MIRA INFORM REPORT

 

 

Report No. :

317221

Report Date :

16.04.2015

 

IDENTIFICATION DETAILS

 

Name :

MATRAH COLD STORES LLC

 

 

Registered Office :

Towell Building (Building No. 81), Way No. 61, Entrance No. 1, 2nd Floor, Shari Maaridh, Exhibition Street, Azaiba Area, PO Box            1158, Ruwi 112, 1811, Azaiba 130, Muscat

 

 

Country :

Oman

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.04.1975

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject engaged as providers of management solutions and operators of over 40 Omani Quick shops.

 

 

No. of Employees :

900

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Oman

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

OMAN - ECONOMIC OVERVIEW

 

Oman is heavily dependent on dwindling oil resources, which generates 77% of government revenue. It is using enhanced oil recovery techniques to boost production. Muscat has actively pursued a development plan that focuses on diversification, industrialization, and privatization, with the objective of reducing the oil sector's contribution to GDP from 46% to 9% by 2020. Muscat also is focused on creating more jobs to employ the rising numbers of Omanis entering the workforce. Tourism and gas-based industries are key components of the government's diversification strategy. However, increases in social welfare benefits, particularly since the Arab Spring, have challenged the government's ability to effectively balance its budget as oil prices decline. Despite government acknowledgement that Oman’s expansive social welfare benefits are unsustainable, Oman authorities are comfortable with short-term budget deficits and have approved an expansionary 2015 budget. Concurrently, Oman has expanded efforts to support the development of small and medium-size enterprises and entrepreneurship. Government agencies and large oligarchic group companies have announced new initiatives to spin off non-essential functions to entrepreneurs, incubate new businesses, train and mentor up and coming business people, and provide financing for start-ups.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : MATRAH COLD STORES LLC

Doing Business As                                : ENHANCE

Country of Origin                                   : Oman

Legal Form                                           : Limited Liability Company – LLC

Registration Date                                  : 1st April 1975

Commercial Registration Number           : 1/00525/1

Chamber Membership Number               : 578

Issued Capital                                       : RO 2,000,000

Paid up Capital                                     : RO 2,000,000

Total Workforce                         : 900

Activities                                               : Providers of management solutions and operators of over 40 Omani      

  Quick shops

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Ram Kumar, Central Finance Manager

 

 

COMPANY NAME:                                MATRAH COLD STORES LLC

 

DOING BUSINESS AS:                         ENHANCE

 

 

ADDRESS

 

Registered & Physical Address

 

Building                        : Towell Building (Building No. 81), Way No. 61, Entrance No. 1, 2nd Floor

Street               : Shari Maaridh, Exhibition Street

Area                 : Azaiba Area

 

PO Box            : 1158, Ruwi 112

  1811, Azaiba 130

 

Town                : Muscat

Country : Oman

 

Telephone         : (968) 24526360 / 24526309 / 24526402 / 24526333

Facsimile          : (968) 24526301 / 24526400 / 24526378

Email                : dominicm@enhanceoman.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Muscat.

 

Branch Offices

 

Subject operates depots at Wadikabir, Salalah, Sohar, Nizwa, Muladha and Al Kamel.

 

 

KEY PRINCIPALS

 

            Name                                                                                       Position

 

·       Anwar Ali Sultan                                                                               Chairman

 

·       Imad Kamal Sultan                                                                            Managing Director

 

·       Dominic C R Myres                                                                           General Manager

 

·       Ram Kumar                                                                                      Central Finance Manager

 

·       Deepak Kewalramani                                                             Finance Manager

 

·       Sharad Krishna Murthy                                                                      Chief Financial Officer

 

·       Anil Menon                                                                                       Chief Operating Officer

 

·       N B Narayan                                                                                     Financial Controller

 

·       Tariq Al Balushi                                                                                Human Resources Manager

 

 

LEGAL FORM AND OWNERS

 

 

Date of Establishment                          : 1st April 1975

 

Legal Form                                          : Limited Liability Company – LLC

 

Commercial Reg. No.                           : 1/00525/1

 

Chamber Member No.                          : 578

 

Issued Capital                                      : RO 2,000,000

 

Paid up Capital                                    : RO 2,000,000

 

Name of Shareholder (s)                                             Percentage

 

·       W J Towell Co LLC                                                               100%

Exhibition Street

PO Box: 1040, Ruwi 112

Muscat

Tel: (968) 24526001

Fax: (968) 24793882

 

 

OPERATIONS

 

Activities:                      Engaged as providers of management solutions and operators of over 40 Omani Quick shops named      “AHLAIN”, subject also distributes fast moving consumer goods.

 

Enhance launched O-Mart, a non-forecourt convenience store brand in Q1 2009.

 

Through their extensive network of temperature controlled warehousing and fleet management, Enhance products are distributed from depots in the Capital, Salalah, Sohar, Nizwa, Muladha and Al Kamel serving over 2,500 outlets nationwide.

 

Import Countries:           Europe and the Far East.

 

Brand Names:               CALIFORNIA GARDEN, COLGATE PALMOLIVE, DETTOL, KELLOGG’S, LIBBYS, MASAFI, NAWRAS, PIF PAF and SHELL

 

Operating Trend:           Steady

 

Subject has a workforce of approximately 900 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Riyal Omani (RO)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Revenue                           RO 132,750,000             RO 138,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Ram Kumar, Central Finance Manager

 

 

BANKERS

 

·       Bank Dhofar Al Omani Al Fransi

Muttrah Business District

PO Box: 1507, Ruwi 112

Muscat

Tel: (968) 24798012

Fax: (968) 24701053

 

 

PAYMENT HISTORY

 

Regular

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.40

UK Pound

1

Rs.92.15

Euro

1

Rs.66.48

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.