MIRA INFORM REPORT

 

 

Report No. :

319214

Report Date :

28.04.2015

 

IDENTIFICATION DETAILS

 

Name :

DIRECT GLOBAL LOGISTICS PTE. LTD.

 

 

Registered Office :

33, UBI AVENUE 3, 08-68, VERTEX, 408868

 

 

Country :

Singapore

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

06.01.2006

 

 

Com. Reg. No.:

200600311-G

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Freight Forwarding, Packing and Crating Services & Other Transportation Support Activities

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Poor

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports. Growth in 2014 was slower at 13.9%, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade agreement negotiations and, with the nine other ASEAN members, will form the ASEAN Economic Community in 2015.

 

Source : CIA


EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

200600311-G

COMPANY NAME

:

DIRECT GLOBAL LOGISTICS PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

06/01/2006

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

33, UBI AVENUE 3, 08-68, VERTEX, 408868, SINGAPORE.

BUSINESS ADDRESS

:

33, UBI AVENUE 3, 08-68, VERTEX, TOWER A, 408868, SINGAPORE.

TEL.NO.

:

65-67491791

FAX.NO.

:

65-65127783

CONTACT PERSON

:

D.THANARAJ ( DIRECTOR )

PRINCIPAL ACTIVITY

:

FREIGHT FORWARDING, PACKING AND CRATING SERVICES & OTHER TRANSPORTATION SUPPORT ACTIVITIES

ISSUED AND PAID UP CAPITAL

:

150,000.00 ORDINARY SHARE, OF A VALUE OF SGD 150,000.00

SALES

:

SGD 1,149 [2013]

NET WORTH

:

SGD (635,591) [2013]

STAFF STRENGTH

:

N/A

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

POOR

PAYMENT

:

POOR

MANAGEMENT CAPABILITY

:

WEAK

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MARGINAL GROWTH

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) freight forwarding, packing and crating services & other transportation support activities.

 

The immediate holding company of the Subject is DIRECT LOGISTICS INDIA PVT LTD, a company incorporated in INDIA.

 

Share Capital History

Date

Issue & Paid Up Capital

28/04/2015

SGD 150,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

DIRECT LOGISTICS INDIA PVT LTD

403-4 'B', MANGALYA, OFF MAROL MAROSHI ROAD, ANDERI EAST, MUMBAI-400059, INDIA.

T05UF2646

150,000.00

100.00

---------------

------

150,000.00

100.00

============

=====

+ Also Director



DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

SUNIL DEVRANI

Address

:

2204, B WING, OBEROI GARDEN, THAKUR VILLAGE, SAMTA NAGAR, MUMBAI 101, INDIA.

IC / PP No

:

F0933745

Nationality

:

INDIAN

Date of Appointment

:

06/01/2006

 

DIRECTOR 2

 

Name Of Subject

:

MR. D.THANARAJ

Address

:

546, MILTONIA CLOSE, 02-56, THE MILTONIA RESIDENCES, 768117, SINGAPORE.

IC / PP No

:

S0765115E

Nationality

:

SINGAPOREAN

Date of Appointment

:

06/01/2006

 

DIRECTOR 3

 

Name Of Subject

:

SANJAY SIKKA

Address

:

GH-8/345 PASCHIM VIHAR, NEW DELHI-110063, INDIA.

IC / PP No

:

F4034387

Nationality

:

INDIAN

Date of Appointment

:

14/07/2009



MANAGEMENT

 

 

1)

Name of Subject

:

D.THANARAJ

Position

:

DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

NACN INTERNATIONAL PAC

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

GERARD S/O D. THANARAJ

IC / PP No

:

S7339946G

Address

:

62, WOODLANDS DRIVE 16, 11-28, LA CASA, 737895, SINGAPORE.

 

 

BANKING


No Banker found in our databank.



ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LITIGATION CHECK AGAINST SUBJECT

 

* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose any information on the Subject's suppliers.


The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

X

]

 

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose any information on the Subject's clientele.

 

OPERATIONS

 

Services

:

FREIGHT FORWARDING, PACKING AND CRATING SERVICES & OTHER TRANSPORTATION SUPPORT ACTIVITIES

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) freight forwarding, packing and crating services & other transportation support activities.

