MIRA INFORM REPORT

 

 

Report No. :

320073

Report Date :

29.04.2015

 

IDENTIFICATION DETAILS

 

Name :

BECTON DICKINSON HOLDINGS PTE. LTD.

 

 

Registered Office :

10, Collyer Quay, 10-01, Ocean Financial Centre, 049315

 

 

Country :

Singapore

 

 

Financials (as on) :

30.09.2013

 

 

Date of Incorporation :

14.06.2011

 

 

Com. Reg. No.:

201114149-N

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Engaged as an investment holding and trading of medical products. 

·         Engaged in improving drug therapy, enhancing the quality and speed of diagnosing infectious diseases, and advancing research as well as discovery of new drugs and vaccines. 

 

 

No of Employees :

189 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Singapore ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. The economy depends heavily on exports, particularly in consumer electronics, information technology products, pharmaceuticals, and on a growing financial services sector. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but rebounded 15.1% in 2010, on the strength of renewed exports, before slowing to in 2011-13, largely a result of soft demand for exports during the second European recession. Over the longer term, the government hopes to establish a new growth path that focuses on raising productivity. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to establish Singapore as Southeast Asia's financial and high-tech hub.

 

Source : CIA


 

 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

201114149-N

COMPANY NAME

:

BECTON DICKINSON HOLDINGS PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

14/06/2011

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

10, COLLYER QUAY, 10-01, OCEAN FINANCIAL CENTRE, 049315, SINGAPORE.

BUSINESS ADDRESS

:

30, TUAS AVENUE 2, 639461, SINGAPORE.

TEL.NO.

:

65-68610633

FAX.NO.

:

65-68601593

CONTACT PERSON

:

LIM LEONG CHING @ JAMES LIM ( DIRECTOR )

PRINCIPAL ACTIVITY

:

INVESTMENT HOLDING AND TRADING OF MEDICAL PRODUCTS

ISSUED AND PAID UP CAPITAL

:

1,902,930,861.00 ORDINARY SHARE, OF A VALUE OF SGD 1,917,324,789.00 

SALES

:

SGD 934,522,163 [2013]

NET WORTH

:

SGD 1,894,399,334 [2013]

STAFF STRENGTH

:

189 [2015]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

FAIR

PAYMENT

:

No Complaints 

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH



HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) investment holding and trading of medical products.


The immediate holding company of the Subject is BECTON DICKINSON ASIA HOLDINGS LIMITED, a company incorporated in GIBRALTAR.

 

Share Capital History

 

Date

Issue & Paid Up Capital

20/03/2015

SGD 1,917,324,789.00

 

 

The major shareholder(s) of the Subject are shown as follows :

 


Name

Address

IC/PP/Loc No

Shareholding

(%)

BECTON DICKINSON ASIA HOLDINGS LIMITED

57/63, LINE WALL ROAD, GIBRALTAR.

T13UF1551

1,902,930,861.00

100.00

---------------

------

1,902,930,861.00

100.00

============

=====

+ Also Director

 

The Subject's interest in other companies (Subsidiaries/Associates) are shown as follow :

 



Local No

Country

Company

(%)

As At

198602285W

SINGAPORE

BECTON DICKINSON MEDICAL PRODUCTS PTE LTD

100.00

19/03/2015

 

 

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

BHUPINDER PAL SINGH

Address

:

9, TANJONG RHU ROAD, 04-03, WATERSIDE, THE, 436894, SINGAPORE.

IC / PP No

:

S2756342B

Nationality

:

SINGAPOREAN

Date of Appointment

:

31/12/2011

 

DIRECTOR 2

 

Name Of Subject

:

ROBERT THIBEAULT

Address

:

336, LAUREL WOOD AVENUE, THE TENERIFFE, 275951, SINGAPORE.

IC / PP No

:

S2736515I

Nationality

:

SINGAPOREAN

Date of Appointment

:

20/06/2011


DIRECTOR 3

 

Name Of Subject

:

LIM LEONG CHING @ JAMES LIM

Address

:

62, TOH TUCK ROAD, 07-03, 596724, SINGAPORE.

