MIRA INFORM REPORT

 

 

Report No. :

318368

Report Date :

25.04.2015

 

IDENTIFICATION DETAILS

 

Name :

GEBRÜDER LÖDIGE MASCHINENBAU-GESELLSCHAFT MIT BESCHRÄNKTER HAFTUNG

 

 

Registered Office :

Elsener Str. 7-9, D 33102 Paderborn, Post Box: 20 50, D 33050 Paderborn

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.04.1938

 

 

Com. Reg. No.:

HRB 29

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture of other general-purpose machinery.

 

 

No. of Employees :

483

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounts for 34% of total energy consumption, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

 

Source : CIA

 

 

Company name and address

 

GEBRÜDER LÖDIGE MASCHINENBAU-GESELLSCHAFT MIT BESCHRÄNKTER HAFTUNG

 

 Company Status:         active

                                    Elsener Str. 7-9

                                    D 33102 Paderborn

                                    Post Box:

                                    20 50, D 33050 Paderborn

                                    Telephone:05251/3090

                                    Telefax:  05251/309123

                                    Homepage: www.loedige.de

                                    E-mail:   info@loedige.de

 

 VAT no.:                      DE126227843

 Tax ID number:             339/5876/0012

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Comapny Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      19.04.1938

 Registered on:             09.04.1952

 Commercial Register:   Local court 33098 Paderborn

 under:                          HRB 29

 

 

Share capital                 EUR          4,800,000.00

 

 

 Shareholder:

                      Dr.-Ing. Roland Lücke

                      Deipenweg 32

                      D 33104 Paderborn

                      born: 26.05.1942

                      Share:             EUR          1,680,000.00

 Shareholder:

                      Anna Leonore Lödige

                      Wiebach 26

                      D 33100 Paderborn

                      born: 04.07.1984

                      Share:             EUR            864,000.00

 Shareholder:

                      Nils Moog

                      Ritterholz 31

                      D 33178 Borchen

                      born: 02.03.1965

                      Share:             EUR            559,980.00

 Shareholder:

                      Wilhelm Lödige Vermögensverwaltung GmbH

                      Wiebach 26

                      D 33100 Paderborn

                      Legal form: Private limited company

                      Share capital:     EUR             80,000.00

                      Share:             EUR            480,000.00

                      Registered on: 21.12.1995

                      Reg. data: 33098 Paderborn, HRB 2697

 Shareholder:

                      Kristina Witt-Müller

                      Weststr. 9

                      D 33189 Schlangen

                      born: 16.12.1969

                      Share:             EUR            234,660.00

 Shareholder:

                      Svenja Röhm

                      Vioa degli Iris 26/21

                      I 16148 Genova

                      born: 03.01.1967

                      Share:             EUR            186,680.00

 Shareholder:

                      Carsten Röhm

                      Hoppenmeer 32

                      D 33129 Delbrück

                      born: 23.02.1972

                      Share:             EUR            186,680.00

 Shareholder:

                      Marek Röhm

                      Triftstr. 1a

                      D 33154 Salzkotten

                      born: 03.01.1968

                      Share:             EUR            186,680.00

 Shareholder:

                      Katharina Jäger

                      Uhlental 5

                      D 32683 Barntrup

                      born: 25.02.1966

                      Share:             EUR            186,660.00

 Shareholder:

                      Maike Lass

                      An der Dorfstr. 11

                      D 18516 Süderholz

                      born: 18.07.1963

                      Share:             EUR            186,660.00

 Shareholder:

                      Doris Lödige

                      Robert-Koch-Str. 3

                      D 33102 Paderborn

                      born: 11.11.1945

                      Share:             EUR             48,000.00

 Manager:

                      Dr. Frank Eric Sandfort

                      Schäferweg 38b

                      D 33100 Paderborn

                      having sole power of representation

                      born: 12.10.1965

                      Profession: graduate engineer

 Proxy:

                      Dipl.-Ing. Reiner Lemperle

                      D 33100 Paderborn

                      authorized to jointly represent the company

                      born: 15.03.1965

                      Profession: graduate engineer

 Proxy:

                      Michael Schumacher

                      D 32657 Lemgo

                      authorized to jointly represent the company

                      born: 10.03.1968

 Proxy:

                      Oliver Hörster

                      D 59320 Ennigerloh

                      authorized to jointly represent the company

                      born: 11.06.1969

 

 Further functions/participations of Dr. Frank Eric Sandfort

 (Manager)

 Shareholder:

