MIRA INFORM REPORT

 

 

Report No. :

316935

Report Date :

13.04.2015

 

IDENTIFICATION DETAILS

 

Name :

ASA NIAGA PELABUHAN BARTER TRADE SDN. BERHAD

 

 

Formerly Known As :

ASA NIAGA BARTER TRADE SDN BHD
PNSB-JETTY SDN BHD
DAYUNG SAMUDERA SDN BHD
ASA NIAGA JETI SDN BHD

 

 

Registered Office :

Wisma Dato' Shaari, Kompleks Barter Trade, Lot 14473, Jalan Pelabuhan, Tingkat 5, 42000 Pelabuhan Klang, Selangor

 

 

Country :

Malaysia

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

09.05.1992

 

 

Com. Reg. No.:

239857-T

 

 

Legal Form :

Private limited (limited by share)

 

 

Line of Business :

Barter trade, jetty service

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

MALAYSIA ECONOMIC OVERVIEW

 

Malaysia, a middle-income country, has transformed itself since the 1970s from a producer of raw materials into an emerging multi-sector economy. Under current Prime Minister NAJIB, Malaysia is attempting to achieve high-income status by 2020 and to move farther up the value-added production chain by attracting investments in Islamic finance, high technology industries, biotechnology, and services. NAJIB's Economic Transformation Program (ETP) is a series of projects and policy measures intended to accelerate the country's economic growth. The government has also taken steps to liberalize some services sub-sectors. The NAJIB administration also is continuing efforts to boost domestic demand and reduce the economy's dependence on exports. Nevertheless, exports - particularly of electronics, oil and gas, palm oil and rubber - remain a significant driver of the economy. As an oil and gas exporter, Malaysia has profited from higher world energy prices, although the rising cost of domestic gasoline and diesel fuel, combined with sustained budget deficits, has forced Kuala Lumpur to begin to address fiscal shortfalls, through initial reductions in energy and sugar subsidies and the announcement of the 2015 implementation of a 6% goods and services tax. The government is also trying to lessen its dependence on state oil producer Petronas. The oil and gas sector supplies about 32% of government revenue in 2013. Bank Negara Malaysia (central bank) maintains healthy foreign exchange reserves, and a well-developed regulatory regime has limited Malaysia's exposure to riskier financial instruments and the global financial crisis. Nevertheless, Malaysia could be vulnerable to a fall in commodity prices or a general slowdown in global economic activity because exports are a major component of GDP. In order to attract increased investment, NAJIB earlier raised possible revisions to the special economic and social preferences accorded to ethnic Malays under the New Economic Policy of 1970, but retreated in 2013 after he encountered significant opposition from Malay nationalists and other vested interests. In September 2013 NAJIB launched the new Bumiputra Economic Empowerment Program (BEEP), policies that favor and advance the economic condition of ethnic Malays.

 

Source : CIA

 

 

 

 


 

 

EXECUTIVE SUMMARY

 

REGISTRATION NO.

:

239857-T

COMPANY NAME

:

ASA NIAGA PELABUHAN BARTER TRADE SDN. BERHAD

FORMER NAME

:

ASA NIAGA BARTER TRADE SDN BHD (02/06/2006)
PNSB-JETTY SDN BHD (01/03/2001)
DAYUNG SAMUDERA SDN BHD (29/10/1992)
ASA NIAGA JETI SDN BHD

INCORPORATION DATE

:

09/05/1992

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED (LIMITED BY SHARE)

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

WISMA DATO' SHAARI, KOMPLEKS BARTER TRADE, LOT 14473, JALAN PELABUHAN, TINGKAT 5, 42000 PELABUHAN KLANG, SELANGOR, MALAYSIA.

BUSINESS ADDRESS

:

WISMA DATO' SHAARI, KOMPLEKS BARTER TRADE, LOT 14473, JALAN PELABUHAN, TINGKAT 5, 42000 PELABUHAN KLANG, SELANGOR, MALAYSIA.