IC / PP No

:

S2563613I

Nationality

:

SINGAPOREAN

Date of Appointment

:

20/06/2011

 

MANAGEMENT

 

 

 

1)

Name of Subject

:

LIM LEONG CHING @ JAMES LIM

Position

:

DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

ERNST AND YOUNG LLP

Auditor' Address

:

N/A

 

Auditor

:

ERNST AND YOUNG LLP

Auditor' Address

:

N/A

 

COMPANY SECRETARIES

 

 

1)

Company Secretary

:

ROBERT THIBEAULT

IC / PP No

:

S2736515I

Address

:

336, LAUREL WOOD AVENUE, THE TENERIFFE, 275951, SINGAPORE.

 

2)

Company Secretary

:

TAN CHING CHING

IC / PP No

:

S7378437I

Address

:

4B, ST. GEORGE'S LANE, 06-169, 321004, SINGAPORE.

 

 

BANKING


No Banker found in our databank.

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation.

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank against the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES


The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

 

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

X

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

ASIA

Credit Term

:

N/A

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)




OPERATIONS

 

Goods Traded

:

MEDICAL PRODUCTS

Services

:

INVESTMENT HOLDING

 

Total Number of Employees:

YEAR

2015

2014


GROUP

N/A

N/A

COMPANY

189

189

 

Branch

:

NO

 

Other Information:

 

The Subject is principally engaged in the (as a / as an) investment holding and trading of medical products. 

The Subject is a leading global medical technology company that makes and sells medical devices, instrumented systems and reagents, is dedicated to improving people’s health throughout the world. 


The Subject is focused on improving drug therapy, enhancing the quality and speed of diagnosing infectious diseases, and advancing research as well as discovery of new drugs and vaccines. 


The Subject’s capabilities are instrumental in combating many of the world’s most pressing diseases.


The Subject serves healthcare institutions, life science researchers, clinical laboratories, industry and the general public. 


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

 

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-68610633

Match

:

N/A

Address Provided by Client

:

30 TAUS AVENUE 2, SINGAPORE 639461

Current Address

:

30, TUAS AVENUE 2, 639461, SINGAPORE.

Match

:

YES

 

Other Investigations

 

we contacted one of the staff from the Subject and she provided some information.


FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Increased

[

122.47%

]

Profit/(Loss) Before Tax

:

Increased

[

584.29%

]

Return on Shareholder Funds

:

Unfavourable

[

7.08%

]

Return on Net Assets

:

Unfavourable

[

7.38%

]

The increase in turnover could be due to the Subject adopting an aggressive marketing strategy. The higher profit could be attributed to the increase in turnover. The unfavourable return on shareholders' funds could indicate that the Subject was inefficient in utilising its assets to generate returns.

Working Capital Control

Stock Ratio

:

Favourable

[

18 Days

]

Debtor Ratio

:

Favourable

[

25 Days

]

Creditors Ratio

:

Favourable

[

2 Days

]

The Subject's stocks were moving fast thus reducing its holding cost. This had reduced funds being tied up in stocks. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Favourable

[

1.00 Times

]

Current Ratio

:

Unfavourable

[

1.19 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Favourable

[

1,919.83 Times

]

Gearing Ratio

:

Favourable

[

0.00 Times

]

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

Overall Assessment :

Generally, the Subject's performance has improved with higher turnover and profit. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

Overall financial condition of the Subject : FAIR

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

Services

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

* Based on Index of Industrial Production (2011 = 100)

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

The wholesale and retail trade sectors have expanded by 2.0% in the third quarter of 2014, extending the 1.8 per cent growth in the previous quarter. In 2013, the wholesale and retail sector expanded by 5.0%, after declining by 1.4% the year before. Growth of the sector was driven by the wholesale trade segment.

The domestic wholesale trade index has increased by 3.2% in the fourth quarter of 2013, moderating from the 6.6% growth in the previous quarter. The slower growth was due to a decline in the sales of furniture and household equipment (-12%) and petroleum and petroleum products (-0.6%). For the full year, the domestic wholesale trade index grew by 5.2% reversing the 2.2% decline in 2012. On the other hand, the foreign wholesale trade index has increased by a slower pace of 5.6% in the fourth quarter, compared to the 7.7% expansion in the preceding quarter. The slowdown was due to a fall in the sales of telecommunication equipment and computer (-3.8%) and petroleum and petroleum products (-2.5%). For the full year, the growth of the foreign wholesale trade index moderated slightly to 8.6% from 9.1% in the previous year.