                      SalvatCapital GmbH

                      Schäferweg 38b

                      D 33100 Paderborn

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Registered

                      on:         02.03.2010

                      Reg. data:  33098 Paderborn, HRB 9644

 Manager:

                      SalvatCapital GmbH

                      Schäferweg 38b

                      D 33100 Paderborn

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         02.03.2010

                      Reg. data:  33098 Paderborn, HRB 9644

 Manager:

                      SSW Industries GmbH

                      Eichenhainallee 40

                      D 51427 Bergisch Gladbach

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         23.04.2010

                      Reg. data:  50939 Köln, HRB 69149

 Manager:

                      Lignum Capital GmbH

                      Schäferweg 38b

                      D 33100 Paderborn

                      Legal form: Private limited company

                      Share capital:     EUR             52,500.00

                      Registered

                      on:         15.07.2010

                      Reg. data:  33098 Paderborn, HRB 9793

 Manager:

                      SSW Solar Management GmbH

                      Schäferweg 38b

                      D 33100 Paderborn

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         09.12.2014

                      Reg. data:  33098 Paderborn, HRB 11725

 

 

 ACTING PERSONS

 

 Member of the Advisory Board

                      Manfred Finken

                      D 40210 Düsseldorf

 Member of the Advisory Board

                      Dr.-Ing. Roland Lücke

                      Deipenweg 32

                      D 33104 Paderborn

 Member of the Advisory Board

                      Dr. Frank Eric Sandfort

                      Schäferweg 38b

                      D 33100 Paderborn

 

 


RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 29.07.2010 - 20.04.2015  Manager

                          Dr. Cord Schmidthals

                          D 34414 Warburg

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 28290   Manufacture of other general-purpose machinery

 

 

PARTICIPATIONS

 

 Shareholder:

                      Papenmeier GmbH, Mischtechnik

                      Elsener Str. 7-9

                      D 33102 Paderborn

                      Legal form:         Private limited company

                      Company Status:            active

                      Share capital:     EUR             25,000.00

                      Share:                 EUR             25,000.00

                      Reg. data:           28.05.1998

                       Local court 33098 Paderborn

                       HRB 3142

 

 

 FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

Negative information: We have no negative information at hand.

 

Balance sheet year:  2013

 

 

REAL ESTATE

 

 Type of ownership:        proprietor

 Share:                          100.00 %

 Address                       Elsener Str. 7-9

                                    D 33102 Paderborn

 Size:                            30,000.00 sq.m

 

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                       Elsener Str. 19

                                    D 33102 Paderborn

 Size:                            25,000.00 sq.m

 

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                       Elsener Str. 11-17c

                                    D 33102 Paderborn

 Size:                            5,999.00 sq.m

 

 Land register documents were not available.

 

 

 BANKERS

 

 Principal banks

 DEUTSCHE BANK, 33044 PADERBORN

 Sort. code: 47270029, Account no.: 5183181

 BIC: DEUTDE3B472, IBAN: DE09472700290518318100

 VOLKSBANK PADERBORN-HÖXTER-DETMOLD, 33098 PADERBORN

 Sort. code: 47260121, Account no.: 8850513300

 BIC: DGPBDE3MXXX, IBAN: DE17472601218850513300

 

 

 FINANCIAL FIGURES

 

 Turnover:            2013               EUR         41,400,041.00

                      2014               EUR         41,500,000.00

 Profit:              2013               EUR          2,064,381.00

 further business figures:

 Equipment:                              EUR          1,564,462.00

 Ac/ts receivable:                       EUR          9,986,262.00

 Liabilities:                            EUR          3,513,919.00

 Employees:                                                    483

 - thereof permanent staff:                                    460

 - Trainees:                                                    23

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                             01.01.2013 - 31.12.2013

 Equity ratio [%]:                                                74.69

 Liquidity ratio:                                                     9.47

 Return on total capital [%]:                                  6.75

 

 Balance sheet ratios                             01.01.2012 - 31.12.2012

 Equity ratio [%]:                                                65.99

 Liquidity ratio:                                                   10.00

 Return on total capital [%]:                                   3.99

 

 Balance sheet ratios                             01.01.2011 - 31.12.2011

 Equity ratio [%]:                                               72.80

 Liquidity ratio:                                                  10.00

 Return on total capital [%]:                                1.29

 

 Balance sheet ratios 0                          1.01.2010 - 31.12.2010

 Equity ratio [%]:                                               65.56

 Liquidity ratio:                                                  10.00

 Return on total capital [%]:                                0.90

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared  to the total capital. The higher the equity ratio, the better the  economic stability (solvency) and thus the financial autonomy of  a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

