MIRA INFORM REPORT

 

 

Report No. :

333864

Report Date :

01.08.2015

 

IDENTIFICATION DETAILS

 

Name :

CLEAR DIAMONDS LTD.

 

 

Registered Office :

23 Nofar Street, C/o Itzhak Elkayam, Yavne 8120723

 

 

Country :

Israel

 

 

Date of Incorporation :

06.07.2003

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Not Available

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Israel

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2013, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Slowing demand domestically and internationally and reduced investment due to uncertainties caused by the Gaza conflict in summer 2014 have reduced GDP growth to about 2% during 2014. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is expected to come online no sooner than 2017, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and a 0.5% boost in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees and has started splitting up the oligopolies to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 


Company Name & address

                                                                                                  

CLEAR DIAMONDS

 

Correct Name:            CLEAR DIAMONDS LTD.

                                

Email: yaron.cleardiamonds@gmail.com

Registered Address

23 Nofar Street, C/o Itzhak Elkayam

Yavne 8120723 Israel

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-343017-3 on the 06.07.2003.

 

Originally established under the name GAL-DAN EVENTS LTD., which changed to the present name on the 04.03.2013.

 

 

SHARE CAPITAL

Authorized share capital NIS 40,000.00, divided into -

            40,000 ordinary shares of NIS 1.00 each,

of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by Itzhak Elkayam.

 

 

SOLE DIRECTOR

 

Itzhak Elkayam.

 

 

BUSINESS

 

Line of business not forthcoming.

 

Subject's registered address in the Registrar of Companies is 23 Nofar Street, C/o Itzhak Elkayam, Yavne.

Since we could not contact subject or its officials, we could not verify the address you provided (21 Tuval Street, Diamond Exchange, Yahalom Bldg. Suite 287).

 

Number of employees not forthcoming.

 

 

MEANS

 

Financial data not forthcoming.

 

There are 2 charges for unlimited amounts registered on the company's assets (all assets), in favor of Mizrahi Tefahot Bank Ltd. (charges placed March 2013).

 

 

REVENUES

 

Sales figures not forthcoming.

 

 

BANKERS

 

According to our:

Mizrahi Tefahot Bank Ltd., Diamond Exchange Business Branch (No. 466), Ramat Gan.

 

Since we could not speak to subject's officials, we could not verify the a/m bank data.

 

 

CHARACTER AND REPUTATION

 

Despite our efforts, we were unable to contact subject nor speak with its officials.

There are no telephone numbers registered under subject's name in the Telephone Directory.

In the Diamond Exchange Directory there is a mobile phone affiliated to subject (+972 (0)54 3450013). We called and the number belongs to a former employee of subject who gave us the mobile phone number of Itzhak Elkayam (+972 (0)54 3453416). We called several times receiving a voice mail box. We left a message, so far without response.

There is a telephone number registered in the Telephone Directory under the name of Ms. Enat Elkayam in 23 Nofar Street, Yavne (+972 (0)8 9426961), we called several times, receiving a a voice mail box. We left a message, so far without response.

In the Diamond Exchange Directory there is an email affiliated to subject (in caption). We sent an email, so far without response.

 

We did not find anything detrimental on subject or its owner.

 

SUMMARY

 

Considering the inability to contact subject, dealings are recommended on fully secured basis.

 

Note: Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.00

UK Pound

1

Rs.99.84

Euro

1

Rs.70.16

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.