MIRA INFORM REPORT

 

 

Report No. :

333658

Report Date :

01.08.2015

 

IDENTIFICATION DETAILS

 

Name :

PROPHETE GMBH & CO. KG

 

 

Registered Office :

Lindenstr. 50 D 33378 Rheda-Wiedenbrück

 

 

Country :

Germany

 

 

Financials (as on) :

30.09.2013

 

 

Date of Incorporation :

12.12.1948

 

 

Com. Reg. No.:

HRA 5063

 

 

Legal Form :

Ltd partnership with priv. Ltd. Company as general partner

 

 

Line of Business :

Manufacture of bicycles and invalid carriages

 

 

No. of Employees :

205

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

 

 

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

 

Company name

 

PROPHETE GMBH & CO. KG

 

 

Company Status

 

Active

                     

 

Address

 

Lindenstr. 50

D 33378 Rheda-Wiedenbrück

Telephone:05242/41080

Telefax:  05242/410872

Homepage: www.prophete.net

E-mail:   si-zweirad@prophete.net

 

 

Trade name

 

Prophete

 

 

VAT no

 

DE126780650

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Summary

 

 LEGAL FORM              Ltd partnership with priv. ltd. company as

                                    general partner

 Date of foundation:  12.12.1948

 Registered on:       12.12.1948

 Register of

 companies:           Local court 33330 Gütersloh

 under:               HRA 5063

 

 Total cap. contribution:                EUR          2,000,000.00

 

 Limited partner:

                      Matthias Prophete

                      Anemonenstr. 6

                      D 97228 Rottendorf

                      born: 24.11.1953

                      Share:             EUR          1,000,000.00

 Limited partner:

                      Severine Lönne

                      Parkstr. 2

                      D 26122 Oldenburg

                      born: 13.11.1974

                      Share:             EUR          1,000,000.00

 General partner:

                      Prophete Verwaltungs GmbH

                      Lindenstr. 50

                      D 33378 Rheda-Wiedenbrück

                      Legal form: Private limited company

                      Share capital:     EUR             80,000.00

                      Registered on: 07.03.1980

                      Reg. data: 33330 Gütersloh, HRB 5676

 

 Shareholder:

                      Matthias Prophete

                      Anemonenstr. 6

                      D 97228 Rottendorf

                      born: 24.11.1953

                      Share:             EUR             40,000.00

 Shareholder:

                      Severine Lönne

                      Parkstr. 2

                      D 26122 Oldenburg

                      born: 13.11.1974

                      Share:             EUR             40,000.00

 Manager:

                      Oliver Venohr

                      D 97218 Gerbrunn

                      having sole power of representation

                      born: 09.04.1975

                      Profession: Businessman

 Manager:

                      Severine Lönne

                      Parkstr. 2

                      D 26122 Oldenburg

                      having sole power of representation

                      born: 13.11.1974

                      Profession: Fully qualified merchant

 Proxy:

                      Ulrike Maria Auberer

                      D 88317 Aichstetten

                      authorized to jointly represent the company

                      born: 15.03.1955

 

 Further functions/participations of Prophete Verwaltungs GmbH

 (General partner)

 Shareholder:

                      Profa Gebrauchsgüter Handels- und Service -

                      GmbH

                      Lindenstr. 50

                      D 33378 Rheda-Wiedenbrück

                      Legal form: Private limited company in

                                  liquidation

                      Share capital:     EUR             52,000.00

                      Share:             EUR             52,000.00

                      Registered

                      on:         07.09.2007

                      Reg. data:  33330 Gütersloh, HRB 7723

 

 

 COMPANY HISTORY

 

 12.12.1948 - 12.12.2003  Prophete GmbH & Co.

                          Lindenstr. 49

                          D 33378 Rheda-Wiedenbrück

                          Ltd partnership with priv. ltd. company

                          as general partner

 12.12.2003 - 13.02.2006  Prophete GmbH & Co. KG

                          Lindenstr. 49

                          D 33378 Rheda-Wiedenbrück

                          Ltd partnership with priv. ltd. company

                          as general partner

 13.02.2006 - 01.06.2007  Prophete GmbH & Co. KG

                          Lindenstr. 49

                          D 33378 Rheda-Wiedenbrück

                          Ltd partnership with priv. ltd. company

                          as general partner

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 30920   Manufacture of bicycles and invalid carriages

 

 

FINANCIAL INFORMATION

 

Payment experience:  Slow but correct

 

Negative information: We have no negative information at hand.

