|
Report No. : |
319524 |
|
Report Date : |
25.04.2015 |
IDENTIFICATION DETAILS
|
Name : |
ISKRA, D.D. |
|
|
|
|
Registered Office : |
Stegne 21 1000 Ljubljana |
|
|
|
|
Country : |
Slovenia |
|
|
|
|
Financials (as on) : |
31.12.2014 |
|
|
|
|
Date of Incorporation : |
27.12.1974 |
|
|
|
|
Com. Reg. No.: |
10511800 |
|
|
|
|
Legal Form : |
Joined stocked Company |
|
|
|
|
Line of Business : |
Manufacture of electricity distribution and control apparatus |
|
|
|
|
No. of Employee : |
1180 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Slovenia |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
SLOVENIA ECONOMIC OVERVIEW
With excellent infrastructure, a well-educated work force, and a strategic location between the Balkans and Western Europe, Slovenia has one of the highest per capita GDPs in Central Europe. Slovenia became the first 2004 European Union entrant to adopt the euro (on 1 January 2007) and has experienced one of the most stable political transitions in Central and Southeastern Europe. In March 2004, Slovenia became the first transition country to graduate from borrower status to donor partner at the World Bank. In 2007, Slovenia was invited to begin the process for joining the OECD; it became a member in 2012. However, long-delayed privatizations, particularly within Slovenia’s largely state-owned and increasingly indebted banking sector, have fueled investor concerns since 2012 that the country would need EU-IMF financial assistance. In 2013, the European Commission granted Slovenia permission to begin recapitalizing ailing lenders and transferring their nonperforming assets into a “bad bank” established to restore bank balance sheets. Yield-seeking bond investors’ strong demand for Slovenian debt helped the government in 2013-14 to continue to finance itself independently on international markets. The government has embarked on a program of state asset sales intended to bolster investor confidence in the economy, which in 2014 contracted 1.1%, its third-year of recession.
|
Source
: CIA |
|
ISKRA, D.D. |
Phone |
01 5131010 |
|
Stegne 21 |
Telefax |
01 5111532 |
|
1000 Ljubljana |
E-Mail |
|
|
Slovenia |
Web |
|
Crefo Nr. |
9270005680 |
Registration: |
Ljubljana |
|
Statistical Nr. |
5185726 |
Registration Nr. |
10511800 |
|
Tax Nr. |
SI13278088 |
Status |
Active |
|
Business connection |
Business connection appear
premissable |
|
Terms of payment |
No complaints, but occasional
delays |
LEGAL FORM
Joined stocked Company
FOUNDED
27/12/1974
as
19/12/1990
as d.o.o. - Limited liability company (Ltd.)
22/06/1998
as Joined stocked Company
Last
entry on 15.01.2015
On
18.9.2014 change of company name from Iskra Sistemi, d.d. into \
ISKRA,
d.d.
on
2.10.2014 incorporation of the company MAOS, d.o.o.
on
18.9.2014 incorporation of the company ISKRA, d.d. (Co.Nu.5330424)
on
21.6.2012 incorporation of the company ISKRA MIS, d.d.
on
7.10.2011 incorporation of the company ORIA, d.o.o.
on
12.8.2011 incorporation of the company ISKRA INVEST, d.d.
in
year 2005 incorporation of the company ISKRA TRANSMISSION d.d.
