MIRA INFORM REPORT

 

 

Report No. :

314669

Report Date :

01.04.2015

 

IDENTIFICATION DETAILS

 

Name :

TRANSASIA PACIFIC GGNR PTE. LTD.

 

 

Formerly Known As :

GUPTA GLOBAL NATURAL RESOURCES PTE. LTD. (04/08/2010)

 

 

Registered Office :

10, Anson Road, 22-11, International Plaza, 079903

 

 

Country :

Singapore

 

 

Financials (as on) :

31.03.2014

 

 

Date of Incorporation :

11.08.2009

 

 

Com. Reg. No.:

200914643-E

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Investment Holding Companies, Trading Of Coal

 

 

No of Employees :

7 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

SINGAPORE ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

 

Source : CIA

 


EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

200914643-E

COMPANY NAME

:

TRANSASIA PACIFIC GGNR PTE. LTD.

FORMER NAME

:

GUPTA GLOBAL NATURAL RESOURCES PTE. LTD. (04/08/2010)

INCORPORATION DATE

:

11/08/2009

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

10, ANSON ROAD, 22-11, INTERNATIONAL PLAZA, 079903, SINGAPORE.

BUSINESS ADDRESS

:

10, ANSON ROAD, 22-11, INTERNATIONAL PLAZA, 079903, SINGAPORE.

TEL.NO.

:

65-64231411

FAX.NO.

:

65-64231141

CONTACT PERSON

:

ANURAG GUPTA ( MANAGING DIRECTOR )

PRINCIPAL ACTIVITY

:

INVESTMENT HOLDING COMPANIES, TRADING OF COAL

ISSUED AND PAID UP CAPITAL

:

21,265,437.00 ORDINARY SHARE, OF A VALUE OF SGD 21,265,437.00

SALES

:

USD 299,147,797 [2014]

NET WORTH

:

USD 32,940,618 [2014]

STAFF STRENGTH

:

7 [2015]

BANKER (S)

:

BARCLAYS BANK PLC
OVERSEA-CHINESE BANKING CORPORATION LIMITED
BNP PARIBAS
SOCIETE GENERALE

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

FAIR

PAYMENT

:

GOOD

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) investment holding companies, trading of coal.

 

Share Capital History

Date

Issue & Paid Up Capital

30/03/2015

SGD 21,265,437.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

GUPTA COAL INDIA PRIVATE LIMITED

SHRIRAM TOWERS, S. V. PATEL MARG, KINGSWAY, NAGPUR-440 001, 7TH FLOOR, INDIA.

T09UF2895

21,265,437.00

100.00

---------------

------

21,265,437.00

100.00

============

=====

+ Also Director

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :

 

Local No

Country

Company

(%)

As At

HONG KONG

RAWMAT RESOURCES LTD

100.00

31/12/2014

INDONESIA

PT NANDI UTAMA JAYA

99.33

31/12/2014



DIRECTORS


DIRECTOR 1

 

Name Of Subject

:

AGARWALLA VIKASH

Address

:

7, SIGLAP ROAD, 15-68, MANDARIN GARDENS, 448909, SINGAPORE.

IC / PP No

:

G5058232P

Nationality

:

INDIAN

Date of Appointment

:

12/05/2011

 

DIRECTOR 2

 

Name Of Subject

:

ANURAG GUPTA

Address

:

HOUSE 190, HARI NIKUNJ, MUSEUM ROAD, CIVIL LINES NAGPUR-440 001, INDIA.

IC / PP No

:

G8136561

Nationality

:

INDIAN

Date of Appointment

:

15/05/2012

 

DIRECTOR 3

 

Name Of Subject

:

PADMESH DEODUTTA GUPTA

Address

:

HOUSE 190, HARI NIKUNJ, MUSEUM ROAD, CIVIL LINES, NAGPUR-440 001, INDIA.

