MIRA INFORM REPORT

 

 

Report No. :

317969

Report Date :

23.04.2015

 

IDENTIFICATION DETAILS

 

Name :

BERNHARD ROTHFOS INTERCAFÉ AG

 

 

Registered Office :

Bahnhofstrasse 22, Postfach 1357, 6301 Zug/ZG

 

 

Country :

Switzerland

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

11.12.1987

 

 

Com. Reg. No.:

170.3.013.202-9

 

 

Legal Form :

Company Limited by Shares

 

 

Line of Business :

Wholesale of Coffee, Tea, Cocoa and Spices.

 

 

No. of Employees :

25

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Switzerland

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SWITZERLAND - ECONOMIC OVERVIEW

 

Switzerland is a peaceful, prosperous, and modern market economy with low unemployment, a highly skilled labor force, and a per capita GDP among the highest in the world. Switzerland's economy benefits from a highly developed service sector, led by financial services, and a manufacturing industry that specializes in high-technology, knowledge-based production. Its economic and political stability, transparent legal system, exceptional infrastructure, efficient capital markets, and low corporate tax rates also make Switzerland one of the world's most competitive economies. The Swiss have brought their economic practices largely into conformity with the EU's to enhance their international competitiveness, but some trade protectionism remains, particularly for its small agricultural sector. The fate of the Swiss economy is tightly linked to that of its neighbors in the euro zone, which purchases half of all Swiss exports. The global financial crisis of 2008 and resulting economic downturn in 2009 stalled export demand and put Switzerland in a recession. The Swiss National Bank (SNB) during this period effectively implemented a zero-interest rate policy to boost the economy as well as prevent appreciation of the franc, and Switzerland's economy began to recover in 2010. The sovereign debt crises currently unfolding in neighboring euro-zone countries pose a significant risk to Switzerland's financial stability and are driving up demand for the Swiss franc by investors seeking a safe-haven currency. The independent SNB has upheld its zero-interest rate policy and conducted major market interventions to prevent further appreciation of the Swiss franc, but parliamentarians have urged it to do more to weaken the currency. The franc's strength has made Swiss exports less competitive and weakened the country's growth outlook; GDP growth fell below 2% per year during 2011-13. Switzerland has also responded to increasing pressure from individual neighboring countries, the EU, the US, and international institutions to reform its banking secrecy laws. Consequently, the government agreed to conform to OECD regulations on administrative assistance in tax matters, including tax evasion. The government has renegotiated its double taxation agreements with numerous countries, including the US, to incorporate the OECD standard, and is considering the possibility of imposing taxes on bank deposits held by foreigners. These steps hurt Switzerland's long history of bank secrecy.

 

Source : CIA

 

Company Name and address

 

Bernhard Rothfos Intercafé AG

 

Operating address:

Bahnhofstrasse 22                                                       Postal address:

Postfach 1357                                                             Postfach 1357

6301 Zug/ZG                                                                6301 Zug/ZG

Switzerland/CH                                                             Switzerland/CH

 

Telephone:                   041 7287260

Fax:                             041 7287279

 

Web site:                      http://www.bric.ch

E-mail:                         info@bric.ch

 

WIN Worldbox No.:       CH0000270455

VAT-No.:                      CHE-106.223.869 MWST

UID-No.:                       CHE106223869

 

 

Profile

 

Established:                 1987

Line of Business:          Consumer goods wholesale

Industry Division:          Wholesale trade

Industry-code (NACE):  4637       Wholesale of coffee, tea, cocoa and spices

Import/Export:              Import

Banks:                          unknown

 

 

Operational Figures

 

Coverage:                    Company

Figures:                        estimated

Financial year:              2015

Employees:                  25

Sales:                          CHF 20-40 Mio

 

 

Activity

 

The business includes international trade in coffee. The core competencies of the company are trading, logistics, pricing and quality. The company imports green coffee and instant coffee products and belongs to the Neumann Group.

 

 

Real Estate

 

Information on property ownership was not available.