on 7.10.2002 incorporation of the company ISKRA-SYSEN D.D. LJUBLJANA
REGISTRATION
22/06/1998,
Ljubljana, 10511800
Statistical
Nr.: 5185726
Tax Nr.: SI13278088
OWNERS AND CAPITAL
|
Crefo Nr. |
Name / Address / Status |
From |
Share |
|
Head shareholders |
|||
|
9270008604 |
Dusan Sesok Opekarniska ulica 43,
1235 Radomlje Slovenia |
|
53,4 % |
|
9270026818 |
Joze Godec Ulica Franca Nebca 5,
1000 Ljubljana Slovenia |
|
41,12% |
|
|
12 Private persons |
|
3,7 % |
|
9270031602 |
Irena Peternel Poljce 19a, 4275 Begunje
na Gorenjskem Slovenia |
|
1,78 % |
REGISTERED CAPITAL
|
Date |
Currency |
Value |
|
|
|
EUR |
|
28.065.567,31 |
On
21.06.2012 capital increase for EUR 17.019.900,42
On
12.08.2011 capital increase for EUR 3.296.600,41
On
27.05.2008 capital increase for EUR 2.512.099,74
On 05.06.2009 capital increase for EUR 768.756,18
MANAGEMENT
|
Crefo
Nr. |
Name /
Address / Status |
Since Power of attorney |
|
Board of
Directors |
||
|
9270008604 |
Chairman of the board Dusan Sesok Opekarniska ulica 43, 1235
Radomlje Slovenia |
|
|
9270026818 |
confidential clerk Joze
Godec Ulica
Franca Nebca 5, 1000 Ljubljana Slovenia |
|
|
9270135263 |
Board member Peter Goltnik Praprotnikova ulica 15,
3330 Mozirje Slovenia |
|
|
Supervisory
Board |
||
|
9270003936 |
chairman of the
supervisory board Dr. Dipl. Kfm. Andro
Ocvirk Novo polje, Cestza XV 31,
1260 Ljubljana-Polje Slovenia |
|
|
9270161678 |
member of the supervisory
board Janez Klancar Rudolfovo 2, 1380
Cerknica Slovenia |
|
|
9270003118 |
member
of the supervisory board Janez
Peskar Zaloska
cesta 222e, 1000 Ljubljana Slovenia |
|
COMPANY ADDRESSES
|
Valid
from |
Residence
address |
Valid
until |
|
|
Stegne
21, 1000 Ljubljana, Slovenia Phone:
01 513 10 10 Telefax: 01 511 15 32 E-Mail:
iskra@iskra.eu Web: www.iskra.eu |
|
SUBSIDIARIES
|
Crefo
Nr. |
Name
/ Address / Status |
Valid
from |
Share |
|
Owner |
|||
|
9270071640 |
TEHNOLOSKI
PARK LJUBLJANA d.o.o. Statistical
Nr.: 5911508 Tehnoloski
park 19, 1000 Ljubljana Slovenia |
|
13.258,23
EUR |
|
9270149448 |
NELA
razvojni center d.o.o. Statistical
Nr.: 3962237 Na
PlavZu 79, 4228 Zelezniki Slovenia |
|
500.000
EUR |
BUSINESS ACTIVITIES
|
Main
activity |
Nace |
|
Manufacture
of electricity distribution and control apparatus |
27.12 |
|
Additional
activities |
Nace |
Company
activity
manufacture of other electrical
equipment, development, engineering, manufacture of electricity distribution
and control apparatus, production of
condensers and equipment, production of electronic apparatus and equipment,
import-export
Headquarters and business
production premises are located on the \ address above,
business premises are also in
Ljubljanska cesta 24A, 4000 Kranj, Otoce 5A, 4244 Podnart, Vajdova ulica 71,
8333 SemiS, Glinek 5, 1291 \ Skofljica and Sentvid pri Sticni 108, 1296 Sentvid
pri Sticni
Turnover and Employees
|
Date |
Turnover |
Employees |
|
2009 |
46.065.819
EUR |
|
|
2010 |
39.178.903
EUR |
295 |
|
2011 |
48.592.479
EUR |
364 |
|
2012 |
111.310.261
EUR |
1370 |
|
2013 |
100.376.757
EUR |
1242 |
|
2014 |
107.403.536
EUR |
1213 |
|
2015 |
|
1180 |
Financial data for the company ISKRA, d.d. (Co.Number5330424) Annual turnover 2013 EUR 7.466.702 ,--Net profit 2013 EUR 2.486.177 ,--
Financial data for the company MAOS d.o.o. Annual turnover 2013 EUR 3.236.048 ,--Net profit 2013 EUR 1.680.756 ,--
Financial data for the company ISKRA MIS, d.d. Annual turnover 2011 EUR 73.542.085,-Net profit 2011 EUR 2.123.156 ,--
IMPORT / EXPORT
|
|
Import |
Export |
|
Percentage |
Unknown |
Unknown |
|
Countries |
European
Union, USA, China |
European
Union, Bosnia-Hercegovina, Iran, Montenegro, Macedonia, Bulgaria, Russia,
Thailand, Albania |
PROPERTIES
|
Name |
Detail |
Currency |
Value |
|
Business
premises |
Company's
property Stegne
21, Ljubljana 1000, Slovenia |
|
Unknown |
|
Business
premises |
Company's
property Glinek5
, Skofljica 1291, Slovenia |
|
Unknown |
|
Business
premises |
Company's
property Sentvid
pri Sticni 108, Sentvid pri Sticni 1296, Slovenia |
|
Unknown |
|
Business
premises |
Company's
property Ljubljanska
cesta 24A, Kranj 4000, Slovenia |
|
Unknown |
|
Business
premises |
Company's
property Otoce
5A, Podnart 4244, Slovenia |
|
Unknown |
|
Business
premises |
Company's
property Vajdova
ulica 71, Semic 8333, Slovenia |
|
Unknown |
|
Land
and buildings |
Company's
property per
31.12.2014 |
EUR |
17.873.515 (Own
data) |
SUPPLEMENTARY DATA
Remarks
To
your inquiry:
on
21.6.2012 incorporation of the company ISKRA MIS, d.d.; PE Kondenzatorji, Vajdova
ulica 71, 8333 Semic; is business unit of the company Iskra d.d.
