MIRA INFORM REPORT

 

 

Report No. :

335014

Report Date :

06.08.2015

 

IDENTIFICATION DETAILS

 

Name :

APOLLO ENTERPRISES

 

 

Registered Office :

Salwa Road, New Doha Area, PO Box 2032, Doha

 

 

Country :

Qatar

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1978

 

 

Com. Reg. No.:

614

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Subject’s operations are performed through the following divisions:

·         Real Estate Division

·         Furniture Division

·         Industrial Coatings Division

·         Scaffolding Division

·         Chemical Division

·         Telecommunications Division

 

 

No. of Employees :

700

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Qatar

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

QATAR - ECONOMIC OVERVIEW

 

Qatar has prospered in the last several years with continued high real GDP growth. GDP was driven largely by the oil and gas sector however growth in the manufacturing, construction, and financial services sectors have pushed the non-oil component to just over half of Qatar’s nominal GDP for the first time since 2000. Economic policy is focused on sustaining Qatar's nonassociated natural gas reserves and increasing private and foreign investment in non-energy sectors, but oil and gas still account for roughly 92% of export earnings, and 62% of government revenues. Oil and gas have made Qatar the world's highest per-capita income country and the country with the lowest unemployment. Proved oil reserves in excess of 25 billion barrels should enable continued output at current levels for about 56 years. Qatar's proved reserves of natural gas exceed 25 trillion cubic meters, about 13% of the world total and third largest in the world. Qatar's successful 2022 World Cup bid is accelerating large-scale infrastructure projects such as Qatar's metro system, light rail system, the construction of a new port, roads, stadiums and related sporting infrastructure. The new Hamad International Airport opened in mid-2014 with an initial annual passenger capacity of 24 million and with a projected 50 million when complete.

 

Source : CIA

SUMMARY

 

Company Name                                    : APOLLO ENTERPRISES

Country of Origin                                   : Qatar

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 1978

Commercial Registration Number           : 614, Doha

Chamber Member Number                     : 392/1

Invested Capital                                    : QR 500,000

Total Workforce                         : 700

Activities                                               : Subject operates several divisions (see below for details)

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Biju Balakrishnan, Finance Manager

 

 

COMPANY NAME

 

APOLLO ENTERPRISES

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Salwa Road

Area                 : New Doha Area

PO Box                        : 2032

Town                : Doha

Country : Qatar

Telephone         : (974) 44426664 / 44689522 / 44693334 / 44583788

Facsimile          : (974) 44416274 / 44689521

Mobile              : (974) 55531937 / 55393312

Email                : apollo@qatar.net.qa / apolloscaff@qatar.net.qa / apolloscaff@yahoo.com / biju@appollo-qa.com

 

Please note that subject’s previous address was, Al Handasa Street, Doha.

 

Premises

 

Subject operates from a large suite of offices, a showroom and storage facilities that are owned and located in the Central Business Area of Doha.

 

 

KEY PRINCIPALS

 

Name                                                                                                   Position

 

Hassan Abdullah Al Diyab                                                                     Proprietor & General Manager

 

Michael Blenkinsop                                                                                Assistant General Manager

 

Biju Balakrishnan                                                                                   Financial Manager

 

Babu Rajan                                                                                           Manager – Real Estate Division

 

Marouf Yousefji                                                                                    Manager – Furniture Division

 

Brian Frost                                                                                            Manager – Industrial Coatings

 

Barry Britton                                                                                          Manager – Scaffolding Division

 

Marcous Alberto                                                                                    Manager – Chemical Division

 

Robert Woodward                                                                                 Manager – Telecommunications

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1978

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 614, Doha

 

Chamber Member No.  : 392/1

 

Invested Capital           : QR 500,000

 

Mr Hassan Abdullah Al Diyab is the sole proprietor of the business.

 

 

AFFILIATED COMPANIES

 

Apollo Furniture

PO Box: 53824

Dubai

United Arab Emirates

Tel: (971-4) 3391358

Fax: (971-4) 3391361

 

 

OPERATIONS

 

Activities: Subject’s operations are performed through the following divisions:

 

Real Estate Division

 

Apollo Enterprises has been operating its Real Estate division for over 25 years and during that time has become a market leader.

 

Its portfolio covers the whole spectrum of available properties, ranging from studio apartments to executive villas in the West Bay Lagoon, as well as commercial office space.

 

Furniture Division

 

This division is engaged in the import and retail of home furniture and furnishings, including custom-made sofas, beds, Indonesian/Indian furniture and Mexican furniture, as well as curtains, bed linen and lamps.

 

Industrial Coatings Division

 

Apollo Enterprises Industrial Coatings Division was formed in late 1991, with the intention of serving the ever expanding Oil and Gas Industry in Qatar. It operates two 'shop' facilities for abrasive blasting and painting, both are located within the Salwa Industrial Area. The first "shop" is located in street 38 (unit 54) and offers 3600 sqm of work area. The second facility is located in street 41, offering 15000 sqm of work / storage area and houses our new FBE coating plant.

 

Scaffolding Division

 

Engaged in the sale and rental of scaffolding materials and accessories.

 

Chemical Division

 

The Industrial Chemical Division of Apollo Enterprises is comprised of an agency agreement with the world famous Belzona Polymetrics Inc. It distributes a wide range of industrial chemicals used for the repair, renovation and protection of machinery, equipment, buildings and structures.

 

Telecommunications Division

 

This division offers a one-stop location for provision of telecommunication design and installation services from basic telephone services to structured cabling networks to radio and security systems. Its services range from re-arranging telephones and cabling in an office to supply-install-commission of a network solution or the maintenance of such systems.

 

Import Countries: United States of America and the United Kingdom

 

International Suppliers:

 

Aimbry Lighting             United Kingdom

Valence Technology Inc United States of America

Creative Furniture                      China

J P Antiques                             India

BASF                                       United Arab Emirates

Jotun Paints                              Qatar

Hempel Paints                           Qatar

 

Brand Names:                         SILENTNIGHT

 

Operating Trend: Steady

 

Subject has a workforce of approximately 700 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Qatari Riyals (QR)

                                               

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                QR 116,500,000             QR 128,000,00

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Biju Balakrishnan, Finance Manager

 

 

BANKERS

 

Al Ahli Bank of Qatar (QSC)

PO Box: 2309

Doha

Tel: (974) 44326611

Fax: (974) 44444652

 

Commercial Bank of Qatar Ltd (QSC)

Salwa Road

PO Box: 3232

Doha

Tel: (974) 44428686

Fax: (974) 44428734

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                                January 2007

Credit amount                                       150,000

Amount overdue                                    0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                       No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.82

UK Pound

1

Rs.99.15

Euro

1

Rs.69.31

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.