TEL.NO.

:

03-31659619

FAX.NO.

:

03-31659628

CONTACT PERSON

:

SARI @ SHAARI BIN MAJIHIN ( DIRECTOR )

INDUSTRY CODE

:

52291

PRINCIPAL ACTIVITY

:

BARTER TRADE, JETTY SERVICE

AUTHORISED CAPITAL

:

MYR 10,000,000.00 DIVIDED INTO
ORDINARY SHARE 10,000,000.00 OF MYR 1.00 EACH.

ISSUED AND PAID UP CAPITAL

:

MYR 10,000,000.00 DIVIDED INTO
ORDINARY SHARES 10,000,000 CASH OF MYR 1.00 EACH.

SALES

:

N/A

NET WORTH

:

N/A

STAFF STRENGTH

:

N/A

BANKER (S)

:

MALAYAN BANKING BHD

LITIGATION

:

CLEAR

DEFAULTER CHECK

:

CLEAR

FINANCIAL CONDITION

:

N/A

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

 

HISTORY / BACKGROUND


The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act, 1965 and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) barter trade, jetty service.

 

The Subject is not listed on Bursa Malaysia (Malaysia Stock Exchange).


 

Share Capital History

Date

Authorised Shared Capital

Issue & Paid Up Capital

15/02/2013

MYR 10,000,000.00

MYR 10,000,000.00

 


The major shareholder(s) of the Subject are shown as follows :


Name

Address

IC/PP/Loc No

Shareholding

(%)

MR. SARI @ SHAARI BIN MAJIHIN +

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

410530-08-5059 3749124

5,000,000.00

50.00

DATIN NOR AZIAH BINTI BUDIN +

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

531121-10-5128 4734096

1,000,000.00

10.00

MS. NOR AZLINDA BINTI SHA'ARI

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

730927-10-5022 A2574357

1,000,000.00

10.00

MR. FAIZUL AZRIN BIN SARI @ SHAARI +

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

790421-10-5329

1,000,000.00

10.00

MR. AZHARI BIN SHAARI

2, JALAN ZENG, KAWASAN 15, KAMPUNG KUANTAN, 41300 KLANG, SELANGOR, MALAYSIA.

700521-10-6175 A1541110

1,000,000.00

10.00

MS. NOR AZLIZA BINTI SHA'ARI

26, JALAN DATO'ABDUL HAMID 12, TAMAN SENTOSA, 41200 KLANG, SELANGOR, MALAYSIA.

821009-10-5262

1,000,000.00

10.00

---------------

------

10,000,000.00

100.00

============

=====

+ Also Director

 

 





DIRECTORS



DIRECTOR 1

 

Name Of Subject

:

DATIN NOR AZIAH BINTI BUDIN

Address

:

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

IC / PP No

:

4734096

New IC No

:

531121-10-5128

Date of Birth

:

21/11/1953

Nationality

:

MALAYSIAN

Date of Appointment

:

08/01/2001

 

DIRECTOR 2

 

Name Of Subject

:

MR. FAIZUL AZRIN BIN SARI @ SHAARI

Address

:

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

New IC No

:

790421-10-5329

Date of Birth

:

21/04/1979

Nationality

:

MALAYSIAN

Date of Appointment

:

08/09/2009

 

DIRECTOR 3

 

Name Of Subject

:

MR. SARI @ SHAARI BIN MAJIHIN

Address

:

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

IC / PP No

:

3749124

New IC No

:

410530-08-5059

Date of Birth

:

30/05/1941

Nationality

:

MALAYSIAN

Date of Appointment

:

01/02/1993



MANAGEMENT

 

 

1)

Name of Subject

:

SARI @ SHAARI BIN MAJIHIN

Position

:

DIRECTOR

 

 

AUDITOR


No Auditor found in our databank

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

MR. SARI @ SHAARI BIN MAJIHIN

IC / PP No

:

3749124

New IC No

:

410530-08-5059

Address

:

10, SOLOK TEMBAGA, OFF JALAN PERAK, 41300 KLANG, SELANGOR, MALAYSIA.