The staff from the registered office refused to disclose the Subject's operation.

CURRENT INVESTIGATION

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

6567491791

Current Telephone Number

:

65-67491791

Match

:

YES

Address Provided by Client

:

33 UBI AVENUE #08-68 VERTEX SINGAPORE 408868

Current Address

:

33, UBI AVENUE 3, 08-68, VERTEX, TOWER A, 408868, SINGAPORE.

Match

:

YES

 

Other Investigations


On 24th April 2015 we contacted one of the staff from the registered office and she only provided limited information on the Subject.

 

She refused to disclose the Subject bankers and number of employees.

 

 

FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Decreased

[

2011 - 2013

]

Profit/(Loss) Before Tax

:

Decreased

[

2011 - 2013

]

Return on Shareholder Funds

:

Unfavourable

[

2.22%

]

Return on Net Assets

:

Unfavourable

[

2.22%

]

The continuous fall in turnover could be due to the lower demand for the Subject's products / services.The Subject could be more efficient in controlling its operating costs and had managed to reduce its losses during the year. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

Working Capital Control

Stock Ratio

:

Nil

[

0 Days

]

Debtor Ratio

:

Unfavourable

[

5153 Days

]

Creditors Ratio

:

Unfavourable

[

13537 Days

]

As the Subject is a service oriented company, the Subject does not need to keep stocks. The Subject's debtors ratio was high. The Subject should tighten its credit control and improve its collection period. The unfavourable creditors' ratio could be due to the Subject taking advantage of the credit granted by its suppliers. However this may affect the goodwill between the Subject and its suppliers and the Subject may inadvertently have to pay more for its future supplies.

Liquidity

Liquid Ratio

:

Unfavourable

[

0.03 Times

]

Current Ratio

:

Unfavourable

[

0.03 Times

]

A low liquid ratio means that the Subject may be facing working capital deficiency. If the Subject cannot obtain additional financing or injection of fresh capital, it may face difficulties in meeting its short term obligations.

Solvency

Interest Cover

:

Unfavourable

[

(470.33 Times)

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The Subject incurred losses in the year. It did not generate sufficient income to service its interest.  If the situation does not improve, the Subject may be vulnerable to default in servicing the interest. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

Although the Subject's turnover decreased, its losses also decreased during the year. This could be the result of more efficient control in its operating costs. Due to its weak liquidity position, the Subject will be faced with problems in meeting all its short term obligations if no short term loan is obtained or additional capital injected into the Subject. The Subject's interest cover was negative, indicating that it did not generate sufficient income to service its interest. If its result does not show impressive improvements or succeed obtaining short term financing or capital injection, it may not be able to service its interest and repay the loans. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : POOR

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

ECONOMY

The Ministry of Trade and Industry (MTI) announced that it expects the Singapore economy to grow by around 3.0% in 2014, and by 2.0 to 4.0% in 2015. Besides that in 2013, the economy grew by 4.1%, higher than the 1.9% growth in 2012. This was mainly due to strong growth in the services producing industries, particularly the finance & insurance, as well as wholesale & retail trade sectors.

In 2013, all sectors contributed positively to growth. Finance & insurance was the largest contributor (1.2 percentage-points), followed by wholesale & retail trade (0.8 percentage-points) and business services (0.6 percentage-points). Growth in the manufacturing sector was improved by 1.7%, on the back of strong growth in the electronics and transport engineering clusters. By contrast, growth in the construction sector moderated to 5.9%, from 8.6% in 2012.

Growth in the services producing industries picked up to 5.3% in 2013, from 2.0% in 2012. This was mainly due to stronger growth in the finance & insurance and wholesale & retail trade sectors. The finance & insurance sector grew by 11%, up from 1.3% in the previous year. The wholesale & retail trade sector has expanded by 5.0%, after declining by 1.4% the year before.

