MIRA INFORM REPORT

 

 

Report No. :

317571

Report Date :

17.04.2015

 

IDENTIFICATION DETAILS

 

Name :

KUWAIT DAIRY COMPANY SAK (KDC)

 

 

Registered Office :

Sulaibiya District, P O Box: 3240, Safat 13033

 

 

Country :

Kuwait

 

 

Date of Incorporation :

08.08.1978

 

 

Com. Reg. No.:

26776

 

 

Legal Form :

Kuwaiti Joint Stock Company

 

 

Line of Business :

Subject is engaged in the production and processing of a range of dairy products including fresh pasteurised milk, flavoured milk, laban, yoghurt, breakfast cream, labneh, cheese, butter, UHT long-life products and a wide range of ice cream products made from 100% fresh milk, as well as fruit juices.

 

 

No. of Employees :

490

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Kuwait

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Kuwaiti officials plan to increase oil production to 4 million barrels per day by 2020. Petroleum accounts for over half of GDP, 94% of export revenues, and 89% of government income. For the last decade, high oil prices have generated budget surpluses despite increasing budget expenditures, particularly on wage hikes for public sector employees. Despite Kuwait’s dependence on oil, the government has cushioned itself against the impact of lower oil prices by continuous saving of at least 10% of government revenue in the Fund for Future Generations. Kuwait has done little to diversify its economy, in part, due to a poor business climate and an acrimonious relationship between the National Assembly and the executive branch that has stymied most economic reforms. In 2010, Kuwait passed its first long-term economic development plan in almost twenty-five years. While the government planned to spend up $104 billion over four years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, many of the projects did not materialize because of the tenuous political situation.

 

Source : CIA

 

 

 

SUMMARY

 

Company Name                                    : KUWAIT DAIRY COMPANY SAK (KDC)

Country of Origin                                   : Kuwait

Legal Form                                           : Kuwaiti Joint Stock Company

Start Date                                             : 1960

Registration Date                                  : 8th August 1978

Commercial Registration Number           : 26776

Chamber Membership Number               : 7331

Issued Capital                                       : KD 20,000,000

Paid up Capital                                     : KD 20,000,000

Total Workforce                                     : 490

Activities                                               : Production and processing of a range of dairy products

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

Person Interviewed                                : Ahmed Al Shabrawi, Financial Controller

 

 


COMPANY NAME

 

KUWAIT DAIRY COMPANY SAK (KDC)

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : Sulaibiya District

 

PO Box            : 3240

 

Town                : Safat 13033

Country             : Kuwait

 

Telephone         : (965) 24670088 / 24679748 / 24671632 / 24674632 / 24671617

Facsimile          : (965) 24676612

Email                : info@kdcow.com

 

Premises

 

Subject operates from a suite of offices and production facilities covering an area of 10,000 square meters that are owned and located in the Industrial Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ahmed Shams Eldin                                                                         Chairman

 

·       Ali Abdullah Al Nasib                                                                        Managing Director

 

·       Jassim Al Qatami                                                                             Director

 

·       Adel H. Al Shaker                                                                             Director

 

·       Dr Salah Abdullah Al Ateeqi                                                              General Manager

 

·       Mostafa Kamal                                                                                 Sales Manager

 

·       Rakesh Kumar                                                                                  Production Manager

 

·       Talat Abdul Qader                                                                             Accounts Manager

 

·       Abdulrahman Abdul Qader Al Maseeri                                                Commercial Manager

 

·       Ahmed Al Shabrawi                                                                          Financial Controller

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : Subject’s operations date back to 1960, however it was registered on 8th August 1978.

 

Legal Form                  : Kuwaiti Joint Stock Company

 

Commercial Reg. No.   : 26776

 

Chamber Member No.  : 7331

 

Issued Capital              : KD 20,000,000

 

Paid up Capital            : KD 20,000,000

 

Name of Shareholder (s)

 

·       Ahmed Shams Eldin

 

·       Ali Abdullah Al Nasib

 

·       Jassim Al Qatami

 

·       Adel H. Al Shaker

 

·       Ali Abdullah Al Naseef

 

·       Ahmed Yousef Ahmed Al Saqr

 

·       Heirs of Yousef Ahmed Al Saqr

 

·       Heirs of Mohamed Saleem Ba Ateeq Co

 

·       Jassim Mohamed Al Wazzan Sons Co

 

·       Naif Fresh Dairy Product Co

 

·       Al Salibayia Farms Co

 

·       Subject has approximately 150 shareholders in total

 

 


OPERATIONS

 

Activities: Engaged in the production and processing of a range of dairy products including fresh pasteurised milk, flavoured milk, laban, yoghurt, breakfast cream, labneh, cheese, butter, UHT long-life products and a wide range of ice cream products made from 100% fresh milk, as well as fruit juices.

 

Production Capacity: 200,000 litres per day

 

Import Countries : Germany and the United Kingdom.

 

Brand Names : KD COW, RAWAN, NATIVIA

 

Subject has a workforce of approximately 490 employees.

 

 

FINANCIAL DATA

 

Companies registered in Kuwait are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Kuwait Finance House (KFH)

Safat Square

Abdullah Al Mubarak Street

PO Box: 24989

Safat 13110

Tel: (965) 22445050

Fax: (965) 22455135

     A/c No. 3539-8

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                               July 2010

Credit amount                                       100,000

Amount overdue                                    0

Payment terms                                      120 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               Euros

 

 

GENERAL COMMENTS

 

Kuwait Dairy Company SAK has been in business for over 50 years and is a leading concern in the Kuwaiti dairy industry.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.37

UK Pound

1

Rs.92.44

Euro

1

Rs.66.56

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.