 

 

Company Register

 

Company No:               170.3.013.202-9

UID-No.:                       CHE106223869

Legal form:                   Company limited by shares

Registration:                 11.12.1987

Legal status:                 active

Responsible Register:   Handelsregister des Kantons Zug

History:                        Date of Incorporation Statutes: 07.12.1987

                                    Date of Statutes: 10.06.2003

                                    Date of Statutes: 24.08.1995

 

Entry          Deleted      Name

active                           Bernhard Rothfos Intercafé AG

active                           Bernhard Rothfos Intercafé SA (Name translated)

active                           Bernhard Rothfos Intercafé Ltd (Name translated)

 

Entry          Deleted      Legal domicile

active                           Zug, Switzerland

 

Entry          Deleted      Address

23.06.1998                    Bahnhofstrasse 22, 6301 Zug, Switzerland/CH

                  23.06.1998  Baarerstrasse 98, 6300 Zug, Switzerland/CH

 

Entry          Deleted      Capital

active                           Share Capital CHF 1,000,000, paidup CHF 1,000,000

 

Entry          Deleted      Capital Structure

active                           1,000 Bearer shares of CHF 1,000.--

 

 

Official Administration

 

Title                                           Name

President                                    Peter Sielmann

                                                  Citizen: Germany

                                                  Residential address: Hamburg, Germany

                                                  joint signature of two

                                                  Registered since: 18.03.1998

Director                                      Philippe Cańadas

                                                  Citizen: Germany

                                                  Residential address: 8802 Kilchberg/ZH, Switzerland

                                                  joint signature of two

                                                  Registered since: 10.10.2007

Director                                      Pablo Garcia Camacho

                                                  Citizen: Germany

                                                  Residential address: Hamburg , Germany

                                                  joint signature of two

                                                  Registered since: 06.10.2008

 

 

Management

 

Title                                           Name

Director                                      Markus Schneider

                                                  Citizen: Obersiggenthal, Switzerland

                                                  Residential address: Hünenberg, Switzerland

                                                  joint signature of two

                                                  Registered since: 13.09.2011

Member with signing authority      Robert Riva

                                                  Citizen: Emmen, Switzerland

                                                  Residential address: Luzern, Switzerland

                                                  joint signature of two

                                                  Registered since: 13.01.2006

 

 

External Positions

 

Title                                           Name

Auditor                                       Ernst & Young AG

                                                  Residential address: Zug, Switzerland

                                                  Registered since: 03.02.2003

 

 

Executive board

 

Title                                           Name

Chief Executive Officer               Markus Schneider

 

 

Ultimate Parent Company

 

Name:                          Neumann Gruppe GmbH

City/Country:                Hamburg, Germany/DE

 

 

Financial Data Neumann Gruppe GmbH

 

Consolidation:              consolidated

Industry:                       Trade/Industry

 

Fiscal year end:                                     31.12.2012        31.12.2011

Number of months:                                      12                    12

Currency:                                                 th. EUR            th. EUR

Statement norm:                                          IAS                   IAS

 

Balance Sheet

Intangible fixed assets                                  9,495.0             9,332.0

Other tangible fixed assets                          60,888.0           64,229.0

Tangible fixed assets                                  60,888.0           64,229.0

Financial fixed assets                                   4,768.0             2,589.0

other fixed assets                                       18,742.0           21,871.0

Fixed assets                                              93,893.0           98,021.0

 

Stocks                                                      509,578.0          618,588.0

Trade accounts receivable                         153,589.0          175,020.0

Liquid assets                                                9,502.0           33,516.0

Securities                                                 110,034.0           67,684.0

other trade accounts                                   40,917.0          118,595.0

Other current assets                                  160,453.0          219,795.0

Current assets                                          823,620.0       1,013,403.0

 

Total assets                                             917,513.0       1,111,424.0

 

Capital                                                       30,000.0           30,000.0

Other shareholders funds                          222,071.0          204,265.0

Total shareholders equity                        252,071.0          234,265.0

 

Minority interests                                        13,252.0           17,328.0

long term debt (financial debts)                   75,304.0             2,367.0

Provisions                                                    4,512.0             3,123.0

Other non current liabilities                          36,989.0           46,085.0

Non current liabilities                              116,805.0           51,575.0

 

short term debt (financial debts)                395,753.0          638,107.0

Trade accounts payable                              66,444.0           65,728.0

Provisions                                                    1,140.0                803.0

other accounts payable                               72,048.0          103,618.0

other current liabilities                                 73,188.0          104,421.0

Current liabilities                                     535,385.0          808,256.0

