MIRA INFORM REPORT

 

 

Report No. :

335347

Report Date :

06.08.2015

 

IDENTIFICATION DETAILS

 

Name :

GIBSON CENTRI-TECH LIMITED

 

 

Registered Office :

Hilltop Workseastern Avenuelichfieldws13 6uy

 

 

Country :

United Kingdom

 

 

Financials (as on) :

30.11.2014

 

 

Date of Incorporation :

11.06.1980

 

 

Com. Reg. No.:

01501342

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

MANUFACTURE OF METAL STRUCTURES AND PARTS OF STRUCTURES

 

 

No. of Employee :

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints 

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 20% by 2015. However, the deficit still remains one of the highest in the G7, standing at 5.8% in 2013. The Bank of England (BoE) implemented an asset purchase program of 375 billion (approximately $586 billion) as of December 2014. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.8%, accelerating unexpectedly because of greater consumer spending and a recovering housing market.

 

Source : CIA


Company Name

 

GIBSON CENTRI-TECH LIMITED

 

 

Company No

 

01501342

 

 

Registered Address

 

HILLTOP WORKSEASTERN AVENUELICHFIELDWS13 6UY

 

 

Company Summary

 

Registered Address

 

HILLTOP WORKS
EASTERN AVENUE
LICHFIELD
WS13 6UY

 

Trading Address

 

Hilltop Works
Eastern Avenue
Lichfield
Staffordshire
WS13 6UY

 

Website Address                      http://www.gibsoncentritech.co.uk

Telephone Number                   01543418701

Fax Number    

TPS                                          Yes

FPS                                          No

Incorporation Date                   11/06/1980

Previous Name

Type                                         Private limited with Share Capital

FTSE Index                              -

Date of Change             -

Filing Date of Accounts            08/07/2015

Currency                                  GBP

Share Capital                           £160,000

SIC07                                       25110

Charity Number                                    -

SIC07 Description                   

MANUFACTURE OF METAL STRUCTURES AND PARTS OF STRUCTURES

 

Principal Activity

The manufacture of centrifugal and general casting machinery.

 

 

Key Financials

 

Year to Date                 Turnover          Pre Tax Profit               Shareholder     Funds Employees

30/11/2014                    -                       -                                   £2,369,995                    -

30/11/2013                    -                       -                                   £2,246,775                    -

30/11/2012                    -                       -                                   £1,984,628                    -

 

 

Mortgage Summary

 

Total Mortgage                         3

Outstanding                             3

Satisfied                                   0

 

 

Trade Debtors / Bad Debt Summary

 

Total Number of Documented Trade                 0

Total Value of Documented Trade                    £0

 

 

Commentary

 

This company has been treated as a Small company in respect of the rating/limit generated.

This company has only made late payments on a low percentage of invoices.

The latest Balance Sheet indicates a very positive net working capital position.

The latest cash balances represent a positive level in terms of the overall outstanding creditor obligations.

There has been an increase in shareholders funds compared with the previous balance sheet.

 

 

CCJ

 

Total Number of Exact CCJs -

0

Total Value of Exact CCJs -

Total Number of Possible CCJs -

0

Total Value of Possible CCJs -

Total Number of Satisfied CCJs -

0

Total Value of Satisfied CCJs -

Total Number of Writs -

-

 

 

Total Current Directors

3

Total Current Secretaries

1

Total Previous Directors / Company Secretaries

4

 

 

Current Directors

 

Name

Jean Iris Gibson

Date of Birth

11/06/1928

Officers Title

Mrs

Nationality

British

Present Appointments

1

Function

Director

Appointment Date

10/01/2012

Address

Hilltop Works, Eastern Avenue, Lichfield, Staffordshire, WS13 6UY

 

Name

Martin Douglas Gibson

Date of Birth

08/05/1949

Officers Title

Mr

Nationality

British

Present Appointments

5

Function

Director

Appointment Date

15/12/1991

Address

Hilltop Works, Eastern Avenue, Lichfield, Staffordshire, WS13 6UY

 

Name

Stuart James Gibson

Date of Birth

13/09/1973

Officers Title

Mr

Nationality

British

Present Appointments

1

Function

Director

Appointment Date

22/07/2005

Address

Hilltop Works, Eastern Avenue, Lichfield, Staffordshire, WS13 6UY

 

 

Current Company Secretary

 

Name

Elizabeth Anne Lockhart

Date of Birth

-

Officers Title

Mrs

Nationality

Present Appointments

1

Function

Company Secretary

Appointment Date

22/06/2015

Address

Hilltop Works, Eastern Avenue, Lichfield, Staffordshire, WS13 6UY

Top 20 Shareholders

 

Name

Currency

Share Count

Share Type

Nominal Value

% of Total Share Count

JEAN IRIS GIBSON

GBP

80,000

ORDINARY

1

50

MARTIN DOUGLAS GIBSON

GBP

80,000

ORDINARY

1

50

 