IC / PP No

:

G6766646

Nationality

:

INDIAN

Date of Appointment

:

11/08/2009



MANAGEMENT

 

1)

Name of Subject

:

ANURAG GUPTA

Position

:

MANAGING DIRECTOR

 

AUDITOR

 

Auditor

:

NATARAJAN & SWAMINATHAN

Auditor' Address

:

N/A

 

Auditor

:

NATARAJAN & SWAMINATHAN

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

MS. LOH MEI LING

IC / PP No

:

S7379111A

Address

:

100, BEACH ROAD, 30-00, SHAW TOWERS, 189702, SINGAPORE.

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

BARCLAYS BANK PLC

 

2)

Name

:

OVERSEA-CHINESE BANKING CORPORATION LIMITED

 

3)

Name

:

BNP PARIBAS

 

4)

Name

:

SOCIETE GENERALE

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C201201140

31/01/2012

N/A

ICICI BANK LIMITED

-

Unsatisfied

C201201143

31/01/2012

N/A

ICICI BANK LIMITED

-

Unsatisfied

C201206489

14/06/2012

N/A

BARCLAYS BANK PLC

-

Unsatisfied

C201209493

22/08/2012

N/A

DBS BANK LTD.

-

Unsatisfied

C201210125

05/09/2012

N/A

OVERSEA-CHINESE BANKING CORPORATION LIMITED

-

Unsatisfied

C201210857

24/09/2012

N/A

DBS BANK LTD.

-

Unsatisfied

C201306765

17/05/2013

N/A

BNP PARIBAS

-

Unsatisfied

C201313624

07/10/2013

N/A

SOCIETE GENERALE

-

Unsatisfied

C201313625

07/10/2013

N/A

SOCIETE GENERALE

-

Unsatisfied

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank against the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's suppliers.


The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

X

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

WORLDWIDE

Credit Term

:

N/A

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

OPERATIONS

 

Goods Traded

:

COAL

Services

:

INVESTMENT HOLDING COMPANIES

 

Total Number of Employees:

YEAR

2015


GROUP

N/A

COMPANY

7

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) investment holding companies, trading of coal.

The staff from the registered office refused to disclose the Subject's operation.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-64231411

Match

:

N/A

Address Provided by Client

:

22-11 INTERNATIONAL PLAZA ,SINGAPORE-079903 SINGAPORE

Current Address

:

10, ANSON ROAD, 22-11, INTERNATIONAL PLAZA, 079903, SINGAPORE.

Match

:

NO

 

Other Investigations


We contacted one of the staff from the Subject's registered office and he only provided limited information.

The address provided is incomplete.

FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Increased

[

12.89%

]

Profit/(Loss) Before Tax

:

Decreased

[

75.68%

]

Return on Shareholder Funds

:

Unfavourable

[

7.22%

]

Return on Net Assets

:

Unfavourable

[

7.92%

]

The higher turnover could be attributed to the favourable market condition and the Subject could be gaining the market share progressively. The Subject's profit fell sharply because of the high operating costs incurred. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

Working Capital Control

Stock Ratio

:

Favourable

[

0 Days

]

Debtor Ratio

:

Unfavourable

[

95 Days

]

Creditors Ratio

:

Favourable

[

29 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The Subject's debtors ratio was high. The Subject should tighten its credit control and improve its collection period. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

1.73 Times

]

Current Ratio

:

Unfavourable

[

1.73 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Acceptable

[

3.15 Times

]

Gearing Ratio

:

Unfavourable

[

1.07 Times

]

The Subject's interest cover was slightly low. If there is no sharp fall in its profit or sudden increase in the interest rates, we believe the Subject is able to generate sufficient income to service its interest and repay the loans. The Subject was highly geared, thus it had a high financial risk. The Subject was dependent on loans to finance its business needs. In times of economic downturn and / or high interest rate, the Subject will become less profitable and competitive than other firms in the same industry, which are lowly geared. This is because the Subject has to service the interest and to repay the loan, which will erode part of its profits. The profits will fluctuate depending on the Subject's turnover and the interest it needs to pay.

