MIRA INFORM REPORT

 

 

Report No. :

316974

Report Date :

17.04.2015

 

IDENTIFICATION DETAILS

 

Name :

WOLF VERPACKUNGSMASCHINEN GMBH

 

 

Registered Office :

Bettenhäuser Str. 3, D 35423 Lich

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

21.03.1997

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Manufacture of other general-purpose machinery

·         Agents involved in the sale of machines (except agricultural machinery and office machinery) and industrial supplies

 

 

No. of Employees :

126

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

10,000 EUR

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounts for 34% of total energy consumption, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

Company name & address

 

WOLF VERPACKUNGSMASCHINEN GMBH

 

Company Status:          active

                                    Bettenhäuser Str. 3

                                    D 35423 Lich

                                    Telephone:06404/9182-0

                                    Telefax:  06404/9182-83

                                    Homepage: www.wolf-pack.de

                                    E-mail:   contact@wolf-pack.de

 

VAT no.:                       DE812231460

 

LEGAL FORM           Private limited company

Date of foundation:  21.03.1997

Shareholders'

agreement:           21.03.1997

Registered on:       15.04.1997

Commercial Register: Local court 35390 Gießen

under:               HRB 2962

 

Share capital:                          EUR            500,000.00

 

Shareholder:

                     Günter Wolf

                     Freier Platz 27

                     D 35423 Lich

                     born: 24.04.1949

                     Share:             EUR            387,500.00

Shareholder:

                     Sebastian Wolf

                     Freier Platz 27

                     D 35423 Lich

                     born: 06.04.1981

                     Share:             EUR            100,000.00

Shareholder:

                     Margit Wolf

                     Freier Platz 27

                     D 35423 Lich

                     Share:             EUR             12,500.00

Manager:

                     Günter Wolf

                     Freier Platz 27

                     D 35423 Lich

                     having sole power of representation

                     born: 24.04.1949

                     Profession: Engine fitter

                     Marital status: married

Manager:

                     Sebastian Wolf

                     Freier Platz 27

                     D 35423 Lich

                     having sole power of representation

                     born: 06.04.1981

 

Further functions/participations of Günter Wolf (Manager)

Proprietor:

                     Günter Wolf

                     Freier Platz 27

                     D 35423 Lich

                     Legal form: Unregistered commercial

                                 enterprise

Limited partner:

                     G. u. S. Wolf Grundstücksverwaltungs GmbH &

                     Co. KG

                     Bettenhäuser Str. 3

                     D 35423 Lich

                     Legal form: Ltd partnership with priv. ltd.

                                 company as general partner

                     Total cap.         EUR             10,000.00

                     contribution:

                     Share:             EUR              8,500.00

                     Registered

                     on:         11.04.2014

                     Reg. data:  35390 Gießen, HRA 4461

Shareholder:

                     3S Packaging Technology GmbH

                     Glaserstr. 2

                     D 87463 Dietmannsried

                     Legal form: Private limited company

                                 insolvent

                     Share capital:     EUR            480,000.00

                     Share:             EUR            237,200.00

                     Registered

                     on:         07.02.2008

                     Reg. data:  87435 Kempten, HRB 9726

Shareholder:

                     G. u. S. Wolf GmbH

                     Bettenhäuser Str. 3

                     D 35423 Lich

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Share:             EUR             21,250.00

                     Registered

                     on:         12.11.2013

                     Reg. data:  35390 Gießen, HRB 8097

Manager:

                     G. u. S. Wolf GmbH

                     Bettenhäuser Str. 3

                     D 35423 Lich

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Registered

                     on:         12.11.2013

                     Reg. data:  35390 Gießen, HRB 8097

 

Further functions/participations of Sebastian Wolf (Manager)

Limited partner:

                     G. u. S. Wolf Grundstücksverwaltungs GmbH &

                     Co. KG

                     Bettenhäuser Str. 3

                     D 35423 Lich

                     Legal form: Ltd partnership with priv. ltd.

                                 company as general partner

                     Total cap.         EUR             10,000.00

                     contribution:

                     Share:             EUR              1,500.00

                     Registered

                     on:         11.04.2014

                     Reg. data:  35390 Gießen, HRA 4461

Shareholder:

                     G. u. S. Wolf GmbH

                     Bettenhäuser Str. 3

                     D 35423 Lich

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Share:             EUR              3,750.00

                     Registered

                     on:         12.11.2013

                     Reg. data:  35390 Gießen, HRB 8097

Manager:

                     G. u. S. Wolf GmbH

                     Bettenhäuser Str. 3

                     D 35423 Lich

                     Legal form: Private limited company

                     Share capital:     EUR             25,000.00

                     Registered

                     on:         12.11.2013

                     Reg. data:  35390 Gießen, HRB 8097

 

 

BUSINESS ACTIVITIES

 

Main industrial sector

28290   Manufacture of other general-purpose machinery

46141  Agents involved in the sale of machines (except agricultural machinery and office machinery) and industrial supplies n.e.c.

