MIRA INFORM REPORT

 

 

Report No. :

317280

Report Date :

17.04.2015

 

IDENTIFICATION DETAILS

 

Name :

MJM MARKETING LLC

 

 

Formerly Known As :

EGYPTIAN MARKETING CONSULTANT (EMARCO)

 

 

Registered Office :

Flat No. 2, 9 Ghenia Street, Heliopolis, Cairo 11341

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.02.1988

 

 

Com. Reg. No.:

287537, Cairo

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Import and Distribution of Chemical Raw Materials for the Paint, Footwear and Adhesives Industries.

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : MJM MARKETING LLC

Previously Known As                             : EGYPTIAN MARKETING CONSULTANT (EMARCO)

Country of Origin                                   : Egypt

Legal Form                                           : Limited Liability Company

Registration Date                                  : 1st February 1988

Commercial Registration Number           : 287537, Cairo

Import Licence Number                          : 66688

Issued Capital                                       : £E 50,000

Paid up Capital                                     : £E 50,000

Total Workforce                         : 5

Activities                                               : Distributors of chemical raw materials.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Mardius Nobar Balayan, Managing Director

 


COMPANY NAME

 

MJM MARKETING LLC

 

 

PREVIOUSLY KNOWN AS

 

EGYPTIAN MARKETING CONSULTANT (EMARCO)

 

 

ADDRESS

 

Registered & Physical Address

 

Building                        : Flat No. 2

Street               : 9 Ghenia Street

Area                 : Heliopolis

 

Town                : Cairo 11341

Country : Egypt

 

Telephone         : (20-2) 24530327 / 24534797 / 24534793

Facsimile          : (20-2) 24522282

Mobile              : (20-111) 1505037

Email                : mardigbalayan@hotmail.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Cairo.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mardius Nobar Balayan                                                                     Managing Director

 

·       Garyar Mardius Nobar Balayan                                                          Director

 

·       Maral Mardius Nobar Balayan                                                            Director

 

·       Ms Iman                                                                                           Secretary

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st February 1988

 

History                         : Subject began in 1988 as a Sole Proprietorship called “Egyptian Marketing Consultant

  (EMARCO)”. However in 2013 it re-registered as a Limited Liability Company under the new

  name of “MJM Marketing LLC”.

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.   : 287537, Cairo

 

Import Licence No.       : 66688

 

Issued Capital              : £E 50,000

 

Paid up Capital            : £E 50,000

 

Name of Shareholder (s)

 

·       Mardius Nobar Balayan                                                                    

 

·       Garyar Mardius Nobar Balayan                                                         

 

·       Maral Mardius Nobar Balayan

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of chemical raw materials for the paint, footwear and adhesives

     industries.

 

Import Countries: Europe and India.

 

International Suppliers:

 

·       J J Organic                          India

·       Jesons Industries                 India

·       Vipul Chemicals Dye Ltd       India

·       Apcotex                               India

·       Vishnu Chemicals                 India

·       York Chem Ltd                     United Kingdom

·       Lamirsa                                Spain

 

Operating Trend: Steady

 

Subject has a workforce of 5 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pound (£E)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                £E 14,650,000                           £E 16,900,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Mardius Nobar Balayan, Managing Director

 

 

BANKERS

 

·       Commercial International Bank (CIB)

Nile Tower Building

21-23 Giza Street

PO Box: 2430

Cairo

Tel: (20-2) 25703043

Fax: (20-2) 25703172 / 25072691

 

·       Banque du Caire SAE

22 Adly Street

PO Box: 1495

Cairo

Tel: (20-2) 33904554

Fax: (20-2) 33908992

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.40

UK Pound

1

Rs.92.15

Euro

1

Rs.66.48

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.