In the fourth quarter of 2013, retail sales volume fell by 6.2%, extending the 5.6% decline in the previous quarter. Excluding motor vehicles, retail sales volume increased by 0.4%, a slower pace of expansion as compared to the 1.6% gain in the preceding quarter. The sales volume of motor vehicles fell by 33% in the fourth quarter of 2013, extending the 32% decline in the previous quarter. Meanwhile, the sales of several discretionary items also fell in the fourth quarter of 2013. For instance, the sales of telecommunications apparatus and computers fell by 12%, while the sales of furniture and household equipment declined by 5.4%.

For the full year, retail sales volume contracted by 4.3%, a reversal from the 1.3% expansion in 2012. Excluding motor vehicle sales, the retail sales volume grew by 1.1% in 2013, slower than the 1.7% increase in 2012. Watches and jewellery recorded the largest increase (11%) in sales in 2013, followed by optical goods and book (3%) and medical goods and toiletries (3%). By contrast, the sales of telecommunications apparatus and computer (-7.3%), furniture and household equipment (-4.2%) and petrol service stations (-1.4) declined in 2013.

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 

 

Incorporated in 2011, the Subject is a Private Limited company, focusing on investment holding and trading of medical products. The Subject has been in business for less than 5 years and it has slowly been building up contact with its clients while competing in the industry. However, it has yet to enjoy a stable market shares as it need to compete many well established players in the same field. The Subject is a large entity with strong capital position of SGD 1,917,324,789. We are confident with the Subject's business and its future growth prospect. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment. 

We found that, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. The Subject is a fairly large and rapidly growing company with over 189 staff in its operations Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject. 

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. Given a positive net worth standing at SGD 1,894,399,334, the Subject should be able to maintain its business in the near terms. 

Without a strong assets backing, the Subject may face difficulties in getting loans for its future expansion and continued growth . The Subject's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials. Overall the Subject has a good control over its resources. 

Overall, the Subject's payment habit is good as the Subject has a good credit control and it could be taking advantage of the cash discounts while maintaining a good reputation with its creditors. 

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry. 

Based on the above condition, we recommend credit be granted to the Subject normally.

 



PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

BECTON DICKINSON HOLDINGS PTE. LTD.

 

Financial Year End

2013-09-30

2012-09-30

Months

12

16

Consolidated Account

Company

Company

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

SGD

SGD

TURNOVER

934,522,163

420,062,179

Other Income

118,515,662

42,065,932

----------------

----------------

Total Turnover

1,053,037,825

462,128,111

Costs of Goods Sold

(710,388,250)

(317,438,675)

----------------

----------------

Gross Profit

342,649,575

144,689,436

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

139,778,971

20,426,971

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

139,778,971

20,426,971

Taxation

(5,948,961)

(3,637,200)

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

133,830,010

16,789,771

Pre-acquisition profit/(loss)

244,240

(21,663)

----------------

----------------

PROFIT/(LOSS) BEFORE EXTRAORDINARY ITEMS

134,074,250

16,768,108

----------------

----------------

PROFIT/(LOSS) ATTRIBUTABLE TO SHAREHOLDERS

134,074,250

16,768,108

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

16,789,771

-

----------------

----------------

As restated

16,789,771

-

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

150,864,021

16,768,108

TRANSFER TO RESERVES - General

(244,240)

21,663

DIVIDENDS - Ordinary (paid & proposed)

(136,000,000)

-

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

14,619,781

16,789,771

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Others

72,846

108,151

----------------

----------------

72,846

108,151

=============

=============

 

 

 

BALANCE SHEET

 

 

BECTON DICKINSON HOLDINGS PTE. LTD.

