MIRA INFORM REPORT

 

 

Report No. :

316515

Report Date :

15.04.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. BINTANG MAKMUR TEXTIL INDUSTRI

 

 

Registered Office :

Jalan Raya Timur Km. 8 Karanganyar, Sambung Macan Sragen Regency, Central Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

15.08.2006

 

 

Com. Reg. No.:

AHU-48643.AH.01.02.Tahun 2009

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Spinning Mills Industry

 

 

No. of Employees :

1,940

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized domestic economic growth in his first few months in office and in November 2014 reduced fuel subsidies, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will form the ASEAN Economic Community in 2015.

 

Source : CIA

 


Name of Company:

 

P.T. BINTANG MAKMUR TEXTIL INDUSTRI

 

 

Address:

 

Head Office & Factory

Jalan Raya Timur Km. 8

Karanganyar, Sambung Macan

Sragen regency,

Central Java

Indonesia

Phone                           - (62-271) 882 6300, 882 6255, 890 600

Fax.                              - (62-271) 893 773

Land Area                     - 20.5 hectares

Building Space              -   2.2 hectares

Region                          - Industrial Zone

Status                           - Owned

 

Branch

c/o PT. Bintang Asahi Textil Industri

Jl. Raya Solo-Sragen Km. 24

Purwosuman, Sragen 57281

Solo - Central Java

Indonesia

Phones                         - (62-271) 647455 (hunting)

Fax                               - (62-271) 651500

Land Area                     - 12.6 hectares

Building Space              -   1.8 hectares

Region                          - Industrial Zone

Status                           - Owned

 

 

Date of Incorporation:

 

15 August 2006

 

 

Legal Form:

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.:

 

The Ministry of Law and Human Rights

a.   No. AHU-27493.AH.01.02.Tahun 2009

      Dated 19 June 2009

b.   No. AHU-48643.AH.01.02.Tahun 2009

      Dated 9 October 2009

 

Company Status:

 

National Private Company

 

 

Permit by the Government Department:

 

The Department of Finance

NPWP No. 02.581.077.1-526.000

The Department of Industry and Trade

TDP No. 11 14 152 00058

Dated 03 February 2007

 

 

Affiliated/Associated Company:

 

P.T. BINTANG ASAHI TEXTIL INDUSTRY (Textile Industry)

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital               - Rp. 350,000,000,000.-

Issued Capital                     - Rp.   87,500,000,000.-

Paid up Capital                   - Rp.   87,500,000,000.-

 

Shareholders/Owners :

a. Mr. Eddy Iskandar                      - Rp. 68,679,000,000.- (78.49%)

 

 Address : Jl. Arif Rahman Hakim No. 39

                    Kel. Tegalharjo, Kec. Jebres

                    Surakarta, Central Java

                    Indonesia

 

b. Mrs. Kristiyanti                           - Rp. 18,812,000,000.- (21.50%)

   

Address : Jl. Arif Rahman Hakim No. 39

                    Kel. Tegalharjo, Kec. Jebres

                    Surakarta, Central Java

                    Indonesia

 

c. Mr. Albert Karsten Iskandar        - Rp.          9,000,000.- (  0.01%)

   

Address : Jl. Arif Rahman Hakim No. 39

                    Kel. Tegalharjo, Kec. Jebres

                    Surakarta, Central Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Spinning Mills Industry

 

Production Capacity :

Polyester Textured Yarn             -  79,365 bales p.a.

 

Total Investment :

a. Owned Capital              - Rp.   87.5 billion

b. Loan Capital                 - Rp.   50.0 billion

c. Total Investment           - Rp. 137.5 billion

 

Started Operation :

2007

 

Brand Name :

BMSTI

 

Technical Assistance :

None

 

Number of Employee :

1,940 persons

 

Marketing Area :

Local                                                   - 40%

Export  - 60%

 

Main Customers :

a. PT. Bintang Asahi Textil Industri

b. Overseas buyer in Brazil, India, Pakistan, etc.

 

Market Situation :

Very Competitive

 


Main Competitors :

a. PT. Apac Inti Corpora

b. PT. Argo Pantes Tbk.

c. PT. Adi Kencana Mahkotabuana

d. PT. Sulistyowati Kusumatex

e. PT. Delta Merlin Sandang Textile

f.  PT. Sulismatex

g. Etc.

 

Business Trend :

Declining in the last two years

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers :

  a. P.T. Bank MANDIRI Tbk

      Jl. Brigjen Slamet Riyadi No. 329

      Solo, Central Java

      Indonesia

  b. P.T. Bank NEGARA INDONESIA Tbk

      Jl. Brigjen Slamet Riyadi No. 141-143

      Solo, Central Java

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 610.0 billion

2012 – Rp. 620.0 billion

2013 – Rp. 590.0 billion

2014 – Rp. 530.0 billion

 

Net Profit (estimated) :

2011 – Rp. 27.2 billion

2012 – Rp. 27.5 billion

2013 – Rp. 26.0 billion

2014 – Rp. 22.8 billion

 

Payment Manner :

Average

Financial Comments :

Fairly

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. Eddy Iskandar AKA Tan Hoen Tjik

 

Board of Commissioners :

Commissioner                                 - Mrs. Kristiyanti

 

Signatories :

The Director (Mr. Eddy Iskandar AKA Tan Hoen Tjik) which must be approved by Board of Commissioner (Mrs. Kristiyanti)

 

 

CAPABILITIES

 

Management Capability :

Fairly good

 

Business Morality :

Fairly good

 

 

OVERALL PERFORMANCE

 

