MIRA INFORM REPORT

Report No. :	316887
Report Date :	09.04.2015

IDENTIFICATION DETAILS

Name :	EDWARD PRYOR & SON LIMITED
Registered Office :	Egerton Street Sheffield S1 4JX
Country :	United Kingdom
Financials (as on) :	31.03.2014
Date of Incorporation :	21.04.1936
Com. Reg. No.:	00313230
Legal Form :	Private limited with Share Capital
Line of Business :	Manufacture of other special-purpose machinery n.e.c.
No. of Employee :	100

RATING & COMMENTS

MIRA’s Rating :

Ba

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory
Payment Behaviour :	No complaints
Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – December 31, 2014

Country Name	Previous Rating (30.09.2014)	Current Rating (31.12.2014)
United Kingdom	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

UNITED KINGDOM ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

Source : CIA

Company Name

EDWARD PRYOR & SON LIMITED

Company summary

Registered Address	EGERTON STREET SHEFFIELD S1 4JX	Trading Address	Egerton Street Sheffield South Yorkshire S1 4JX
Website Address	http://www.pryormarking.com
Telephone Number	01142782206	Fax Number
TPS	No	FPS	No
Incorporation Date	21/04/1936
Previous Name		Type	Private limited with Share Capital
FTSE Index	--	Date of Change
Filing Date of Accounts	16/12/2014	Currency	GBP
Share Capital	£224,000	SIC07	28990
Charity Number	--
SIC07 Description	MANUFACTURE OF OTHER SPECIAL-PURPOSE MACHINERY N.E.C.
Principal Activity	A group engaged in the manufacture and sale of marking equipment.

Key Financials

Year to Date	Turnover	Pre Tax Profit	Shareholder	Funds Employees
31/03/2014	£9,814,845	£582,698	£4,060,588	100
31/03/2013	£7,973,786	£328,587	£3,501,774	98
31/03/2012	£8,556,735	£407,817	£3,250,105	97

Mortgage Summary

Total Mortgage 8

Outstanding 3

Satisfied 5

Trade Debtors / Bad Debt Summary

Total Number of Documented Trade 1

Total Value of Documented Trade £144

Commentary

This company has been treated as a Medium company in respect of the rating/limit generated.

This company's ratio of total liabilities to total assets indicates the presence of moderate equity funding.

This company's return on total assets employed ratio indicates a relatively efficient use of assets.

This company has made late payments on a medium percentage of invoices.

The company has more cash than short term bank borrowings.

This company trades in an industry with a lower level of corporate failures.

CCJ

Total Number of Exact CCJs -	0	Total Value of Exact CCJs -
Total Number of Possible CCJs -	0	Total Value of Possible CCJs -
Total Number of Satisfied CCJs -	0	Total Value of Satisfied CCJs -
Total Number of Writs -	-

Total Current Directors	6
Total Current Secretaries	0
Total Previous Directors / Company Secretaries	10

Current Directors

Name	John Joseph Tissiman	Date of Birth	16/11/1937
Officers Title	Mr	Nationality	British
Present Appointments	3	Function	Director
Appointment Date	25/10/1991
Address	Shreelane Hunters Ride, Lawnswood, Stourbridge, West Midlands, DY7 5QN
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Name	Neil Andrew	Date of Birth	07/02/1964
Officers Title	Mr	Nationality	British
Present Appointments	3	Function	Director
Appointment Date	01/02/2002
Address	59 Den Bank Drive, Sheffield, South Yorkshire, S10 5PF
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Name	Peter James Flint	Date of Birth	29/05/1947
Officers Title	Mr	Nationality	British
Present Appointments	4	Function	Director
Appointment Date	01/06/2009
Address	23 Mayfield Heights, Brookhouse Hill, Sheffield, South Yorkshire, S10 3TT
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Name	Simon John Dunn	Date of Birth	20/01/1961
Officers Title	Mr	Nationality	British
Present Appointments	1	Function	Director
Appointment Date	01/04/2011
Address	Egerton Street, Sheffield, S1 4JX
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Name	David James Ray	Date of Birth	27/09/1975
Officers Title	Mr	Nationality	British
Present Appointments	1	Function	Director
Appointment Date	01/04/2011
Address	Egerton Street, Sheffield, S1 4JX
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Name	Alastair Richard Morris	Date of Birth	04/12/1979
Officers Title	Mr	Nationality	British
Present Appointments	1	Function	Director
Appointment Date	01/01/2015
Address	Egerton Street, Sheffield, S1 4JX
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report
Disqualified		Disqualified End Date
Disqualification Exception	No