Company
name:
ISKRA,
elektro in elektronska industrija, d.d.
Participation
in capital:
Iskra
Sistemi-M DOOEL SKOPJE, Macedonia (100% share)
ISKRA
d.o.o. Novi Sad , Serbia(100% share)
Iskra
TELA L Laktosi, BIH (100% share)
ISKRA
IP d.o.o. (100% share)
ISKRA
turizem d.o.o. (100% share)
Iskra
Vega plus d.o.o. (100% share)
Iskra
commerce d.o.o. Serbia (100% share)
Cavae
Romanae d.o.o. (100% share)
Iskra
India Pvt.Ltd. India (100% share)
Iskra
ODM d.o.o. (24% share)
Iskra
Lotric d.o.o. (24% share)
Iskra
STIK d.o.o. (24% share)
(stand
per 31.12.2014)
Balance
sheet per 31.12.2014 is according to the company's own report
BANKS
|
Code |
Bank
name / Address |
Account
Nr. |
|
122 |
ABANKA
VIPAd.d. Slovenska
cesta 58, 1517 Ljubljana , 1517, |
SI56
0510 0800 0022 205 |
|
108 |
BANKA
CELJE d.d. Vodnikova
2, 3000 Celje , 3000, |
SI56
060000021753034 |
|
106 |
BANKA
KOPER d.d. Pristaniska
14, 6502 Koper, 6502, |
SI56
101000049543812 |
|
110 |
GORENJSKA
BANKA d.d. Bleiweisova
cesta 1, 4000 Kranj , 4000, |
SI56
0700 0000 1053 122 |
|
100 |
NOVA
LJUBLJANSKA BANKA d.d., LJUBLJANA Trg
republike 2, 1520 Ljubljana , 1250, |
SI56
0292 3001 2553 977 |
|
100 |
NOVA
LJUBLJANSKA BANKA d.d., LJUBLJANA Trg
republike 2, 1520 Ljubljana , 1250, |
SI56
029230260708786 |
|
100 |
NOVA
LJUBLJANSKA BANKA d.d., LJUBLJANA Trg
republike 2, 1520 Ljubljana , 1250, |
SI56
029230260708883 |
|
116 |
SBERBANK
d.d. Dunajska
cesta 128a, 1000 Ljubljana , 1000, |
SI56
300000001136682 |
|
116 |
SBERBANK
d.d. Dunajska
cesta 128a, 1000 Ljubljana , 1000, |
SI56
300000101136698 |
PAYMENT EXPERIENCE AND CREDIT OPINION
|
Terms
of payment |
No
complaints, but occasional delays |
|
Business
connection |
Business
connection appear premissable |
BUSINESS DEVELOPMENT
|
Company
development |
Constant |
|
Business
course |
satisfactory |
EVENTS
No
negative events registered.
BALANCE
31.12.2014
The enclosed balance of
2014 is the company’s own report, it is not authenticated by the auditor.
31.12.2013
The enclosed balance
of 2013 is originated from official source, it is not authenticated by the
auditor.
