MIRA INFORM REPORT

 

 

Report No. :

315101

Report Date :

01.04.2015

 

IDENTIFICATION DETAILS

 

Name :

EMA PHARMA PHARMACEUTICALS

 

 

Registered Office :

Pharma Plaza Building, 4 Asma Fahmy Street, Nozha, Nasr City Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

23.09.1996

 

 

Com. Reg. No.:

298143

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged in the production and marketing of herbal pharmaceutical preparations.

 

 

No of Employees :

110

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

EGYPT ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate growth. Poor living conditions combined with limited job opportunities for the average Egyptian contribute to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, pushing up unemployment levels, and economic growth remains slow amid political uncertainty, government transitions, unrest, and cycles of violence. Cairo since 2011 has drawn down foreign exchange reserves and depended on foreign assistance, particularly from Gulf countries, to finance imports and energy products and prevent further devaluation of the Egyptian pound, fearing higher inflation from a weaker currency.

 

Source : CIA


SUMMARY

 

Company Name                                    : EMA PHARMA PHARMACEUTICALS

Also Known As                                     : EMA PHARMA

Country of Origin                                   : Egypt

Legal Form                                           : Limited Liability Partnership

Registration Date                                  : 23rd September 1996

Commercial Registration Number           : 298143, Cairo

Tax Card Number                                  : 713-607-696

Issued Capital                                       : £E 500,000

Paid up Capital                                     : £E 500,000

Total Workforce                                     : 110

Activities                                               : Production and marketing of herbal pharmaceutical preparations

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Mohamed Hassan, Financial Controller

 
Company name

 

COMPANY NAME: EMA PHARMA PHARMACEUTICALS

 

ALSO KNOWN AS: EMA PHARMA

 

 

company ADDRESS

 

Registered & Physical Address

 

Building            : Pharma Plaza Building

Street               : 4 Asma Fahmy Street

Area                 : Nozha, Nasr City

 

Town                : Cairo

Country             : Egypt

 

Telephone         : (20-2) 24177383 / 24177407

Facsimile          : (20-2) 24177383

Mobile              : (20-122) 2248040 / (20-100) 1843031 / (20-106) 6600333

Email                : info@emapharm.com / emapharm@hotmail.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Suburban Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Alexandria                                                                                        Sales Office

Tel: (20-12) 2464968

 

·       Mansoura                                                                                         Sales Office

Tel: (20-12) 2467708

 

·       Sohag                                                                                              Sales Office

Tel: (20-93) 313494

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Dr Ahmed Ahmed Mohamed Badr                                                     Managing Partner

 

·       Mohamed Ahmed Mohamed Badr                                                     Partner

 

·       Mohamed Badr                                                                                 Production Manager

 

·       Dr Mustafa Badr                                                                               Marketing Manager

 

·       Alaa Abd El Moaaty                                                                          Finance Manager

 

·       Mohamed Hassan                                                                             Financial Controller

 

·       Dr Khaled El Zekhary                                                                        Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 23rd September 1996

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 298143, Cairo

 

Tax Card No.                : 713-607-696

 

Issued Capital              : £E 500,000

 

Paid up Capital            : £E 500,000

 

Name of Partners

 

·       Dr Ahmed Ahmed Mohamed Badr

 

·       Mohamed Ahmed Mohamed Badr

 

 

OPERATIONS

 

Activities: Engaged in the production and marketing of herbal pharmaceutical preparations.

 

Subject’s products are manufactured at 3rd party facilities including Pharoania Pharmaceuticals, Amriya pharmaceuticals, Technopharm Egypt, and R. P Sherer Egypt.

 

Import Countries: Canada, United States of America, China and India

 

International Suppliers:

 

·       Accucaps                                                                 Canada

·       Sante Naturelle                                                         Canada

·       Thera Plantes                                                           Canada

·       Flora                                                                        Canada

·       Jingsu Soho International Group Corporation             China

·       Shaanxi Scidoor Hi-Tech Biology Co Ltd                   China

·       Hetero Chemicals Ltd                                                India

 

Brand Names: EMA PHARM

 

Operating Trend: Steady

 

Subject has a workforce of approximately 110 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)           

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                £E 26,315,000                           £E 28,700,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Mohamed Hassan, Financial Controller

 

 

BANKERS

 

·       Egyptian American Bank

4 & 6 Hassan Sabri

Zamalek

PO Box: 1825

Cairo

Tel: (20-2) 33416150

Fax: (20-2) 33420265

 

·       National Bank of Egypt

24, Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.59

UK Pound

1

Rs. 92.45

Euro

1

Rs. 67.51

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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