MIRA INFORM REPORT

 

 

Report Date :

30.09.2014

 

IDENTIFICATION DETAILS

 

Name :

A C SMITH CC

 

 

Registered Office :

15 Columbine Place, Avoca Industrial Park, Durban, 4001

 

 

Country :

South Africa

 

 

Date of Incorporation :

04.08.2006

 

 

Com. Reg. No.:

B2006/134423/23

 

 

Legal Form :

Closed Corporation

 

 

Line of Business :

The subject is wholesaler and manufacturer of equestrian goods.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

 


 


Subject Name

A C SMITH CC

Country

South Africa

Subject Contact Person

MAXIME NAIDOO - RECEPTIONIST

Assessment

This is an established business. On investigation contact was made with MAXIME NAIDOO the receptionist, who advissed that contact should be made month end, as the director will only be available then, to assist with the required information. Please see the available information provided below.

 

 

Company information

 

Registered Name

A C SMITH CC

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

None

Registration Number

B2006/134423/23

Registration Date

2006/08/04

Date Commenced Trading

2006-08-04

Age of Business

8 Years 1 Months

History of Business

The subject commenced trading as a new business in 2006

Status

In Business

Operations Assessment

The subject is wholesaler and manufacturer of equestrian goods.

Industry/ Customers

Private and Public

Major Industry Code / SICC

11210

Definition of Code

FARMING: DAIRY, CATTLE, SHEEP, HORSES, ASSES, MULES AND HINNIES

Head Office Physical Address

15 COLUMBINE PLACE, AVOCA INDUSTRIAL PARK, DURBAN, 4001

Head Office Postal Address

P O BOX 1098, WESTVILLE, 3630

 

 

Auditors Information

 

Company Registered Name

MORRISON MARRAY

Trading Name

 

Registration Number

 

Physical Address

 

Postal Address

P O BOX 1098, WESTVILLE, 3630

Contact Person

 

Contact Number

 

Email

 

Principals

 

Judgements Against Subject

 

Judgements Against Principals

 

Subject Verified as Client

 

Practice Number

903094E

VAT Number

 

Tax Number

 

BEE Status

 

Financial Year End

 

No of years in Business

8 Years 1 Months

Website

 

Comment

 

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4710101975

Status

ACTIVE

Vat Liable Date

1991/09/30

Tax Number

9001118208

Tax Clearance Expire Date

 

Financial Year End

February

Comment

 

 

Black Economic Empowerment Information - No Information on Record

ISO Information - No Information on Record

Work Mans Information - No Information on Record

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

Employees Information - No Information on Record

Company Fleet Information - No Information on Record

Offices Information - No Information on Record

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

MEMBER

JOHN GEORGE LAURIE

 

 

1

MEMBER

MALCOLM ARTHUR MERCER

 

 

Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

35% - JOHN GEORGE LAURIE

AC SMITH CC

NONE

 

55% - MALCOLM ARTHUR MERCER

AC SMITH CC

NONE

 

10% - JGL

AC SMITH CC

NONE

 

 

 

Key Deals - No Information on Record

 

Trade References Information - No Information on Record

 

 

Adverse Information on Subject

 

Judgements - No information on record

BusinessRescue - No Information on Record

Default Listing - No information on record

Notarial Bonds - No information on record

Bank Information - No Information on Record
Bank Code History - No Information on Record
Previous Bank Account Information - No Information on Record
 
 

Deeds Information

 

Property Interests for Company A C SMITH CC

 

Title Deed No.

T99419/1996

Erf/Site No.

2447

Deeds Office

PRETORIA

Physical Address

14 MANGAAN 2159-0190-000 RUSTENBURG

Property Type

Farms

Extent / Size

607.00000000

Purchase Date

1996/06/17

Purchase price

R 500000.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

Comment

 

 

 

Principals

 

Number of Principals

5

Average Age of Active Principals

56

Active Principals Active Principal - 1 of 3 JOHN LAURIE

Surname

LAURIE

First Name

JOHN

Other Names

 

Marital Status

Married

ID Number

6305035027108

Verified ID Number

Yes

Current Age

51 Years 4 Months

Designation

MEMBER

Status

Active

Appointment Date

2006/08/04

Physical Address (at time of Appointment)

7 O'CONNOR PLACE, GLENASHLEY, 4051

Postal Address

P.O. BOX 201199, DURBAN NORTH, DURBAN NORTH, 4016

Current Tel Number

0315699119

Cell number

0837892381

Shareholding/Membership

35.00

 

Business Information for JOHN LAURIE

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

A C SMITH CC

B2006/134423/23

In Business

8 Years 8 Months

0

No

 

AVOCA CHEMICALS CC

B2000/062388/23

In Business

14 Years 2 Months

0

No

 

M M J

OUTSOURCING CC

B2004/020392/23

In Business

10 Years 10 Months

0

No

 

PET CARE DISTRIBUTORS AND EXPORTERS (PTY)LTD

M1991/000426/07

Conversion CO/CC or CC/CO

23 Years 11 Months

0

No

 

PETCARE DISTRIBUTORS AND EXPORTERS CC

B1995/045399/23

In Business

19 Years 7 Months

0

No

 

ROMX TRADING (PTY)LTD

K2012/213303/07

In Business

2 Years 2 Months

0

No

 

S A FELT CONVERTORS CC

B1994/004937/23

In Business

20 Years 8 Months

0

No

 

TEGRO PROPERTY

INVESTMENTS

(PTY)LTD

M1990/000921/07

Voluntary Liquidation

0

0

Yes

 

Principal Deeds Information

Property Interests for JOHN LAURIE

 

Title Deed No.

T53924/2002

Erf/Site No.