31.12.2012
The enclosed balance of
2012 is originated from official source, it is not authenticated by the
auditor.
31.12.2011
The enclosed balance
of 2011 is originated from official source, it is not authenticated by the
auditor.
|
|
|
31/12/2014 1 EUR balance |
31/12/2013 1 EUR balance |
31/12/2012 1 EUR balance |
31/12/2011 1 EUR balance |
|
Name |
Ref. |
|
|
|
|
|
ASSETS (AKTIVA) |
|
111.412.207 |
99.285.731 |
108.602.861 |
50.931.841 |
|
LONG-TERM ASSETS |
|
63.024.605 |
49.184.069 |
52.222.207 |
17.298.062 |
|
Intangible
assets and long-term deferred costs and accrued revenues |
|
1.450.379 |
2.232.572 |
3.386.545 |
3.015.611 |
|
Intangible assets |
|
1.249.031 |
2.124.940 |
3.352.858 |
2.995.674 |
|
Long-term deferred costs
and accrued revenues |
|
201.348 |
107.632 |
33.687 |
19.937 |
|
Tangible fixed assets |
|
37.655.105 |
41.275.754 |
42.435.731 |
11.638.631 |
|
Long-term
financial investments and Real estate investments |
|
22.924.107 |
4.779.744 |
5.529.581 |
2.490.887 |
|
Investment property |
|
12.776.150 |
2.589.281 |
2.706.270 |
1.218.275 |
|
Long-term financial
investments |
|
10.147.957 |
2.190.463 |
2.823.311 |
1.272.612 |
|
Long-term operating
receivables |
|
123.139 |
26.342 |
75.299 |
5.361 |
|
Deferred receivables for
taxes |
|
861.875 |
869.657 |
795.051 |
147.572 |
|
SHORT-TERM ASSETS |
|
48.271.071 |
49.801.939 |
56.012.876 |
32.539.114 |
|
Assets (group for
estrange) for sell |
|
1.387.546 |
132.122 |
132.122 |
132.122 |
|
Inventories |
|
21.004.512 |
20.581.650 |
23.704.425 |
8.480.591 |
|
Short-term financial
investments |
|
1.809.903 |
3.767.724 |
3.872.373 |
4.299.553 |
|
Short-term operating
receivables |
|
20.735.104 |
23.375.506 |
27.118.140 |
16.606.244 |
|
Cash assets |
|
3.334.006 |
1.944.937 |
1.185.816 |
3.020.604 |
|
Short-term deferred costs
and accrued revenues |
|
116.531 |
299.723 |
367.778 |
1.094.665 |
|
Off-balance sheet items |
|
54.821.084 |
69.703.994 |
74.909.251 |
19.685.803 |
|
LIABILITIES |
|
111.412.207 |
99.285.731 |
108.602.861 |
50.931.841 |
|
CAPITAL |
|
37.217.798 |
41.671.742 |
41.662.275 |
16.469.688 |
|
|
|
31/12/2014 1 EUR balance |
31/12/2013 1 EUR balance |
31/12/2012 1 EUR balance |
31/12/2011 1 EUR balance |
|||
|
Name |
Ref. |
|
|
|
|
|||
|
Called-up capital |
|
28.065.567 |
28.065.567 |
28.065.567 |
11.045.667 |
|||
|
Basic (subscribed)
capital |
|
28.065.567 |
28.065.567 |
28.065.567 |
11.045.667 |
|||
|
Non called-up capital
(deductive item) |
|
0 |
0 |
0 |
0 |
|||
|
Capital reserves |
|
4.843.356 |
6.336.607 |
6.336.607 |
2.525.970 |
|||
|
Reserves from profit |
|
923.222 |
923.222 |
923.222 |
234.623 |
|||
|
Surplus from revaluation |
|
181.179 |
3.708.659 |
3.525.579 |
1.919.239 |
|||
|
Retained net |
|
0 |
32.565 |
593.760 |
7.785 |
|||
|
Net business result for the
business year |
|
3.204.474 |
2.605.122 |
2.217.540 |
736.404 |
|||
|
PROVISIONS
AND LONG-TERM ACCRUED COSTS AND DEFERRED REVENUES |
|
3.009.714 |
3.335.278 |
3.920.254 |
1.417.018 |
|||
|
FINANCIAL AND BUSINESS LIABILITIES |