Current Company Secretary

--

Top 20 Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
TRUSTEES OF R. & K. PRYOR CHARITY	GBP	126,698	ORDINARY	1	56.56
EDWARD PRYOR & SON LTD	GBP	22,399	ORDINARY	1	10
NEIL ANDREW	GBP	21,844	ORDINARY	1	9.75
TRUSTEES OF EDWARD PRYOR EMPLOYEES PROFIT LINKED SHARE PLAN	GBP	17,272	ORDINARY	1	7.71
MR PETER WILTON LEE	GBP	11,200	ORDINARY	1	5
MR JOHN J. TISSIMAN	GBP	9,501	ORDINARY	1	4.24
DAVID JAMES RAY	GBP	4,754	ORDINARY	1	2.12
SIMON JOHN DUNN	GBP	3,605	ORDINARY	1	1.61
ANDREW JAMES DAVIES	GBP	2,925	ORDINARY	1	1.31
MRS HENRIETTA WILKINSON	GBP	2,000	ORDINARY	1	0.89
JOHN A. DOUGLAS	GBP	1,052	ORDINARY	1	0.47
EXECUTORS OF HERBERT B. MASON	GBP	750	ORDINARY	1	0.33

Profit & Loss

Date Of Accounts	31/03/14	(%)	31/03/13	(%)	31/03/12	(%)	31/03/11	(%)	31/03/10
Weeks	52	(%)	52	(%)	52	(%)	52	(%)	52
Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
Consolidated A/cs	Y	(%)	Y	(%)	Y	(%)	Y	(%)	Y
Turnover	£9,814,845	23.1%	£7,973,786	-6.8%	£8,556,735	13.3%	£7,553,965	37.1%	£5,510,659
Export	£5,474,218	2.8%	£5,325,536	-8.5%	£5,820,869	17%	£4,976,223	-	-
Cost of Sales	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-
Wages & Salaries	£3,248,128	7.5%	£3,021,717	2.5%	£2,949,208	14.4%	£2,577,650	-8.5%	£2,816,588
Directors Emoluments	£472,460	12.9%	£418,375	12.4%	£372,057	69.6%	£219,376	9.7%	£200,061
Operating Profit	£675,076	88.6%	£358,004	-	-	-	-	-	-
Depreciation	£130,043	12.6%	£115,459	22.1%	£94,542	-	£94,542	53.6%	£61,547
Audit Fees	£32,845	2.2%	£32,150	53.1%	£21,000	2.7%	£20,450	-10%	£22,725
Interest Payments	£99,868	113.2%	£46,843	5.1%	£44,584	11.9%	£39,851	-55.7%	£90,008
Pre Tax Profit	£582,698	77.3%	£328,587	-19.4%	£407,817	-20.5%	£512,996	697.6%	-£85,840
Taxation	-£50,010	-110.7%	-£23,730	46.6%	-£44,405	63.2%	-£120,645	-577.2%	£25,280
Profit After Tax	£532,688	74.7%	£304,857	-16.1%	£363,412	-7.4%	£392,351	747.9%	-£60,560
Dividends Payable	£44,800	-	£44,800	-	£44,800	100%	£22,400	-	-
Retained Profit	£487,888	87.6%	£260,057	-18.4%	£318,612	-13.9%	£369,951	710.9%	-£60,560