Overall Assessment :

Although the Subject's turnover had increased, its profits had declined over the same corresponding period. This could be due to the stiffer market competition and / or higher operating costs which lowered the Subject's profit margin. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. The Subject had an acceptable interest cover. If there is no sudden sharp increase in interest rate or fall in the Subject's profit, we do believe the Subject is able to generate sufficient cash flow to service its interest payment. The Subject's gearing level was high and its going concern will be in doubt if there is no injection of additional shareholders' funds in times of economic downturn and / or high interest rates.

Overall financial condition of the Subject : FAIR

 

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

ECONOMY

The Ministry of Trade and Industry (MTI) announced that it expects the Singapore economy to grow by around 3.0% in 2014, and by 2.0 to 4.0% in 2015. Besides that in 2013, the economy grew by 4.1%, higher than the 1.9% growth in 2012. This was mainly due to strong growth in the services producing industries, particularly the finance & insurance, as well as wholesale & retail trade sectors.

In 2013, all sectors contributed positively to growth. Finance & insurance was the largest contributor (1.2 percentage-points), followed by wholesale & retail trade (0.8 percentage-points) and business services (0.6 percentage-points). Growth in the manufacturing sector was improved by 1.7%, on the back of strong growth in the electronics and transport engineering clusters. By contrast, growth in the construction sector moderated to 5.9%, from 8.6% in 2012.

Growth in the services producing industries picked up to 5.3% in 2013, from 2.0% in 2012. This was mainly due to stronger growth in the finance & insurance and wholesale & retail trade sectors. The finance & insurance sector grew by 11%, up from 1.3% in the previous year. The wholesale & retail trade sector has expanded by 5.0%, after declining by 1.4% the year before.

For the whole of 2013, growth in total demand was 3.1%, similar to the pace of growth in 2012. External demand was the key contributor to total demand growth, accounting for 2.7 percentage-points, or almost 90%, of the increase. External demand grew at a faster pace of 3.6%, compared to the 1.4% growth in 2012. This was supported mainly by growth in the exports of machinery & transport equipment, miscellaneous manufactures, and transport services. Total domestic demand rose by a modest 1.7%, following the 8.6% increase in 2012. The slower growth in total domestic demand was primarily due to the decline in gross fixed capital formation (GFCF).

For the full year, total consumption expenditure grew by 4.4% in 2013, faster than the 2.8% growth in 2012. Public consumption expenditure increased by 11%, a strong rebound from the 1.9% decline in 2012. Private consumption expenditure recorded gains of 2.7%, moderating from the 4.1% increase in the preceding year.

Furthermore, in the first three quarters of 2014, the Singapore economy grew by 3.3% on a year-on-year basis. For the rest of the year, growth is expected to ease slightly on a year-on-year basis, in line with a projected slowdown in the global economy. Externally-oriented sectors such as the manufacturing and transportation & storage sectors are likely to slow, whereas growth in the construction sector will continue to be weighed down by the weakness in private sector construction activities. On the other hand, domestically-oriented sectors like business services are likely to remain resilient.

Additionally, the labour market in Singapore is expected to remain tight in 2015, with low unemployment and rising vacancy rates. Against this global and domestic backdrop, the growth outlook for the Singapore economy remains modest. In tandem with the expected pick-up in external demand, externally-oriented sectors such as manufacturing, wholesale trade and finance & insurance are likely to provide support to growth. While some domestically-oriented sectors such as businesses services are expected to remain resilient, labour-intensive ones like construction, retail and food services may see their growth weighed down by labour constraints.