For the whole of 2013, growth in total demand was 3.1%, similar to the pace of growth in 2012. External demand was the key contributor to total demand growth, accounting for 2.7 percentage-points, or almost 90%, of the increase. External demand grew at a faster pace of 3.6%, compared to the 1.4% growth in 2012. This was supported mainly by growth in the exports of machinery & transport equipment, miscellaneous manufactures, and transport services. Total domestic demand rose by a modest 1.7%, following the 8.6% increase in 2012. The slower growth in total domestic demand was primarily due to the decline in gross fixed capital formation (GFCF).

For the full year, total consumption expenditure grew by 4.4% in 2013, faster than the 2.8% growth in 2012. Public consumption expenditure increased by 11%, a strong rebound from the 1.9% decline in 2012. Private consumption expenditure recorded gains of 2.7%, moderating from the 4.1% increase in the preceding year.

Furthermore, in the first three quarters of 2014, the Singapore economy grew by 3.3% on a year-on-year basis. For the rest of the year, growth is expected to ease slightly on a year-on-year basis, in line with a projected slowdown in the global economy. Externally-oriented sectors such as the manufacturing and transportation & storage sectors are likely to slow, whereas growth in the construction sector will continue to be weighed down by the weakness in private sector construction activities. On the other hand, domestically-oriented sectors like business services are likely to remain resilient.

Additionally, the labour market in Singapore is expected to remain tight in 2015, with low unemployment and rising vacancy rates. Against this global and domestic backdrop, the growth outlook for the Singapore economy remains modest. In tandem with the expected pick-up in external demand, externally-oriented sectors such as manufacturing, wholesale trade and finance & insurance are likely to provide support to growth. While some domestically-oriented sectors such as businesses services are expected to remain resilient, labour-intensive ones like construction, retail and food services may see their growth weighed down by labour constraints.

OVERALL INDUSTRY OUTLOOK : MARGINAL GROWTH

 

 

CREDIT RISK EVALUATION & RECOMMENDATION

 

 

Incorporated in 2006, the Subject is a Private Limited company, focusing on freight forwarding, packing and crating services & other transportation support activities. Having been in business for more than 5 years, the Subject has established a remarkable clientele base for itself which has contributed to its business growth. The Subject have a strong support from its shareholder. However, the Subject does not have a strong capital position. Without a strong capital, the Subject may face difficulties to expand its business compared to other large corporation.

Overall, we regard that the Subject's management capability is weak. Without capable management, the Subject is unlikely to be successful and often contribute to unacceptable levels of accountability. Weak management can affect productivity, profitability, sales growth and ultimately can result in the failure of a business.

Due to the challenging market conditions, the Subject's business performance seems to be deteriorating and losses incurred. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. Due to its weak liquidity position, the Subject may face working capital deficiency in meeting its short term financial obligations if no fresh capital are injected into the Subject. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. The Subject's unfavourable financial performance over the years has wiped out its shareholders' funds to a deficit of SGD -635,591. Therefore, the Subject as a going concern is much dependent on its ability to generate sufficient cash flow and obtain additional financing to meet its future obligations.

Without a strong assets backing, the Subject may face difficulties in getting loans for its future expansion and continued growth .


The poor payment habit may affect the goodwill between the Subject and its suppliers and the Subject may inadvertently have to pay more for its future supplies.

 

The industry has reached its maturity stage and only enjoying a marginal growth. The steady growth of the country's economy will further enhance the industry activities. Thus, the Subject's future performance is very much depend on its marketing strategies in order to retain its position in the market.

Based on the above unfavourable condition, we regard granting credit to the Subject to be quite risky. Hence, credit is not recommended.

 

 

 

PROFIT AND LOSS ACCOUNT

 

 

 

Financial Year End

2013-03-31

2012-03-31

2011-03-31

Months

12

12

12

Consolidated Account

Company

Company

Company

Audited Account

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

Financial Type

FULL

FULL

FULL

Currency

SGD

SGD

SGD

TURNOVER

1,149

403,546

1,734,132

----------------

----------------

----------------

Total Turnover

1,149

403,546

1,734,132

Costs of Goods Sold

(890)

(331,378)

(1,591,477)

----------------

----------------

----------------

Gross Profit

259

72,168

142,655

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

(14,140)

(178,753)

212

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

(14,140)

(178,753)

