MIRA INFORM REPORT

 

 

Report No. :

316403

Report Date :

11.04.2015

 

IDENTIFICATION DETAILS

 

Name :

DIAPRIME BVBA

 

 

Registered Office :

Hoveniersstraat 53-Bus 24, 2018 Antwerpen

 

 

Country :

Belgium

 

 

Date of Incorporation :

11.03.2014

 

 

Com. Reg. No.:

547833135

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of Watches and Jewellery

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Relatively New Business

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Belgium

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.

 

Source : CIA

 

 

 


Company summary

 

Business number                     547833135

Branche Unit Number               2227960336

Company name                        DIAPRIME BVBA

Address                                   HOVENIERSSTRAAT 53-BUS 24

2018 ANTWERPEN

Date of establishment               11/03/2014

 

 

Commentary

 

No employees are recorded for this business.

The business has been at the address for over 12 months.

There has been no significant change in the business's credit limit.

 

 

Accounts

 

No key financials registered

 

Payment expectations

 

Past payments

 

Payment expectation days

-

Industry average payment expectation days

248.68

Industry average day sales outstanding

508.70

Day sales outstanding

-

 

 

 

Court data summary

 

BANKRUPTCY DETAILS

Court action type                      no

PROTESTED BILLS

Bill amount                              -

NSSO DETAILS

Date of summons                     -

 

 


 

Company information

 

Business  number

547833135

Company  name

DIAPRIME  BVBA

Fax  number

 

Date  founded

11/03/2014

Company  status

active

Company  type

Private  Limited  Company (BL/LX)

Currency

Euro  (€)

Date  of  latest  accounts

-

Activity  code

46480

Liable  for  VAT

yes

Activity  description

Wholesale  of  watches  and jewellery

VAT  Number

BE.0547.833.135  Check  VAT number

Belgian  Bullettin  of  Acts

moniteur  belge

 

 

 

 

Joint Industrial Committee (JIC)

 

Significant Events

 

Event Date                    26/08/2014

Event Description

Event Details                Rechtzetting akte dd. 24 maart 2014 : Het eerste boekjaar wordt afgesloten op

31/12/2015 en niet op 30/06/2015.

 

 

Company accounts

 

Annual accounts

 

There is no data for this company

 

 

Industry comparison

 

Activity code                46480

Activity description      Wholesale of watches and jewellery

 

 

Industry comparison

 

Activity code                            46480

Activity description                  Wholesale of watches and jewellery

Industry average payment

expectation days                      248.68

Industry average day sales

Outstanding                             508.70

 

 

Industry quartile analysis

 

Payment expectations

Company result                        -

Lower                                       127.87

Median                                     63.24

Upper                                       19.75

 

 

Day sales outstanding

 

Company result                        -

Lower                                       120.17

Median                                     55.15

Upper                                       20.56

 

 

Shareholder details

 

Group Structure

 

No group structure for this company.

 

Minority Shareholders

 

No minority shareholders found

 

Minority Interests

 

No minority interests found

 

Individual Shareholders

 

Forename

Saunak

Middle  name

-

Surname

Shah

 

 

 

 

 

 

SHAREHOLDER  DETAILS

 

 

 

Start  date

11/03/2014

End  date

-

Percentage  owned

25%

 

 

 

 

 

 

SHAREHOLDER  ADDRESS

 

 

 

Street  name

-

House  number

-

Minor  town

-

Postal  town

-

Post  code

-

Country

Israël

 

 

 

 

SHAREHOLDER  NAME

 

 

 

Forename

Sanjay

Middle  name

-

Surname

Shah

 

 

 

 

 

 

SHAREHOLDER  DETAILS

 

 

 

Start  date

11/03/2014

End  date

-

Percentage  owned

75%

 

 

Post code

-

Country

India

 

Summons

 

There is no data for this company

 

Protested Bills

 

There is no data for this company

 

Bankruptcy and other legal events

 

There is no data for this company

 

 

Director Details

 

CURRENT DIRECTOR DETAILS

 

Name

AMIT  BHANSALI

Position

Principal  Manager

Start  Date

18/03/2014

Street

32 ARENDSNESTLAAN  EDEGEM

Post  code

2650

Country

Belgium

 

 

Name

SAUNAK  SANJAY  SHAH

Position

Principal  Manager

Start  Date

01/01/2015

Country

Israël

 

 

FORMER  DIRECTOR  DETAILS

 

 

Name

SANJAY  SURESH  SHAH

Position

Principal  Manager

Start  Date

11/03/2014

End  Date

17/03/2014

Country

India

 


DIAMOND INDUSTRY – INDIA

 

-            From time immemorial, India is well known in the world as the birthplace for diamonds.  It is difficult to trace the origin of diamonds but history says that in the remote past, diamonds were mined only in India. Diamond production in India can be traced back to almost 8th Century B.C.  India, in fact, remained undisputed leader till 18th Century when Brazilian fields were discovered in 1725 followed by emergence of S. Africa, Russia and Australia.

-            The achievement of the Indian diamond industry was possible only due to combination of the manufacturing skills of the Indian workforce and the untiring and unflagging efforts of the Indian diamantaires, supported by progressive Government policies.

-            The area of study of family owned diamond businesses derives its importance from the huge conglomerate of family run organizations which operate in the diamond industry since many generations.

-            Some of the basic traits of family run business enterprises include spirit of entrepreneurship, mutual trust lowers transaction costs, small, nimble and quick to react, information as a source of advantage and philanthropy.

-            Family owned diamond businesses need to improve on many fronts including higher standard of corporate governance, long-term performance – focused strategies, modern management and technology.

-            Utmost caution is to be exercised while dealing with some medium and large diamond traders which are usually engaged in fictitious import – export, inter-company transactions, financially assisted by banks. In the process, several public sector banks lost several hundred million rupees. They mostly diverted borrowed money for diamond business into real estate and capital markets.

-            Excerpts from Times of India dated 30th October 2010 is as under –

 

-            Gem & Jewellery Export Promotion Council in its statistical data has shown the export of polished diamonds to have increase by 28 % in February 2013. Compared to $ 1.4 bn worth of polished diamond export in February, 2012, India exported $ 1.84 billion worth of polished diamonds in February 2013. A senior executive of GJEPC said, “Export of cut and polished diamonds started falling month-wise after the imposition of 2 % of import duty on the polished diamonds. But February, 2013 has given a new ray of hope to the industry as the export of polished diamonds has actually increased by 28 %. It means the industry  is on the track of recovery and round tripping of diamonds has stopped completely.” Demand has started coming from the US, the UK, Japan and China. India’s polished diamond export is expected to cross $ 21 bn in 2013-14.

 

-            The banking sector has started exercising restraint while following prudent risk management norms when lending money to gems and jewellery sector. This follows the implementation of Basel III accord – a global voluntary regulatory standard on bank capital adequacy, stress testing and market liquidity.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.36

UK Pound

1

Rs.91.60

Euro

1

Rs.66.49

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.