MIRA INFORM REPORT

 

 

Report Date :

30.09.2014

 

IDENTIFICATION DETAILS

 

Name :

ANF APPAREL KNITS WLL

 

 

Registered Office :

Dar Al Ezz Building, 11th Floor, Office No. 125 Road No. 1910Block No. 319, Hoora PO Box   489 Manama

 

 

Country :

Bahrain

 

 

Date of Incorporation :

22.06.2011

 

 

Com. Reg. No.:

78235-1, Manama

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Subject is engaged in the provision of brokerage services for textile companies.

 

 

No. of Employees :

03

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 1, 2014

 

Country Name

Previous Rating

(31.03.2014)

Current Rating

(01.06.2014)

Bahrain

B1

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

BAHRAIN - ECONOMIC OVERVIEW

 

Bahrain has made great efforts to diversify its economy; its highly developed communication and transport facilities make Bahrain home to numerous multinational firms with business in the Gulf. As part of its diversification plans, Bahrain implemented a Free Trade Agreement (FTA) with the US in August 2006, the first FTA between the US and a Gulf state. Bahrain's economy, however, continues to depend heavily on oil. In 2012, petroleum production and refining accounted for 77% of Bahrain's export receipts, 87% of government revenues, and 19% of GDP. Other major economic activities are production of aluminum - Bahrain's second biggest export after oil - finance, and construction. Bahrain competes with Malaysia as a worldwide center for Islamic banking and continues to seek new natural gas supplies as feedstock to support its expanding petrochemical and aluminum industries. In 2011 Bahrain experienced economic setbacks as a result of domestic unrest, however, the economy recovered in 2012-13, partly as a result of improved tourism. Some economic policies aimed at restoring confidence in Bahrain's economy, such as the suspension of an expatriate labor tax and frequent bailouts of Gulf Air, will make Bahrain's long-term economic challenges - youth unemployment and the growth of government debt - more difficult to address

 

Source : CIA


SUMMARY

 

Company Name                                     : ANF APPAREL KNITS WLL

Country of Origin                                    : Bahrain

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 22nd June 2011

Commercial Registration Number            : 78235-1, Manama

Issued Capital                                        : BD 20,000

Paid up Capital                                      : BD 20,000

Total Workforce                                     : 3

Activities                                               : Providers of brokerage services

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 

 


 

COMPANY NAME

 

ANF APPAREL KNITS WLL

\

 

ADDRESS

 

Registered & Physical Address

 

Building             : Dar Al Ezz Building, 11th Floor, Office No. 125

Street               : Road No. 1910

Area                 : Block No. 319, Hoora

PO Box             : 489

Town                 : Manama

Country             : Bahrain

 

Telephone         : (973-77) 060288

Facsimile          : (973-77) 060188

Email                : aquil@anfholding.com / info@anfholding.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Suburban Business Area of Manama.

 

 

KEY PRINCIPALS

 

     Name                                               Nationality                                 Position

 

·       Usman Aquil Dhaduk                         Pakistani                                   Managing Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 22nd June 2011

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 78235-1, Manama

 

Issued Capital              : BD 20,000

 

Paid up Capital            : BD 20,000

 

Name of Shareholder (s)                                          Percentage

 

·       ANF Holding Company WLL                                       50%

Manama

 

·       Usman Aquil Dhaduk                                                 50%

 

 

OPERATIONS

 

Activities: Engaged in the provision of brokerage services for textile companies.

 

Subject has a workforce of 3 employees.

 

 

FINANCIAL DATA

 

Companies registered in Bahrain are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·        Bahraini Saudi Bank BSC

Al Sadah Building

Government Avenue

PO Box: 1159

Manama

Tel: (973-17) 211010

Fax: (973-17) 210989

 

 

PAYMENT HISTORY

 

Slow but correct

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.42

UK Pound

1

Rs.99.72

Euro

1

Rs.77.93

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIS

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.