Balance Sheet

Date Of Accounts	31/03/14	(%)	31/03/13	(%)	31/03/12	(%)	31/03/11	(%)	31/03/10
Tangible Assets	£2,341,119	-1.3%	£2,371,495	4.2%	£2,275,786	-7.8%	£2,467,302	-2.4%	£2,527,771
Intangible Assets	£153,555	-40%	£256,001	-30.1%	£366,458	-14%	£426,060	-24.1%	£561,694
Total Fixed Assets	£2,494,674	-5.1%	£2,627,496	-0.6%	£2,642,244	-8.7%	£2,893,362	-6.3%	£3,089,465
Stock	£1,974,944	0%	£1,975,550	-2.8%	£2,031,973	8.3%	£1,877,070	9.1%	£1,720,656
Trade Debtors	£2,670,178	65.5%	£1,613,339	-10.3%	£1,799,515	-3.8%	£1,870,625	44%	£1,298,938
Cash	£230,544	857.6%	£24,076	184.4%	£8,466	-78.2%	£38,751	-12.7%	£44,393
Other Debtors	£497,878	-51%	£1,016,415	0.1%	£1,015,656	49%	£681,759	11.3%	£612,503
Miscellaneous Current Assets	0	-	0	-100%	£8,719	-	0	-100%	£3,090
Total Current Assets	£5,373,544	16.1%	£4,629,380	-4.8%	£4,864,329	8.9%	£4,468,205	21.4%	£3,679,580
Trade Creditors	£869,835	31%	£663,743	-30.6%	£956,682	13.9%	£839,930	52.7%	£549,941
Bank Loans & Overdrafts	£36,287	-86.8%	£274,062	245.2%	£79,402	-21.4%	£100,999	-74.3%	£392,413
Other Short Term Finance	£219,875	-47.1%	£415,394	-36.9%	£658,331	-13%	£756,472	363.9%	£163,056
Miscellaneous Current Liabilities	£908,253	96.7%	£461,822	-12.4%	£527,060	13.1%	£466,014	23.7%	£376,862
Total Current Liabilities	£2,034,250	12.1%	£1,815,021	-18.3%	£2,221,475	2.7%	£2,163,415	46%	£1,482,272
Bank Loans & Overdrafts and LTL	£1,809,667	-18.3%	£2,214,143	4.7%	£2,114,395	-6.7%	£2,265,703	-24.3%	£2,991,857
Other Long Term Finance	£1,153,760	-9.7%	£1,278,307	999.9%	£71,794	56%	£46,028	-	0
Total Long Term Liabilities	£1,773,380	-8.6%	£1,940,081	-4.7%	£2,034,993	-6%	£2,164,704	-16.7%	£2,599,444

.

Capital & Reserves

Date Of Accounts	31/03/14	(%)	31/03/13	(%)	31/03/12	(%)	31/03/11	(%)	31/03/10
Called Up Share Capital	£224,000	-	£224,000	-	£224,000	-	£224,000	-	£224,000
P & L Account Reserve	£2,798,921	15.3%	£2,428,205	6.2%	£2,286,943	12.2%	£2,038,275	21.7%	£1,674,508
Revaluation Reserve	-	-	-	-	-	-	-	-	-
Sundry Reserves	£1,037,667	22.1%	£849,569	14.9%	£739,162	-4.2%	£771,173	-2.2%	£788,821
Shareholder Funds	£4,060,588	16%	£3,501,774	7.7%	£3,250,105	7.1%	£3,033,448	12.9%	£2,687,329

Other Financial Items

Date Of Accounts	31/03/14	(%)	31/03/13	(%)	31/03/12	(%)	31/03/11	(%)	31/03/10
Net Worth	£3,907,033	20.4%	£3,245,773	12.6%	£2,883,647	10.6%	£2,607,388	22.7%	£2,125,635
Working Capital	£3,339,294	18.7%	£2,814,359	6.5%	£2,642,854	14.7%	£2,304,790	4.9%	£2,197,308
Total Assets	£7,868,218	8.4%	£7,256,876	-3.3%	£7,506,573	2%	£7,361,567	8.8%	£6,769,045
Total Liabilities	£3,807,630	1.4%	£3,755,102	-11.8%	£4,256,468	-1.7%	£4,328,119	6%	£4,081,716
Net Assets	£4,060,588	16%	£3,501,774	7.7%	£3,250,105	7.1%	£3,033,448	12.9%	£2,687,329

Cash Flow

Date Of Accounts	31/03/14	(%)	31/03/13	(%)	31/03/12	(%)	31/03/11	(%)	31/03/10
Net Cashflow from Operations	£638,218	116.2%	£295,245	28.9%	£229,120	-72.2%	£823,856	999.9%	£67,238
Net Cashflow before Financing	£567,589	113.7%	£265,641	547.4%	£41,029	-92.4%	£542,382	525.5%	£86,716
Net Cashflow from Financing	-£124,891	12.4%	-£142,609	18.2%	-£174,237	67.1%	-£529,805	-239.9%	-£155,890
Increase in Cash	£442,698	259.8%	£123,032	192.4%	-£133,208	-999.9%	£12,577	118.2%	-£69,174

Miscellaneous

Date Of Accounts	31/03/14	(%)	31/03/13	(%)	31/03/12	(%)	31/03/11	(%)	31/03/10
Contingent Liability	NO	-	NO	-	NO	-	NO	-	NO
Capital Employed	£5,833,968	7.2%	£5,441,855	3%	£5,285,098	1.7%	£5,198,152	-1.7%	£5,286,773
Number of Employees	100	2%	98	1%	97	7.8%	90	-3.2%	93