3193

Deeds Office

PIETERMARITZBURG

Physical Address

7 O CONNOR VIRGINIA DURBAN NORTH

Property Type

E

Extent / Size

 

Purchase Date

2002/06/10

Purchase price

R 800000.00

% Ownership

0.00

Bond Holder

FIRSTRAND BANK LTD

Bond Number

B319712002

Bond Amount

R 540000.00

Comment

 

Property Interests for JOHN LAURIE

Title Deed No.

T31530/1993

Erf/Site No.

3313

Deeds Office

PIETERMARITZBURG

Physical Address

15 COLUMBINE DURBAN NORTH

Property Type

F

Extent / Size

3416.00000000

Purchase Date

 

Purchase price

R 0.00

% Ownership

0.00

Bond Holder

N B S MORTGAGE NOMINEES PTY LTD

Bond Number

B445401993

Bond Amount

R 700000.00

Comment

 

Property Interests for JOHN LAURIE

Title Deed No.

T31530/1993

Erf/Site No.

3278

Deeds Office

PIETERMARITZBURG

Physical Address

19 COLUMBINE DURBAN NORTH

Property Type

F

Extent / Size

2358.00000000

Purchase Date

 

Purchase price

R 0.00

% Ownership

0.00

Bond Holder

N B S MORTGAGE NOMINEES PTY LTD

Bond Number

B445401993

Bond Amount

R 700000.00

Comment

 

Property Interests for JOHN LAURIE

Title Deed No.

T29226/1988

Erf/Site No.

61

Deeds Office

PIETERMARITZBURG

Physical Address

20 WELWITSCHIA DURBAN

Property Type

F

Extent / Size

 

Purchase Date

1988/07/19

Purchase price

R132000.00

% Ownership

0.00

Bond Holder

FIRST NATIONAL BANK OF SOUTH AFRICA LTD

Bond Number

B350521988

Bond Amount

R 72000.00

Comment

 

 

Active Principal - 2 of 3

MALCOLM MERCER

 

Surname

MERCER

First Name

MALCOLM

Other Names

 

Marital Status

 

ID Number

5510305001003

Verified ID Number

Yes

Current Age

58 Years 11 Months

Designation

 

Status

Active

Appointment Date

2006/08/04

Physical Address (at time of Appointment)

11 EVAN CIRCLE, MT EDGECOMBE, 4302

Postal Address

P.O. BOX 201199, DURBAN NORTH, DURBAN NORTH, 4016

Current Tel Number

0315699101

Cell number

0837767765

Shareholding/Membership

55.00

Business Information for MALCOLM MERCER

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

A C SMITH CC

B2006/134423/23

In Business

8 Years 8 Months

0

No

 

AVOCA CHEMICALS CC

B2000/062388/23

In Business

14 Years 2 Months

0

No

 

COLUMBINE PET DISTRIBUTORS CC

B1997/030498/23

In Business

17 Years 5 Months

0

No

 

HENQUE 2816 CC

B2000/015599/23

Deregistration Process

14 Years 2 Months

0

No

 

L L

MANUFACTURING CC

B1990/008812/23

In Business

0

0

No

 

LOT 15 BLOCK R DURBAN (PTY)LTD

M1969/002391/07

Provisional Liquidation

45 Years 9 Months

0

Yes

 

M M J

OUTSOURCING CC

B2004/020392/23

In Business

10 Years 10 Months

0

No

 

PET CARE DISTRIBUTORS AND EXPORTERS (PTY)LTD

M1991/000426/07

Conversion CO/CC or CC/CO

23 Years 11 Months

0

No

 

PETCARE DISTRIBUTORS AND EXPORTERS CC

B1995/045399/23

In Business

19 Years 7 Months

0

No

 

ROLF C HAGEN (S A) (PTY)LTD

M1995/011678/07

In Business

19 Years 7 Months

0

No

 

ROMX TRADING (PTY)LTD

K2012/213303/07

In Business

2 Years 2 Months

0

No

 

S A FELT CONVERTORS CC

B1994/004937/23

In Business

20 Years 8 Months

0

No

 

SHURPROPS1007 CC

B1995/017075/23

Deregistration Process

19 Years 7 Months

0

No

 

TEGRO PROPERTY

INVESTMENTS

(PTY)LTD

M1990/000921/07

Voluntary Liquidation

0

0

Yes

 

 

Principal Deeds Information

 

Average Age of Previous Business                                                                 15 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

NATURE PET (PTY)LTD

M1999/010004/07

In Business

15 Years 3 Months

0

No

 

 

Property Interests for MALCOLM MERCER

 

Title Deed No.

 

Erf/Site No.

 

Deeds Office

 

Physical Address

 

Property Type

 

Extent / Size

 

Purchase Date

 

Purchase price

 

% Ownership

 

Bond Holder

 

Bond Number

 

Bond Amount

 

Comment

 

Active Principal - 3 of 3 GLYNNIS MUN GAVIN

 

Surname

MUN GAVIN

First Name

GLYNNIS

Other Names

 

Marital Status

 

ID Number

5405120067083

Verified ID Number

Yes

Current Age

60 Years 4 Months

Designation

 

Status

Active

Appointment Date

2006/08/04

Physical Address (at time of Appointment)

15 CORONATION ROAD, BEREA, DURBAN, 4001

Postal Address

P O BOX 201199, DURBAN NORTH, 4016

Current Tel Number

0312687200

Cell number

0838252790

Shareholding/Membership

10.00

 

Business Information for GLYNNIS MUN GAVIN

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

A C SMITH CC

B2006/134423/23

In Business

8 Years 8 Months

0

No

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.43

UK Pound

1

Rs.99.73

Euro

1

Rs.77.93

 

INFORMATION DETAILS

 

Analysis Done by :

 SUB

 

 

Report Prepared by :

SDA

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.