MIRA INFORM REPORT

 

 

Report No. :

335420

Report Date :

06.08.2015

 

IDENTIFICATION DETAILS

 

Name :

BIRBAL SAHNI INSTITUTE OF PALAEOBOTANY

 

 

Registered Office :

53, University Road, Lucknow – 226007, Uttar Pradesh

Tel. No.:

91-522-2740008/ 2740011/ 2740413/ 2740399 / 2742903

 

 

Country :

India

 

 

Financials (as on) :

31.03.2014

 

 

Year of Establishment :

1946

 

 

Corpus/ Capital Fund :

Rs. 168.226 Million

 

 

PAN No.:

[Permanent Account No.]

Not Available

 

 

Legal Form :

An Autonomous Institute under the Department of Science and Technology, Government of India

 

 

Line of Business :

Subject is dedicated to both fundamental and applied aspects of Plant Fossil Research. 

 

 

No. of Employees :

Not Divulged

 


 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (55)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually Correct

 

 

Litigation :

Clear

 

 

Comments :

Subject was established in the year 1946 was an outcome of vision of Prof. Birbal Sahni.

 

It is an autonomous institute under the Department of Science and Technology, Government of India, New Delhi dedicated to both fundamental and applied aspects of Plant Fossil Research.

 

Overall financial condition of the Institute is sound.

 

Trade relations are fair. Business is active. Payment terms are reported to be usually correct.

 

The institute can be considered for business dealings with usual trade terms and conditions. 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EXTERNAL AGENCY RATING

 

NOT AVAILABLE

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2013.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Ram Shukla

Designation :

Registrar

Contact No.:

91-522-2742903

Date :

04.08.2015

 

 

LOCATIONS

 

Registered Office :

53, University Road, Lucknow – 226007, Uttar Pradesh, India 

Tel. No.:

91-522-2740008/ 2740011/ 2740413/ 2740399 / 2742903

Fax No.:

91-522-2740485/ 2740098

E-Mail :

directorbsip@gmail.com

registrar.bspl@gmail.com

director@bsip.res.in

bsip_rpcc@yahoo.in

Website :

http://www.bsip.res.in

 

 

MANAGEMENT

 

Name :

Late Prof. Birbal Sahni

Designation :

Founder

 

 

Name :

Prof. Deepak Pental

Designation :

Chairman [Governing Body]

Address :

Former VC, University of Delhi Centre for Genetic Manipulation of Crop Plants, University of Delhi South Campus, Benito Juarez Road Dhaula Kuan, New Delhi-110007, India

 

 

Name :

Prof. Sunil Bajpai

Designation :

Director

 

 

KEY EXECUTIVES

 

Name :

Mr. Ram Shukla

Designation :

Registrar

 

 

Name :

N B Tiwari

Designation :

Accounts Officer

 

 

MEMBERS

 

 

Name :

Dr. V.P. Dimri

Designation :

Distinguished Scientist

 

 

Name :

Prof. Talat Ahmad

Designation :

Vice Chancellor

 

 

Name :

Prof. G.V.R. Prasad

Designation :

Department of Geology

 

 

Name :

Dr. K.J. Ramesh

Designation :

Scientist-G

 

 

Name :

Dr. V. Purnachandra Rao

Designation :

Chief Scientist

 

 

Name :

Prof. R. Ramesh

Designation :

Physical Research Laboratory

 

 

Name :

Mr. N.K. Dutta

Designation :

Ex. Director General, GSI

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is dedicated to both fundamental and applied aspects of Plant Fossil Research. 

 

 

Brand Names :

--

 

 

Agencies Held :

--

 

 

Exports :

 

Products :

--

Countries :

--

 

 

Imports :

 

Products :

--

Countries :

--

 

 

Terms :

 

Selling :

--

 

 

Purchasing :

--

 

 

GENERAL INFORMATION

 

Suppliers :

Reference:

Not Divulged

Name of the Person (Designation):

Not Divulged

Contact Number:

Not Divulged

Since how long known:

Not Divulged

Maximum limit dealt:

Not Divulged

Experience:

Not Divulged

Remark

Not Divulged

 

 

Customers :

Reference:

Not Divulged

Name of the Person (Designation):

Not Divulged

Contact Number:

Not Divulged

Since how long known:

Not Divulged

Maximum limit dealt:

Not Divulged

Experience:

Not Divulged

Remark

Not Divulged

 

 

No. of Employees :

Not Divulged

 

 

Bankers :

Bank Name:

Not Divulged

Branch:

Not Divulged

Person Name (with Designation):

Not Divulged

Contact Number:

Not Divulged

Name of Account Holder:

Not Divulged

Account Number:

Not Divulged

Account Since (Date/ Year of A/c Opening):

Not Divulged

Average Balance Maintained (Optional):

Not Divulged

Credit Facilities Enjoyed (CC/OD/Term Loan):