Auditors	HAWSONS
Auditor Comments	The audit report contains no adverse comments
Bankers	NATIONAL WESTMINSTER BANK PLC
Bank Branch Code

Ratios

Date Of Accounts	31/03/14	31/03/13	31/03/12	31/03/11	31/03/10
Pre-tax profit margin %	5.94	4.12	4.77	6.79	-1.56
Current ratio	2.64	2.55	2.19	2.07	2.48
Sales/Net Working Capital	2.94	2.83	3.24	3.28	2.51
Gearing %	44.60	63.20	65.10	74.70	111.30
Equity in %	52.60	50	45.50	43.70	43.30
Creditor Days	32.25	30.29	40.69	40.47	36.32
Debtor Days	99.02	73.64	76.55	90.13	85.79
Liquidity/Acid Test	1.67	1.46	1.27	1.19	1.32
Return On Capital Employed %	9.98	6.03	7.71	9.86	-1.62
Return On Total Assets Employed %	7.40	4.52	5.43	6.96	-1.26
Current Debt Ratio	0.50	0.51	0.68	0.71	0.55
Total Debt Ratio	0.93	1.07	1.30	1.42	1.51
Stock Turnover Ratio %	20.12	24.77	23.74	24.84	31.22
Return on Net Assets Employed %	14.35	9.38	12.54	16.91	-3.19

Report notes

There are no notes to display.

Status history

No Status History found

Event History

View Documents

Date	Description
08/01/2015	New Board Member Mr A.R. Morris appointed
28/12/2014	New Accounts Filed
28/12/2014	New Accounts Filed
14/11/2014	Annual Returns
16/12/2013	New Accounts Filed
16/12/2013	New Accounts Filed
01/11/2013	Annual Returns
14/11/2012	New Accounts Filed
14/11/2012	New Accounts Filed
02/11/2012	Annual Returns
17/12/2011	New Accounts Filed
17/12/2011	New Accounts Filed
01/11/2011	Annual Returns
08/04/2011	New Board Member Mr D.J. Ray appointed
08/04/2011	New Board Member Mr S.J. Dunn appointed

Previous Company Names

No Previous Names found

Writ Details

No writs found

Statistics

Group	3 companies
Linkages	0 companies
Countries	In 0 countries

Summary

Holding Company	EDWARD PRYOR & SON LIMITED
Ownership Status	Ultimately Owned
Ultimate Holding Company	EDWARD PRYOR & SON LIMITED

Group Structure Full

Company Name	Registered Number	Latest Key Financials	Consol. Accounts	Turnover
EDWARD PRYOR & SON LIMITED	00313230	31.03.2014	Y	£9,814,845
JOHN H. ELLIOTT (MONOS...	00169426	31.03.2014	N
PRYOR MARKING TECHNOLO...	00701896	31.03.2014	N

Mortgage Details

Mortgage Type:
Date Charge Created:	08/07/14
Date Charge Registered:	17/07/14
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	SVENSKA HANDELSBANKEN AB (PUBL);
Amount Secured:
Details:	NONE
Mortgage Type:
Date Charge Created:	14/05/14
Date Charge Registered:	24/05/14
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	SVENSKA HANDELSBANKEN AB (PUBL);
Amount Secured:
Details:	CONTAINS FIXED CHARGE.CONTAINS FLOATINGCHARGE.CONTAINS NEGATIVE PLEDGE.

Mortgage Type:
Date Charge Created:	14/05/14
Date Charge Registered:	24/05/14
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	SVENSKA HANDELSBANKEN AB (PUBL);
Amount Secured:
Details:	PROPERTY K/A LAND AT EGERTON STREET, SHEFFIELD T/NO:SYK527970CONTAINS FIXED CHARGE.CONTAINS NEGATIVE PLEDGE.
Mortgage Type:	LEGAL MORTGAGE
Date Charge Created:	02/07/10
Date Charge Registered:	07/07/10
Date Charge Satisfied:	14/07/14
Status:	SATISFIED
Person(s) Entitled:	CLYDESDALE BANK PLC;
Amount Secured:
Details:	LAND AT EGERTON STREET, SHEFFIELD T/NO SYK527970 ASSIGNS THE GOODWILL OF ALL BUSINESSES, FROM TIME TO TIME CARRIED ON AT THE PROPERTY, WITH THE BENEFIT OF ALL AUTHORISATIONS, PERMITS, REGISTRATION CERTIFICATES OR LICENCES OF ANY KIND, ALSOBY WAY OF FIXED CHARGE THE EQUIPMENT & GOODS (IF ANY) & ALL OTHER FIXTURES, FITTINGS, PLANT & MACHINERY & BY WAY OF FLOATING CHARGE ON OTHER MOVEABLE PLANT, MACHINERY, FURNITURE, EQUIPMENT, GOODS & OTHER EFFECTS WHICH ARE FROM TIME TO TIMEON THE PROPERTY

