MIRA INFORM REPORT

 

 

Report No. :

334465

Report Date :

01.08.2015

 

IDENTIFICATION DETAILS

 

Name :

DESIPRO PTE. LTD.

 

 

Registered Office :

31, Tanjong Pagar Road, 04-01, 088454

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

22.10.2009

 

 

Com. Reg. No.:

200919818-M

 

 

Legal Form :

Private Limited

 

 

LINE OF BUSINESS :

SUBJECT IS MANUFACTURE OF SPORTING AND ATHLETIC GOODS

 

 

No. of Employee :

20 (2014)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010 on the strength of renewed exports. Growth in 2014 was slower at 2.9%, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector. The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity, and increasing Singaporean wages. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade negotiations, the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea and New Zealand, and in 2015, Singapore will form, with the other ASEAN members, the ASEAN Economic Community.

 

Source : CIA

 

 

 

EXECUTIVE SUMMARY

 

REGISTRATION NO.

:

200919818-M

COMPANY NAME

:

DESIPRO PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

22/10/2009

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

31, TANJONG PAGAR ROAD, 04-01, 088454, SINGAPORE.

BUSINESS ADDRESS

:

31 TANJONG PAGAR ROAD, #04-01, 088454, SINGAPORE.

TEL.NO.

:

65-62254773/62238193

FAX.NO.

:

65-62252473

CONTACT PERSON

:

ETIENNE ALEXIS CALLAFE ( DIRECTOR )

 

 

 

 

 

 

PRINCIPAL ACTIVITY

:

MANUFACTURE OF SPORTING AND ATHLETIC GOODS

 

 

 

ISSUED AND PAID UP CAPITAL

:

7,500,000.00 ORDINARY SHARE, OF A VALUE OF EUR 7,500,000.00 
80,000.00 ORDINARY SHARE, OF A VALUE OF SGD 80,000.00 

 

 

 

SALES

:

SGD 571,541 [2013]

NET WORTH

:

SGD (17,321) [2013]

 

 

 

STAFF STRENGTH

:

N/A

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

POOR

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

MATURE

 

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) manufacture of sporting and athletic goods.

 

The immediate holding company of the Subject is OSINVEST PTE. LTD., a company incorporated in SINGAPORE.

 

Share Capital History

 

Date

Issue & Paid Up Capital

29/07/2015

EUR 7,500,000.00 & SGD 80,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Current Shareholder(s) :

 

Name

Address

IC/PP/Loc No

Shareholding

(%)

OSINVEST PTE. LTD.
[SGD 80,000; EUR 7,500,000]

31, TANJONG PAGAR ROAD, 04-01, 088454, SINGAPORE.

201413789G

7,580,000.00

100.00

 

 

 

---------------

------

 

 

 

7,580,000.00

100.00

 

 

 

============

=====

+ Also Director

 

 





DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

ETIENNE ALEXIS CALLAFE

Address

:

52, RUE DE LABBE LEMIRE, MARCQ-EN-BAROEUL, 59700, FRANCE.

IC / PP No

:

14A978871

 

 

 

 

 

 

 

 

 

Nationality

:

FRENCH

Date of Appointment

:

02/05/2014

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

THIERRY STEPHANE ANDRE EUGENE

Address

:

3A, TANGLIN RISE, TANGLIN HILL CONDOMINIUM, 247985, SINGAPORE.

IC / PP No

:

G0796856L

 

 

 

 

 

 

 

 

 

Nationality

:

FRENCH

Date of Appointment

:

24/02/2012

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

YVES DIDIER CLAUDE

Address

:

38, TAMAN NAKHODA, VILLA DELLE ROSE, 257762, SINGAPORE.

IC / PP No

:

G3062745N

 

 

 

 

 

 

 

 

 

Nationality

:

FRENCH

Date of Appointment

:

02/05/2014

 

 

 

 

 

 

 

 

 

 

 

 



MANAGEMENT

 

 

 

1)

Name of Subject

:

ETIENNE ALEXIS CALLAFE

 

Position

:

DIRECTOR

 

 

 

 

 

AUDITOR

 

Auditor

:

PRICEWATERHOUSECOOPERS LLP

Auditor' Address

:

N/A

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

KOH KOK ONG

 

IC / PP No

:

S7119915J

 

 

 

 

 

Address

:

3, ALEXANDRA VIEW, 06-11, ASCENTIA SKY, 158749, SINGAPORE.