 

Shareh. equity, min. int. & liabilities        917,513.0       1,111,424.0

 

Profit and loss account

Net sales                                               2,299,711.0       2,533,949.0

Other operating revenue                              84,938.0           11,318.0

Operating revenue                                 2,384,649.0       2,545,267.0

 

Cost of goods sold                                2,223,379.0       2,174,011.0

Gross profit                                              161,270.0          371,256.0

Other operating expenses                          111,417.0          288,898.0

Operating result                                         49,853.0           82,358.0

 

Interest revenues                                          3,553.0             2,898.0

other financial revenues                                   741.0             1,347.0

Financial income                                           4,294.0             4,245.0

Interest expenses                                              68.0                456.0

other financial expenses                              22,709.0           27,246.0

Financial expenses                                     22,777.0           27,702.0

Financial result                                           -18,483.0          -23,457.0

Result before extraordinary items              31,370.0           58,901.0

 

Result before taxes                                    31,370.0           58,901.0

 

Taxes                                                           5,018.0           13,303.0

Result before minority interests                   26,352.0           45,598.0

minority interests                                         -2,629.0            -1,359.0

Result for the financial year                       28,981.0           46,957.0

 

Cash flow

Depreciation                                                 7,620.0             7,626.0

Cash flow                                                   33,972.0           53,224.0

Cash flow from operating activities            154,089.0          223,840.0

Investments in tangible fixed assets              6,180.0             8,491.0

Cash flow from investing activities               -8,478.0             2,746.0

Cash flow from financing activities            -169,436.0         -219,387.0

Others                                                           -189.0             1,316.0

Change in liquidity                                     -24,014.0             8,515.0

Liquidity at beginning of the year                 33,516.0           25,001.0

Liquidity at end of the year                            9,502.0           33,516.0

 

Notes

Material costs                                        2,221,153.0       2,166,949.0

Cost of employees                                     61,404.0           59,260.0

Added value                                             100,462.0          126,243.0

Working Capital                                         596,723.0          727,880.0

Sales per Employee                                     1,038.2             1,124.7

Gross cost other tangible fixed assets         91,581.0           97,609.0

Gross cost total                                          91,581.0           97,609.0

 

Employees  at year end                                   2,215                2,253

 

 

Owner/-s

 

No. of Owner/-s:           1

Owner:                         The company is foreign owned.

 

Class:                          100%

Type:                           direct, Group-Level 1

Name:                          Neumann Gruppe GmbH

City/Country:                Hamburg, Germany/DE

Interest:                        100,00% voting right, 100,00% capital interest

 

 

Sisters

 

Name:                          Rothfos Corporation

City/Country:                New York/New York, United States of America/US

 

 

Investments

 

Class:                          100%

Name:                          Haroca Holding GmbH

City/Country:                Zug/ZG, Switzerland/CH

Interest:                        100,00% voting right, 100,00% capital interest (since 30.05.2003)

 

 

Financials

 

Balance sheet publication:     

The subject company does not publish balance sheet or turnover figures.

 

 

Legal Actions

 

Control date       Year                       No.             Amount CHF     Status

01.11.2012          2012                           0                                      Legal actions

31.12.2011          2011                           0                                      Legal actions

31.12.2010          2010                           0                                      Legal actions

Official bankruptcy reports:

No bankruptcy publications available on the subject.

 

An updated legal action check is only available against proof of interest. e.g. a copy of an enquiry letter, and order or invoice relating to the subject company.

 

 

Sanctions List

 

The company is not listed in the WorldCompliance database.

 

 

Payment experiences

 

Payment experiences from pre-legal collection cases:

No payment experiences from pre-legal collection cases are available.

 

Payment experiences from collection cases:

No payment experiences from legal collection cases are available.

 

Mode of payment / Business conduct:

There are no complaints about the mode of payment and the business conduct.

 

 

Credit Information

 

Financial Statements:    The company does not disclose any financial statements. Third parties are not permitted any insight into the financial affairs. It is therefore difficult to make a proper assessment of the actual situation.

 

Financial Situation:        The financial situation is difficult to assess.

 

Payment experiences:   There are no objections regarding the payment of financial obligations.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.82

UK Pound

1

Rs.93.85

Euro

1

Rs.67.59

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.