|
68.343.232 |
51.386.143 |
59.203.064 |
30.804.162 |
|||
|
LONG-TERM LIABILITIES |
|
44.312.669 |
16.266.663 |
23.180.174 |
7.353.558 |
|||
|
Long-term financial
liabilities |
|
44.255.184 |
15.302.875 |
22.407.336 |
6.671.914 |
|||
|
Long-term operating
liabilities |
|
57.485 |
254.803 |
132.920 |
206.530 |
|||
|
Deferred liabilities for
taxes |
|
0 |
708.985 |
639.918 |
475.114 |
|||
|
SHORT-TERM LIABILITIES |
|
24.030.563 |
35.119.480 |
36.022.890 |
23.450.604 |
|||
|
Liabilities, included in
groups for estrange |
|
0 |
0 |
0 |
||||
|
Short-term financial
liabilities |
|
6.414.017 |
15.192.050 |
13.806.101 |
12.535.961 |
|||
|
Short-term operating
liabilities |
|
17.616.546 |
19.927.430 |
22.216.789 |
10.914.643 |
|||
|
SHORT-TERM
ACCRUED COSTS AND DEFERRED REVENUES |
|
2.841.463 |
2.892.568 |
3.817.268 |
2.240.973 |
|||
|
Off-balance sheet items |
|
54.821.084 |
69.703.994 |
74.909.251 |
19.685.803 |
|||
PROFIT AND LOSS
ACCOUNT:
31.12.2014
The enclosed profit and
loss account of 2014 is the company’s own report, it is not authenticated by
the auditor.
31.12.2013
The enclosed profit
and loss account of 2013 is originated from official source, it is not
authenticated by the auditor.
31.12.2012
The enclosed profit
and loss account of 2012 is originated from official source, it is not
authenticated by the auditor.
31.12.2011
The enclosed profit
and loss account of 2011 is originated from official source, it is not
authenticated by the auditor.
|
|
|
31/12/2014 1 EUR profit and loss account |
31/12/2013 1 EUR profit and loss account |
31/12/2012 1 EUR profit and loss account |
31/12/2011 1 EUR profit and loss account |
|
Name |
Ref. |
|
|
|
|
|
Net
sales |
|
103.317.858 |
97.364.181 |
100.659.813 |
46.737.532 |
|
Changes
in the value of inventories of products and work-in-process |
|
336.200 |
-1.115.949 |
1.633.927 |
-56.964 |
|
Capitalised
own products and own services |
|
881.578 |
2.695.719 |
3.858.020 |
383.475 |
|
Other
operating revenues (with subventions, grants,...) |
|
1.572.920 |
816.605 |
4.142.981 |
736.061 |
|
GROSS
OPERATING YIELD |
|
106.108.556 |
99.760.556 |
110.294.741 |
47.800.104 |
|
Cost
of goods, material and services |
|
66.435.106 |
61.684.946 |
66.969.887 |
32.519.540 |
|
|
|
31/12/2014 1 EUR profit and loss account |
31/12/2013 1 EUR profit and loss account |
31/12/2012 1 EUR profit and loss account |
31/12/2011 1 EUR profit and loss account |
|
Name |
Ref. |
|
|
|
|
|
Purchase
value of goods and materials sold and cost of material and cost of material
used |
|
42.299.051 |
41.135.444 |
42.811.579 |
15.473.304 |
|
Cost
of services |
|
24.136.055 |
20.549.502 |
24.158.308 |
17.046.236 |
|
Labour
cost |
|
24.758.180 |
26.143.299 |
29.080.509 |
11.184.070 |
|
Cost
of wages |
|
17.754.812 |
18.538.638 |
20.830.431 |
8.189.648 |
|
Cost
of pension insurance |
|
0 |
1.719.304 |
2.218.533 |
820.662 |
|
Cost
of other social insurance |
|
2.880.626 |
1.353.876 |
1.607.512 |
658.701 |
|
Other
labour cost |
|
4.122.742 |