 

 

 

 

 

 

 

 

 

 

 

 

 

BANKING


No Banker found in our databank. 

 

ENCUMBRANCE (S)


No encumbrance was found in our databank at the time of investigation. 

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A

 

 

 


The staff from the registered office refused to disclose the Subject's suppliers. 

 

CLIENTELE

 

Local

:

N/A

 

 

 

Overseas

:

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


The staff from the registered office refused to disclose the Subject's clientele. 

 

 

OPERATIONS

 

Products manufactured

:

SPORTING AND ATHLETIC GOODS

 

 

 

 

Total Number of Employees:

YEAR

2014

 

 

GROUP

N/A

 

 

 

 

 

 

 

 

COMPANY

20

 

 

 

 

 

 

 

 

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) manufacture of sporting and athletic goods. 

The staff from the Subject's registered office refused to disclose the Subject's operation. 


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-62254773/62238193

Match

:

N/A

 

 

 

Address Provided by Client

:

31 TANJONG PAGAR ROAD # 04-01 SINGAPORE 0088454

Current Address

:

31 TANJONG PAGAR ROAD, #04-01, 088454, SINGAPORE.

Match

:

YES

 

 

 

 

Other Investigations


We contacted one of the staff from the Subject's registered office and she only provided limited information.

She refused to disclose the Subject's number of employees.


FINANCIAL ANALYSIS

 

Profitability

 

 

 

 

 

 

Turnover

:

Increased

[

2011 - 2013

]

 

Profit/(Loss) Before Tax

:

Increased

[

2011 - 2013

]

 

Return on Shareholder Funds

:

Unfavourable

[

(115.91%)

]

 

Return on Net Assets

:

Unfavourable

[

(162.95%)

]

 

 

 

 

 

 

 

 

The Subject's turnover increased steadily as the demand for its products / services increased due to the goodwill built up over the years.The higher profit could be attributed to the increase in turnover. The Subject's unfavourable returns on shareholders' funds indicate the management's inefficiency in utilising its assets to generate returns.

 

 

 

 

 

 

 

Working Capital Control

 

 

 

 

 

 

Stock Ratio

:

Nil

[

0 Days

]

 

Debtor Ratio

:

Acceptable

[

56 Days

]

 

Creditors Ratio

:

Favourable

[

0 Days

]

 

 

 

 

 

 

 

 

As the Subject is a service oriented company, the Subject does not need to keep stocks. The Subject's management was quite efficient in handling its debtors. The Subject's debtors days were at an acceptable range, thus the risk of its debts turning bad was minimised. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

 

 

 

 

 

 

 

Liquidity

 

 

 

 

 

 

Liquid Ratio

:

Acceptable

[

0.95 Times

]

 

Current Ratio

:

Unfavourable

[

0.95 Times

]

 

 

 

 

 

 

 

 

The Subject's liquid ratio was slightly low. This could indicate that the Subject's working capital was slightly deficient. The Subject will have to improve its liquidity position either by obtaining short term financing or increase its paid up capital so that it can meet all its short term obligations as and when they fall due.

 

 

 

 

 

 

 

Solvency

 

 

 

 

 

 

Interest Cover

:

Favourable

[

15.41 Times

]

 

Gearing Ratio

:

Favourable

[

0.00 Times

]

 

 

 

 

 

 

 

 

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject had no gearing and hence it had virtually no financial risk. The Subject was financed by its shareholders' funds and internally generated fund. During the economic downturn, the Subject, having a zero gearing, will be able to compete better than those which are highly geared in the same industry.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overall Assessment :

 

 

 

 

 

 

Generally, the Subject's performance has improved with higher turnover and profit. The Subject's liquidity was at an acceptable range. If the Subject is able to obtain further short term financing, it should be able to meet all its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject was a zero gearing company, it was solely dependant on its shareholders to provide funds to finance its business. The Subject has good chance of getting loans, if the needs arises.