Not Divulged

Account Operation:

Not Divulged

Remarks: Not Divulged

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Khanna Thaker and Company

Chartered Accountants

 

 

Memberships :

--

 

 

Collaborators :

--

 

 

Associates/Subsidiaries :

Not Divulged

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2014

 

Corpus/ Capital Fund

 

Owned :

Rs. 168.226 Million

Borrowed :

--

Total :

Rs. 168.226 Million

 


 

FINANCIAL DATA

[all figures are in Rupees Million]

 

ABRIDGED BALANCE SHEET

 

PARTICULARS

 

31.03.2014

31.03.2013

31.03.2012

CORPUS/ CAPITAL FUND AND LIABILITIES

 

 

 

 

 

 

 

Corpus/ Capital Fund

168.226

125.513

114.090

 

 

 

 

Reserves and Surplus

33.211

38.211

48.011

 

 

 

 

Earmarked / Endowment Funds

258.014

232.048

187.857

 

 

 

 

Secured Loans and Borrowings

0.000

0.000

0.000

 

 

 

 

Deferred Credit Liabilities 

0.000

0.000

0.000

 

 

 

 

Current Liabilities and Provisions

5.788

2.831

7.523

 

 

 

 

 

 

 

 

TOTAL

465.239

398.603

357.481

 

 

 

 

ASSETS

 

 

 

 

 

 

 

Fixed Assets

101.085

92.538

102.870

 

 

 

 

Investments-From Earmarked/Endowment Funds

258.014

232.048

187.857

 

 

 

 

Investments-Others

22.064

24.000

44.916

 

 

 

 

Current Assets, Loans, Advances etc.

84.076

50.016

21.838

 

 

 

 

Miscellaneous Expenditure

(to the extent not written off or adjusted)

0.000

0.000

0.000

 

 

 

 

 

 

 

 

TOTAL

465.239

398.603

357.481

 

 

INCOME AND EXPENDITURE ACCOUNT

 

PARTICULARS

 

31.03.2014

31.03.2013

31.03.2012

INCOME

 

 

 

Income from Sales/ Services

0.893

0.878

0.709

 

 

 

 

Grants/subsidies (OB, Deposit A/C and Transfer from Cap. Fund) fees/ Subscriptions

264.825

212.762

186.550

 

 

 

 

Income from Investments (Income on Invest. From earmarked/ endow. Funds transferred to Funds)

3.063

0.984

2.584

 

 

 

 

Income from Royalty, Publication etc.

0.123

0.406

0.273

 

 

 

 

Interest Earned

3.519

2.241

1.216

 

 

 

 

Other Income/Adjustments

1.095

0.954

0.792

 

 

 

 

Increase/(decrease)in stock of Finished goods and works-in-progress

0.000

0.000

0.000

 

 

 

 

TOTAL

273.518

218.225

192.124

 

 

 

 

EXPENDITURE

 

 

 

Establishment Expenses

171.663

145.308

143.636

 

 

 

 

Other Administrative Expenses etc.

42.821

34.267

31.011

 

 

 

 

Expenditure on Grants, Subsidies etc.

0.000

0.000

0.000

 

 

 

 

Interest

0.000

0.000

0.000

 

 

 

 

Depreciation (Net Total at the year-end-corresponding to Schedule 8)

15.321

14.128

16.135

 

 

 

 

TOTAL

229.805

193.702

190.782

 

 

 

 

Balance being excess of Income over Expenditure (A-B)

43.713

24.523

1.342

 

 

 

 

Transfer to Special Reserve (Specify each)

66.000

13.100

11.550

 

 

 

 

Transfer to/from General Reserve to Pension Fund

65.000

--

20.900

 

 

 

 

BALANCE BEING SURPLUS/ DEFICIT CARRIED TO CORPUS/CAPITAL FUND

42.713

11.423

(31.108)

 

 

 

RECEIPTS AND PAYMENT ACCOUNT

 

PARTICULARS

 

31.03.2014

31.03.2013

31.03.2012

 

 

 

 

RECEIPT

 

 

 

 

 

 

 

 

I. Opening Balances

 

 

 

a) Cash in hand

--

--

0.001

b) Bank Balances

22.288

0.079

--

i) In current accounts

--

--

--

ii) In deposit accounts

--

--

--

iii) Endowment deposits

--

--

--

iv) Salary Account

--

2.297

2.760

 

 

 

 

II. Grants Received

 

 

 

a) From Government of India

181.225

212.762

186.778

b) From State Government

--

--

--

c) From other sources (details) (Grant for capital & revenue exp.

83.600

--

--

d) Deposit Account

--

--

--

 

 

 

 

III. Income on Investment from

 

 

 

a) Earmarked/ Endow. Funds

--

--

--

b) Own Funds (Utilized)

--

--

--

 

 

 

 

IV. Interest Received

 

 

 

a) On Bank deposits

2.432

1.597

1.281

b) Loans, Advances etc.

