MIRA INFORM REPORT

 

 

Report No. :

319252

Report Date :

24.04.2015

 

IDENTIFICATION DETAILS

 

Name :

WALTER GMBH

 

 

Registered Office :

Fischpicke 1, D 57482 Wenden, Post Box: 11 21, D 57473 Wenden

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

01.01.1985

 

 

Com. Reg. No.:

HRB 6870

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Machining

·         Manufacture of metal products

 

 

No. of Employees :

32

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounts for 34% of total energy consumption, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 

 


Company Name & address

 

WALTER GMBH

 

 Company Status:         active

                                    Fischpicke 1

                                    D 57482 Wenden

                                    Post Box:

                                    11 21, D 57473 Wenden

                                    Telephone:02762/93170

                                    Telefax:  02762/931750

                                    Homepage: www.walter-germany.com

                                    E-mail:   info@walter-germany.com

 

 Trade name:                 CNC Walter

 

 VAT no.:                      DE126178494

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM           Private limited company

 Date of foundation:  01.01.1985

 Shareholders'

 agreement:           16.07.1987

 Registered on:       09.10.1987

 Commercial Register: Local court 57072 Siegen

 under:               HRB 6870

 

 Share capital:                          EUR             26,000.00

 

 Shareholder:

                      Marianne Walter

                      Pirolweg 2

                      D 57482 Wenden

                      born: 28.06.1952

                      née: Wigger

                      Share:             EUR             13,000.00

 Shareholder:

                      Torsten Walter

                      Pirolweg 2

                      D 57482 Wenden

                      born: 05.10.1982

                      Share:             EUR              6,500.00

 Shareholder:

                      Kerstin Walter

                      Pirolweg 2

                      D 57482 Wenden

                      Share:             EUR              6,500.00

 Manager:

                      Torsten Walter

                      Pirolweg 2

                      D 57482 Wenden

                      having sole power of representation

                      born: 05.10.1982

 Proxy:

                      Marianne Walter

                      Pirolweg 2

                      D 57482 Wenden

                      authorized to jointly represent the company

                      born: 28.06.1952

                      née: Wigger

                      Marital status: widowed

 Proxy:

                      Christoph Schulte

                      Manfred-Schöne-Str. 33

                      D 57462 Olpe

                      authorized to jointly represent the company

                      born: 10.06.1970

 

 Further functions/participations of Torsten Walter (Manager)

 Limited partner:

                      timespare it-solutions GmbH & Co KG

                      Freiherr-vom-Stein-Str. 48

                      D 65520 Bad Camberg

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR                500.00

                      contribution:

                      Share:             EUR                175.00

                      Registered

                      on:         08.03.2007

                      Reg. data:  65549 Limburg, HRA 2724

 Shareholder:

                      mameo GmbH

                      Zum Eichstruck 9

                      D 57482 Wenden

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             16,750.00

                      Registered

                      on:         06.12.2012

                      Reg. data:  57072 Siegen, HRB 9951

 Shareholder:

                      Timespare Business Solutions GmbH

                      Freiherr-vom-Stein-Str. 48

                      D 65520 Bad Camberg

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR              8,750.00

                      Registered

                      on:         14.05.2014

                      Reg. data:  65549 Limburg, HRB 5213

 Manager:

                      mameo GmbH

                      Zum Eichstruck 9

                      D 57482 Wenden

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         06.12.2012

                      Reg. data:  57072 Siegen, HRB 9951

 

 

COMPANY HISTORY

 

 1985 - 09.10.1987        Marianne Walter

                          Fischpicke 1

                          D 57482 Wenden

                          Unregistered commercial enterprise

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

2562    Machining n.e.c.

25993   Manufacture of metal products n.e.c.

 

Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Fischpicke 1

                      D 57482 Wenden

 

 Land register documents were not available.

 

 

BANKERS

 

 SPARKASSE OLPE-DROLSHAGEN-WENDEN, 57482 WENDEN, SÜDSAUERLAND

 Sort. code: 46250049

 BIC: WELADED1OPE

 VOLKSBANK OLPE-WENDEN-DROLSHAGEN, 57450 OLPE, BIGGESEE

 Sort. code: 46261822

 BIC: GENODEM1WDD

 

 

FINANCIAL FIGURES

 

 Turnover:                      2013                EUR         11,000,000.00

                                    2014                 EUR         11,000,000.00

 Profit:                                      2013                 EUR            237,305.00

 further business figures:

 Equipment:                                          *EUR            352,000.00

 Ac/ts receivable:                                              EUR          1,284,018.00

 Liabilities:                                            EUR          2,267,050.00

 Total numbers of vehicles:                                                 5

 - Passenger cars:                                                                  5

 Employees:                                                                         32

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 48.65

 Liquidity ratio:                   0.57

 Return on total capital [%]:       5.17

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 42.03

 Liquidity ratio:                   0.38

 Return on total capital [%]:       2.16

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 34.61

 Liquidity ratio:                   0.35

 Return on total capital [%]:       0.51

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 37.21

 Liquidity ratio:                   0.38

 Return on total capital [%]:       3.77

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:               Company balance sheet

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          4,611,192.08

  Fixed assets                           EUR          1,462,968.58

   Intangible assets                     EUR             42,116.00

   Tangible assets                       EUR          1,420,692.58

   Financial assets                      EUR                160.00

    Other / unspecified financial assets EUR                160.00

  Current assets                         EUR          3,147,373.50

   Stocks                                EUR          1,861,827.52

   Accounts receivable                   EUR          1,284,018.23

   Liquid means                          EUR              1,527.75

  Remaining other assets                 EUR                850.00

   Accruals (assets)                     EUR                850.00

 

 LIABILITIES                             EUR          4,611,192.08

  Shareholders' equity                   EUR          2,254,068.91

   Capital                               EUR             26,000.00

    Subscribed capital (share capital)   EUR             26,000.00

   Reserves                              EUR            274,000.00

    Capital reserves                     EUR            274,000.00

   Balance sheet profit/loss (+/-)       EUR          1,954,068.91

    Profit / loss brought forward        EUR          1,716,764.18

    Annual surplus / annual deficit      EUR            237,304.73

  Provisions                             EUR             90,073.00

  Liabilities                            EUR          2,267,050.17

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          5,024,884.60

  Fixed assets                           EUR          1,587,601.18

   Intangible assets                     EUR             11,196.00

   Tangible assets                       EUR          1,436,308.58

   Financial assets                      EUR            140,096.60

    Other / unspecified financial assets EUR            140,096.60

  Current assets                         EUR          3,431,333.42

   Stocks                                EUR          2,340,886.49

   Accounts receivable                   EUR          1,084,155.57

   Liquid means                          EUR              6,291.36

  Remaining other assets                 EUR              5,950.00

   Accruals (assets)                     EUR              5,950.00

 

 LIABILITIES                             EUR          5,024,884.60

  Shareholders' equity                   EUR          2,115,116.61

   Capital                               EUR             26,000.00

    Subscribed capital (share capital)   EUR             26,000.00

   Reserves                              EUR            274,000.00

    Capital reserves                     EUR            274,000.00

   Balance sheet profit/loss (+/-)       EUR          1,815,116.61

    Profit / loss brought forward        EUR          1,706,716.32

    Annual surplus / annual deficit      EUR            108,400.29

  Provisions                             EUR             12,589.00

  Liabilities                            EUR          2,897,178.99

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.19

UK Pound

1

Rs.94.94

Euro

1

Rs.67.66

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.