 

ASSETS EMPLOYED:

FIXED ASSETS

17,006,962

14,197,851

LONG TERM INVESTMENTS/OTHER ASSETS

Subsidiary companies

1,830,705,893

1,830,705,893

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

1,830,705,893

1,830,705,893

INTANGIBLE ASSETS

Deferred/Expenditure carried forward

32,900

32,900

----------------

----------------

TOTAL INTANGIBLE ASSETS

32,900

32,900

----------------

----------------

TOTAL LONG TERM ASSETS

1,847,745,755

1,844,936,644

Stocks

46,567,640

45,394,704

Trade debtors

64,170,800

67,543,563

Other debtors, deposits & prepayments

1,114,956

1,622,205

Amount due from holding company

666,158

617,403

Amount due from subsidiary companies

105,857,815

48,968,923

Amount due from related companies

45,647,143

25,244,450

Cash & bank balances

33,117,947

28,806,058

----------------

----------------

TOTAL CURRENT ASSETS

297,142,459

218,197,306

----------------

----------------

TOTAL ASSET

2,144,888,214

2,063,133,950

=============

=============

CURRENT LIABILITIES

Trade creditors

3,239,104

3,537,172

Other creditors & accruals

41,153,910

32,127,515

Amounts owing to holding company

34,951,712

29,725,408

Amounts owing to subsidiary companies

77,053,046

13,244,936

Amounts owing to related companies

91,344,689

87,952,523

Provision for taxation

2,746,419

221,312

----------------

----------------

TOTAL CURRENT LIABILITIES

250,488,880

166,808,866

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

46,653,579

51,388,440

----------------

----------------

TOTAL NET ASSETS

1,894,399,334

1,896,325,084

=============

=============

SHARE CAPITAL

Ordinary share capital

1,917,324,789

1,917,324,789

----------------

----------------

TOTAL SHARE CAPITAL

1,917,324,789

1,917,324,789

Exchange equalisation/fluctuation reserve

222,577

(21,663)

Retained profit/(loss) carried forward

14,619,781

16,789,771

Others

(37,767,813)

(37,767,813)

----------------

----------------

TOTAL RESERVES

(22,925,455)

(20,999,705)

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

1,894,399,334

1,896,325,084

----------------

----------------

1,894,399,334

1,896,325,084

=============

=============

 

 

 

FINANCIAL RATIO

 

 

BECTON DICKINSON HOLDINGS PTE. LTD.

 

TYPES OF FUNDS

Cash

33,117,947

28,806,058

Net Liquid Funds

33,117,947

28,806,058

Net Liquid Assets

85,939

5,993,736

Net Current Assets/(Liabilities)

46,653,579

51,388,440

Net Tangible Assets

1,894,366,434

1,896,292,184

Net Monetary Assets

85,939

5,993,736

BALANCE SHEET ITEMS

Total Borrowings

0

0

Total Liabilities

250,488,880

166,808,866

Total Assets

2,144,888,214

2,063,133,950

Net Assets

1,894,399,334

1,896,325,084

Net Assets Backing

1,894,399,334

1,896,325,084

Shareholders' Funds

1,894,399,334

1,896,325,084

Total Share Capital

1,917,324,789

1,917,324,789

Total Reserves

(22,925,455)

(20,999,705)

LIQUIDITY (Times)

Cash Ratio

0.13

0.17

Liquid Ratio

1.00

1.04

Current Ratio

1.19

1.31

WORKING CAPITAL CONTROL (Days)

Stock Ratio

18

39

Debtors Ratio

25

59

Creditors Ratio

2

4

SOLVENCY RATIOS (Times)

Gearing Ratio

0.00

0.00

Liabilities Ratio

0.13

0.09

Times Interest Earned Ratio

1,919.83

189.87

Assets Backing Ratio

0.99

0.99

PERFORMANCE RATIO (%)

Operating Profit Margin

14.96

4.86

Net Profit Margin

14.35

3.99

Return On Net Assets

7.38

1.08

Return On Capital Employed

7.38

1.08

Return On Shareholders' Funds/Equity

7.08

0.88

Dividend Pay Out Ratio (Times)

1.01

0.00

NOTES TO ACCOUNTS

Contingent Liabilities

0

0


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.33

UK Pound

1

Rs.96.51

Euro

1

Rs.68.92

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.