MIRA INFORM REPORT

 

 

Report No. :

332071

Report Date :

05.08.2015

 

IDENTIFICATION DETAILS

 

Name :

DELTA SPECIALITIES SAE

 

 

Registered Office :

Building 22A, 4th Floor, Suite No. 9 10th District, Al Motamayez 6th of October City

 

 

Country :

Egypt

 

 

Date of Incorporation :

2003

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Subject is engaged in the manufacture of driers, defoamers and speciality additives.

 

 

No. of Employee :

75

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

EGYPT ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : DELTA SPECIALITIES SAE

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 2003

Issued Capital                                       : £E 500,000

Paid up Capital                                     : £E 500,000

Total Workforce                                                : 75

Activities                                               : Manufacturers of driers, defoamers and speciality additives

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Ahmed Refaat, Finance Manager

 

 

COMPANY NAME

 

DELTA SPECIALITIES SAE

 

 

ADDRESS

 

 

Registered & Physical Address

 

Building                        : Building 22A, 4th Floor, Suite No. 9

Area                 : 10th District, Al Motamayez

 

Town                : 6th of October City

Country             : Egypt

 

Telephone         : (20-2) 38301707 / 33038115 / 33465461

Facsimile          : (20-2) 33031181

Mobile              : (20-106) 6693249 / (20-100) 1497149

Email                : info@deltaspwll.com / md@deltaspwll.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of 6th of October City.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       9 Adnan Al Madani Street                                                                  Office premises

El Sahafeene

Mohandessin

Cairo

 

·       Swiss Compound                                                                             Factory premises

4th Industrial Zone

6th of October City

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Dr Tark Mostafa                                                                               Managing Director

 

·       Dr Ahmed Mostafa                                                                           Director

 

·       Islam Mostafa                                                                                  Director

 

·       Ahmed Refaat                                                                                  Finance Manager

 

 

LEGAL FORM & OWNERS

 

 

Date of Establishment  : 2003

 

Legal Form                  : Egyptian Joint Stock Company

 

Issued Capital              : £E 500,000

 

Paid up Capital            : £E 500,000

 

Name of Shareholder (s)

 

·       Dr Tark Mostafa

 

·       Dr Ahmed Mostafa

 

·       Islam Mostafa

 

 

OPERATIONS

 

 

Activities: Engaged in the manufacture of driers, defoamers and speciality additives.

 

                 Subject is ISO 9001-2008 accredited.

 

Operating Trend: Steady

 

Subject has a workforce of 75 employees.

 

 

FINANCIAL DATA

 

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Revenue                           £E 14,150,000                           £E 14,375,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

 

·       Export Development Bank of Egypt

     Plot 3/1

4th Industrial Region

6th of October City

Tel: (20-2) 38330599

Fax: (20-2) 38330570

 

 

PAYMENT HISTORY

 

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.93

UK Pound

1

Rs.99.82

Euro

1

Rs.70.05

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.