Type of balance

 sheet:                                                                                                     Company balance sheet

 

 Financial year:                                      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         30,856,085.46

  Fixed assets                           EUR         16,522,501.53

   Intangible assets                     EUR            720,378.94

    Concessions, licences, rights        EUR            447,935.94

    Goodwill                             EUR            272,443.00

   Tangible assets                       EUR         11,864,673.69

    Land / similar rights                EUR          6,777,113.56

    Plant / machinery                    EUR          2,526,627.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,564,462.00

    Advance payments made / construction

    in progress                          EUR            996,471.13

   Financial assets                      EUR          3,937,448.90

    Shares in participations /

    subsidiaries and the like            EUR          3,937,448.90

     Shares in related companies         EUR          3,932,648.90

     Shares in cooperatives              EUR              4,800.00

  Current assets                         EUR         14,278,930.36

   Stocks                                EUR          1,833,477.38

    Raw materials, consumables and

    supplies                             EUR          1,711,615.00

    Finished goods / work in progress    EUR          4,678,702.00

    Advance payments made                EUR            147,830.90

    Minus received advance payments for

    orders / installments for stocks     EUR         -4,704,670.52

   Accounts receivable                   EUR          9,986,261.55

    Trade debtors                        EUR          8,688,135.69

    Amounts due from related companies   EUR             40,693.15

    Other debtors and assets             EUR          1,257,432.71

   Liquid means                          EUR          2,459,191.43

  Remaining other assets                 EUR             54,653.57

   Accruals (assets)                     EUR             54,653.57

 

 LIABILITIES                             EUR         30,856,085.46

  Shareholders' equity                   EUR         23,116,090.18

   Capital                               EUR          4,800,000.00

    Subscribed capital (share capital)   EUR          4,800,000.00

   Reserves                              EUR         17,084,168.92

    Retained earnings / revenue reserves EUR         17,084,168.92

   Balance sheet profit/loss (+/-)       EUR          1,231,921.26

    Balance sheet profit / loss          EUR          1,231,921.26

  Provisions                             EUR          4,223,457.68

   Pension provisions and comparable

   provisions                            EUR          1,711,366.00

   Provisions for taxes                  EUR            253,404.00

   Other / unspecified provisions        EUR          2,258,687.68

  Liabilities                            EUR          3,513,919.10

   Financial debts                       EUR            977,546.85

    Liabilities due to banks             EUR            977,546.85

   Other liabilities                     EUR          2,536,372.25

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,443,370.12

    Liabililties due to related companiesEUR              9,481.32

    Unspecified other liabilities        EUR          1,083,520.81

     thereof liabilities from tax /

     financial authorities               EUR            165,425.66

     thereof liabilities from social

     security                            EUR                  0.81

  Other liabilities                      EUR              2,618.50

   Deferrals (liabilities)               EUR              2,618.50

PROFIT AND LOSS ACCOUNT

 

(cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         41,400,041.01

  Inventory change + own costs (+/-)     EUR            630,961.00

   Inventory change (+/-)                EUR            156,189.00

   Capitalised own costs                 EUR            474,772.00

  Other operating income                 EUR            416,383.90

  Cost of materials                      EUR         14,160,497.30

   Raw materials and supplies, purchased

   goods                                 EUR         12,455,479.58

   Purchased services                    EUR          1,705,017.72

  Gross result (+/-)                     EUR         28,286,888.61

  Staff expenses                         EUR         17,311,176.23

   Wages and salaries                    EUR         14,446,976.86

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          2,864,199.37

  Total depreciation                     EUR          1,511,920.02

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR          1,511,920.02

  Other operating expenses               EUR          6,293,745.04

  Operating result from continuing

  operations                             EUR          3,170,047.32

  Result from participating interests

  (+/-)                                  EUR             35,000.00

   Expenses / income from participations EUR             35,000.00

    Income from related companies        EUR             35,000.00

  Interest result (+/-)                  EUR           -217,246.92

   Interest and similar income           EUR             40,688.01

   Interest and similar expenses         EUR            257,934.93

  Financial result (+/-)                 EUR           -182,246.92

  Result from ordinary operations (+/-)  EUR          2,987,800.40

  Income tax / refund of income tax (+/-)EUR           -875,735.09

  Other taxes / refund of taxes          EUR            -47,683.82

  Tax (+/-)                              EUR           -923,418.91

  Annual surplus / annual deficit        EUR          2,064,381.49

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         32,715,123.59

  Fixed assets                           EUR         12,930,188.75

   Intangible assets                     EUR            715,014.94

    Concessions, licences, rights        EUR            378,355.94

    Goodwill                             EUR            336,659.00

   Tangible assets                       EUR         11,113,557.27

    Land / similar rights                EUR          6,964,915.56

    Plant / machinery                    EUR          1,764,568.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,278,881.00