 

Balance sheet year:  2012/2013

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Lindenstr. 50

                                    D 33378 Rheda-Wiedenbrück

 

 Real Estate of:             Prophete Verwaltungs GmbH

 Type of ownership:       Tenant

 Address                       Lindenstr. 50

                                    D 33378 Rheda-Wiedenbrück

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 DEUTSCHE BANK, 33501 BIELEFELD

 Sort. code: 48070020

 BIC: DEUTDE3BXXX

 

 Further banks

 COMMERZBANK VORMALS DRESDNER BANK, 33244 GÜTERSLOH

 Sort. code: 47880031

 BIC: DRESDEFF478

 ZV LANDESBANK BADEN-WÜRTTEMBERG, 55098 MAINZ A RHEIN

 Sort. code: 55050000

 BIC: SOLADEST550

 VB RHEDA-WIEDENBRÜCK ZNDL D VB BIELEFELD-GÜTERSLOH, 33378

 RHEDA-WIEDENBRÜCK

 Sort. code: 47860125

 BIC: GENODEM1GTL

 KREISSPARKASSE WIEDENBRÜCK, 33373 RHEDA-WIEDENBRÜCK

 Sort. code: 47853520

 BIC: WELADED1WDB

 

 


FINANCIAL FIGURES

 

 Turnover:            2012/2013          EUR         74,882,688.00

                      2013/2014         *EUR         75,680,000.00

 Profit:              2012/2013          EUR         -1,861,024.00

 further business figures:

 Equipment:                              EUR          1,146,417.00

 Ac/ts receivable:                       EUR          5,152,030.00

 Liabilities:                            EUR         27,351,338.00

 Total numbers of vehicles:             *                       30

 - Lorries:                                                     30

 Employees:                                                    205

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                             01.10.2012 - 30.09.2013

 Equity ratio [%]:                                               41.23

 Liquidity ratio:                                                  0.31

 Return on total capital [%]:                                -4.88

 

 Balance sheet ratios                             01.01.2012 - 30.09.2012

 Equity ratio [%]:                                               46.64

 Liquidity ratio:                                                  0.31

 Return on total capital [%]:                                0.06

 

 Balance sheet ratios                             01.01.2011 - 31.12.2011

 Equity ratio [%]:                                               42.15

 Liquidity ratio:                                                  0.21

 Return on total capital [%]:                                -3.60

 

 Balance sheet ratios                             01.01.2010 - 31.12.2010

 Equity ratio [%]:                                               53.90

 Liquidity ratio:                                                  0.34

 Return on total capital [%]:                                -0.19

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

 Type of balance sheet:                                                             Company balance sheet

 

 Financial year:                           01.10.2012 - 30.09.2013

 

 ASSETS                                  EUR         38,117,614.79

  Fixed assets                           EUR          5,022,786.78

   Intangible assets                     EUR            254,657.50

    Concessions, licences, rights        EUR            254,657.50

   Tangible assets                       EUR          1,262,915.00

    Land / similar rights                EUR             53,184.50

    Plant / machinery                    EUR             63,314.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,146,416.50

   Financial assets                      EUR          3,505,214.28

    Shares in participations /

    subsidiaries and the like            EUR          3,022,114.28

     Shares in related companies         EUR            800,000.00

     Shares in investee companies        EUR          2,222,114.28

    Loans to participations /

    subsidiaries and the like            EUR            481,700.00

     Loans to related companies          EUR            481,700.00

    Other loans                          EUR              1,400.00

  Current assets                         EUR         33,014,414.14

   Stocks                                EUR         25,076,432.73

    Finished goods / work in progress    EUR         24,318,638.58

    Advance payments made                EUR            757,794.15

   Accounts receivable                   EUR          5,152,030.33

    Trade debtors                        EUR          1,589,549.31

    Amounts due from related companies   EUR          1,027,208.08

    Amounts due from investee companies  EUR          2,432,350.07

    Other debtors and assets             EUR            102,922.87

   Liquid means                          EUR          2,785,951.08

  Remaining other assets                 EUR             80,413.87

   Accruals (assets)                     EUR             80,413.87

 

 LIABILITIES                             EUR         38,117,614.79

  Shareholders' equity                   EUR          7,966,124.60

   Capital                               EUR          2,000,000.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          2,000,000.00