 

 

 

 

 

 

 

Overall financial condition of the Subject : POOR

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators :

2009

2010

2011

2012

2013

 

 

 

 

 

 

Population (Million)

4.98

5.08

5.18

5.31

5.40

Gross Domestic Products ( % )

(0.8)

14.5

4.9

1.3

3.7

Consumer Price Index

0.6

2.8

5.2

4.6

2.4

Total Imports (Million)

356,299.3

423,221.8

459,655.1

474,554.0

466,762.0

Total Exports (Million)

391,118.1

478,840.7

514,741.2

510,329.0

513,391.0

 

 

 

 

 

 

Unemployment Rate (%)

3.2

2.2

2.1

2.0

1.9

Tourist Arrival (Million)

9.68

11.64

13.17

14.49

15.46

Hotel Occupancy Rate (%)

75.8

85.6

86.5

86.4

86.3

Cellular Phone Subscriber (Million)

1.37

1.43

1.50

1.52

1.97

 

 

 

 

 

 

Registration of New Companies (No.)

26,414

29,798

32,317

31,892

37,288

Registration of New Companies (%)

4.3

12.8

8.5

(1.3)

9.8

Liquidation of Companies (No.)

22,393

15,126

19,005

17,218

17,369

Liquidation of Companies (%)

113.4

(32.5)

25.6

9.4

(5.3)

 

 

 

 

 

 

Registration of New Businesses (No.)

26,876

23,978

23,494

24,788

22,893

Registration of New Businesses (%)

8.15

(10.78)

2.02

5.51

1.70

Liquidation of Businesses (No.)

23,552

24,211

23,005

22,489

22,598

Liquidation of Businesses (%)

11.4

2.8

(5)

(2.2)

0.5

 

 

 

 

 

 

Bankruptcy Orders (No.)

2,058

1,537

1,527

1,748

1,992

Bankruptcy Orders (%)

(11.5)

(25.3)

(0.7)

14.5

14.0

Bankruptcy Discharges (No.)

3,056

2,252

1,391

1,881

2,584

Bankruptcy Discharges (%)

103.7

(26.3)

(38.2)

35.2

37.4

 

 

 

 

 

 

INDUSTRIES ( % of Growth ) :

 

 

 

 

 

Agriculture

 

 

 

 

 

Production of Principal Crops

3.25

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(1.93)

(10.5)

12.10

(0.5)

-

 

 

 

 

 

 

Manufacturing *

71.5

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

90.4

96.4

100.0

103.5

103.5

Textiles

145.9

122.1

100.0

104.0

87.1

Wearing Apparel

211.0

123.3

100.0

92.1

77.8

Leather Products & Footwear

79.5

81.8

100.0

98.6

109.8

Wood & Wood Products

101.4

104.0

100.0

95.5

107.4

Paper & Paper Products

95.4

106.1

100.0

97.4

103.2

Printing & Media

100.9

103.5

100.0

93.0

86.1

Crude Oil Refineries

96.4

95.6

100.0

99.4

93.5

Chemical & Chemical Products

80.3

97.6

100.0

100.5

104.1

Pharmaceutical Products

49.1

75.3

100.0

109.7

107.2

Rubber & Plastic Products

101.2

112.3

100.0

96.5

92.9

Non-metallic Mineral

91.9

92.5

100.0

98.2

97.6

Basic Metals

92.6

102.2

100.0

90.6

76.5

Fabricated Metal Products

90.8

103.6

100.0

104.3

105.1

Machinery & Equipment

57.3

78.5

100.0

112.9

114.5

Electrical Machinery

86.8

124.1

100.0

99.3

108.5

Electronic Components

85.2

113.6

100.0

90.6

94.3

Transport Equipment

96.0

94.0

100.0

106.3

107.5

 

 

 

 

 

 

Construction

(36.9)

14.20

20.50

28.70

-

Real Estate

1.4

21.3

25.4

31.9

-

 

 

 

 

 

 

Services

 

 

 

 

 

Electricity, Gas & Water

1.70

4.00

7.00

6.30

-

Transport, Storage & Communication

3.90

12.80

7.40

5.30

-

Finance & Insurance

(16.4)

(0.4)

8.90

0.50

-

Government Services

4.50

9.70

6.90

6.00

-

Education Services

0.10

(0.9)

(1.4)

0.30

-

 

 

 

 

 

 

* Based on Index of Industrial Production (2011 = 100)

 

 

 

 

 



INDUSTRY ANALYSIS

 

INDUSTRY :

MANUFACTURING

 

 

 

In the third quarter of 2014, manufacturing output has increased by 1.9%, extending the 1.5% growth in the previous quarter. Growth was largely driven by the biomedical manufacturing and chemicals clusters. Besides, for the whole 2013, the manufacturing sector grew by 1.7%, an uptick from the 0.3% growth recorded in the previous year. All clusters recorded an expansion in 2013, except the biomedical manufacturing cluster.

