MIRA INFORM REPORT

 

 

Report No. :

316488

Report Date :

09.04.2015

 

IDENTIFICATION DETAILS

 

Name :

NABINA TRADING ESTABLISHMENT

 

 

Registered Office :

Airport Road, Al Wakra, 130, Doha

 

 

Country :

Qatar

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.01.1991

 

 

Com. Reg. No.:

59

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Subject’s operations are performed through the following divisions:

 

  • Building Materials Division

 

Engaged in the import, distribution, wholesale and retail of building materials, stocking more than 200 types of products such as steel and wood. This division is providing approximately 75% of the construction materials in Qatar.

 

  • Nabina Ceramic Division

Engaged in the import, wholesale and retail of sanitary ware products and ceramics with a product range consisting of over 100 different products. The range includes bathroom sets, ceramic tiles, marbles, kitchen cabinets, equipments, accessories, appliances, worktops and sinks.

 

  • Nabina Marble Division

 

Engaged in the wholesale and retail of marble products.

 

  • Nabina Kitchen Division

 

Engaged in the wholesale and retail of kitchen units, kitchenware and equipment.

 

  • Nabina Transport Division

 

The transport division specialises in providing the following services: Overland transport to all AGCC countries, International Freight service. Full truck and part load trailer service to all AGCC destinations, General Cargo services, Warehousing and distribution, Local Transportation, Project Cargo Handling.

 

The division operates a fleet of more than 40 trailers and is Official carriers of Qatar Steel Company for all AGCC destinations.

 

  • Nabina Contracting Division

 

This division is engaged as real estate developers and general building contractors.

 

  • Nabina Glass & Mirrors Factory

 

The factory is the biggest stained glass factory in Qatar specialized in glass colouring, cutting and drilling. Sole Agents for RSG systems of the United Kingdom.

 

  • Nabina Trading

 

This division is responsible for subject’s financial and non-financial affairs.

 

  • Nabina Hardware

 

This division provides hardware products With more than 400 items to choose from, they are sole distributors of world-class brands such as Bajaj, Anchor Allied, Godrej, and Saudi Ceramics.

 

 

No of Employees :

1,000

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Qatar

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 


 

QATAR ECONOMIC OVERVIEW

 

Qatar has prospered in the last several years with continued high real GDP growth. Throughout the financial crisis Qatari authorities sought to protect the local banking sector, with direct investments into domestic banks. GDP is driven largely by changes in oil prices and by investment in the energy sector. Economic policy is focused on developing Qatar's nonassociated natural gas reserves and increasing private and foreign investment in non-energy sectors, but oil and gas still account for more than 50% of GDP, roughly 85% of export earnings, and 50% of government revenues. Oil and gas have made Qatar the world's highest per-capita income country and the country with the lowest unemployment. Proved oil reserves in excess of 25 billion barrels should enable continued output at current levels for about 57 years. Qatar's proved reserves of natural gas exceed 25 trillion cubic meters, about 13% of the world total and third largest in the world. Qatar's successful 2022 World Cup bid is accelerating large-scale infrastructure projects such as Qatar's metro system, light rail system, the construction of a new port, roads, stadiums and related sporting infrastructure. The new Hamad International Airport is expected to open in mid-2014 with an annual passenger capacity of 24 million on initial opening and 50 million when complete.

Source : CIA

 


SUMMARY

 

Company Name                                    : NABINA TRADING ESTABLISHMENT

Country of Origin                                   : Qatar

Legal Form                                           : General Partnership

Start Date                                             : 1951

Registration Date                                  : 1st January 1991

Commercial Registration Number           : 59, Doha

Chamber Membership Number               : 2287

Partners Capital                                     : QR 100,000,000

Total Workforce                                     : 1,000

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Nair Srikandan, Accounts Manager

 
Company name

 

NABINA TRADING ESTABLISHMENT

 

 

company ADDRESS

 

Registered & Physical Address

 

Location           : Airport Road, Al Wakra

 

PO Box            : 130

 

Town                : Doha

Country             : Qatar

 

Telephone         : (974) 44652345 / 44652344

Facsimile          : (974) 44652386 / 44660555

Email                : nabinaco@qatar.net.qa / nabinagroup@qatar.net.qa / nair@nabina.com

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Doha.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Al Shamal Road                                                                               Office premises