 

 

 

BANKING


Banking relations are maintained principally with :

 

1)

Name

:

MALAYAN BANKING BHD

 

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

1

23/05/2002

N/A

BANK PERUSAHAAN KECIL & SEDERHANA MALAYSIA BHD

MYR 2,780,000.00

Unsatisfied

2

17/02/2004

N/A

MALAYAN BANKING BERHAD

MYR 3,900,000.00

Satisfied

3

02/11/2007

N/A

MALAYAN BANKING BHD

-

Satisfied

4

02/06/2008

N/A

BANK MUAMALAT MALAYSIA BHD

-

Satisfied

5

25/03/2011

N/A

BANK PERUSAHAAN KECIL & SEDERHANA MALAYSIA BHD

-

Unsatisfied

6

13/04/2011

N/A

RHB BANK BHD

-

Unsatisfied

7

13/04/2011

N/A

RHB BANK BHD

-

Unsatisfied

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the Subject has been involved in any litigation. Our databank consists of 99% of the wound up companies in Malaysia.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

DEFAULTER CHECK AGAINST SUBJECT


* We have checked through the Subject in our defaulters' database which comprised of debtors that have been blacklisted by our customers and debtors that have been placed or assigned to us for collection.

No blacklisted record & debt collection case was found in our defaulters' databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject is a service provider.

 

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose its clientele.

 

 

OPERATIONS

 

Services

:

BARTER TRADE, JETTY SERVICE

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) barter trade, jetty service.

The Subject provides jetty and port related services.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

03-31659619

Match

:

N/A

Address Provided by Client

:

WLSMA DATO SHAAR|, NO. T2-37, TTNGKAT 2, LOT L4473, ,ALAN PELABUHAN 42OOO PORTKI.ANG, SEIANGOR DARUL EHSAN

Current Address

:

WISMA DATO' SHAARI, KOMPLEKS BARTER TRADE, LOT 14473, JALAN PELABUHAN, TINGKAT 5, 42000 PELABUHAN KLANG, SELANGOR, MALAYSIA.

Match

:

NO

Latest Financial Accounts

:

NO

 

Other Investigations


On 10th April 2015 we contacted one of the staff from the Subject and he only provided limited information.

The address provided also belongs to the Group.

The Subject refused to disclose its number of employees.



FINANCIAL ANALYSIS

 

The Subject's latest financial accounts are up to 2011 which is out dated in our opinion. Therefore, our comment on the Subject financial performance is restricted thereto.

Overall financial condition of the Subject : N/A

 

 

MALAYSIA ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators:

2011

2012

2013

2014*

2015**

Population ( Million)

28.7

29.3

29.8

30.3

30.5

Gross Domestic Products ( % )

5.1

5.6

5.3

6.0

6.0

Domestic Demand ( % )

8.2

9.4

5.6

6.4

6.2

Private Expenditure ( % )

8.2

8.0

8.6

7.9

6.9

Consumption ( % )

7.1

1.0

5.7

6.5

5.6

Investment ( % )

12.2

11.7

13.3

12.0

10.7

Public Expenditure ( % )

8.4

13.3

4.4

2.3

4.2

Consumption ( % )

16.1

11.3

(1.2)

2.1

3.8

Investment ( % )

(0.3)

15.9

4.2

2.6

4.7

Balance of Trade ( MYR Million )

116,058

106,300

71,298

52,314

-

Government Finance ( MYR Million )

(45,511)

(42,297)

(39,993)

(37,291)

-

Government Finance to GDP / Fiscal Deficit ( % )

(5.4)

(4.5)

(4.0)

(3.5)

(3.0)

Inflation ( % Change in Composite CPI)