P.T. BINTANG MAKMUR SENTOSA TEXTIL INDUSTRI (P.T. BMSTI) was established in Karanganyar (Central Java), based on notarial deed No. 52 dated 15 August 2006 drawn up by Ninoek Perrnomo, SH., notary in Surakarta, with an authorized capital of Rp 15,000,000,000.- entirely was issued and fully paid up.  The founding shareholders of the company are Mr. Eddy Iskandar AKA Tan Hoen Tjik (78.49%), his wife Mrs. Kristiyanti (21.50%) and his son Mr. Albert Karsten Iskandar (0.01%).  They are Indonesian businessman/woman of Chinese extraction.  The Deed of establishment was approved by the Minister of Law and Human Rights of the Republic of Indonesia by virtue of Decision Letter No. W9-00222 HT.01.01.TH.2006 dated 19 December 2006.

 

Its articles of association have subsequently been changed.  The most recently by notarial Deed of Ninoek Poernomo, SH., No. 34 dated 15 September 2009,  the authorized capital was increased to Rp 350,000,000,000.- of which Rp 87,500,000,000.- was issued and paid up.  But, no changes have been effected in term of its shareholding composition and capital structures.  The amendment to deed was approved by the Minister of Law and Human Right in its Decision Letter No. AHU-48643.AH.01.02.Tahun 2009 dated 9 October 2009

 

P.T. BMSTI is a spinning mills industry, which operates a factory located on Jl. Raya Timur Km. 8, Karanganyar Village, Sambung Macan District, Sragen - Solo, Central Java. This factory has been operating commercially since 2007 and to this day runs smoothly.  Slowly and continuously its production capacity is improved at this time P.T. BMSTI has a production capacity of 79,375 bales of polyester textured yarn per year, employing about 2,000 employees.  Mr. Dermawan, an operational staff of PT. BMSTI when contacted by phone  said that about 60% of the company's production was exported to Brazil, India and Pakistan, the rest was absorbed by its affiliate company, PT. BINTANG ASAHI TEKSTIL INDUSTRI, is engaged in grey fabrics industry and  number of textile factories located in Central Java and its surroundings. We noticed that P.T. BMSTI is classified as a medium-sized company in the field of spinning mills industry in the country, which the operation declined in the last two years.

 

Generally, the demand for specialty chemicals such as; textile chemicals, auxiliary, dyestuff and textile raw materials tended to be fluctuating within the last five years in line with the fluctuating of Indonesian textile industry in general.  According to the Central Bureau of Statistics (BPS) the Indonesia textile products export in 2002 amounted to 1,425.9 tons (US$ 3,075.9 million) to 1,307.5 tons (US$ 3,064.6 million) in 2003 to 1,300.4 tons (US$ 3,354.6 million) in 2004 to 1,427.3 tons (US$ 3,704.0 million) in 2005 to 1,477.800 tons (US$ 3,908.6 million) in 2006 to 1,473.6 tons (US$ 4,178.0 million) in 2007 declined to 1,312,200 tons (US$ 4,127.9 million) in 2008 to 1,369,600 tons (US$ 3,602.8 million) in 2009 to 1,525,900 tons (US$ 4,721.8 million) in 2010 declined to 1,493,3000 tons (US$ 5,563.3 million) in 2011 rose again to 1,508,500 tons (US$ 5,278.1 million) in 2012 and rose again to 1,633.1 thousand tons (US$ 5,293.6 million) in 2013.

 

      The export volume and value of the national TPT products and garment in 2002 to 2013 are pictured on the following table.

 

Year

Textile Products

Garment

(Thousand Ton)

(US$ Million)

(Thousand Ton)

(US$ Million)

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

1,425.9

1,307.5

1,300.4

1,427.3

1,477.8

1,473.6

1,312.2

1,369.6

1,525.9

1,493.3

1,508.5

1,633.1

3,075.9

3,064.6

3,354.6

3,704.0

3,908.6

4,178.0

4,127.9

3,602.8

4,721.8

5,563.3

5,278.1

5,293.6

333.1

339.9

327.3

369.5

399.6

399.8

417.6

393.4

445.2

450.9

450.2

470.2

3,887.2

4,037.9

4,351.9

4,967.0

5,608.1

5,712.9

6,092.2

5,735.6

6,598.0

7,801.5

7,304.8

7,501.0

Source:  Central Bureau of Statistic      

 

The company is neither public listed nor bond issued company. Therefore, the company has no obligation to publish financial statement publicly. We have checked to Department of Trade and Industry and found that no financial statement has been reported. P.T. BMSTI’s management is very reclusive to outsider and rejecting to disclose its financial condition but we estimated the total sales turnover in 2012 amounted to Rp. 620.0 billion declined to Rp. 590.0 billion in 2013 and dropped again to Rp. 530.0 billion in 2014.  Its estimated that the operation in 2013 yielded a net profit at Rp. 22.8 billion and the company has total assets of Rp. 180.0 billion. So far, we have never heard of the company having been black listed by the Central Bank (Bank Indonesia).

 

The management of the company is led by Mr. Eddy Iskandar AKA Tan Hoen Tjik (62) as director and CEO of the company.  He is a businessman who experienced for more than 23 years in industry and trading of textile products.  In daily activities, he is assisted by his wife Mrs. Kristiyanti (42) and a number of professional manager having wide relation with private businessmen of home and overseas as well as with the government sectors. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

Considering the operation of P.T. BMSTI declined in the last two year and economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.39

UK Pound

1

Rs.91.06

Euro

1

Rs.66.16

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.