4.531.481 |
4.424.033 |
1.515.059 |
|
Write-offs |
|
7.172.817 |
7.474.795 |
9.297.931 |
2.377.659 |
|
Depreciation |
|
5.769.054 |
5.480.666 |
7.272.324 |
1.509.480 |
|
Revaluation
operating expenses for non-tangible assets and tangible fixed assets |
|
558.784 |
851.632 |
23.256 |
8.765 |
|
Revaluation
operating expenses for current assets |
|
844.979 |
1.142.497 |
2.002.351 |
859.414 |
|
Other
operating expenses |
|
541.362 |
367.264 |
716.574 |
534.194 |
|
OPERATING
REVENUES |
|
106.108.556 |
100.876.505 |
108.660.814 |
47.857.068 |
|
OPERATING
EXPENSES |
|
98.907.465 |
95.670.304 |
106.064.901 |
46.615.463 |
|
OPERATING
RESULT |
|
7.201.091 |
5.206.201 |
2.595.913 |
1.241.605 |
|
EBIT |
|
7.201.091 |
4.090.252 |
4.229.840 |
1.184.641 |
|
Financial
income from investments in other enterprises |
|
728.772 |
23.896 |
217.239 |
16.710 |
|
Financial
income from loans |
|
146.638 |
165.788 |
169.196 |
173.001 |
|
Financial
income from operating receivables |
|
267.532 |
191.730 |
346.180 |
364.875 |
|
Financial
expenses from depreciation and writeoffs of financial investments |
|
2.703.729 |
419.587 |
482.318 |
0 |
|
Financial
expenses from financial liabilities |
|
2.327.570 |
1.369.842 |
1.760.603 |
953.289 |
|
Financial
expenses from operating liabilities |
|
245.165 |
375.315 |
354.091 |
151.586 |
|
Financial
income |
|
1.142.942 |
381.414 |
732.615 |
554.586 |
|
Financial
expenses |
|
5.276.464 |
2.164.744 |
2.597.012 |
1.104.875 |
|
Other
revenues |
|
152.038 |
234.787 |
282.905 |
237.789 |
|
Other
expenses |
|
2.722 |
11.193 |
123.171 |
96.979 |
|
Total
revenues |
|
107.403.536 |
100.376.757 |
111.310.261 |
48.592.479 |
|
Total
costs |
|
104.186.651 |
97.846.241 |
108.785.084 |
47.817.317 |
|
Total
business result |
|
3.216.885 |
2.530.516 |
2.525.177 |
775.162 |
|
Tax
on profit |
|
12.411 |
0 |
0 |
0 |
|
Deferred
taxs |
|
0 |
-74.606 |
307.637 |
0 |
|
Net
business result for the accounting period |
|
3.204.474 |
2.605.122 |
2.217.540 |
775.162 |
FINANCIAL RATIOS
|
Name |
Ref. |
31/12/2014 |
31/12/2013 |
31/12/2012 |
31/12/2011 |
|
Equity
ratio |
1 |
0,25 |
0,28 |
0,26 |
0,22 |
|
Cleared
equity ratio |
2 |
0,25 |
0,25 |
0,23 |
0,19 |
|
Current
liquidity |
3 |
2,01 |
1,42 |
1,55 |
1,39 |
|
Name |
Ref. |
31/12/2014 |
31/12/2013 |
31/12/2012 |
31/12/2011 |
|
Quick
liquidity |
4 |
1,13 |
0,83 |
0,90 |
1,03 |
|
Working
capital |
5 |
24240508,00 |
14682459,00 |
19989986,00 |
9088510,00 |
|
Gearing |
6 |
3,97 |
3,54 |
3,87 |
4,61 |
|
Cleared
gearing |
7 |
1,82 |
1,25 |
1,48 |
2,10 |
|
Profitability |
8 |
3,00 |
2,52 |
2,27 |
1,60 |
|
Operating
profitability |
9 |
2,98 |
2,60 |
1,99 |
1,60 |
|
Stock
days |
10 |
71,38 |
74,84 |
77,73 |
63,70 |
|
Debtor
days |
11 |
70,47 |
85,00 |
88,92 |
124,74 |
|
Supplier
days |
12 |
59,87 |
59,87 |
72,85 |
81,98 |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.63.00 |
|
|
1 |
Rs.95.42 |
|
Euro |
1 |
Rs.68.49 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
ANK |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.