MIRA INFORM REPORT

 

 

Report No. :

316479

Report Date :

10.04.2015

 

IDENTIFICATION DETAILS

 

Name :

CENTRAL NATIONAL-GOTTESMAN INC.

 

 

Registered Office :

3 Manhattanville Road, Purchase, NY 10577

 

 

Country :

United States

 

 

Year f Establishment :

1886

 

 

Legal Form :

Corporation - Profit

 

 

Line of Business :

  • Central National-Gottesman is among the world’s leading privately owned sales companies in the pulp and paper industry.
  • The company provides a full range of marketing and management functions, including sales, financing, transportation, invoicing, market research and consulting.
  • Central National-Gottesman’s activities are performed through two main divisions: its Central National Division, specializing in the sale of pulp, paper, paperboard and newsprint internationally; and its Lindenmeyr Division, which distributes fine papers, including printing and writing, book publishing, magazine and catalogue papers

 

 

No. of Employee :

1,875

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

United States

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

UNITED STATES - ECONOMIC OVERVIEW

 

The US has the largest and most technologically powerful economy in the world, with a per capita GDP of $49,800. In this market-oriented economy, private individuals and business firms make most of the decisions, and the federal and state governments buy needed goods and services predominantly in the private marketplace. US business firms enjoy greater flexibility than their counterparts in Western Europe and Japan in decisions to expand capital plant, to lay off surplus workers, and to develop new products. At the same time, they face higher barriers to enter their rivals' home markets than foreign firms face entering US markets. US firms are at or near the forefront in technological advances, especially in computers and in medical, aerospace, and military equipment; their advantage has narrowed since the end of World War II. The onrush of technology largely explains the gradual development of a "two-tier labor market" in which those at the bottom lack the education and the professional/technical skills of those at the top and, more and more, fail to get comparable pay raises, health insurance coverage, and other benefits. Since 1975, practically all the gains in household income have gone to the top 20% of households. Since 1996, dividends and capital gains have grown faster than wages or any other category of after-tax income. Imported oil accounts for nearly 55% of US consumption. Crude oil prices doubled between 2001 and 2006, the year home prices peaked; higher gasoline prices ate into consumers' budgets and many individuals fell behind in their mortgage payments. Oil prices climbed another 50% between 2006 and 2008, and bank foreclosures more than doubled in the same period. Besides dampening the housing market, soaring oil prices caused a drop in the value of the dollar and a deterioration in the US merchandise trade deficit, which peaked at $840 billion in 2008. The sub-prime mortgage crisis, falling home prices, investment bank failures, tight credit, and the global economic downturn pushed the United States into a recession by mid-2008. GDP contracted until the third quarter of 2009, making this the deepest and longest downturn since the Great Depression. To help stabilize financial markets, in October 2008 the US Congress established a $700 billion Troubled Asset Relief Program (TARP). The government used some of these funds to purchase equity in US banks and industrial corporations, much of which had been returned to the government by early 2011. In January 2009 the US Congress passed and President Barack OBAMA signed a bill providing an additional $787 billion fiscal stimulus to be used over 10 years - two-thirds on additional spending and one-third on tax cuts - to create jobs and to help the economy recover. In 2010 and 2011, the federal budget deficit reached nearly 9% of GDP. In 2012 the federal government reduced the growth of spending and the deficit shrank to 7.6% of GDP. Wars in Iraq and Afghanistan required major shifts in national resources from civilian to military purposes and contributed to the growth of the budget deficit and public debt. Through 2011, the direct costs of the wars totaled nearly $900 billion, according to US government figures. US revenues from taxes and other sources are lower, as a percentage of GDP, than those of most other countries. In March 2010, President OBAMA signed into law the Patient Protection and Affordable Care Act, a health insurance reform that was designed to extend coverage to an additional 32 million American citizens by 2016, through private health insurance for the general population and Medicaid for the impoverished. Total spending on health care - public plus private - rose from 9.0% of GDP in 1980 to 17.9% in 2010. In July 2010, the president signed the DODD-FRANK Wall Street Reform and Consumer Protection Act, a law designed to promote financial stability by protecting consumers from financial abuses, ending taxpayer bailouts of financial firms, dealing with troubled banks that are "too big to fail," and improving accountability and transparency in the financial system - in particular, by requiring certain financial derivatives to be traded in markets that are subject to government regulation and oversight. In December 2012, the Federal Reserve Board (Fed) announced plans to purchase $85 billion per month of mortgage-backed and Treasury securities in an effort to hold down long-term interest rates, and to keep short term rates near zero until unemployment drops below 6.5% or inflation rises above 2.5%. In late 2013, the Fed announced that it would begin scaling back long-term bond purchases to $75 billion per month in January 2014 and reduce them further as conditions warranted; the Fed, however, would keep short-term rates near zero so long as unemployment and inflation had not crossed the previously stated thresholds. Long-term problems include stagnation of wages for lower-income families, inadequate investment in deteriorating infrastructure, rapidly rising medical and pension costs of an aging population, energy shortages, and sizable current account and budget deficits.