1.087

1.629

0.762

 

 

 

 

V. Other Income (specify)

 

 

 

i) Sale proceeds of Publications

0.093

0.405

0.102

ii) Miscellaneous Income

1.125

0.954

0.335

iii) Sale of Services (Consultancy)

0.893

0.878

0.865

iv) Group Insurance

--

0.156

0.321

 

 

 

 

VI. Amount Borrowed

--

--

0.018

 

 

 

 

VII. Any other receipts

 

 

 

(Pension Contribution)

 

 

 

Transfer from Reserve Fund

65.000

55.000

--

Net Receipt from Project

9.341

2.272

--

 

 

 

 

 

 

 

 

 

 

 

 

i) Recovery of Advances

 

 

 

ii) Earnest Money Deposit

41.634

20.104

2.842

iii) FDR Matured

1.021

0.010

0.010

iv) Recovery from Parties

--

--

--

 

 

 

 

 

 

 

 

TOTAL

409.739

298.143

196.075

 

 

 

 

PAYMENTS

 

 

 

 

 

 

 

1) Expenses

 

 

 

a) Establishment Expenses (Corresponding to Schedule 20)

171.663

145.308

129.159

b) Administrative Expenses (Corresponding to Schedule 21)

42.821

34.267

22.022

 

 

 

 

II) Payments made against funds for various projects

7.198

--

--

(Name of the fund or project should be shown along with the particulars of payments made for each project)

 

 

 

 

 

 

 

III. Investments and deposits made

 

 

 

a) Out of Earmarked/ Endowment funds

--

--

--

b) Out of Own Funds (Investments-Others)

--

56.000

29.500

 

 

 

 

IV. Expenditure on Fixed Assets & Capital Work-in-Progress

 

 

 

a) Purchase of Fixed Assets

23.868

3.601

5.897

b) Expenditure on Capital Work-in-Progress

--

--

--

 

 

 

 

V. Refund of surplus money/ Loans

 

 

 

a) To the Government of India

--

--

--

b) To the State Government

--

--

--

c) To other providers of funds

--

--

--

 

 

 

 

VI. Finance Charges (Interest)

--

--

--

 

 

 

 

VII. Other Payments (Specify)

 

 

 

i) Advances to Staff

11.657

0.308

1.736

ii) Earnest Money Refunded

0.227

0.010

0.020

iii) Advances to Parties

80.528

35.946

2.571

iv) Pension Fund

6.000

0.386

0.255

v) Transfer to reserve & surplus

60.000

--

--

 

 

 

 

VIII. Closing Balances

 

 

 

a) Cash in hand

--

--

--

b) Bank Balances

 

 

 

i) In current accounts

--

--

--

ii) In deposit accounts

--

--

--

iii) Saving account

5.777

22.317

4.915

iv) Endowment deposit account

--

--

--

v) Excess Expenditure

--

--

--

 

 

 

 

 

 

 

 

TOTAL

409.739

298.143

196.075

 


 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check list by info agents

Available in Report (Yes/No)

1

Year of establishment

Yes

2

Constitution of the entity -Incorporation details

Yes

3

Locality of the entity

Yes

4

Premises details

No

5

Buyer visit details

--

6

Contact numbers

Yes

7

Name of the person contacted

Yes

8

Designation of contact person

Yes

9

Promoter’s background

No

10

Date of Birth of Proprietor / Partners / Directors

No

11

Pan Card No. of Proprietor / Partners

No

12

Voter Id Card No. of Proprietor / Partners

No

13

Type of business

Yes

14

Line of Business

Yes

15

Export/import details (if applicable)

No

16

No. of employees

No

17

Details of sister concerns

No

18

Major suppliers

No

19

Major customers

No

20

Banking Details

No

21

Banking facility details

No

22

Conduct of the banking account

--

23

Financials, if provided

Yes

24

Capital in the business

Yes

25

Last accounts filed at ROC, if applicable

No

26

Turnover of firm for last three years

Yes

27

Reasons for variation <> 20%

--

28

Estimation for coming financial year

No

29

Profitability for last three years

Yes

30

Major shareholders, if available

No

31

External Agency Rating, if available

No

32

Litigations that the firm/promoter involved in

--

33

Market information

--

34

Payments terms

No

35

Negative Reporting by Auditors in the Annual Report

No

 

 

 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

 

Unit

Indian Rupees

US Dollar

1

Rs. 63.82

UK Pound

1

Rs. 99.15

Euro

1

Rs. 69.31

 

 

INFORMATION DETAILS

 

Information Gathered by :

DIP

 

 

Analysis Done by :

KIN

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

7

PAID-UP CAPITAL

1~10

6

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILITY

1~10

6

--LIQUIDITY

1~10

6

--LEVERAGE

1~10

6

--RESERVES

1~10

6

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

55

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.