MIRA INFORM REPORT

 

 

Report No. :

318771

Report Date :

29.04.2015

 

IDENTIFICATION DETAILS

 

Name :

NERHADOU INTERNATIONAL FOR PHARMACEUTICALS & NUTRACEUTICALS

 

 

Registered Office :

Block 1/15, Building 2, District 11, West Sumed, 6th of October City, Giza, Cairo

 

 

Country :

Egypt

 

 

Date of Incorporation :

25.03.1996

 

 

Com. Reg. No.:

107738

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Engaged in the production and distribution of vitamins, hormones, hair and skin care products.

 

 

No of Employees :

300

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 

 

EGYPT ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : NERHADOU INTERNATIONAL FOR PHARMACEUTICALS &

                                                              NUTRACEUTICALS

Also Known As                                     : NERHADOU INTERNATIONAL MOHSEN SHALABY AND PARTNERS

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 25th March 1996

Commercial Registration Number           : 107738

Issued Capital                                       : £E 2,500,000

Paid up Capital                                     : £E 2,500,000

Total Workforce                                     : 300

Activities                                               : Production and distribution of vitamins, hormones, hair and skin care

                                                              products.

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

Person Interviewed                                : Maged Taher, Finance Manager

 
Company name

 

COMPANY NAME: NERHADOU INTERNATIONAL FOR PHARMACEUTICALS & NUTRACEUTICALS

 

ALSO KNOWN AS: NERHADOU INTERNATIONAL MOHSEN SHALABY AND PARTNERS

 

 

company ADDRESS

 

Registered & Physical Address

 

Building            : Block 1/15, Building 2

Area                 : District 11, West Sumed, 6th of October City, Giza

 

Town                : Cairo

Country             : Egypt

 

Telephone         : (20-2) 38381702 / 38381703

Facsimile          : (20-2) 38361708

Email                : info@nerhadou.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       11 Lebanon Street                                                                            Rented office and warehouse premises

Mohandessin

Giza

Cairo

 

·       9 Amed Samy Street                                                                         Rented office and warehouse premises

Mohandessin

Giza

Cairo

 

·       4 El Sbahy Street                                                                             Rented office and warehouse premises

El Omranyia

Giza

Cairo

 

·       4 Al Yosser Street                                                                            Rented office and warehouse premises

Dokki

Giza

Cairo

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mohsen Mohamed Mahmoud Shalaby                                               Chairman

 

·       Reham Mohsen Mohamed Mahmoud Shalaby                                    Vice Chairman

 

·       Nirvana Mohsen Mohamed Mahmoud Shalaby                                   Director

 

·       Mohy Mohsen Mohamed Mahmoud Shalaby                                      Chief Executive Officer

 

·       Maged Taher                                                                                    Finance Manager

 

·       Madiha Mohsen Mohamed Mahmoud Shalaby                                   Human Resources Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 25th March 1996

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 107738

 

Issued Capital              : £E 2,500,000

 

Paid up Capital            : £E 2,500,000

 

Name of Shareholder (s)

 

·       Mohsen Mohamed Mahmoud Shalaby

 

·       Reham Mohsen Mohamed Mahmoud Shalaby

 

·       Nirvana Mohsen Mohamed Mahmoud Shalaby

 

·       Mohy Mohsen Mohamed Mahmoud Shalaby

 

·       Local businessmen and private investors

 

 

OPERATIONS

 

Activities: Engaged in the production and distribution of vitamins, hormones, hair and skin care products.

 

Import Countries: Germany, China and the United Kingdom.

 

Suppliers:

 

·       Alcina

·       Alpecin

·       Sigma Pharmaceutical Industries

·       Jedco International Pharmaceutical Co

·       EIMC United Pharmaceuticals

 

Local Clients:

 

·       Egyptian Pharmaceutical Trading Co

 

Brand Names: CALCITRON, FERROTRON, ZINCTRON, HI-POTENCY, TRIB GOLD, ALPECIN and ALCINA

 

Subject has a workforce of approximately 300 employees.

 

 

FINANCIAL DATA

 

Companies registered in Egypt are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       QNB Al Ahli Bank

30 Lebanon Street

Mohandessin

Giza

Cairo

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 63.33

UK Pound

1

Rs. 96.51

Euro

1

Rs. 68.92

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.