 

The chemicals cluster grew by 5.2% in the third quarter of 2014. Growth was led by the petrochemicals and specialty chemicals segments, which expanded by 8.9% and 7.1% respectively. By contrast, the petroleum segment contracted by 4.2% in the third quarter of 2014 due to plant maintenance shutdowns. For the year of 2013, the chemicals cluster grew only by 0.7%.

 

Besides, output of the biomedical manufacturing cluster expanded by 9.0% in the third quarter of 2014. The medical technology segment posted robust growth of 23% due to higher production of medical instruments and supplies, while the output of the pharmaceuticals segment rose by 6.2%. However, in the whole of 2013, the biomedical manufacturing cluster recorded only a flat growth.

 

In the third quarter of 2014, the transport engineering cluster contracted by 2.0%, dragged down by the aerospace segment. Output in the aerospace segment plunged by 18% on the back of fewer repair jobs from commercial airlines. This was mitigated by the 4.1% growth in the marine & offshore engineering segment, which was supported by higher contributions from rig building projects. Nonetheless, for the whole of 2013, the transport engineering cluster grew by 5.2%.

 

Moreover, output of the precision engineering cluster increased by 1.3% in the third quarter of 2014. The machinery & systems segment grew by 6.2%, supported by higher demand for semiconductor-related equipment and mechanical engineering work. This was partly offset by the decline in the output of the precision modules & components segment. Conversely, in the full year of 2013, the precision engineering cluster's output declined by 5.6%.

 

Furthermore, in the third quarter of 2014, output of the general manufacturing industries declined by 3.0%. The 2.1% growth in the food, beverages & tobacco segment was more than offset by declines in the other two segments. In particular, the miscellaneous industries segment contracted by 4.7% on the back of lower output in construction-related products, such as concrete & cement products and steel structural components. For the full year of 2013, the general manufacturing cluster grew by 2.8%.

 

Besides, in the third quarter of 2014, the electronics cluster expanded by 0.9%, reversing the 5.0% contraction in the previous quarter. Growth was supported by an expansion in the computer peripherals (6.3%) and data storage (2.6%) segments. Moreover, for the year 2013, the electronics cluster expanded by 3.5%.

 

 

OVERALL INDUSTRY OUTLOOK : MATURE



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2009, the Subject is a Private Limited company, focusing on manufacture of sporting and athletic goods. Having been in business for more than 5 years, the Subject has established a remarkable clientele base for itself which has contributed to its business growth. Presently, the issued and paid up capital of the Subject stands at EUR 7,500,000 & SGD 80,000. The Subject have a strong support from its holding company. 

Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject. 

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject managed to maintain an adequate liquidity level, indicating that the Subject has the ability to meet its financial obligations. Being a zero geared company, the Subject virtually has no financial risk as it is mainly dependent on its internal funds to finance its business. The Subject's unfavourable financial performance over the years has wiped out its shareholders' funds to a deficit of SGD -17,321. Therefore, the Subject as a going concern is much dependent on its ability to generate sufficient cash flow and obtain additional financing to meet its future obligations. 

The industry has reached its optimum level and is generally stable. It is saturated and very competitive. Thus, the Subject's growth prospect is very much depends on its capacity in sustaining its performance in the market. 

Based on the above unfavourable condition, we regard granting credit to the Subject to be quite risky. Hence, credit is not recommended.

PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

DESIPRO PTE. LTD.

 

Financial Year End

2013-12-31

2012-12-31

2011-12-31

Months

12

12

12

Consolidated Account

Company

Company

Company

Audited Account

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

Financial Type

FULL

FULL

FULL

Currency

SGD

SGD

SGD

 

 

 

 

TURNOVER

571,541

410,279

311,700

Other Income

3,638

-

1,268

 

----------------

----------------

----------------

Total Turnover

575,179

410,279

312,968

 

----------------

----------------

----------------

 

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

25,186

17,392

26,226

 

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

25,186

17,392

26,226

Taxation

(5,110)

-

-

 

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

20,076

17,392

26,226

 

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

 

As previously reported

(117,397)

(134,789)

(161,015)

 

----------------

----------------

----------------

As restated

(117,397)

(134,789)

(161,015)

 

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(97,321)

(117,397)

(134,789)

 

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(97,321)

(117,397)

(134,789)

 

=============

=============

=============

 

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

 

Loan from holding company

1,748

2,145

2,562

 

----------------

----------------

----------------

 

1,748

2,145

2,562

 

=============

=============

=============

 

 

 

 

 

 

 

 

 

BALANCE SHEET

 

DESIPRO PTE. LTD.