3.1

1.6

2.5

3.3

4.0

Unemployment Rate

3.3

3.2

3.0

3.0

3.0

Net International Reserves ( MYR Billion )

415

427

-

417

-

Average Risk-Weighted Capital Adequacy Ratio ( % )

3.50

2.20

-

-

-

Average 3 Months of Non-performing Loans ( % )

14.80

14.70

-

-

-

Average Base Lending Rate ( % )

6.60

6.53

6.53

-

-

Business Loans Disbursed( % )

15.3

32.2

-

-

-

Foreign Investment ( MYR Million )

23,546.1

26,230.4

38,238.0

-

-

Consumer Loans ( % )

-

-

-

-

-

Registration of New Companies ( No. )

45,455

45,441

46,321

-

-

Registration of New Companies ( % )

3.0

(0.0)

1.9

-

-

Liquidation of Companies ( No. )

132,485

17,092

26,430

-

-

Liquidation of Companies ( % )

417.8

(87.1)

54.6

-

-

Registration of New Business ( No. )

284,598

324,761

329,895

-

-

Registration of New Business ( % )

5.0

14.0

2.0

-

-

Business Dissolved ( No. )

20,121

20,380

18,161

-

-

Business Dissolved ( % )

1.9

1.3

(10.9)

-

-

Sales of New Passenger Cars (' 000 Unit )

535.1

552.2

576.7

598.4

610.3

Cellular Phone Subscribers ( Million )

35.3

38.5

43.0

43.8

-

Tourist Arrival ( Million Persons )

24.7

25.0

25.7

28.0

-

Hotel Occupancy Rate ( % )

60.6

62.4

62.6

-

-

Credit Cards Spending ( % )

15.6

12.6

-

-

-

Bad Cheque Offenders (No.)

32,627

26,982

28,876

-

-

Individual Bankruptcy ( No.)

19,167

19,575

21,984

-

-

Individual Bankruptcy ( % )

5.8

2.1

12.3

-

-



INDUSTRIES ( % of Growth ):

2011

2012

2013

2014*

2015**

Agriculture

5.8

1.0

2.1

3.8

3.1

Palm Oil

10.8

(0.3)

2.6

6.7

-

Rubber

6.1

(7.9)

(10.1)

(10.4)

-

Forestry & Logging

(7.6)

(4.5)

(7.8)

(4.2)

-

Fishing

2.1

4.3

1.6

2.7

-

Other Agriculture

7.1

6.4

8.2

6.2

-

Industry Non-Performing Loans ( MYR Million )

634.1

-

-

-

-

% of Industry Non-Performing Loans

3.2

-

-

-

-

Mining

(5.4)

1.4

0.9

(0.8)

2.8

Oil & Gas

(1.7)

-

-

-

-

Other Mining

-

-

-

-

-

Industry Non-performing Loans ( MYR Million )

46.5

-

-

-

-

% of Industry Non-performing Loans

0.1

-

-

-

-

Manufacturing #

4.7

4.8

3.4

6.6

5.5

Exported-oriented Industries

4.1

6.5

3.3

5.6

-

Electrical & Electronics

(4.0)

12.7

6.9

13.3

-

Rubber Products

20.7

3.0

11.7

(0.3)

-

Wood Products

(5.1)

8.7

(2.7)

5.1

-

Textiles & Apparel

13.2

(7.1)

(2.6)

11.5

-

Domestic-oriented Industries

10.7

1.7

6.8

9.4

-

Food, Beverages & Tobacco

4.80

2.70

3.60

6.13

6.13

Chemical & Chemical Products

10.0

10.8

5.6

-

-

Plastic Products

3.8

-

-

-

-

Iron & Steel

2.2

(6.6)

5.0

0.1

-

Fabricated Metal Products

21.8

13.8

9.9

2.9

-

Non-metallic Mineral

12.1

2.9

(2.0)