 

BRANCHES AND FACTORIES

 

Branch:

                     Wolf Verpackungsmaschinen GmbH

                     Colonia-Allee 3

                     D 51067 Köln

                     TEL.: 0221/65040

 

 

Financial information

 

Payment experience:  within agreed terms

 

Negative information: We have no negative information at hand.

 

Credit Recommendation: 10,000 EUR

 

The maximum credit is our recommendation for the maximum credit limit for the inquired company.

 

 

REAL ESTATE

 

Type of ownership:   Tenant

Address              Bettenhäuser Str. 3

                     D 35423 Lich

 

Real Estate of:      Günter Wolf

Type of ownership:   part owner

Share:                 50.00 %

Address              Freier Platz 27

                     D 35423 Lich

 

Land register documents were not available.

 

 

BANKERS

 

Principal banks

SPARKASSE LAUBACH-HUNGEN, 35410 HUNGEN

Sort. code: 51352227

BIC: HELADEF1LAU

VOLKSBANK MITTELHESSEN, 35423 LICH, HESS

Sort. code: 51390000

BIC: VBMHDE5FXXX

COMMERZBANK, 35348 GIEßEN, LAHN

Sort. code: 51340013

BIC: COBADEFFXXX

 

 

FINANCIAL FIGURES

 

Equipment:                              EUR            205,119.00

Ac/ts receivable:                                   EUR          4,833,727.00

Liabilities:                                 EUR          9,114,389.00

Employees:                                                       126

- Part-time employees:                                              8

- Trainees:                                                             6

 

 

BALANCE SHEETS

 

Balance sheet ratios 01.01.2012 - 31.12.2012

Equity ratio [%]:                 16.83

Liquidity ratio:                   0.39

Return on total capital [%]:       1.54

 

Balance sheet ratios 01.01.2011 - 31.12.2011

Equity ratio [%]:                 19.73

Liquidity ratio:                   0.36

Return on total capital [%]:       4.59

 

Balance sheet ratios 01.01.2010 - 31.12.2010

Equity ratio [%]:                 25.15

Liquidity ratio:                   0.51

Return on total capital [%]:       5.94

 

Balance sheet ratios 01.01.2009 - 31.12.2009

Equity ratio [%]:                 17.67

Liquidity ratio:                   0.23

Return on total capital [%]:       4.33

 

EQUITY RATIO

The equity ratio indicates the portion of the equity as compared

to the total capital. The higher the equity ratio, the better the

economic stability (solvency) and thus the financial autonomy of

a company.

 

LIQUIDITY RATIO

The liquidity ratio shows the proportion between adjusted

receivables and net liabilities. The higher the ratio, the lower

the company's financial dependancy from external creditors.

 

RETURN ON TOTAL CAPITAL

The return on total capital shows the efficiency and return on

the total capital employed in the company. The higher the return

on total capital, the more economically does the company work

with the invested capital.

 

 

Type of balance sheet:               Company balance sheet

 

Financial year:      01.01.2012 - 31.12.2012

 

ASSETS                                  EUR         14,158,770.12

 Fixed assets                           EUR          2,358,643.17

  Intangible assets                     EUR            176,515.50

   Concessions, licences, rights        EUR            176,515.50

  Tangible assets                       EUR          1,315,713.88

   Land / similar rights                EUR          1,013,020.88

   Plant / machinery                    EUR             97,574.50

   Other tangible assets / fixtures and

   fittings                             EUR            205,118.50

  Financial assets                      EUR            866,413.79

   Shares in participations /

   subsidiaries and the like            EUR            358,000.00

    Shares in related companies         EUR            358,000.00

   Other / unspecified financial assets EUR            508,413.79

 Current assets                         EUR         11,745,642.96

  Stocks                                EUR          6,210,573.15

   Raw materials, consumables and

   supplies                             EUR              4,299.00

   Finished goods / work in progress    EUR         14,972,677.61

   Advance payments made                EUR            226,944.26

   Minus received advance payments for

   orders / installments for stocks     EUR         -8,993,347.72

  Accounts receivable                   EUR          4,833,727.18

   Trade debtors                        EUR          1,976,683.78

   Amounts due from related companies   EUR            984,670.38

   Other debtors and assets             EUR          1,872,373.02

  Investments in current assets         EUR            195,416.72

   Other investments                    EUR            195,416.72

  Liquid means                          EUR            505,925.91

 Remaining other assets                 EUR             54,483.99

  Accruals (assets)                     EUR             54,483.99

 

LIABILITIES                             EUR         14,158,770.12

 Shareholders' equity                   EUR          3,567,482.26

  Capital                               EUR            500,000.00

   Subscribed capital (share capital)   EUR            500,000.00

  Balance sheet profit/loss (+/-)       EUR          3,067,482.26

   Profit / loss brought forward        EUR          2,773,398.36

   Balance sheet profit / loss          EUR            294,083.90

 Provisions                             EUR          1,476,898.76

  Pension provisions and comparable

  provisions                            EUR            738,893.00

  Provisions for taxes                  EUR             55,099.00

  Other / unspecified provisions        EUR            682,906.76

 Liabilities                            EUR          9,114,389.10

  Financial debts                       EUR          5,284,393.36

   Liabilities due to banks             EUR          5,284,393.36

  Other liabilities                     EUR          3,829,995.74

   Trade creditors (for IAS incl. bills

   of exchange)                         EUR          2,927,888.01

   Unspecified other liabilities        EUR            902,107.73

    thereof liabilities from tax /

    financial authorities               EUR             80,507.79

    thereof liabilities from social

    security                            EUR              3,955.06

 

PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

Code (HGB)

 Gross result (+/-)                     EUR         10,617,465.88

 Staff expenses                         EUR          6,272,437.06

  Wages and salaries                    EUR          5,129,340.59

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR          1,143,096.47

 Total depreciation                     EUR            216,406.93

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR            216,406.93

 Other operating expenses               EUR          3,401,075.81

 Operating result from continuing

 operations                             EUR            727,546.08

 Interest result (+/-)                  EUR           -342,822.50

  Interest and similar income           EUR             65,057.37

  Interest and similar expenses         EUR            407,879.87

 Financial result (+/-)                 EUR           -342,822.50

 Result from ordinary operations (+/-)  EUR            384,723.58

 Extraordinary income                   EUR             98,000.00

 Extraordinary result (+/-)             EUR             98,000.00

 Income tax / refund of income tax (+/-)EUR           -185,538.11

 Other taxes / refund of taxes          EUR             -3,101.57

 Tax (+/-)                              EUR           -188,639.68

 Annual surplus / annual deficit        EUR            294,083.90

 

Type of balance

sheet:               Company balance sheet

 

Financial year:      01.01.2011 - 31.12.2011

 

ASSETS                                  EUR         12,540,566.04

 Fixed assets                           EUR          2,326,968.89

  Intangible assets                     EUR            217,974.00

   Other / unspecified intangible assetsEUR            217,974.00

  Tangible assets                       EUR          1,353,751.88

   Land / similar rights                EUR          1,018,764.88

   Plant / machinery                    EUR            100,709.00

   Other tangible assets / fixtures and

   fittings                             EUR            234,278.00

  Financial assets                      EUR            755,243.01

   Shares in participations /

   subsidiaries and the like            EUR            260,000.00

    Shares in related companies         EUR            260,000.00

   Other / unspecified financial assets EUR            495,243.01

 Current assets                         EUR         10,148,146.68

  Stocks                                EUR          6,100,244.37

   Other / unspecified stocks           EUR          6,100,244.37

   Received advance payments for orders

   (depreciated on the assets side)     EUR        -12,063,678.50

  Accounts receivable                   EUR          3,600,286.68

   Amounts due from related companies   EUR            177,190.43

   Other debtors and assets             EUR          3,423,096.25

  Investments in current assets         EUR            149,736.47

   Other investments                    EUR            149,736.47

  Liquid means                          EUR            297,879.16

 Remaining other assets                 EUR             65,450.47

  Accruals (assets)                     EUR             65,450.47

 

LIABILITIES                             EUR         12,540,566.04

 Shareholders' equity                   EUR          3,273,398.36

  Capital                               EUR            500,000.00

   Subscribed capital (share capital)   EUR            500,000.00

  Balance sheet profit/loss (+/-)       EUR          2,773,398.36

   Profit / loss brought forward        EUR          2,458,117.36

   Annual surplus / annual deficit      EUR            315,281.00

 Provisions                             EUR          1,339,611.00

 Liabilities                            EUR          7,927,556.68

  Financial debts                       EUR          4,000,739.64

   Liabilities due to banks             EUR          4,000,739.64

  Other liabilities                     EUR          3,926,817.04

   Unspecified other liabilities        EUR          3,926,817.04

 

PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

Code (HGB)

 Gross result (+/-)                     EUR          9,747,244.58

 Staff expenses                         EUR          5,741,908.36

  Wages and salaries                    EUR          4,671,415.64

  Social security contributions and

  expenses for pension plans and

  benefits                              EUR          1,070,492.72

 Total depreciation                     EUR            261,849.22

  Depreciation on tangible / intangible

  asssets (incl. start-up and exp. of

  bus.                                  EUR            261,849.22

 Other operating expenses               EUR          2,755,987.65

 Operating result from continuing

 operations                             EUR            987,499.35

 Interest result (+/-)                  EUR           -304,292.26

  Interest and similar income           EUR             44,929.85

  Interest and similar expenses         EUR            349,222.11

 Financial result (+/-)                 EUR           -304,292.26

 Result from ordinary operations (+/-)  EUR            683,207.09

 Extraordinary expenses                 EUR            214,000.00

 Extraordinary result (+/-)             EUR           -214,000.00

 Income tax / refund of income tax (+/-)EUR           -151,559.36

 Other taxes / refund of taxes          EUR             -2,366.73

 Tax (+/-)                              EUR           -153,926.09

 Annual surplus / annual deficit        EUR            315,281.00

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.37

UK Pound

1

Rs.92.44

Euro

1

Rs.66.55

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.