MIRA INFORM REPORT

 

 

Report No. :

316535

Report Date :

15.04.2015

 

IDENTIFICATION DETAILS

 

Name :

ARCTOCEL (PTY) LTD

 

 

Registered Office :

42 Homestead Road River Park, 1st Floor Galaxy House, Sandton, 2120 P O Box 67458, Bryanston, 2021

 

 

Country :

South Africa

 

 

Date of Incorporation :

08.04.2010

 

 

Com. Reg. No.:

2012/019903/07

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject export Mineral & Metals, Manganese, Chrome, Iron Ore, Coal.

 

 

No. of Employee :

33

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors, and a stock exchange that is Africa’s largest and among the top 20 in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand, and GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly, with 2014 growth less than 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is roughly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Load shedding and resulting rolling blackouts gripped many parts of South Africa in late 2014 because of electricity supply constraints that resulted from technical problems at some generation units, unavoidable planned maintenance, and an accident at a power station in Mpumalanga province. The rolling black outs were the worst the country faced since 2008. Construction delays at two additional plants, however, mean South Africa will continue to operate on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country faces structural constraints that also limit economic growth, such as skills shortages, declining global competitiveness and frequent work stoppages. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

Company name and address

 

Subject Name

ARCTOCEL (PTY)LTD

Country

South Africa

Requested Credit Limit

R1000000.00

Enquiry Terms

30 Days

Account Review

Recommended Every 6 Months

Subject Contact Person

SHASHI KANT DALMIA- FINANCIAL MANAGER

Assessment

This is an established business. On investigation contact was made with SHASHI KANT DALMIA the financial controller. The subject is meeting commitments timeously with suppliers. We obtained a bank code C for R 1 000 000 over a period of 30 days. Please see the available information on the subject below.

 

 

Company Information

 

Registered Name

ARCTOCEL (PTY)LTD

Trading as/ Division Name

NONE

Previous Name

NONE

Date of Name Change

NONE

Registration Number

M2010/006739/07

Registration Date

2010/04/08

Date Commenced Trading

2010-04-08

Age of Business

5 Years

History of Business

The subject was previously owned by Mr SANJAY JHUNJHUNWALA, then went through ownership change in 2012, however commenced trading as a new business in 2010

History of Principals

There is 1 active principal within the subject

Shareholders/Members/Partners of subject and % holding

100% - ARNAV JHUNJHUNWALA

Authorised Share Capital

 

Issued Share Capital/Members Contribution

 

Status

In Business

Operations Assessment

The subject export Mineral & Metals, Manganese, Chrome, Iron Ore, Coal.

Industry/ Customers

Scrap metals and minerals Industry

Export

Yes

Export Countries

India

Import

 

Import Countries

 

Major Industry Code / SICC

61420

Definition of Code

Wholesale trade in metal and metal ores

Head Office Physical Address

42 HOMESTEAD ROAD RIVER PARK, 1ST FLOOR GALAXY HOUSE, SANDTON, 2120

Head Office Postal Address

P O BOX 67458, BRYANSTON, 2021

Current Tel Number

0112345230

Cell Number

0768343588

Current Fax Number

0112345240

Current Email Address

skdalmia@arctocel.com

Web Site Address

None

Comments

 

 

 

Auditors Information

 

Company Registered Name

LEVITT KIRSON CHARTERED ACCOUNTANTS (S.A)

Trading Name

NONE

Registration Number

2012/019903/07

Physical Address

4TH FLOOR ALOE GROVE, HOUGHTON ESTATES OFFICE PARK, 2 OSBORN ROAD, HOUGHTON, 2198

Postal Address

PO BOX 225, HIGHLANDS NORTH, 2037

Contact Person

ANDY KHOOSAL

Contact Number

011 483 4000

Email

andy@lkg.co.za

Principals

8

Judgements Against Subject

 

Judgements Against Principals

 

Subject Verified as Client

 