Doha

Tel: (974) 44979000

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ibrahim Mohamed Nabina                                                                  Managing Partner

 

·       Abdulaziz Mohamed Nabina                                                              Partner

 

·       Nasser Ahmed Mohamed Abdulaziz Nabina                                       General Manager

 

·       Yousef Hamad                                                                                 Commercial Manager

 

·       Desh Pande                                                                                     Finance Manager

 

·       Nair Srikandan                                                                                  Accounts Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1951, however subject was registered on 1st January 1991

 

Legal Form                  : General Partnership

 

Commercial Reg. No.   : 59, Doha

 

Chamber Member No.  : 2287

 

Partners Capital           : QR 100,000,000

 

Name of Partner (s)

 

·       Ibrahim Mohamed Nabina

 

·       Abdulaziz Mohamed Nabina

 

 

AFFILIATED COMPANIES

 

·       Nabina Artificial Marble Factory

Salwa Road

Doha Industrial Area

PO Box: 130

Doha

Tel: (974) 44652345

Fax: (974) 44652386

 

·       Nabina Gallery

PO Box: 130

Doha

Tel: (974) 44426426 / 44435566

Fax: (974) 44435757

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

·       Building Materials Division

 

       Engaged in the import, distribution, wholesale and retail of building materials, stocking more than 200 types of products such as steel and wood. This division is providing approximately 75% of the construction materials in Qatar.

 

·       Nabina Ceramic Division

 

       Engaged in the import, wholesale and retail of sanitary ware products and ceramics with a product range consisting of over 100 different products. The range includes bathroom sets, ceramic tiles, marbles, kitchen cabinets, equipments, accessories, appliances, worktops and sinks.

 

·       Nabina Marble Division

 

Engaged in the wholesale and retail of marble products.

 

·       Nabina Kitchen Division

 

     Engaged in the wholesale and retail of kitchen units, kitchenware and equipment.

 

·       Nabina Transport Division

 

       The transport division specialises in providing the following services: Overland transport to all AGCC countries, International Freight service. Full truck and part load trailer service to all AGCC destinations, General Cargo services, Warehousing and distribution, Local Transportation, Project Cargo Handling.

 

       The division operates a fleet of more than 40 trailers and is Official carriers of Qatar Steel Company for all AGCC destinations.

 

·       Nabina Contracting Division

 

     This division is engaged as real estate developers and general building contractors.

 

·       Nabina Glass & Mirrors Factory

 

       The factory is the biggest stained glass factory in Qatar specialized in glass colouring, cutting and drilling. Sole Agents for RSG systems of the United Kingdom.

 

·       Nabina Trading

 

This division is responsible for subject’s financial and non-financial affairs.

 

·       Nabina Hardware

 

This division provides hardware products With more than 400 items to choose from, they are sole distributors of world-class brands such as Bajaj, Anchor Allied, Godrej, and Saudi Ceramics.

 

Import Countries: Italy, Spain, United Kingdom, Qatar, Japan and the United Arab Emirates

 

International Suppliers:

 

·       RAK Ceramics          United Arab Emirates

·       Gianne Versace        Italy

·       Toto                         Japan

·       Supergrif                  Spain

·       Qatar Steel               Qatar

 

Operating Trend: Steady

 

Subject has a workforce of approximately 1,000 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Qatari Riyals (QR)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                QR 170,000,000                         QR 177,500,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Nair Srikandan, Accounts Manager

 

 

BANKERS

 

·       Doha Bank Ltd

Al Jasrah Street

PO Box: 3818

Doha

Tel: (974) 44435444

Fax: (974) 44416631 / 44410625

 

·       Qatar National Bank

Government House Road

PO Box: 1002

Doha

Tel: (974) 44413511 / 44407407

Fax: (974) 44415020

 

·       Arab Bank Ltd

PO Box: 172

Doha

Tel: (974) 44437979 / 44422814

Fax: (974) 44410774

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that “Nabina Hardware” is just the name of one of the divisions. The correct name of the subject is “Nabina Trading Establishment”.

 

Nabina Trading Establishment has been in business for over 50 years and is a leading concern in the Qatari business community with interests in the building materials and sanitary ware sectors, land transportation industry, real estate and glass manufacturing.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.32

UK Pound

1

Rs. 92.52

Euro

1

Rs. 67.59

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.