 

Profit & Loss

 

Date Of Accounts

30/11/14

(%)

30/11/13

(%)

30/11/12

(%)

30/11/11

(%)

30/11/10

Weeks

52

(%)

52

(%)

52

(%)

52

(%)

52

Currency

GBP

(%)

GBP

(%)

GBP

(%)

GBP

(%)

GBP

Consolidated A/cs

N

(%)

N

(%)

N

(%)

N

(%)

N

Turnover

-

-

-

-

-

-

-

-

-

Export

-

-

-

-

-

-

-

-

-

Cost of Sales

-

-

-

-

-

-

-

-

-

Gross Profit

-

-

-

-

-

-

-

-

-

Wages & Salaries

-

-

-

-

-

-

-

-

-

Directors Emoluments

-

-

-

-

-

-

-

-

-

Operating Profit

-

-

-

-

-

-

-

-

-

Depreciation

£21,612

65%

£13,101

-28.4%

£18,290

101.9%

£9,057

25.9%

£7,191

Audit Fees

£4,250

-3.4%

£4,400

-

£4,400

-

£4,400

-

£4,400

Interest Payments

-

-

-

-

-

-

-

-

-

Pre Tax Profit

-

-

-

-

-

-

-

-

-

Taxation

-

-

-

-

-

-

-

-

-

Profit After Tax

-

-

-

-

-

-

-

-

-

Dividends Payable

-

-

-

-

-

-

-

-

-

Retained Profit

-

-

-

-

-

-

-

-

-

 

 

Balance Sheet

 

Date Of Accounts

30/11/14

(%)

30/11/13

(%)

30/11/12

(%)

30/11/11

(%)

30/11/10

Tangible Assets

£214,340

20.3%

£178,190

3.9%

£171,501

5.7%

£162,182

14.2%

£141,964

Intangible Assets

0

-

0

-

0

-

0

-

0

Total Fixed Assets

£214,340

20.3%

£178,190

3.9%

£171,501

5.7%

£162,182

14.2%

£141,964

Stock

£179,646

864.3%

£18,630

-72.8%

£68,530

-12.7%

£78,506

821.2%

£8,522

Trade Debtors

£138,151

35.7%

£101,793

-42%

£175,559

30.2%

£134,811

30.4%

£103,359

Cash

£3,121,367

-14.9%

£3,669,776

5.5%

£3,478,003

-3.1%

£3,590,323

-3.5%

£3,721,608

Other Debtors

0

-

0

-

0

-

0

-

0

Miscellaneous Current Assets

£5,000

-

£5,000

-

£5,000

-

£5,000

-

£5,000

Total Current Assets

£3,444,164

-9.2%

£3,795,199

1.8%

£3,727,092

-2.1%

£3,808,640

-0.8%

£3,838,489

Trade Creditors

£1,276,509

-25.9%

£1,723,614

-9.8%

£1,910,965

-10.5%

£2,135,013

-3.1%

£2,203,188

Bank Loans & Overdrafts

0

-

0

-

0

-

0

-

0

Other Short Term Finance

0

-

0

-

0

-

0

-

0

Miscellaneous Current Liabilities

0

-

0

-

0

-

0

-

0

Total Current Liabilities

£1,276,509

-25.9%

£1,723,614

-9.8%

£1,910,965

-10.5%

£2,135,013

-3.1%

£2,203,188

Bank Loans & Overdrafts and LTL

£12,000

300%

£3,000

-

£3,000

-50%

£6,000

200%

£2,000

Other Long Term Finance

0

-

0

-

0

-

0

-

0

Total Long Term Liabilities

£12,000

300%

£3,000

-

£3,000

-50%

£6,000

200%

£2,000

 

 

Capital & Reserves

 

Date Of Accounts

30/11/14

(%)

30/11/13

(%)

30/11/12

(%)

30/11/11

(%)

30/11/10

Called Up Share Capital

£160,000

-

£160,000

-

£160,000

-

£160,000

-20%

£200,000

P & L Account Reserve

£2,214,714

5.9%

£2,091,494

14.3%

£1,829,347

9.2%

£1,674,528

6.3%

£1,575,265

Revaluation Reserve

-

-

-

-

-

-

-

-

-

Sundry Reserves

-£4,719

-

-£4,719

-

-£4,719

-

-£4,719

-

-

Shareholder Funds

£2,369,995

5.5%

£2,246,775

13.2%

£1,984,628

8.5%

£1,829,809

3.1%

£1,775,265

 

 

Other Financial Items

 

Date Of Accounts

30/11/14

(%)

30/11/13

(%)

30/11/12

(%)

30/11/11

(%)