    Advance payments made / construction

    in progress                          EUR          1,105,192.71

   Financial assets                      EUR          1,101,616.54

    Shares in participations /

    subsidiaries and the like            EUR          1,101,616.54

     Shares in related companies         EUR          1,096,816.54

     Shares in cooperatives              EUR              4,800.00

  Current assets                         EUR         19,717,454.41

   Stocks                                EUR                  0.00

    Raw materials, consumables and

    supplies                             EUR          1,637,294.00

    Finished goods / work in progress    EUR          4,522,513.00

    Advance payments made                EUR            174,931.41

    Minus received advance payments for

    orders / installments for stocks     EUR         -6,334,738.41

   Accounts receivable                   EUR         11,697,818.25

    Trade debtors                        EUR          9,515,540.58

    Amounts due from related companies   EUR            108,804.40

    Other debtors and assets             EUR          2,073,473.27

   Liquid means                          EUR          8,019,636.16

  Remaining other assets                 EUR             67,480.43

   Accruals (assets)                     EUR             67,480.43

 

 LIABILITIES                             EUR         32,715,123.59

  Shareholders' equity                   EUR         21,701,708.69

   Capital                               EUR          4,800,000.00

    Subscribed capital (share capital)   EUR          4,800,000.00

   Reserves                              EUR         16,052,068.92

    Retained earnings / revenue reserves EUR         16,052,068.92

   Balance sheet profit/loss (+/-)       EUR            849,639.77

    Balance sheet profit / loss          EUR            849,639.77

  Provisions                             EUR          4,589,638.91

   Pension provisions and comparable

   provisions                            EUR          1,688,486.00

   Provisions for taxes                  EUR            485,872.00

   Other / unspecified provisions        EUR          2,415,280.91

  Liabilities                            EUR          6,423,055.49

   Financial debts                       EUR          1,153,091.96

    Liabilities due to banks             EUR          1,153,091.96

   Other liabilities                     EUR          5,269,963.53

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,599,284.34

    Liabilities from received advance

    payments                             EUR          2,410,026.30

    Liabililties due to related companiesEUR             41,386.53

    Unspecified other liabilities        EUR          1,219,266.36

     thereof liabilities from tax /

     financial authorities               EUR            241,452.24

     thereof liabilities from social

     security                            EUR             23,428.69

  Other liabilities                      EUR                720.50

   Deferrals (liabilities)               EUR                720.50

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         40,921,008.59

  Inventory change + own costs (+/-)     EUR          1,517,155.00

   Inventory change (+/-)                EUR          1,093,452.00

   Capitalised own costs                 EUR            423,703.00

  Other operating income                 EUR            494,956.78

  Cost of materials                      EUR         15,163,210.22

   Raw materials and supplies, purchased

   goods                                 EUR         13,896,709.33

   Purchased services                    EUR          1,266,500.89

  Gross result (+/-)                     EUR         27,769,910.15

  Staff expenses                         EUR         17,076,921.99

   Wages and salaries                    EUR         14,284,301.80

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          2,792,620.19

  Total depreciation                     EUR          1,469,729.08

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR          1,469,729.08

  Other operating expenses               EUR          7,123,925.82

  Operating result from continuing

  operations                             EUR          2,099,333.26

  Result from participating interests

  (+/-)                                  EUR             80,000.00

   Expenses / income from participations EUR             80,000.00

    Income from related companies        EUR             80,000.00

  Interest result (+/-)                  EUR           -137,604.99

   Interest and similar income           EUR            109,618.74

   Interest and similar expenses         EUR            247,223.73

  Other financial result                 EUR            -12,797.33

   Depreciation on financial assets and

   marketable securities                 EUR             12,797.33

  Financial result (+/-)                 EUR            -70,402.32

  Result from ordinary operations (+/-)  EUR          2,028,930.94

  Income tax / refund of income tax (+/-)EUR           -681,395.06

  Other taxes / refund of taxes          EUR            -55,561.62

  Tax (+/-)                              EUR           -736,956.68

  Annual surplus / annual deficit        EUR          1,291,974.26


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.40

UK Pound

1

Rs.95.42

Euro

1

Rs.68.49

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.