5.4

-

Transport Equipment

12.0

3.4

13.8

22.9

-

Paper & Paper Products

9.5

3.1

1.8

4.7

-

Crude Oil Refineries

9.3

-

-

-

-

Industry Non-Performing Loans ( MYR Million )

6,537.2

-

-

-

-

% of Industry Non-Performing Loans

25.7

-

-

-

-

Construction

4.7

18.6

10.9

12.7

10.7

Industry Non-Performing Loans ( MYR Million )

3,856.9

-

-

-

-

% of Industry Non-Performing Loans

10.2

-

-

-

-

Services

7.1

6.4

5.9

5.9

5.6

Electric, Gas & Water

3.5

4.4

4.2

3.6

3.9

Transport, Storage & Communication

6.50

7.10

7.30

7.50

7.15

Wholesale, Retail, Hotel & Restaurant

5.2

4.7

5.9

6.9

6.5

Finance, Insurance & Real Estate

6.90

9.70

3.70

4.65

4.25

Government Services

12.4

9.4

8.3

6.1

5.6

Other Services

5.1

3.9

5.1

4.8

4.5

Industry Non-Performing Loans ( MYR Million )

6,825.2

-

-

-

-

% of Industry Non-Performing Loans

23.4

-

-

-

-

* Estimate / Preliminary

** Forecast

# Based On Manufacturing Production Index



INDUSTRY ANALYSIS

 

MSIC CODE

52291 : Forwarding of freight

INDUSTRY :

TRANSPORTATION

In 2015, the transport and storage subsector is expected to growth by 4.7% due to the implementation of Government Transformation Programme (GTP) and the Economic Transformation Programme (ETP). On the other hand, for 2014, due to resilient domestic economic activity and improving global trade, the transport and storage subsector is expected to grow 5%.

Moreover, the land transport segment continued to record positive growth of 6.2% during the first half of 2014 supported by higher freight transported by road in line with improvement in trade-related activity. The opening of Penang Second Bridge in March 2014 saw a healthy number of vehicles using it to avoid traffic congestion. However, the increase in passenger volume for bus services was only 1.9% over the first six months in 2014 (January - July 2013: 6%).

Meanwhile, total rail ridership in the Klang Valley increased 5.9% passengers due to improved service efficiency and increased frequencies. The 2.14KM extension of Express Rail Link (ERL) from KLIA to KLIA2 will also increase rail ridership. However, KTM Intercity Service contracted 18% because of the fewer number of coaches in operation due to maintenance issues. Other than that, The Electric Train Service (ETS) ridership on the Kuala Lumpur - Ipoh route increased 11.7% supported by higher demand.

During the first half in 2014, the air transport segment expanded 4.9% supported by higher tourist arrivals and domestic passengers amid continuous promotion of travel packages with competitive fares by airlines. The air passenger segment continued to record positive with total passenger traffic at airports nationwide increasing 10.3% during the first seven moths of 2014.

According to Budget 2015, to improve the public transport system, the Government will introduce the programmes included providing intercity bus services to those residing outside Kuala Lumpur (KL) but work in KL, provide Electric Train Service (ETS) for Ipoh-Butterworth route starting April 2015, and upgrade stage bus services in several states (Kuching, Ipoh, Seremban, Kuala Terengganu and Kangar) through a contracting system with existing bus companies. The budget 2015 for transportation sector includes RM9 billion development allocation for a LRT extension project from Bandar Utama to Shah Alam and Klang, and RM23 billion for a second MRT line from Selayang to Putrajaya. Government also will allocate RM5.3 billion for the construction of Sungai Besi - Ulu Klang Expressway (SUKE), RM5 billion for West Coast Expressway from Taiping to Banting, RM4.2 billion for construction of Damansara - Shah Alam Highway (DASH), and RM1.6 billion for construction of Eastern Klang Valley Expressway (EKVE).