 

Source : CIA

 

 

 

Company name and address

 

CENTRAL NATIONAL-GOTTESMAN INC.

 

Address:                       3 Manhattanville Road, Purchase, NY 10577 - USA

 

Telephone:                    +1 914-696-9000

 

Fax:                              +1 914-696-1066

 

Website:                       cng-inc.com

 

Corporate ID#:              40814

 

State:                           New York State

 

Judicial form:                Corporation - Profit

 

Date incorporated:        June 4, 1931

 

Date founded:              1886

 

Stock:                           1,650,000 shares common

 

Value:                           USD 0.50= par value

 

 

Name of manager

 

Kenneth L. WALLACH

 

 

ACTIVITIES & OPERATIONS

 

Business:

 

Central National-Gottesman is among the world’s leading privately owned sales companies in the pulp and paper industry.

The company provides a full range of marketing and management functions, including sales, financing, transportation, invoicing, market research and consulting.

Central National-Gottesman’s activities are performed through two main divisions: its Central National Division, specializing in the sale of pulp, paper, paperboard and newsprint internationally; and its Lindenmeyr Division, which distributes fine papers, including printing and writing, book publishing, magazine and catalogue papers to merchants in the United States.

 

The company was founded in 1886 and maintains sales offices in 26 U.S. cities, warehouses in 14 U.S. locations, international offices in 17 countries and representatives in more than 40 additional countries.

 

In 2014, Forbes listed Central National-Gottesman as the 106th largest private company.

 

 

Office of the Foreign Assets Control (OFAC):

 

The company is not listed on the OFAC list.

The Specially Designated Nationals (SDN) List is a publication of OFAC which lists individuals and organizations with whom United States citizens and permanent residents are prohibited from doing business.

 

Suppliers include:

 

LEIPA GEORG LEINFELDER GMBH
Kuhheide 34, 16303 Schwedt/Oder – Germany

 

EIN:                  13-6101702

 

Staff:    1,875

 

Operations & branches:

 

At the headquarters, we find a large warehouse and office, owned.

 

The Company maintains sales offices in 26 U.S. cities, warehouses in 14 U.S. locations, international offices in 17 countries and representatives in more than 40 additional countries.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

 

The Company is owned by the Gottesman Wallace families.

 

 

Management:

 

Kenneth L. WALLACE is the Chairman, President and CEO.

Born on 1946, graduated from the Harvard University on 1968 and Harvard Law School on 1972.

He joined the Company on 1981 and was elected President on 1998.

 

Steven EIGEN is the CFO.

 

Subsidiaries & Partnership:

 

- Central National Company BV, Amsterdam, Holland

- Central National Hong Kong Limited, Hong Kong

- Omnifibra, Milan, Italy

- Central Nacional Argentina, Buenos Aires, Argentina

- Europecell Zellstroffhandelsges GmbH, Germany

and others.

 

 

FINANCIALS

 

In United States, privately held corporations are not required to publish any financials.

 

On a direct call, a financial assistant controlled the present report and confirmed sales for year 2013 up to USD 4.07 billion, verse USD 3.75 billion in 2012, USD 3.9 Billion in 2011 and USD 3.6 Billion in 2010.

Revenue for 2015 is not yet available.

 

Net assets exceeding USD 60,000,000=

 

The business is profitable.

 

 

Banks:  The Bank of New York Mellon

           

 

LEGAL FILINGS

 

Legal filings & complaints:

 

State: Massachusetts

Case number: 3:15-cv-10111-MGM

Plaintiff: Central National-Gottesman Inc.

Defendant: Shafiis, Inc.
Mark G. Mastroianni, presiding
Katherine A. Robertson, referral
Date filed: 01/16/2015
Date of last filing: 04/09/2015

Cause: Contract

 

 

Secured debts summary (UCC):  

 

 

 

1.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

3 MANHATTANVILLE ROAD, PURCHASE, NY 105772110, USA

CENTRAL NATIONAL-GOTTESMAN INC.

ATTN: PETER C SIEGFRIED, PURCHASE, NY 105772110, USA

Secured Party Names:

IBM CREDIT LLC

1 NORTH CASTLE DRIVE, ARMONK, NY 10504, USA

 

File no.

File Date

Lapse Date

Filing Type

201012106216014

12/10/2010

12/10/2015

Financing Statement

 

 

 

 

2.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

3 MANHATTANVILLE ROAD, PURCHASE, NY 105772110, USA

Secured Party Names:

IBM CREDIT LLC

1 NORTH CASTLE DRIVE, ARMONK, NY 10504, USA

 

File no.

