MIRA INFORM REPORT

 

 

Report No. :

315332

Report Date :

08.04.2015

 

IDENTIFICATION DETAILS

 

Name :

SHARHAN TRADING FOR IMPORT AND EXPORT

 

 

Registered Office :

Al Nadara Street (Al Mashad Street), Bab Al Yemen, PO Box 712, Sana’a

 

 

Country :

Yemen

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1965

 

 

Com. Reg. No.:

97010332

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Engaged in the import and distribution of general foodstuff products and beverages, including coffee and milk.

 

 

No. of Employees :

14

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Yemen

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

YEMEN - ECONOMIC OVERVIEW

 

Yemen is a low income country that is highly dependent on declining oil resources for revenue. Petroleum accounts for roughly 25% of GDP and 63% of government revenue. Yemen has tried to counter the effects of its declining oil resources and continuing attacks on its oil pipelines by diversifying its economy through an economic reform program initiated in 2006 that is designed to bolster non-oil sectors of the economy and foreign investment. In October 2009, Yemen exported its first liquefied natural gas as part of this diversification effort. In January 2010, the international community established the Friends of Yemen group that aims to support Yemen's efforts toward economic and political reform. In 2012, the Friends of Yemen pledged nearly $7 billion in assistance to Yemen. The Yemeni Government also endorsed a Mutual Accountability Framework to facilitate the efficient implementation of donor aid. The unrest that began in early 2011 caused GDP to plunge almost 11% in 2011. Availability of basic services, including electricity, water, and fuel, has improved since the transition, but progress toward achieving more sustainable economic stability has been slow and uneven. Yemen continues to face difficult long-term challenges, including declining water resources, high unemployment, severe food scarcity, and a high population growth rate.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : SHARHAN TRADING FOR IMPORT AND EXPORT

Country of Origin                                   : Yemen

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 1965

Commercial Registration Number           : 97010332, Sana’a

Import Licence Number                          : 024886

Invested Capital                                                : YR 3,500,000

Total Workforce                         : 14

Activities                                               : Distributors of general foodstuff products and beverages.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Amin Saleh Mubarak Sharhan, Proprietor & General Manager

 

 

COMPANY NAME

 

SHARHAN TRADING FOR IMPORT AND EXPORT

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Al Nadara Street (Al Mashad Street)

Area                 : Bab Al Yemen

PO Box            : 712

Town                : Sana’a

Country : Yemen

Telephone         : (967-1) 281221 / 283646 / 283647 / 283648

Facsimile          : (967-1) 281203

Mobile              : (967-77) 7777674

Email                : sharhan@yemen.net.ye / sharhan_trading@yahoo.com

 

Premises

 

Subject operates from a small suite of offices and a warehouse that are owned and located in the Central Business Area of Sana’a.

 

Branch Office (s)

 

Location                                                                                               Description

 

Berlin Street                                                                                          Office premises

Sana’a

Tel: (967-1) 540409

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Amin Saleh Mubarak Sharhan                                                     Proprietor & General Manager

 

Mubarak Sharhan                                                                       Sales Manager

 

Ali Al Shabani                                                                           Purchasing Officer

 

 


LEGAL FORM & OWNERS

 

Date of Establishment  : 1965

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 97010332, Sana’a

 

Import Licence No.       : 024886

 

Invested Capital           : YR 3,500,000

 

Mr Amin Saleh Mubarak Sharhan is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general foodstuff products and beverages, including coffee and milk.

 

Import Countries: Europe and the Far East.

 

Brand Names: 111 and SHARHAN

 

Operating Trend: Steady

 

Subject has a workforce of 14 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Yemeni Riyal (YR)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                YR 480,000,000             YR 487,300,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 


BANKERS

 

Islamic Bank of Yemen for Finance & Investment

PO Box: 18452

Sana’a

Tel: (967-1) 206117

Fax: (967-1) 206116

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.33

UK Pound

1

Rs.92.83

Euro

1

Rs.68.08

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.