the only source from which we can obtain the information is the subject itself.

Subject’s relevant staff Ms. Fan declined to disclose its financials citing the grounds of company’s confidentiality; from other source we cannot obtain the relevant information, either.

 

 

Bankers

 

Subject declined to disclose its bank details; from other source we cannot obtain the relevant information, either.

 

 

Public Record

 

Mortgage

 

No chattel mortgage record of subject has been found within the recent 3 months.

 

Lawsuit

 

Up to date of reporting, no existing or latent litigation of the subject has been found.

 

 

Interview Details

 

Name

Ms. Fan

Department

Sales Department

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.57

UK Pound

1

Rs.100.42

Euro

1

Rs.78.44

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.