Additionally, improving urban public transport (UPT) is one of the National Key Result Areas (NKRAs) under the Government Transformation Programme (GTP). The aim is to improve the overall availability and efficiency of UPT, including enhancing connectivity, providing an integrated system and ensuring adequate facilities. Because of the improvement to UPT in the Klang Valley, the public transport modal share has increased from 17% in 2010 to 21% in 2013. The programme covers improvement for Bus Services (RapidKL, Bus Expressway Transit (BET), Bus Rapid Transit (BRT), bus stops), Rail System (KTM, LRT, KL Monorail, Express Rail Link (ERL), MRT, Park n' Ride), and Taxi Services.

The Klang Valley Mass Transit Project (KVMRT) is one of the improvements to do for UPT and it may boost the growth of transportation sector. The Sungai Buloh - Kajang (SBK) line has started construction in 2012. The first phase of SBK Line from Sungai Buloh to Semantan will be operational on 31 December 2016, while the second phase from Semantan to Kajang will be operational on 31 July 2017.

Furthermore, the Bus Rapid Transit (BRT) aims to create a dedicated bus right-of-way at main corridors and is a specialized form of bus priority services to meet the high level of passenger demand by incorporating aspects of mass transit. One of the BRT corridors is the Kuala Lumpur - Klang corridor, covering a distance of 34KM, and will pass through Federal Highway, Jalan Syed Putra, and Jalan Tun Sambanthan. The KL-Klang BRT is estimated to save more than one hour of daily travelling time for 600,000 passengers, and is expected to be completed in 2017.

In order to improve taxi services, the Centralized Taxi Services System (CTSS) will be launched in 2015. It is a technology infrastructure to monitor taxi services. It integrates and enhances the existing booking system. It is targeted to raise the success rate of meeting passenger bookings. Besides, a new business model for taxis has been introduced to increase the take-home income for taxi drivers by reducing their operating cost. Under the Taxi 1Malaysia project, licenses will be offered to individual drivers. The Land Public Transport Commission (SPAD) has launched a fleet of new taxis known as Teksi 1Malaysia (TEKS1M). Through the TEKS1M initiative, 1,000 new Proton Exora will be deployed in 2014.

OVERALL INDUSTRY OUTLOOK : Marginal Growth



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 1992, the Subject is a Private Limited company, focusing on barter trade, jetty service. The Subject has been in business for over two decades. It has built up a strong clientele base and satisfactory reputation will enable the Subject to further enhance its business in the near term. The Subject is expected to enjoy a stable market shares. A paid up capital of MYR 10,000,000 allows the Subject to expand its business more comfortably. However, the Subject does not have strong shareholders’ backing. Without a strong shareholders' backing, the opportunity of the Subject to expand its business is limited.

Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

No latest financial accounts were filed with the Registry office during our inspection. Therefore, our comment on the Subject's overall financial performance are restricted thereto.

Without a strong assets backing, the Subject may face difficulties in getting loans for its future expansion and continued growth .

The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the Subject's future performance is very much depend on its marketing strategies in order to retain its position in the market.

In view of the above, we only recommend credit be proceeded to the Subject with guarantee.

 



PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH MALAYSIAN FINANCIAL REPORTING STANDARDS(FRS)

 

Financial Year End

2011-12-31

2010-12-31

2009-12-31

2008-12-31

2007-12-31

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

SUMMARY

SUMMARY

SUMMARY

SUMMARY

SUMMARY

Currency

MYR

MYR

MYR

MYR

MYR

TURNOVER

3,742,065

3,837,172

3,877,468

3,480,929

3,298,588

----------------

----------------

----------------

----------------

----------------

Total Turnover

3,742,065

3,837,172

3,877,468

3,480,929

3,298,588

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

17,957

31,922

37,320

62,079

12,159

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

17,957

31,922

37,320

62,079

12,159

Taxation

(35,127)

(67,702)

(100,464)

(12,423)

(8,583)

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

(17,170)

(35,780)

(63,144)

49,656

3,576

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

(584,514)

(548,734)

(485,590)

(535,246)