212

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

(14,140)

(178,753)

212

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

(771,451)

(592,698)

(592,910)

----------------

----------------

----------------

As restated

(771,451)

(592,698)

(592,910)

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(785,591)

(771,451)

(592,698)

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(785,591)

(771,451)

(592,698)

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Bank overdraft

30

60

30

----------------

----------------

----------------

30

60

30

=============

=============

=============

DEPRECIATION (as per notes to P&L)

3,696

5,838

10,037

----------------

----------------

----------------

3,696

5,838

10,037

=============

=============

=============

 

 

BALANCE SHEET

 

 

 

 

ASSETS EMPLOYED:

FIXED ASSETS

1,633

5,327

11,165

Deposits

-

-

5,092

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

-

-

5,092

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

1,633

5,327

16,257

Trade debtors

16,220

13,621

117,493

Other debtors, deposits & prepayments

1,554

8,790

59,833

Cash & bank balances

5,178

10,775

22,268

----------------

----------------

----------------

TOTAL CURRENT ASSETS

22,952

33,186

199,594

----------------

----------------

----------------

TOTAL ASSET

24,585

38,513

215,851

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

33,007

31,773

56,108

Other creditors & accruals

5,500

8,245

21,228

Amounts owing to holding company

621,669

619,946

581,213

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

660,176

659,964

658,549

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

(637,224)

(626,778)

(458,955)

----------------

----------------

----------------

TOTAL NET ASSETS

(635,591)

(621,451)

(442,698)

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

150,000

150,000

150,000

----------------

----------------

----------------

TOTAL SHARE CAPITAL

150,000

150,000

150,000

Retained profit/(loss) carried forward

(785,591)

(771,451)

(592,698)

----------------

----------------

----------------

TOTAL RESERVES

(785,591)

(771,451)

(592,698)

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

(635,591)

(621,451)

(442,698)

----------------

----------------

----------------

(635,591)

(621,451)

(442,698)

=============

=============

=============

 

FINANCIAL RATIO

 

 

 

 

TYPES OF FUNDS

Cash

5,178

10,775

22,268

Net Liquid Funds

5,178

10,775

22,268

Net Liquid Assets

(637,224)

(626,778)

(458,955)

Net Current Assets/(Liabilities)

(637,224)

(626,778)

(458,955)

Net Tangible Assets

(635,591)

(621,451)

(442,698)

Net Monetary Assets

(637,224)

(626,778)

(458,955)

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

(14,110)

(178,693)

242

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

(10,414)

(172,855)

10,279

BALANCE SHEET ITEMS

Total Borrowings

0

0

0

Total Liabilities

660,176

659,964

658,549

Total Assets

24,585

38,513

215,851

Net Assets

(635,591)

(621,451)

(442,698)

Net Assets Backing

(635,591)

(621,451)

(442,698)

Shareholders' Funds

(635,591)

(621,451)

(442,698)

Total Share Capital

150,000

150,000

150,000

Total Reserves

(785,591)

(771,451)

(592,698)

LIQUIDITY (Times)

Cash Ratio

0.01

0.02

0.03

Liquid Ratio

0.03

0.05

0.30

Current Ratio

0.03

0.05

0.30

WORKING CAPITAL CONTROL (Days)

Stock Ratio

0

0

0

Debtors Ratio

5,153

12

25

Creditors Ratio

13,537

35

13

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

0.00

Liabilities Ratio

(1.04)

(1.06)

(1.49)

Times Interest Earned Ratio

(470.33)

(2,978.22)

8.07

Assets Backing Ratio

(4.24)

(4.14)

(2.95)

PERFORMANCE RATIO (%)

Operating Profit Margin

(1,230.64)

(44.30)

0.01

Net Profit Margin

(1,230.64)

(44.30)

0.01

Return On Net Assets

2.22

28.75

(0.05)

Return On Capital Employed

2.22

28.75

(0.05)

Return On Shareholders' Funds/Equity

2.22

28.76

(0.05)

Dividend Pay Out Ratio (Times)

0.00

0.00

0.00

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.61

UK Pound

1

Rs.96.56

Euro

1

Rs.69.18

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.