File Date

Lapse Date

Filing Type

201104285443078

04/28/2011

04/28/2016

Financing Statement

 

3.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

155 STEWART RD, WILKES-BARRE, PA 18706, USA

Secured Party Names:

WELLS FARGO BANK, N.A.

300 TRI-STATE INTERNATIONAL STE 400, LINCOLNSHIRE, IL 60069, USA

 

File no.

File Date

Lapse Date

Filing Type

201202205205444

02/20/2012

02/20/2017

Financing Statement

 

4.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

3 MANHATTANVILLE ROAD, PURCHASE, NY 105772110, USA

Secured Party Names:

IBM CREDIT LLC

1 NORTH CASTLE DRIVE, ARMONK, NY 10504, USA

 

File no.

File Date

Lapse Date

Filing Type

201208105906871

08/10/2012

08/10/2017

Financing Statement

 

5.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

3 MANHATTANVILLE ROAD, PURCHASE, NY 10577, USA

Secured Party Names:

UNITED STATES RECYCLING, INC.

6101 TACONY STREET, PHILADELPHIA, PA 19135, USA

 

File no.

File Date

Lapse Date

Filing Type

201301248035901

01/24/2013

01/24/2018

Financing Statement

 

6.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

THREE MANHATTANVILLE ROAD, PURCHASE, NY 10577, USA

Secured Party Names:

LIGHTHOUSE RECYCLING, LLC

270 N. BOWMAN AVENUE, MERION STATION, PA 19066, USA

 

File no.

File Date

Lapse Date

Filing Type

Pages

Image

201302198072253

02/19/2013

02/19/2018

Financing Statement

201302268082348

02/26/2013

02/19/2018

Financing Statement Amendment

 

7.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

3 MANHATTANVILLE ROAD, PURCHASE, NY 105772110, USA

Secured Party Names:

IBM CREDIT LLC

1 NORTH CASTLE DRIVE, ARMONK, NY 10504, USA

 

File no.

File Date

Lapse Date

Filing Type

201305105513684

05/10/2013

05/10/2018

Financing Statement

 

 

8.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

3 MANHATTANVILLE ROAD, PURCHASE, NY 105772110, USA

Secured Party Names:

IBM CREDIT LLC

1 NORTH CASTLE DRIVE, ARMONK, NY 10504, USA

 

File no.

File Date

Lapse Date

Filing Type

201401025000204

01/02/2014

01/02/2019

Financing Statement

9.

Debtor Names:

CENTRAL NATIONAL-GOTTESMAN INC.

20 HEMLOCK ST, LAATHAM, NY 12110, USA

Secured Party Names:

WELLS FARGO BANK, N.A.

300 TRI-STATE INTERNATIONAL STE 400, LINCOLNSHIRE, IL 60069, USA

 

File no.

File Date

Lapse Date

Filing Type

201403145258753

03/14/2014

03/14/2019

Financing Statement

 

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:               March 2015

High credit:                   USD 60,000

Now owing:                   0

Past due:                      0

Last purchase:              February 2015

Line of business:           Office supply

Paying status:               5 days beyond terms

 

Date reported:               March 2015

High credit:                   USD 2,800,000+

Now owing:                   0

Past due:                      0

Last purchase:              February 2015

Line of business:           Payroll

Paying status:               As agreed

           

Date reported:               March 2015

High credit:                   USD 25,000

Now owing:                   0

Past due:                      0

Last purchase:              February 2015

Line of business:           Telecommunications

Paying status:               3 days beyond terms

 

 

Domestic credit history:

 

Domestic credit history appears as follow:

 

Monthly Payment Trends - Recent Activity

 

Date

Balance

Current

Up to 30 DBT

31-60 DBT

61-90 DBT

>90 DBT

10/14

$250,900

94%

5%

0%

0%

1%

11/14

$207,200

93%

6%

0%

0%

1%

12/14

$207,600

93%

6%

0%

0%

1%

01/15

$324,800

87%

0%

12%

0%

1%

02/15

$581,900

77%

2%

0%

1%

20%

03/15

$448,400

97%

2%

0%

1%

0%

 

 

 

 

National Credit Bureaus gave a medium credit rating.

 

According to our credit analysts, during the last 6 months, domestic payments were made with an average of 5 to 10 days beyond terms.

 

 

International credit history:

 

Payments of imports are currently made on terms.

 

 

Other comments:

 

The Company is developing a strong business.

 

The bank confirmed a regular account.

 

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

The risk is low.

 

Our opinion:

 

A business connection may be conducted.

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.26

UK Pound

1

Rs.92.49

Euro

1

Rs.66.99

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.