Practice Number

03040821

VAT Number

4090213523

Tax Number

 

BEE Status

 

Financial Year End

February

No of years in Business

4 Years 2 Months

Website

www.levittkirson.co.za

Comment

 

 

 

PREVIOUS AUDITORS INFORMATION - NO INFORMATION ON RECORD

 

 

Tax Information

 

Vat Number

4110256569

Status

ACTIVE

Vat Liable Date

 

Tax Number

9303576178

Tax Clearance Expire Date

2015/11/06

Financial Year End

December

Comment

 

 

BLACK ECONOMIC EMPOWERMENT INFORMATION - NO INFORMATION ON RECORD

 

ISO INFORMATION - NO INFORMATION ON RECORD

 

WORK MANS INFORMATION - NO INFORMATION ON RECORD

 

 

Company Structure

 

Subsidiary

 

Subsidiary Company

ALPHA RECYCLING (PTY) LTD

Shareholding

100%

Registration Number

2013/001617/07

Import / Export

NONE

Comment

 

 

Subsidiary Company

SA GENERAL TRADING AND RECYCLING (PTY) LTD

Shareholding

100%o

Registration Number

2013/052369/07

Import / Export

NONE

Comment

 

 

EMPLOYEES

 

Number of Employees

33

1. Salaried employees

 

2. Waged employees

 

3. Permanent employees

23

4. Casual employees

 

5. Contracted employees

10

Comment

 

 

COMPANY FLEET

 

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

93

Comment

 

Cars

20

Owned

R 2952297.00

R1576854.00

Light delivery Vehicles

1

Owned

R 96404.00

R 32135.00

Trailers

64

Owned

R 3751876.00

R1616754.00

Trucks

6

Owned

R1511016.00

R 751167.00

Fork Lifts

1

Owned

R 65000.00

R 35208.00

Other

1

Owned

R 994000.00

R 596400.00

 

OFFICES

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

ERIS PROPERTY GROUP

Owned by

JOSE JACKSON

Value

 

Bond

 

Bank

 

Lease Agreement

 

Lease Expire Date

30 APRIL 201

Type of Premises

Office blocks

Comment

 

 

BRANCH INFORMATION - NO INFORMATION ON RECORD

 

 

Management Overview

 

ORGANISATION CHART

 

Level

Position

Name

Comment

 

1

DIRECTOR

ARNAV JHUNJHUNWALA

 

 

2

FINANCIAL CONTROLLER

SHASHI KANT DALMIA

 

 

 

COMPANY STRUCTURE (OWNERSHIP)

 

NOTE: ONE LEVEL UP AND ALL LEVELS DOWN

 

Holding

Company

Sub

Comment

100% - ARNAV JHUNJHUNWALA

ARCTOCEL (PTY)LTD

Yes

 

 

 

KEY DEALS SIGNED WITHIN THE PAST 12 MONTHS.

 

Company

Value

Contact

Comment

JOLLY C.C

R18629850.00

0396846780

 

GAGAN FERROTECH

$ 3198333.00

+919233304856

 

SHAKAMBARI ISPAT AND POWER LTD

$ 1654054.00

+919233304856

 

SUPER SMELTERS LTD

$ 1417428.00

+919830736182

 

VIRAJ PROFILES LIMITED

$ 349398.00

+917875443544

 

JIANGSU FULL WINNER MINERAL RESOURCES CO.LTD

$ 740857.00

+051885428539

 

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

FERROUS METAL PROCESSORS

0119174466

 

 

 

2

BIN SERVISES (PTY) LTD

0732599456

 

 

 

3

SASOLBURG SCRAP METAL

0169860732

 

 

 

4

NN METALS (PTY) LTD

012 804 9676

 

 

 

 

 

Trade References Detail

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

3 Years

 

 

30 Days

R150000

30 Days

This is a good account. The subject has an open account with the supplier.

2

2 Years

 

 

 

R 50000

 

This is a good account. the subject deals with the supplier on a COD basis.