     Limited partner's  capital, fixed

     capital, capital account I          EUR          2,000,000.00

   Reserves                              EUR          5,966,124.60

  Provisions                             EUR          2,800,152.69

   Other / unspecified provisions        EUR          2,800,152.69

  Liabilities                            EUR         27,351,337.50

   Financial debts                       EUR         15,401,161.19

    Liabilities due to banks             EUR         15,401,161.19

   Other liabilities                     EUR         11,950,176.31

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,383,704.21

    Liabilities due to shareholders      EUR          7,748,817.46

    Liabililties due to related companiesEUR          1,207,653.09

    Unspecified other liabilities        EUR          1,610,001.55

     thereof liabilities from tax /

     financial authorities               EUR          1,210,717.38

     thereof liabilities from social

     security                            EUR              2,209.75

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         74,882,687.68

  Other operating income                 EUR         15,612,254.65

  Cost of materials                      EUR         70,739,309.65

   Raw materials and supplies, purchased

   goods                                 EUR         67,031,500.22

   Purchased services                    EUR          3,707,809.43

  Gross result (+/-)                     EUR         19,755,632.68

  Staff expenses                         EUR          6,978,310.46

   Wages and salaries                    EUR          5,802,501.95

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,175,808.51

  Total depreciation                     EUR            461,956.49

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            461,956.49

  Other operating expenses               EUR         12,557,449.88

  Operating result from continuing

  operations                             EUR           -242,084.15

  Interest result (+/-)                  EUR         -1,607,532.08

   Interest and similar income           EUR            226,266.93

    thereof from related companies       EUR            215,537.47

   Interest and similar expenses         EUR          1,833,799.01

  Financial result (+/-)                 EUR         -1,607,532.08

  Result from ordinary operations (+/-)  EUR         -1,849,616.23

  Income tax / refund of income tax (+/-)EUR                497.29

  Other taxes / refund of taxes          EUR            -11,904.60

  Tax (+/-)                              EUR            -11,407.31

  Annual surplus / annual deficit        EUR         -1,861,023.54

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:                           01.01.2012 - 30.09.2012

 

 ASSETS                                  EUR         37,333,412.39

  Fixed assets                           EUR          5,098,469.78

   Intangible assets                     EUR            106,050.00

    Concessions, licences, rights        EUR            106,050.00

   Tangible assets                       EUR          1,268,905.50

    Land / similar rights                EUR             59,658.50

    Plant / machinery                    EUR             62,195.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,147,052.00

   Financial assets                      EUR          3,723,514.28

    Shares in participations /

    subsidiaries and the like            EUR          3,022,114.28

     Shares in related companies         EUR            800,000.00

     Shares in investee companies        EUR          2,222,114.28

    Loans to participations /

    subsidiaries and the like            EUR            700,000.00

     Loans to related companies          EUR            700,000.00

    Other loans                          EUR              1,400.00

  Current assets                         EUR         32,179,826.61

   Stocks                                EUR         25,178,653.13

    Raw materials, consumables and

    supplies                             EUR         11,516,123.88

    Finished goods / work in progress    EUR         13,144,685.49

    Advance payments made                EUR            517,843.76

   Accounts receivable                   EUR          4,349,151.66

    Amounts due from shareholders        EUR                  0.00

    Trade debtors                        EUR          1,261,916.64

    Amounts due from related companies   EUR             68,358.88

    Amounts due from investee companies  EUR          1,047,359.10

    Other debtors and assets             EUR          1,971,517.04

   Liquid means                          EUR          2,652,021.82

  Remaining other assets                 EUR             55,116.00

   Accruals (assets)                     EUR             55,116.00

 

 LIABILITIES                             EUR         37,333,412.39

  Shareholders' equity                   EUR         10,187,148.14

   Capital                               EUR          2,000,000.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          2,000,000.00

   Reserves                              EUR          8,187,148.14

    Retained earnings / revenue reserves EUR          8,187,148.14

  Provisions                             EUR          3,439,137.13

   Provisions for taxes                  EUR             45,514.00

   Other / unspecified provisions        EUR          3,393,623.13

  Liabilities                            EUR         23,707,127.12

   Financial debts                       EUR         11,227,602.82

    Liabilities due to banks             EUR         11,227,602.82

   Other liabilities                     EUR         12,479,524.30

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,015,022.22

    Liabilities due to shareholders      EUR          7,225,224.05

    Unspecified other liabilities        EUR          3,239,278.03

     thereof liabilities from tax /

     financial authorities               EUR          1,148,943.23

     thereof liabilities from social

     security                            EUR              3,024.61

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         62,791,480.13

  Inventory change + own costs (+/-)     EUR            662,328.02

   Inventory change (+/-)                EUR            662,328.02

  Other operating income                 EUR         15,678,349.11

  Cost of materials                      EUR         61,458,149.61

   Raw materials and supplies, purchased

   goods                                 EUR         58,249,893.63

   Purchased services                    EUR          3,208,255.98

  Gross result (+/-)                     EUR         17,674,007.65

  Staff expenses                         EUR          5,559,847.19

   Wages and salaries                    EUR          4,611,410.10

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            948,437.09

  Total depreciation                     EUR            341,838.07

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            341,838.07

  Other operating expenses               EUR         10,283,107.51

  Operating result from continuing

  operations                             EUR          1,489,214.88

  Interest result (+/-)                  EUR         -1,275,341.60

   Interest and similar income           EUR            189,164.53

    thereof from related companies       EUR            182,529.43

   Interest and similar expenses         EUR          1,464,506.13

  Financial result (+/-)                 EUR         -1,275,341.60

  Result from ordinary operations (+/-)  EUR            213,873.28

  Extraordinary income                   EUR            367,933.59

  Extraordinary result (+/-)             EUR            367,933.59

  Income tax / refund of income tax (+/-)EUR           -181,860.89

  Other taxes / refund of taxes          EUR            -11,282.76

  Tax (+/-)                              EUR           -193,143.65

  Annual surplus / annual deficit        EUR            388,663.22


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.01

UK Pound

1

Rs.99.84

Euro

1

Rs.70.16

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.