(538,822)

----------------

----------------

----------------

----------------

----------------

As restated

(584,514)

(548,734)

(485,590)

(535,246)

(538,822)

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(601,684)

(584,514)

(548,734)

(485,590)

(535,246)

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(601,684)

(584,514)

(548,734)

(485,590)

(535,246)

=============

=============

=============

=============

=============

 

 

 

BALANCE SHEET

 

 

ASSETS EMPLOYED:

FIXED ASSETS

6,403,816

5,980,970

6,007,984

5,996,874

5,811,773

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

6,403,816

5,980,970

6,007,984

5,996,874

5,811,773

TOTAL CURRENT ASSETS

5,578,039

5,626,220

9,900,496

8,668,075

11,257,962

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

11,981,855

11,607,190

15,908,480

14,664,949

17,069,735

=============

=============

=============

=============

=============

TOTAL CURRENT LIABILITIES

2,126,013

2,191,704

5,606,926

3,292,887

13,975,154

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

3,452,026

3,434,516

4,293,570

5,375,188

(2,717,192)

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

9,855,842

9,415,486

10,301,554

11,372,062

3,094,581

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

10,000,000

10,000,000

10,000,000

10,000,000

2,000,000

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

10,000,000

10,000,000

10,000,000

10,000,000

2,000,000

Retained profit/(loss) carried forward

(601,684)

(584,514)

(548,734)

(485,590)

(535,246)

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

(601,684)

(584,514)

(548,734)

(485,590)

(535,246)

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

9,398,316

9,415,486

9,451,266

9,514,410

1,464,754

TOTAL LONG TERM LIABILITIES

457,526

-

850,288

1,857,652

1,629,827

----------------

----------------

----------------

----------------

----------------

9,855,842

9,415,486

10,301,554

11,372,062

3,094,581

=============

=============

=============

=============

=============

 

 

 

FINANCIAL RATIO

 

 

 

TYPES OF FUNDS

Net Liquid Assets

3,452,026

3,434,516

4,293,570

5,375,188

(2,717,192)

Net Current Assets/(Liabilities)

3,452,026

3,434,516

4,293,570

5,375,188

(2,717,192)

Net Tangible Assets

9,855,842

9,415,486

10,301,554

11,372,062

3,094,581

Net Monetary Assets

2,994,500

3,434,516

3,443,282

3,517,536

(4,347,019)

BALANCE SHEET ITEMS

Total Liabilities

2,583,539

2,191,704

6,457,214

5,150,539

15,604,981

Total Assets

11,981,855

11,607,190

15,908,480

14,664,949

17,069,735

Net Assets

9,855,842

9,415,486

10,301,554

11,372,062

3,094,581

Net Assets Backing

9,398,316

9,415,486

9,451,266

9,514,410

1,464,754

Shareholders' Funds

9,398,316

9,415,486

9,451,266

9,514,410

1,464,754

Total Share Capital

10,000,000

10,000,000

10,000,000

10,000,000

2,000,000

Total Reserves

(601,684)

(584,514)

(548,734)

(485,590)

(535,246)

LIQUIDITY (Times)

Current Ratio

2.62

2.57

1.77

2.63

0.81

SOLVENCY RATIOS (Times)

Liabilities Ratio

0.27

0.23

0.68

0.54

10.65

Assets Backing Ratio

0.99

0.94

1.03

1.14

1.55

PERFORMANCE RATIO (%)

Operating Profit Margin

0.48

0.83

0.96

1.78

0.37

Net Profit Margin

(0.46)

(0.93)

(1.63)

1.43

0.11

Return On Net Assets

0.18

0.34

0.36

0.55

0.39

Return On Capital Employed

0.18

0.34

0.36

0.55

0.39

Return On Shareholders' Funds/Equity

(0.18)

(0.38)

(0.67)

0.52

0.24

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.37

UK Pound

1

Rs.91.60

Euro

1

Rs.66.49

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.