3

4 Years

R 2000000.00

R 2000000

30 Days

R1000000

30 Days

This is a good account.

4

4 Years

R100000.00

R100000

30 Days

R 85000

30 Days

This is a good account.

 

 

Adverse Information on Subject

 

JUDGEMENTS - NO INFORMATION ON RECORD

 

BUSINESSRESCUE - NO INFORMATION ON RECORD

 

DEFAULT LISTING - NO INFORMATION ON RECORD

 

NOTARIAL BONDS - NO INFORMATION ON RECORD

 

 

Bank Information

 

Bank

FIRST NATIONAL BANK

Branch

ROSEBANK

Brach Code

250655

Bank Account Number

62277432896

Type of Account

CURRENT ACCOUNT

Account Name

ARCTOCEL(PTY)LTD

Overdraft Facilities

10000000

Bank Code

C FOR R1000000

Bank Comment

The subject's bankers consider them good for all business normal engagements

 

BANK CODE HISTORY - NO INFORMATION ON RECORD

 

PREVIOUS BANK ACCOUNT INFORMATION - NO INFORMATION ON RECORD

 

 

Deeds Information

 

PROPERTY INTERESTS FOR COMPANY ARCTOCEL (PTY)LTD

 

Title Deed No.

T14178/2015

Erf/Site No.

1240

Deeds Office

PRETORIA

Physical Address

BRYANSTON

Property Type

Freehold

Extent / Size

1136.0SQM

Purchase Date

2014/10/08

Purchase price

R 6300000.00

% Ownership

0.00

Bond Holder

FIRSTRAND BANK LTD

Bond Number

B91312015

Bond Amount

R 4725000.00

Comment

 

 

 

Financial Information

 

FINANCIAL ESTIMATES

 

CURRENT ASSETS

 

Stock

R 20000000.00

Debtors

R150000000.00

FIXED ASSETS

R1300000.00

Plant, Equipment, Vehicles

R 6000000.00

Property

R 7000000.00

CURRENT LIABILITIES

R 2000000.00

Creditors

R 20000000.00

Loans/ From?

R160515.00

Loan Details

 

LONG TERM LIABILITIES

 

Morgage Bonds

R 4500000.00

Previous Year Turnover

R 643017061.00

Estimated Current Year Turnover

R 900000000.00

Current Turnover per month

R 40000000.00

Current Turnover per annum

R 900000000.00

Comment

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

1

Average Age of Active Principals

25

Number of Inactive Principals

 

Active Principals

Active Principal - 1 of 1

ARNAV JHUNJHUNWALA

Surname

JHUNJHUNWALA

First Name

ARNAV

Other Names

 

Marital Status

Single

ID Number

Z2962740

Verified ID Number

No

Current Age

24 Years 6 Months

Designation

DIRECTOR

Status

Active

Appointment Date

2012/07/10

Physical Address (at time of Appointment)

10/4 ALIPORE PARK PLACE, KOLKATA 700 027, INDIA, 0000

Postal Address

311 BCND, 2ND FLOOR DLF SOUTH COURT SAKET, NEW DELHI 110 017, INDIA, 0000

Current Tel Number

0112345230

Cell number

0786396197

Shareholding/Membership

100%

 

PRINCIPAL'S ADVERSE - NO INFORMATION ON RECORD

 

BUSINESS INFORMATION FOR ARNAV JHUNJHUNWALA

 

PRINCIPAL CURRENT BUSINESS INTERESTS

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

ARCTOCEL (PTY)LTD

M2010/006739/07

In Business

5 Years

0

No

 

 

 

PRINCIPAL'S PREVIOUS BUSINESS INTERESTS - NO INFORMATION ON RECORD

 

PRINCIPAL'S DEEDS INFORMATION - NO INFORMATION ON RECORD

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.39

UK Pound

1

Rs.91.06

Euro

1

Rs.66.16

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.