 

ASSETS EMPLOYED:

 

 

 

FIXED ASSETS

4,658

7,141

8,873

 

 

 

 

 

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

4,658

7,141

8,873

 

 

 

 

Trade debtors

87,044

2,127

-

Other debtors, deposits & prepayments

64,541

26,442

48,010

Amount due from holding company

127,338

71,463

-

Cash & bank balances

109,812

33,152

248,601

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

388,735

133,184

296,611

 

----------------

----------------

----------------

TOTAL ASSET

393,393

140,325

305,484

 

=============

=============

=============

 

 

 

 

CURRENT LIABILITIES

 

 

 

Trade creditors

-

-

22

Other creditors & accruals

47,922

5,577

7,689

Amounts owing to holding company

360,681

172,145

352,562

Provision for taxation

1,319

-

-

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

409,922

177,722

360,273

 

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

(21,187)

(44,538)

(63,662)

 

----------------

----------------

----------------

TOTAL NET ASSETS

(16,529)

(37,397)

(54,789)

 

=============

=============

=============

 

 

 

 

SHARE CAPITAL

 

 

 

Ordinary share capital

80,000

80,000

80,000

 

----------------

----------------

----------------

TOTAL SHARE CAPITAL

80,000

80,000

80,000

 

 

 

 

Retained profit/(loss) carried forward

(97,321)

(117,397)

(134,789)

 

----------------

----------------

----------------

TOTAL RESERVES

(97,321)

(117,397)

(134,789)

 

 

 

 

 

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

(17,321)

(37,397)

(54,789)

 

 

 

 

Deferred taxation

792

-

-

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

792

-

-

 

----------------

----------------

----------------

 

(16,529)

(37,397)

(54,789)

 

=============

=============

=============

 

 

 

 

 

 

 

 

FINANCIAL RATIO

 

DESIPRO PTE. LTD.

 

TYPES OF FUNDS

 

 

 

Cash

109,812

33,152

248,601

Net Liquid Funds

109,812

33,152

248,601

Net Liquid Assets

(21,187)

(44,538)

(63,662)

Net Current Assets/(Liabilities)

(21,187)

(44,538)

(63,662)

Net Tangible Assets

(16,529)

(37,397)

(54,789)

Net Monetary Assets

(21,979)

(44,538)

(63,662)

PROFIT & LOSS ITEMS

 

 

 

Earnings Before Interest & Tax (EBIT)

0

0

0

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

0

0

0

BALANCE SHEET ITEMS

 

 

 

Total Borrowings

0

0

0

Total Liabilities

410,714

177,722

360,273

Total Assets

393,393

140,325

305,484

Net Assets

(16,529)

(37,397)

(54,789)

Net Assets Backing

(17,321)

(37,397)

(54,789)

Shareholders' Funds

(17,321)

(37,397)

(54,789)

Total Share Capital

80,000

80,000

80,000

Total Reserves

(97,321)

(117,397)

(134,789)

LIQUIDITY (Times)

 

 

 

Cash Ratio

0.27

0.19

0.69

Liquid Ratio

0.95

0.75

0.82

Current Ratio

0.95

0.75

0.82

WORKING CAPITAL CONTROL (Days)

 

 

 

Stock Ratio

0

0

0

Debtors Ratio

56

2

0

Creditors Ratio

0

0

0

SOLVENCY RATIOS (Times)

 

 

 

Gearing Ratio

0

0

0

Liabilities Ratio

(23.71)

(4.75)

(6.58)

Times Interest Earned Ratio

15.41

9.11

11.24

Assets Backing Ratio

(0.21)

(0.47)

(0.68)

PERFORMANCE RATIO (%)

 

 

 

Operating Profit Margin

4.41

4.24

8.41

Net Profit Margin

3.51

4.24

8.41

Return On Net Assets

(162.95)

(52.24)

(52.54)

Return On Capital Employed

(162.95)

(52.24)

(52.54)

Return On Shareholders' Funds/Equity

(115.91)

(46.51)

(47.87)

Dividend Pay Out Ratio (Times)

0

0

0

NOTES TO ACCOUNTS

 

 

 

Contingent Liabilities

0

0

0



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.01

UK Pound

1

Rs.99.84

Euro

1

Rs.70.16

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.