30/11/10

Net Worth

£2,369,995

5.5%

£2,246,775

13.2%

£1,984,628

8.5%

£1,829,809

3.1%

£1,775,265

Working Capital

£2,167,655

4.6%

£2,071,585

14.1%

£1,816,127

8.5%

£1,673,627

2.3%

£1,635,301

Total Assets

£3,658,504

-7.9%

£3,973,389

1.9%

£3,898,593

-1.8%

£3,970,822

-0.2%

£3,980,453

Total Liabilities

£1,288,509

-25.4%

£1,726,614

-9.8%

£1,913,965

-10.6%

£2,141,013

-2.9%

£2,205,188

Net Assets

£2,369,995

5.5%

£2,246,775

13.2%

£1,984,628

8.5%

£1,829,809

3.1%

£1,775,265

 

 

Miscellaneous

 

Date Of Accounts

30/11/14

(%)

30/11/13

(%)

30/11/12

(%)

30/11/11

(%)

30/11/10

Contingent Liability

NO

-

NO

-

NO

-

NO

-

NO

Capital Employed

£2,381,995

5.9%

£2,249,775

13.2%

£1,987,628

8.3%

£1,835,809

3.3%

£1,777,265

Number of Employees

-

-

-

-

-

-

-

-

-

Accountants

Auditors

HARBEN BARKER LIMITED

Auditor Comments

The audit report contains no adverse comments

Bankers

BARCLAYS BANK PLC

Bank Branch Code

20-85-13

 

 

Ratios

 

Date Of Accounts

30/11/14

30/11/13

30/11/12

30/11/11

30/11/10

Pre-tax profit margin %

-

-

-

-

-

Current ratio

2.70

2.20

1.95

1.78

1.74

Sales/Net Working Capital

-

-

-

-

-

Gearing %

0.50

0.10

0.20

0.30

0.10

Equity in %

64.80

56.50

50.90

46.10

44.60

Creditor Days

-

-

-

-

-

Debtor Days

-

-

-

-

-

Liquidity/Acid Test

2.55

2.19

1.91

1.74

1.73

Return On Capital Employed %

-

-

-

-

-

Return On Total Assets Employed %

-

-

-

-

-

Current Debt Ratio

0.53

0.76

0.96

1.16

1.24

Total Debt Ratio

0.54

0.76

0.96

1.17

1.24

Stock Turnover Ratio %

-

-

-

-

-

Return on Net Assets Employed %

-

-

-

-

-

 

Report Notes

 

There are no notes to display.

 

Status History

 

No Status History found

 

Previous Company Names

 

No Previous Names found

 

Writ Details

 

No writs found

Statistics

 

Group

-

Linkages

0 companies

Countries

In 0 countries

 

Summary

 

Holding Company

-

Ownership Status

Ultimate Holding Company

-

 

 

Group Structure

 

No Group Structure

 

 

Mortgage Details

 

Mortgage Type:

DEED OF CHARGE OVER CREDIT BALANCES

Date Charge Created:

16/09/96

Date Charge Registered:

20/09/96

Date Charge Satisfied:

-

Status:

OUTSTANDING

Person(s) Entitled:

BARCLAYS BANK PLC

Amount Secured:

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Details:

FIXED CHARGE OVER THE DEPOSITS IN CHARGED ACCOUNT WITH THE BANK RE:-GIBSON CENTRI-TECH LIMITED BUSINESS PREMIUM ACCOUNTNO 80775827 SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

Mortgage Type:

LEGAL CHARGE

Date Charge Created:

28/10/91

Date Charge Registered:

15/11/91

Date Charge Satisfied:

-

Status:

OUTSTANDING

Person(s) Entitled:

BARCLAYS BANK PLC

Amount Secured:

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Details:

LAND AND BUILDINGS ON THE NORTH EAST SIDE OF EASTERN AVE,STOWE,LICHFIELD,STAFFST/N SF 288633 FORMERLEY SF 268517

 

Mortgage Type:

DEBENTURE

Date Charge Created:

29/04/85

Date Charge Registered:

08/05/85

Date Charge Satisfied:

-

Status:

OUTSTANDING

Person(s) Entitled:

BARCLAYS BANK PLC

Amount Secured:

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Details:

FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

 

 

Previous Director/Company Secretaries

 

Name

Current Directorships

Previous Directorships

Wendy Elizabeth Watkins

3

4

Wendy Elizabeth Watkins

3

4

Douglas Samuel Gibson

1

3

Douglas Samuel Gibson

1

3

Average Invoice Value

Ł1447.83

Invoices available

27

Paid

26

Outstanding

1

 

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

 

Within Terms

0-30 Days

31-60 Days

61-90 Days

91+ Days

Paid

13

10

3

0

0

Outstanding

0

0

1

0

0

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.63.82

UK Pound

1

Rs.99.15

Euro

1

Rs.69.31

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.