MIRA INFORM REPORT

 

 

Report No. :

319149

Report Date :

28.04.2015

 

IDENTIFICATION DETAILS

 

Name :

BAHADI COMPANY FOR TRADING AND INDUSTRIES

 

 

Registered Office :

King Faisal Street, Petromin District, 19738, Jeddah 21445

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

25.06.1987

 

 

Com. Reg. No.:

4030057673

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Engaged in the wholesale and retail of general foodstuff products, including nuts, rice, spices and coffee.

 

 

No of Employees :

79

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

SAUDI ARABIA ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommuncations, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. In 2014 the Kingdom ran its first budget deficit since 2009, and faces budget deficits for the foreseeable future because it requires an oil price greater than $100 per barrel to balance its budget. Although the Kingdom can finance high deficits for several years by drawing down its considerable foreign assets or borrowing, it probably will begin to reduce capital spending if oil prices stay low through the next year.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : BAHADI COMPANY FOR TRADING AND INDUSTRIES

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Limited Liability Partnership

Registration Date                                  : 25th June 1987

Commercial Registration Number           : 4030057673, Jeddah

Chamber Membership Number               : 26919

Issued Capital                                       : SR 1,500,000

Paid up Capital                                     : SR 1,500,000

Total Workforce                         : 79

Activities                                               : Wholesalers and retailers of general foodstuff products.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Abdullah Bahadi, Commercial Manager

 
Company name

 

BAHADI COMPANY FOR TRADING AND INDUSTRIES

 

 

company ADDRESS

 

Registered & Physical Address

 

Street               : King Faisal Street

Area                 : Petromin District

 

PO Box            : 19738

 

Town                : Jeddah 21445

Country : Saudi Arabia

 

Telephone         : (966-12) 6442222 / 6355555 / 6428025 / 6448061 / 6388400 / 6385231 / 6385211 / 6385212

Facsimile          : (966-12) 6432468 / 6380555

Email                : alibahadi@hotmail.com / info@bahadi.com / ali@bahadi.com / bahadi@bahadi.com

 

Premises

 

Subject operates from a medium sized suite of offices and a warehouse that are rented and located in the Central Business Area of Jeddah.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       Bab Mecca Street                                                                             Office premises

Jeddah

Tel: (966-12) 6431095

Fax: (966-12) 6380555

 

·       Riyadh                                                                                             Office premises

Tel: (966-11) 4118887

Fax: (966-11) 4388349

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ali Obaid Saeed Bahadi                                                                    Managing Partner

 

·       Saeed Obaid Saeed Bahadi                                                              Partner

 

·       Mohamed Obaid Saeed Bahadi                                                         Partner

 

·       Mostafa Mohamed Ali Satti                                                               Finance Manager

 

·       Abdullah Abdul Wahab                                                                     Sales Manager

 

·       Abdullah Bahadi                                                                               Commercial Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 28/10/1407 Hijri (corresponding to 25th June 1987)

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 4030057673, Jeddah

 

Chamber Member No.  : 26919

 

Issued Capital              : SR 1,500,000

 

Paid up Capital            : SR 1,500,000

 

Name of Partner (s)                                                     

 

·       Ali Obaid Saeed Bahadi                                                                   

 

·       Saeed Obaid Saeed Bahadi                                                             

 

·       Mohamed Obaid Saeed Bahadi

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of general foodstuff products, including nuts, rice, spices and coffee.

 

Import Countries: Spain, South America, India and the United States of America.

 

International Suppliers:

 

·       Herpo                      Spain

·       San Lazaro               Guatemala

·       Imexa                       Guatemala

·       Agrofood                 Brazil

·       BRF Global              Brazil

·       Waterford                 United States of America

·       Comex                     United States of America

·       Maskan Overseas     India

·       Shri Ram                  India

·       Mahavir Rice Mill      India

·       Bola                         India

·       Paramount Farms     United States of America

 

Brand Names: BAHADI

 

Operating Trend: Steady

 

Subject has a workforce of 79 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                SR 168,250,000             SR 180,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Abdullah Bahadi, Commercial Manager

 

 

BANKERS

 

·       National Commercial Bank

King Abdul Aziz Street

PO Box: 3555

Jeddah 21481

Tel: (966-12) 6446644

     Fax: (966-12) 6446644

 

·       Arab National Bank

Madinah Road

PO Box: 9463

Jeddah 21413

Tel: (966-12) 6600272

       Fax: (966-12) 6650202

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

 

GENERAL COMMENTS

 

Local sources report that subject meets its payments in a timely manner and is considered to be a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.61

UK Pound

1

Rs. 96.55

Euro

1

Rs. 69.18

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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