MIRA INFORM REPORT

 

 

Report No. :

314943

Report Date :

04.04.2015

 

IDENTIFICATION DETAILS

 

Name :

BOLLUQ LTD MMC

 

 

Registered Office :

Baku-Sumgait Highway 13th km Abseron District Khirdalan AZ0100

 

 

Country :

Azerbaijan

 

 

Date of Incorporation :

14.02.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of confectionery products such as chocolates, sweets, marmalades and biscuits under “Bolluq” brand name.

 

 

No. of Employee :

120

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

NEW MANAT 220,000

Status :

Moderate

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Azerbaijan

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

AZERBAIJAN ECONOMIC OVERVIEW

 

Azerbaijan's high economic growth has been attributable to large and growing oil and gas exports, but some non-export sectors also featured double-digit growth, including construction, banking, and real estate. Oil exports through the Baku-Tbilisi-Ceyhan Pipeline, the Baku-Novorossiysk, and the Baku-Supsa pipelines remain the main economic driver, but efforts to boost Azerbaijan's gas production are underway. The eventual completion of the geopolitically important Southern Gas Corridor between Azerbaijan and Europe will open up another, albeit, smaller source of revenue from gas exports. Azerbaijan has made only limited progress on instituting market-based economic reforms. Pervasive public and private sector corruption and structural economic inefficiencies remain a drag on long-term growth, particularly in non-energy sectors. Several other obstacles impede Azerbaijan's economic progress, including the need for stepped up foreign investment in the non-energy sector and the continuing conflict with Armenia over the Nagorno-Karabakh region. Trade with Russia and the other former Soviet republics is declining in importance, while trade is building with Turkey and the nations of Europe. Long-term prospects depend on world oil prices, Azerbaijan's ability to negotiate export routes for its growing gas production, and its ability to use its energy wealth to promote growth and spur employment in non-energy sectors of the economy.

Source : CIA

 

 

Company name & address

 

CO. NAME : BOLLUQ LTD MMC

 

ADDRESS

 

Street   : Baku-Sumgait Highway 13th km

Area     : Abseron District

Town     : Khirdalan AZ0100

Country  : Azerbaijan

 

Telephone: (994 12) 347 8312 ext. 221 (Aziz Gahramanov) / 347 6021 / 347 6980 / Mobile (994 50) 346 8289 (Azer Aliyev) / (994 50) 209 6053 (Azer Aliyev)

Fax      : (994 12) 442 8312

E-Mail   : azer_aliyev_bolluq@hotmail.com / export@bolluq.az / mahmud@bolluq.az

Website  : www.bolluq.az

 

Trading Style : Bolluq 

 

English Translation : Bolluq Ltd

 

Also known as : Bolluq Ltd Mehdud Mesuliyyetli Cemiyyeti

 

 

SENIOR COMPANY PERSONNEL

 

   Name                                                            Position

 

1. Mahmud Maammad Oglu Isgandarov              President

 

2. Agasef Maammad Oglu Isgandarov                General Director

 

3. Aziz Gahramanov                                           Chief Accountant

 

4. Azer Aliyev                                                    Planning & Export Manager 

 

5. Samira Buluthanova                                        Import & Export Manager

 

Total Employees : 120

 

 

PAYMENTS

 

No complaints have been heard regarding payments from local suppliers or banks.

 

We consider it is acceptable to deal with subject for MEDIUM amounts, although it is normal accepted practice for international suppliers to deal on secured terms with Azerbaijani importers.

 

Opinion on maximum credit : NEW MANAT 220,000

 

Trade risk assessment: Normal

 

 

PRINCIPAL BANKERS

 

NAME     : BANK STANDARD KB QSC (FORMER MOST-BANK)

 

Branch   : Azerbaijan Avenue 4

Town     : Baku AZ1005

 

Telephone: (994 12) 497 1070 / 497 2094 / 498 0778

Fax      : (994 12) 497 2094

 

The company also has an account with :

 

Bank VTB (Azerbaijan) OJSC

96 Nizami Street

Baku AZ1010

Telephone: (994 12) 436 8100

Fax      : (994 12) 436 8101

 

 

FINANCIAL INFORMATION

 

Private companies in Azerbaijan are not required to publish or disclose balance sheets. However, the subject interviewed offered the following information :

 

Sales Turnover  : NEW MANAT  8,000,000 - 2011 - exact

                        : NEW MANAT 10,000,000 - 2012 - exact

                        : NEW MANAT 12,000,000 - 2013 – approx 

                        : NEW MANAT 14,000,000 – 2014 – approx

 

Net Profit              : but stated to be 10% of the sales turnover

 

Total Value of Stock Held : NEW MANAT 2,500,000 (as of October 2013)

 

Financial year ends 31 December.

 

 

 

LEGAL STATUS AND HISTORY

 

Date Started : 14 February 2008

 

History : The subject company was established in Azerbaijan on 14 February 2008 as a result of merger of Tam MMC (operating since 1998) and Agasef Maammad Oglu Isgandarov Individual Entrepreneur.

 

Tax No. : VOEN 3100523491

 

Authorised Capital : NEW MANAT 1,206,380 (increased from NEW MANAT 20 in 2009)

 

Paid up Capital : NEW MANAT 1,206,380 (increased from NEW MANAT 20 in 2009)

 

Mekhdud Mesuliatli Camiyyeti (limited liability company) with thefollowing shareholders :

 

                                                                                                Percentage

 

1. Mahmud Maammad Oglu Isgandarov                          50%

 

2. Agasef Maammad Oglu Isgandarov                            50%

   (brother of the above)

 

 

ACTIVITIES

 

The Company is involved in the following activities :

 

Manufacturers of confectionery products such as chocolates, sweets, marmalades and biscuits under “Bolluq” brand name.

 

NACE Codes: 1082 / 4636 / 4724

 

Imports from Turkey, Italy, Ukraine, Poland, Argentina, Russia, India, China and Iran.

 

Exports to Kazakhstan, Georgia, Tajikistan and Russia.

 

 

FACILITIES

 

The Company has the following facilities :

 

Owned 10 hectares plot of land comprising administrative offices, a manufacturing unit and storage facilities (2 hectares) located at the heading address as well as other manufacturing unit and retail outlet located elsewhere in Baku.

 

Subject also has 4 retail outlets located in Ganja, Sabirabad, Masally and Shake.

 

Subject has 160 delivery vans for distribution purposes.

 

Subject plans to open representative offices in Kazakhstan, Georgia and Russia by 2016.

 

Subject formerly used the following contact details :

 

Telephone: (994 12) 442 9980 / 442 8312

 

REGISTERED OFFICE

Baku-Sumgait Highway 13th km

Abseron District

Khirdalan AZ0100

 

 

SPECIAL NOTE

 

The telephone number which you provided : 994124429980 applies to subject’s former telephone number. Please note that subject’s current telephone number is as per heading.

 

Interviewed: Azer Aliyev (Planning & Export Manager).

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.59

UK Pound

1

Rs.92.46

Euro

1

Rs.67.51

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.