Mortgage Type:	DEBENTURE
Date Charge Created:	28/05/10
Date Charge Registered:	03/06/10
Date Charge Satisfied:	14/07/14
Status:	SATISFIED
Person(s) Entitled:	CLYDESDALE BANK PLC;
Amount Secured:
Details:	FIXED AND FLOATING CHARGE OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE, INCLUDING GOODWILL, BOOKDEBTS, UNCALLED CAPITAL, BUILDINGS, FIXTURES, FIXED PLANT & MACHINERY
Mortgage Type:	FIXED AND FLOATING CHARGE
Date Charge Created:	08/10/03
Date Charge Registered:	10/10/03
Date Charge Satisfied:	29/10/11
Status:	SATISFIED
Person(s) Entitled:	THE ROYAL BANK OF SCOTLAND COMMERCIAL SERVICES LIMITED
Amount Secured:
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERYSEE THE MORTGAGECHARGE DOCUMENT FOR FULL DETAILS

Mortgage Type:	LEGAL MORTGAGE
Date Charge Created:	19/04/91
Date Charge Registered:	02/05/91
Date Charge Satisfied:	29/10/11
Status:	SATISFIED
Person(s) Entitled:	NATIONAL WESTMINSTER BANK PLC
Amount Secured:
Details:	LAND LYING TO THE SOUTH EAST SIDE OF BRINSWORTH LANE ROTHERHAM T/NO SYK 261805 AND PROCEEDS OF SALETHEREOFFLOATING CHARGE OVER ALL MOVEABLE PLANTMACHINERY IMPLEMENTS UTENSILS FURNITUREAND EQUIPMENT
Mortgage Type:	MORTGAGE DEBENTURE
Date Charge Created:	05/09/86
Date Charge Registered:	08/09/86
Date Charge Satisfied:	29/10/11
Status:	SATISFIED
Person(s) Entitled:	NATIONAL WESTMINSTER BANK PLC
Amount Secured:
Details:	A SPECIFIC EQUITABLE CHARGE OVER THE F/H AND L/H PROPERTIES AND/OR THE PROCEEDSOF SALE THEREOF FIXEDAND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDINGGOODWILL BOOKDEBTS BENEFIT OF AND LICENCES A CHARGE BY WAY OF LEGAL MORTGAGE OVER VARIOUS PROPERTIESAND/OR THE PROCEEDS OF SALE THEREOF (FOR FULL DETAILS OF PROPERTIES PLEASE SEE CONTINUATION SHEETOFFORM 395)

Creditor Details

	Total Number	Total Value
Trade Creditors	0	-
No Creditor Data

Trade Debtors / Bad Debt Detail

	Total Number of Documented Trade		Total Value of Documented Trade
Trade Debtors	1		£144
Company Name		Amount		Statement Date
A B Hobley Limited		£144		29/04/2014

Previous Director/Company Secretaries

Name	Current Directorships	Previous Directorships
Peter Wilton Lee	2	35
John Andrew Douglas	4	6
John Andrew Douglas	4	6
Clarence Ellis	0	3
Albert Edward Godbehere	0	3
David Gilbert King	0	4
Michael William Brook	0	2
Dean Peter Finister	0	12
Dean Peter Finister	0	12
Mark Lewis Jenkins	1	2

Average Invoice Value	£288.39
Invoices available	317
Paid	307
Outstanding	10

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

	Within Terms	0-30 Days	31-60 Days	61-90 Days	91+ Days
Paid	133	112	52	8	2
Outstanding	3	3	1	2	1

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.62.33
UK Pound	1	Rs.92.53
Euro	1	Rs.67.60

INFORMATION DETAILS

Analysis Done by :	KAR
Report Prepared by :	ANK

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.

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