MIRA INFORM REPORT

 

 

Report No. :

317825

Report Date :

17.04.2015

 

IDENTIFICATION DETAILS

 

Name :

JFZ ENTERPRISES

 

 

Registered Office :

National Highway General Santos City 9500

 

 

Country :

Philippines

 

 

Financials (as on) :

2013

 

 

Date of Incorporation :

1996

 

 

Legal Form :

Private Corporation

 

 

Line of Business :

Trading / Export / Car Dealer & Repair

 

 

No. of Employee :

11 – 50 personnel

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

PHILIPPINES ECONOMIC OVERVIEW

 

The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines has received several credit rating upgrades on its sovereign debt, and has had little difficulty tapping domestic and international markets to finance its deficits. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration, but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities).

 

Source : CIA

 

 

ANTECEDENT INFORMATION

 

Company:                 JFZ ENTERPRISES

Address:                  NATIONAL HIGHWAY GENERAL SANTOS CITY 9500 PHILIPPINE                                                                                                                                         

Country:                   Philippines                                                                         

Service Type:           Normal 

Notes:                      Provide within 4 working days

 

 

FINDINGS

 

We conducted research and investigation on  JFZ ENTERPRISES, and showed the following, viz:

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC):  JFZ ENTERPRISES.
 
No record found.
 
 
VERIFICATION WITH DEPARTMENT OF TRADE & INDUSTRIES (DTI):  JFZ ENTERPRISES. 
 
Sent an email inquiry to DTI. Awaiting reply.
 
Conducted discreet background investigation.

 

Address:                       Highway, City Heights, General Santos City, 9500 South Cotabato.

Telephone Nos.:            (63) 083 553-9165; 301-2548

Fax Nos.:                      (63) 083 553-9164

Officers:                       Japeth Zaide, Sales Manager, JFZ Ent.

                        Owner, Limelight Studio (Photography)  

 Josue F. Zaide, General Manager, JFZ Ent.

                   CEO/Pres., ECONERGY CORP.

Website:                          www.japz.diytrade.com

Business Activity:            Trading/Export/Car Dealer & Repair

Founded:                         1996

Number of Employees:    11 – 50 personnel

Business Industry:           Metallurgy, Mining, Energy

Product/Services:            Copper Ore, Manganese Ore, Chromite O,re, Pyrites, Iron Ore, CFAD, Palm Oil, Tuna &                    

Pork Products, Palm Acid Oil, Coco Acid Oil, Coco Fatty Acid,Virgin coconut oil, white copra oil, copra cake.

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC):  ECONERGY CORPORATION

 

           Legal Entity:                        PRIVATE CORPORATION

 

 

REGISTRATION

 

Per GIS dated 2013)

 

a)     Certificate No.           :      CS201328286

b)    Date                          :      February 23, 2013

c)     Term                         :      Fifty (50) years

d)    Company Type         :      Stock Corporation

e)     Telephone No.          :      (63) 083 553-9165

f)     Website                     :      www.econergy.ph 

g)    Email                         :      info@econergy.ph

          

Address:    Purok Ngilay, Brgy. Tambler, General Santos City, South Cotabato

 

(Note:  Currency in Philippine Peso, unless otherwise specified)

          

CAPITALIZATION

 

 (As of 2013)

 

Authorized Capital Stock                           -         30,000,000.        300,000  Shares Common

 

Amount Subscribed & Paid Up                  -         25,000,000.

 

Par value per Share                                -                       100.

 

PRIMARY PURPOSE

 

Manufacture biofuel products.

 

 

STOCKHOLDERS/DIRECTORS/OFFICERS 

 

(As of 2013)

 

              Name / Nationality

         Position

 Amount  Paid Up

JOSUE F. ZAIDE, Filipino

Chairman/President

        15,725,000.

Jocelyn R. Zaide, Filipino

Chief Financial Officer

          7,175,000.

Japeth R. Zaide, Filipino

Vice President

          1,050,000.

Sunny R. Z. Baraquel, Filipino

Corporate Secretary

             525,000.

Arnel C. Baraquel, Filipino

Director

             525,000.

 

TOTAL

        25,000,000.

        vvvvvvvvvv

 

 

 

 

 

 

BUSINESS ACTIVITy

 

 A purely Filipino company which envision itself to be among leading Biodiesel producer in the country. Manufacture, export, supplies – Crude Glycerine; Coconut Methyl Esther

 

Telephone Nos.   (63) 083 552-7788 / 553-9194

 

 

FINANCIAL CONDITION

 

(Audited Financial Statement for year 2013)

BALANCE SHEET

                  

                   ASSETS

         2013

Current Asset

 

   Cash & Cash Equivalents

    1,042,894.

Total Current Assets

    1,042,894.

 

 

Non Current Assets

 

   Property & Equipment

  39,024,223.

Total Non Current Assets

  39,024,223.

Total Assets

  40,067,117.

  vvvvvvvvvvv

 

 

LIABILITIES & EQUITY

 

 

 

Current Liabilities

 

   Trade & Other Payables

 15,067,117.

Total Current Liabilities

 15,067,117.

Total Liabilities

 15,067,117.

 

 

           Equity

 

Paid Up

 25,000,000.

Total  Equity

 25,000,000.

Total Liabilities & Equity

 40,067,117

 vvvvvvvvvv

 

INCOME STATEMENT

 

No operation


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.37

UK Pound

1

Rs.92.44

Euro

1

Rs.66.56

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.