OVERALL INDUSTRY OUTLOOK : MARGINAL GROWTH

 

CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2009, the Subject is a Private Limited company, focusing on investment holding companies, trading of coal. Having been in business for more than 5 years, the Subject has established a remarkable clientele base for itself which has contributed to its business growth. With an issued and paid up capital of SGD 21,265,437 and strong backing from its shareholder, the Subject enjoys timely financial assistance should the needs arise. These favourable conditions has minimised its risk in the industry compared to other players.

Investigation revealed, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. Being a small company, the Subject's business operation is supported by 7 employees. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

Financially, the Subject registered a higher turnover compared to previous year. However, its profits showed a reverse trend. The lower profit achieved was a result of higher operating cost and increased competition. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. The high gearing ratio clearly implied that the Subject was supported by more debt than equity. Thus, the Subject is exposed to high financial risk. Given a positive net worth standing at USD 32,940,618, the Subject should be able to maintain its business in the near terms.

Overall, the Subject's payment habit is good as the Subject has a good credit control and it could be taking advantage of the cash discounts while maintaining a good reputation with its creditors.

Based on the above condition, we recommend credit be granted to the Subject normally.

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

TRANSASIA PACIFIC GGNR PTE. LTD.

 

Financial Year End

2014-03-31

2013-03-31

2012-03-31

2011-03-31

Months

12

12

12

12

Consolidated Account

GROUP

GROUP

Company

Company

Audited Account

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

Financial Type

FULL

FULL

SUMMARY

SUMMARY

Currency

USD

USD

SGD

SGD

TURNOVER

299,147,797

264,980,111

236,908,318

24,529,952

----------------

----------------

----------------

----------------

Total Turnover

299,147,797

264,980,111

236,908,318

24,529,952

Costs of Goods Sold

(292,641,330)

(240,812,840)

-

-

----------------

----------------

----------------

----------------

Gross Profit

6,506,467

24,167,271

-

-

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

2,683,446

11,035,326

18,681,692

447,677

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

2,683,446

11,035,326

18,681,692

447,677

Taxation

(307,000)

(1,128,481)

(3,153,605)

(50,000)

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

2,376,446

9,906,845

15,528,087

397,677

Minority interests

1,011

2,479

-

-

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE EXTRAORDINARY ITEMS

2,377,457

9,909,324

15,528,087

397,677

----------------

----------------

----------------

----------------

PROFIT/(LOSS) ATTRIBUTABLE TO SHAREHOLDERS

2,377,457

9,909,324

15,528,087

397,677

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

12,740,790

2,830,560

21,524,241

21,126,564

----------------

----------------

----------------

----------------

As restated

12,740,790

2,830,560

21,524,241

21,126,564

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

15,118,247

12,739,884

37,052,328

21,524,241

TRANSFER TO RESERVES - General

1,720

906

-

-

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

15,119,967

12,740,790

37,052,328

21,524,241

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Letter of credit

825,371

1,018,420

-

-

Term loan / Borrowing

374,642

656,783

-

-

Trust receipts

50,306

367,556

-

-

----------------

----------------

----------------

----------------

1,250,319

2,042,759

-

-

=============

=============

 

 

 

 

BALANCE SHEET

 

 

TRANSASIA PACIFIC GGNR PTE. LTD.

 

ASSETS EMPLOYED:

FIXED ASSETS

13,257,454

14,683,499

203,756

2,345

INTANGIBLE ASSETS

Deferred/Expenditure carried forward

1,926,115

2,418,918

-

-

Goodwill on consolidation

1,107,343

1,107,343

-

-

----------------

----------------

----------------

----------------

TOTAL INTANGIBLE ASSETS

3,033,458

3,526,261

-

-

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

16,290,912

18,209,760

203,756

2,345

Stocks

22,449

605,117

-

-

Trade debtors

77,530,843

88,014,035

-

-

Other debtors, deposits & prepayments

979,007

459,242

-

-

Cash & bank balances

522,465

380,422

-

-

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

79,054,764

89,458,816

75,654,423

11,680,328

----------------

----------------

----------------

----------------

TOTAL ASSET

95,345,676

107,668,576

75,858,179

11,682,673

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

23,044,300

17,246,776

-

-

Other creditors & accruals

3,709,533

5,637,057

-

-

Other borrowings

18,595,498

33,682,988

-

-

Provision for taxation

331,000

1,129,000

-

-

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

45,680,331

57,695,821

51,296,832

11,146,123

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

33,374,433

31,762,995

24,357,591

534,205

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

49,665,345

49,972,755

24,561,347

536,550

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

16,967,378

16,967,378

21,265,437

21,265,437

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

16,967,378

16,967,378

21,265,437

21,265,437

Revaluation reserve

407,188

-

-

-

Exchange equalisation/fluctuation reserve

455,978

130,834

-

-

Retained profit/(loss) carried forward

15,119,967

12,740,790

37,052,328

21,524,241

Others

-

-

(33,756,418)

(42,253,128)

----------------

----------------

----------------

----------------

TOTAL RESERVES

15,983,133

12,871,624

3,295,910

(20,728,887)

MINORITY INTEREST

(9,893)

(8,882)

-

-

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

32,940,618

29,830,120

24,561,347

536,550

Long term loans

802,625

853,042

-

-

Other long term borrowings

15,922,102

19,289,593

-

-

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

16,724,727

20,142,635

-

-

----------------

----------------

----------------

----------------

49,665,345

49,972,755

24,561,347

536,550

=============

=============

=============

=============

 

 

 

 

FINANCIAL RATIO

 

 

TRANSASIA PACIFIC GGNR PTE. LTD.

 

TYPES OF FUNDS

Cash

522,465

380,422

-

-

Net Liquid Funds

522,465

380,422

-

-

Net Liquid Assets

33,351,984

31,157,878

24,357,591

534,205

Net Current Assets/(Liabilities)

33,374,433

31,762,995

24,357,591

534,205

Net Tangible Assets

46,631,887

46,446,494

24,561,347

536,550

Net Monetary Assets

16,627,257

11,015,243

24,357,591

534,205

BALANCE SHEET ITEMS

Total Borrowings

35,320,225

53,825,623

-

-

Total Liabilities

62,405,058

77,838,456

51,296,832

11,146,123

Total Assets

95,345,676

107,668,576

75,858,179

11,682,673

Net Assets

49,665,345

49,972,755

24,561,347

536,550

Net Assets Backing

32,940,618

29,830,120

24,561,347

536,550

Shareholders' Funds

32,940,618

29,830,120

24,561,347

536,550

Total Share Capital

16,967,378

16,967,378

21,265,437

21,265,437

Total Reserves

15,983,133

12,871,624

3,295,910

(20,728,887)

LIQUIDITY (Times)

Cash Ratio

0.01

0.01

-

-

Liquid Ratio

1.73

1.54

-

-

Current Ratio

1.73

1.55

1.47

1.05

WORKING CAPITAL CONTROL (Days)

Stock Ratio

0

1

-

-

Debtors Ratio

95

121

-

-

Creditors Ratio

29

26

-

-

SOLVENCY RATIOS (Times)

Gearing Ratio

1.07

1.80

-

-

Liabilities Ratio

1.89

2.61

2.09

20.77

Times Interest Earned Ratio

3.15

6.40

-

-

Assets Backing Ratio

2.75

2.74

1.15

0.03

PERFORMANCE RATIO (%)

Operating Profit Margin

0.90

4.16

7.89

1.83

Net Profit Margin

0.79

3.74

6.55

1.62

Return On Net Assets

7.92

26.17

76.06

83.44

Return On Capital Employed

7.47

24.45

76.06

83.44

Return On Shareholders' Funds/Equity

7.22

33.22

63.22

74.12

Dividend Pay Out Ratio (Times)

0.00

0.00

-

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.59

UK Pound

1

Rs. 92.45

Euro

1

Rs. 67.51

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.